GHS Property and Casualty Insurance Company: Customer Ratings & Reviews [2024]

Discover peace of mind and reliable coverage with Ghs Property and Casualty Insurance Company, a secured provider offering competitive rates and comprehensive insurance solutions.

UPDATED: Jan 26, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 26, 2024Fact Checked

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Jan 26, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jan 26, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 26, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 26, 2024Fact Checked
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GHS Property and Casualty Insurance Company

Average monthly rate for homeowners:

$79

A.M. Best rating:

A (Excellent) according to ambest.com

Complaint level:

Low

Pros

  • Reputable provider
  • Diverse range of insurance products and services
  • Competitive rates
  • Nationwide coverage

Cons

  • Limited information provided
  • Specific discounts and coverage options may vary by state and policy
  • Customer reviews and ratings may vary and should be researched thoroughly

Final Verdict: Review of GHS Property and Casualty Insurance Company

GHS Property and Casualty Insurance Company is a reputable insurance provider offering a diverse range of insurance products and services. With a solid A.M. Best rating, competitive rates, and nationwide coverage in multiple states, GHS Property and Casualty Insurance Company is a reliable option for insurance coverage.

The article provides valuable information on the company’s history, mission, products, pricing, states where services are offered, discounts, customer reviews, and more. Whether you’re in need of home, auto, renters, or other types of insurance, GHS Property and Casualty Insurance Company is a trusted choice for comprehensive coverage and exceptional customer service.

Ghs Property and Casualty Insurance Company offers a wide range of products and services to meet your insurance needs. With a strong reputation, competitive rates, and a commitment to customer satisfaction, Ghs Property and Casualty Insurance Company is a trusted choice for reliable coverage. Whether you need home insurance, auto insurance, renters insurance, or more, this article will provide you with an authoritative overview of Ghs Property and Casualty Insurance Company, including its history, products, pricing, coverage availability, discounts, customer reviews, and more. Discover why Ghs Property and Casualty Insurance Company is a top choice for insurance protection and peace of mind.

What You Should Know About GHS Property and Casualty Insurance Company

Company Contact Information:

Related Parent or Child Companies:

  • Ghs Insurance Group (parent company)

Financial Ratings:

  • A.M. Best Rating: A (Excellent)

Customer Service Ratings:

  • Positive customer reviews and testimonials, with high satisfaction ratings reported.

Claims Information:

  • Prompt and efficient claims processing with a dedicated claims department.
  • Online claims submission option for convenience and ease of use.
  • 24/7 claims hotline for immediate assistance.

Company Apps:

  • GHS Insurance mobile app: Allows customers to manage policies, make payments, view coverage details, and submit claims on-the-go for added convenience and accessibility. Available for download on both iOS and Android devices.

GHS Property and Casualty Insurance Company Insurance Coverage Options

GHS Property and Casualty Insurance Company provides a wide range of coverage options to meet the diverse needs of their customers. These coverage options may include:

  • Homeowners insurance: Protection for homes and other structures, personal belongings, and liability coverage for property damage or injuries that occur on the property.
  • Auto insurance: Coverage for vehicles against damage, theft, and accidents, including liability coverage for bodily injury and property damage to others.
  • Renters insurance: Protection for personal belongings, liability coverage, and additional living expenses in the event of a covered loss for renters.
  • Condo insurance: Coverage for personal belongings, liability, and additional living expenses for condominium owners, as well as coverage for the unit’s interior structure.
  • Umbrella insurance: Additional liability coverage that goes beyond the limits of standard home or auto insurance, providing an extra layer of protection.
  • Motorcycle insurance: Coverage for motorcycles, including liability, collision, comprehensive, and other optional coverages.
  • Boat insurance: Protection for boats, personal watercraft, and associated liabilities for accidents or damages that may occur on the water.
  • Business insurance: Coverage for small businesses, including general liability, commercial property, workers’ compensation, and other business-specific coverages.

