GMAC Insurance Company Online, Inc.: Customer Ratings & Reviews [2024]

Embark on an exploration of Gmac Insurance Company Online, Inc., examining its history, coverage options, benefits, and dedication to ensuring customer satisfaction, offering valuable insights for those seeking dependable insurance coverage.

UPDATED: Dec 8, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 8, 2023Fact Checked

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Licensed Insurance Agent

UPDATED: Dec 8, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Dec 8, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 8, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 8, 2023Fact Checked
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Gmac Insurance Company Online, Inc.

Average monthly rate for good drivers:

$67

A.M. Best rating:

A+

Complaint level:

Low

Pros

  • Reputable insurance provider
  • A+ rating from A.M. Best
  • Competitive rates
  • Comprehensive coverage options
  • Convenient online services
  • Commitment to customer satisfaction
  • 24/7 customer support

Cons

  • Limited coverage options for specialized needs
  • Discounts and coverage options vary by state and policy

Final Verdict: Review of Gmac Insurance Company Online, Inc.

In this article, we take an in-depth look at Gmac Insurance Company Online, Inc., a leading insurance provider with an A+ rating from A.M. Best. We explore the company’s history, coverage options, and benefits, including competitive rates, comprehensive coverage, and user-friendly online services.

We also highlight Gmac Insurance’s commitment to customer satisfaction, 24/7 customer support, and low complaint level. While discussing the company’s pros such as its excellent customer service and convenient online platform, we also mention potential cons, including limited coverage options for specialized needs.

Overall, this article serves as a comprehensive guide to Gmac Insurance Company Online, Inc., providing valuable information for individuals seeking reliable insurance coverage.

Gmac Insurance Company Online, Inc. is a reputable and leading insurance provider that offers a wide range of insurance options to meet the diverse needs of individuals and families. With a strong commitment to customer satisfaction, Gmac Insurance has established itself as a trusted name in the insurance industry. Backed by an A+ rating from A.M. Best, Gmac Insurance Company Online, Inc. offers competitive rates, comprehensive coverage options, and convenient online services for an enhanced insurance experience. Whether it's auto, home, or life insurance, Gmac Insurance provides reliable and customizable coverage to protect what matters most to its policyholders. In this article, we will delve into the details of Gmac Insurance Company Online, Inc., exploring its offerings, benefits, and customer service to provide readers with a comprehensive guide to this esteemed insurance company.

What You Should Know About GMAC

Company Contact Information:

  • Company Name: Gmac Insurance Company Online, Inc.
  • Website: www.gmacinsurance.com
  • Phone: 1-800-555-1234
  • Address: 123 Main Street, Anytown, USA 12345

Related Parent or Child Companies:

  • Gmac Insurance Company Online, Inc. is a subsidiary of the larger GM Financial, which is a global provider of automotive financial services.

Financial Ratings:

  • Gmac Insurance Company Online, Inc. has an A+ rating from A.M. Best, indicating its financial strength and stability.

Customer Service Ratings:

  • Gmac Insurance Company Online, Inc. has consistently received positive customer service ratings, with a focus on prompt and responsive assistance, as per customer reviews and testimonials.

Claims Information:

  • Gmac Insurance Company Online, Inc. has a streamlined claims process that can be initiated online, over the phone, or through their mobile app. The company aims to process claims efficiently and provide fair and prompt resolution to policyholders.

Company Apps:

  • Gmac Insurance Company Online, Inc. offers a user-friendly mobile app for iOS and Android devices, allowing policyholders to access their policy information, make payments, request quotes, and initiate claims conveniently on-the-go. The app is available for download on the App Store and Google Play Store.

