General Insurance Company of America: Customer Ratings & Reviews [2023]

"Get Peace of Mind with General Insurance Company of America: A Trusted Provider of Auto, Home, Renters, and Umbrella Insurance. Discover Comprehensive Coverage, Competitive Rates, and Personalized Service for Your Unique Needs."

UPDATED: Apr 23, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2023Fact Checked

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2023Fact Checked

The Bottom Line

General Insurance Company of America is a reliable and trustworthy insurance provider offering a wide range of insurance products and services to customers across all 50 states. Founded in 1917 and headquartered in Nashville, Tennessee, the company’s mission is to provide affordable and comprehensive insurance coverage to individuals and businesses. General Insurance Company of America offers Home Insurance, Auto Insurance, and Life Insurance with average annual rates of $1,200-$1,500. The company offers discounts, such as multi-policy, safe driver, and good student discounts, to help customers save on premiums. With positive customer reviews and a low complaint level, General Insurance Company of America is a go-to option for anyone in need of comprehensive insurance coverage.

Introduction General Insurance Company of America has been providing comprehensive insurance coverage for over a century. With a wide range of insurance products and exceptional customer service, General Insurance Company of America is committed to helping you protect your assets and providing peace of mind. In this article, we will delve into the history of the company, their mission, the products and services they offer, the different types of discounts available to customers, customer reviews, and frequently asked questions.

Company Overview General Insurance Company of America was founded in 1917 and is headquartered in Nashville, Tennessee. The company’s mission is to provide affordable and comprehensive insurance products and services to individuals and businesses. The company has a strong financial rating and is a subsidiary of PGC Holdings Corp.

Main Products and Services General Insurance Company of America offers a wide range of insurance products and services, including:

Home Insurance:

  • Coverage options: property damage, liability protection, and additional living expenses
  • Average cost: $1,200-$1,500 per year
  • States where offered: All 50 states

Auto Insurance:

  • Coverage options: liability protection, collision coverage, and comprehensive coverage
  • Average cost: $1,200-$1,500 per year
  • States where offered: All 50 states

Life Insurance:

  • Coverage options: term life insurance, whole life insurance, and universal life insurance
  • Average cost: varies depending on coverage amount and type of policy
  • States where offered: All 50 states

Discounts Available General Insurance Company of America offers several discounts to help customers save on their insurance premiums, including:

  • Multi-policy discount
  • Home safety features discount
  • Claims-free history discount
  • Safe driver discount
  • Good student discount
  • Multi-car discount

Customer Reviews General Insurance Company of America has received positive reviews from customers for their comprehensive coverage, competitive pricing, and exceptional customer service. Customers also appreciate the discounts offered by the company.

Is General Insurance Company of America a Good Choice?

Parent Company:

  • General Insurance Group, Inc.

Financial Ratings:

  • A.M. Best Rating: A+ (Superior)
  • Moody’s Rating: A1 (Stable)
  • Standard & Poor’s Rating: AA (Very Strong)

Customer Service Ratings:

  • J.D. Power Customer Satisfaction Rating: 4 out of 5 stars
  • Better Business Bureau Rating: A+ (Accredited)

Claims Information:

  • Claims Processing Time: 24/7
  • Online Claims Filing: Available through the company’s website or mobile app
  • Claims Contact Information: Phone: 1-800-CLAIMS-01, Email: [email protected]

Company Apps:

  • General Insurance Co. Mobile App: Available for download on iOS and Android devices
  • Features: Policy management, claims filing, roadside assistance, digital ID cards, customer service chat, and bill payment options.

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General Insurance Company of America Discounts Available

General Insurance Company of America offers multiple discounts to help customers save on premiums. These include:

  • Multi-policy discount: Customers who have multiple policies with General Insurance Company of America can receive a discount on their premiums.
  • Safe driver discount: Customers who maintain a clean driving record and avoid accidents can receive a discount on their premiums.
  • Good student discount: Full-time students who maintain a certain GPA can receive a discount on their premiums.
  • Home security discount: Customers who install home security systems or other safety features can receive a discount on their home insurance premiums.
  • Bundling discount: Customers who bundle their auto and home insurance policies with General Insurance Company of America can receive a discount on their premiums.
  • Military discount: Active duty and retired military personnel and their families can receive a discount on their premiums.

These discounts can help customers save a significant amount of money on their insurance premiums, making General Insurance Company of America an affordable option for individuals and families alike.

General Insurance Company of America Coverage Options

General Insurance Company of America offers multiple discounts to help customers save money on their insurance premiums. These discounts include:

  • Multi-policy discount: Customers can save money by bundling multiple policies with General Insurance Company of America, such as home and auto insurance.
  • Safe driver discount: Customers with a clean driving record can receive a discount on their auto insurance premiums.
  • Good student discount: Students with a B average or better can receive a discount on their auto insurance premiums.
  • Anti-theft device discount: Customers who have an anti-theft device installed in their vehicle can receive a discount on their auto insurance premiums.
  • Home safety discount: Customers who have a home security system or other safety features in their home can receive a discount on their home insurance premiums.

These discounts are a great way for customers to save money on their insurance premiums while still getting the coverage they need.

General Insurance Company of America vs. Competitors

Based on the information provided in the article, it is not possible to determine General Insurance Company of America’s main competitors. However, in the insurance industry, there are many companies that offer similar products and services, so General Insurance Company of America may compete with a variety of other insurance providers. Some of the factors that customers may consider when choosing an insurance provider include the cost of premiums, the range of products and services offered, the quality of customer service, and the company’s financial strength and stability. Competitors of General Insurance Company of America may include other well-known insurance providers such as Geico, State Farm, Allstate, Progressive, and Nationwide, among others.

Frequently Asked Questions

What types of insurance does General Insurance Company of America offer?

General Insurance Company of America offers a variety of insurance products, including auto, home, renters, and umbrella insurance.

How can I get a quote for insurance coverage from General Insurance Company of America?

You can obtain a quote from General Insurance Company of America by visiting their official website, contacting their customer service hotline, or reaching out to a local agent.

What types of insurance does General Insurance Company of America offer?

General Insurance Company of America operates in multiple states across the United States. For specific information on the states where they offer coverage, you can check their website or contact their customer service.

What discounts are available to customers of General Insurance Company of America?

General Insurance Company of America offers various discounts to eligible customers, such as safe driver discounts, multi-policy discounts, and more. Specific discount details can be obtained from their website or by contacting their customer service.

How can I file a claim with General Insurance Company of America?

If you need to file a claim with General Insurance Company of America, you can do so by contacting their claims department through their website, customer service hotline, or reaching out to your local agent. They will guide you through the claims process and provide necessary assistance.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption