Forethought Life Insurance Company: Customer Ratings & Reviews [2023]
"Protecting Your Future with Comprehensive Life Insurance and Annuity Products: A Look into Forethought Life Insurance Company"
UPDATED: Apr 17, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 17, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 17, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
UPDATED: Apr 17, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
The Bottom Line
Forethought Life Insurance Company is a reputable insurance provider that offers a variety of life insurance and annuity products. With an A- rating from A.M. Best, Forethought Life Insurance Company provides competitive rates compared to other providers, along with discounts for eligible policyholders. The company’s flexible and customizable policy options make it easy for customers to find a plan that suits their needs. With a low complaint level and excellent customer service, Forethought Life Insurance Company is a top choice for those in need of life insurance. While availability may be limited in some areas, overall, the company provides reliable and comprehensive insurance coverage for its customers.
Are you looking for a reliable life insurance company that can help protect your family’s future financial security? Look no further than Forethought Life Insurance Company. With a wide range of insurance options, excellent customer service, and competitive rates, Forethought Life Insurance Company is a top choice for many policyholders. In this article, we will provide a comprehensive review of the company, including its history, mission, products, and customer reviews.
Types of Insurance Offered:
- Term Life Insurance
- Whole Life Insurance
- Final Expense Insurance
- Annuities
Is Forethought Life Insurance Company a Good Choice?
Company Contact Information:
- Phone: 1-800-642-4657
- Email: [email protected]
- Mailing Address: Forethought Life Insurance Company, 10 West Market Street, Suite 2300, Indianapolis, IN 46204
Related Parent or Child Companies:
Forethought Financial Group, Inc.
Financial Ratings:
- A.M. Best: A-
Customer Service Ratings:
- Forethought Life Insurance Company has excellent customer service with high ratings from customers.
Claims Information:
- Customers can file claims online through the company’s website or by calling their claims department at 1-800-642-4657.
Company Apps:
- Forethought Life Insurance Company does not currently have a mobile app available.
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Forethought Life Insurance Company Discounts Available
Forethought Life Insurance Company offers various discounts to eligible policyholders to help them save money on their life insurance premiums. These discounts include:
- Multi-policy discount: Customers can save money by bundling their life insurance policy with other insurance policies, such as home or auto insurance.
- Healthy lifestyle discount: Customers who lead a healthy lifestyle, such as non-smokers or those who maintain a healthy weight, may be eligible for discounted rates.
- Safe driving discount: Customers who have a good driving record may be eligible for a safe driving discount.
- Loyalty discount: Customers who have been with Forethought Life Insurance Company for a certain period may be eligible for a loyalty discount.
- Preferred rates: Customers who meet certain criteria, such as a high income or excellent health, may be eligible for preferred rates, which offer lower premiums than standard rates.
Overall, these discounts can help eligible policyholders save money on their life insurance premiums and make life insurance more affordable. It’s important to note that not all customers may be eligible for these discounts, and discounts may vary by state and policy.
Forethought Life Insurance Company Coverage Options
Forethought Life Insurance Company offers a variety of life insurance and annuity products to meet the needs of its customers. These coverage options include:
- Term life insurance: Provides coverage for a specified period, typically ranging from 10 to 30 years.
- Whole life insurance: Offers lifetime coverage and builds cash value over time.
- Universal life insurance: A flexible type of life insurance that allows customers to adjust their coverage and premiums over time.
- Indexed universal life insurance: Similar to universal life insurance but with the potential to earn higher interest rates based on the performance of an underlying index.
- Variable universal life insurance: Similar to universal life insurance but with the ability to invest the cash value portion of the policy in various investment options.
Forethought Life Insurance Company also offers annuity products, including fixed annuities and indexed annuities. Annuities can provide a guaranteed stream of income in retirement and may be a good option for those looking to supplement their retirement savings. Overall, Forethought Life Insurance Company provides a range of coverage options to help customers find a policy that meets their unique needs and financial goals.
Forethought Life Insurance Company vs. Competitors
Forethought Life Insurance Company operates in a competitive market with many other life insurance providers offering similar products and services. Some of Forethought’s main competitors include:
- Prudential Financial: As one of the largest life insurance companies in the U.S., Prudential offers a variety of life insurance products and annuities to its customers.
- MetLife: Another large life insurance provider, MetLife offers a range of life insurance and annuity products, as well as other financial products and services.
- Northwestern Mutual: A mutual company that offers life insurance, disability income insurance, and long-term care insurance, as well as investment and wealth management services.
- New York Life: A mutual company that offers life insurance and annuity products, as well as investment and retirement solutions.
- MassMutual: Offers life insurance, disability income insurance, and long-term care insurance, as well as retirement and investment solutions.
While Forethought Life Insurance Company may face competition from these and other providers, the company has carved out a niche in the market by offering a range of coverage options and excellent customer service. By continuing to innovate and adapt to changing customer needs, Forethought will remain a strong player in the life insurance industry.
Frequently Asked Questions
How do I apply for life insurance with Forethought Life Insurance Company?
To apply for life insurance with Forethought Life Insurance Company, you can contact a licensed agent or apply online through the company’s website.
How much does life insurance with Forethought Life Insurance Company cost?
The cost of life insurance with Forethought Life Insurance Company varies depending on the policy and coverage amount. However, the company offers competitive rates compared to other life insurance providers.
What types of discounts are available to Forethought Life Insurance Company policyholders?
Forethought Life Insurance Company offers discounts to eligible policyholders, including the Non-Smoker Discount, Multi-Policy Discount, and Safe Driver Discount.
What products and services does Forethought Life Insurance Company offer?
Forethought Life Insurance Company offers a range of insurance products, including term life insurance, whole life insurance, final expense insurance, and annuities.
How do I know if Forethought Life Insurance Company is available in my state?
Forethought Life Insurance Company is licensed in 49 states and the District of Columbia, but availability may be limited in some areas. To check availability in your state, you can contact a licensed agent or check the company’s website.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.