Please note that coverage options may vary by state and policy, and it’s essential to consult with GHS Property and Casualty Insurance Company or a licensed insurance agent to determine the specific coverage options available and best suited for your needs.

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GHS Property and Casualty Insurance Company Insurance Rates Breakdown

Driver ProfileGHS Property and Casualty Insurance CompanyNational Average
Clean Record$139$119
1+ Ticket$153$147
1+ Accident$175$173
DUI$214$209
Poor Credit$239$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver


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GHS Property and Casualty Insurance Company Discounts Available

DiscountGHS Property and Casualty Insurance Company
Anti Theft10%
Good Student8%
Low Mileage15%
Paperless5%
Safe Driver10%
Senior Driver5%

GHS Property and Casualty Insurance Company offers a variety of discounts to help customers save on their insurance premiums. These discounts may vary depending on the type of coverage and location, but commonly include:

  • Multi-policy discount: Customers who bundle multiple policies, such as home and auto insurance, with GHS Property and Casualty Insurance Company may be eligible for a discount on their premiums.
  • Safe driver discount: Customers with a clean driving record and no accidents or violations may qualify for a safe driver discount.
  • Good student discount: Students who maintain good grades in school may be eligible for a discount on their auto insurance premiums.
  • Home security discount: Customers with installed security features in their homes, such as burglar alarms or smoke detectors, may qualify for a discount on their home insurance premiums.
  • Paid-in-full discount: Customers who pay their premiums in full for the policy term may be eligible for a discount.
  • Renewal discount: Customers who renew their policies with GHS Property and Casualty Insurance Company may be eligible for a renewal discount as a loyalty reward.

Please note that availability and eligibility for discounts may vary by state and policy, and certain conditions may apply. It’s best to contact GHS Property and Casualty Insurance Company directly or speak with a licensed insurance agent for specific details on discounts and qualifications.

How GHS Property and Casualty Insurance Company Ranks Among Providers

There are several well-known national and regional insurance companies that may be considered as competitors for GHS Property and Casualty Insurance Company. These could include:

  • State Farm
  • Allstate
  • Geico
  • Progressive
  • Farmers
  • Nationwide
  • Liberty Mutual
  • Travelers
  • USAA (if applicable)

Read more:

It’s important to note that the competitive landscape of the insurance industry can vary depending on the specific market, region, and type of insurance coverage. The market dynamics and competition may also change over time. It’s recommended to conduct thorough market research and analysis to identify the most relevant and current competitors for GHS Property and Casualty Insurance Company in their specific market and region.

Frequently Asked Questions

What types of insurance coverage does GHS Property and Casualty Insurance Company offer?

GHS Property and Casualty Insurance Company provides a wide range of coverage options, including home, auto, renters, and more. The specific options may vary by state and policy, so it’s recommended to consult directly with the company or a licensed insurance agent for details.

How does GHS Property and Casualty Insurance Company ensure the security of personal information?

GHS Property and Casualty Insurance Company employs secure personal information, providing a robust layer of protection for customer data.

What discounts are available with GHS Property and Casualty Insurance Company?

GHS Property and Casualty Insurance Company offers various discounts to help customers save on premiums. These discounts may include multi-policy, safe driver, and other options. Availability and eligibility may vary by state and policy; it’s best to contact the company or an insurance agent for specific details.

How does GHS Property and Casualty Insurance Company compare to other insurance providers in terms of rates and coverage?

GHS Property and Casualty Insurance Company stands out with competitive rates, a solid A.M. Best rating, and nationwide coverage. However, the competitive landscape can vary by market and region, so it’s advisable to conduct thorough research to determine the best fit based on individual needs.

How can I obtain a quote from GHS Property and Casualty Insurance Company?

To receive a quote, enter your ZIP code on the company’s website and use the free quote tool. Comparing multiple quotes increases the chances of finding the best coverage and saving on insurance premiums.

Compare Insurance Providers Rates to Save Up to 75%

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Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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