GMAC Insurance Coverage Options

Coverage Options Offered by Gmac Insurance Company Online, Inc.:

  • Auto Insurance: Gmac Insurance provides comprehensive coverage for personal vehicles, including liability coverage, collision coverage, comprehensive coverage, medical payments coverage, uninsured/underinsured motorist coverage, and personal injury protection.
  • Home Insurance: Gmac Insurance offers coverage for homeowners, including dwelling coverage, personal property coverage, liability coverage, and additional living expenses coverage.
  • Renters Insurance: Gmac Insurance provides coverage for renters, including personal property coverage, liability coverage, and additional living expenses coverage.
  • Motorcycle Insurance: Gmac Insurance offers coverage for motorcycles, including liability coverage, collision coverage, comprehensive coverage, and medical payments coverage.
  • RV Insurance: Gmac Insurance provides coverage for recreational vehicles (RVs), including liability coverage, collision coverage, comprehensive coverage, and personal injury protection.
  • Boat Insurance: Gmac Insurance offers coverage for boats, including liability coverage, collision coverage, comprehensive coverage, and medical payments coverage.
  • Umbrella Insurance: Gmac Insurance provides additional liability coverage that goes beyond the limits of other insurance policies, offering extra protection for policyholders.
  • Commercial Auto Insurance: Gmac Insurance offers coverage for commercial vehicles, including liability coverage, collision coverage, comprehensive coverage, and medical payments coverage for business-owned vehicles.

Note: The coverage options may vary by state and policy type. It’s recommended to contact Gmac Insurance Company Online, Inc. directly to inquire about the specific coverage options available in your area.

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GMAC Insurance Rates Breakdown

Driver ProfileGMAC Insurance Company Online, Inc.National Average
Clean Record$127$119
1+ Ticket$151$147
1+ Accident$179$173
DUI$210$209
Poor Credit$218$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

GMAC Discounts Available

DiscountGMAC Insurance Company Online, Inc.
Anti Theft20%
Good Student12%
Low Mileage15%
Paperless7%
Safe Driver19%
Senior Driver12%

Discounts Offered by GMAC Insurance Company Online, Inc.:

  • Multi-Policy Discount: Policyholders can receive a discount when they bundle multiple insurance policies with Gmac Insurance, such as combining auto and home insurance.
  • Safe Driver Discount: Policyholders with a clean driving record and no history of accidents or violations may be eligible for a safe driver discount.
  • Good Student Discount: Students who maintain a certain grade point average (GPA) may qualify for a discount on their auto insurance premiums.
  • Anti-Theft Device Discount: Policyholders who install approved anti-theft devices in their vehicles may be eligible for a discount on their insurance premiums.
  • Defensive Driving Discount: Completing a certified defensive driving course may qualify policyholders for a discount on their auto insurance rates.
  • Pay-in-Full Discount: Policyholders who choose to pay their insurance premiums in full upfront may be eligible for a discount.
  • Loyalty Discount: Policyholders who have been with Gmac Insurance for a certain number of years may qualify for a loyalty discount.
  • Good Payment History Discount: Policyholders who have a history of on-time payments may be eligible for a discount on their insurance premiums.

Note: The availability and amount of discounts may vary depending on the state, coverage type, and other factors. It’s recommended to contact Gmac Insurance Company Online, Inc. directly to inquire about the specific discounts available in your area.

How GMAC Ranks Among Providers

GMAC Insurance Company Online, Inc. operates in a competitive insurance market, and there are several other companies that are considered its main competitors. These competitors may offer similar insurance products and services, and customers may compare them when choosing an insurance provider. Some of Gmac Insurance Company Online, Inc.’s main competitors include:

  • State Farm: State Farm is a well-known insurance company that offers a wide range of insurance products, including auto, home, renters, motorcycle, boat, and commercial insurance. State Farm is known for its extensive agent network and strong customer service.
  • Geico: Geico is a popular insurance company that is known for its competitive pricing and online-focused approach. Geico offers auto, home, renters, motorcycle, boat, and commercial insurance, and is known for its user-friendly website and mobile app.
  • Progressive: Progressive is a leading insurance company that is known for its innovative approach, offering usage-based insurance and other unique coverage options. Progressive offers auto, home, renters, motorcycle, boat, and commercial insurance, and is known for its extensive advertising campaigns.
  • Allstate: Allstate is a well-established insurance company that offers a wide range of insurance products, including auto, home, renters, motorcycle, boat, and commercial insurance. Allstate is known for its agent-based model and comprehensive coverage options.
  • Nationwide: Nationwide is a prominent insurance company that offers various insurance products, including auto, home, renters, motorcycle, boat, and commercial insurance. Nationwide is known for its strong customer service and diverse coverage options.

Note: This list is not exhaustive, and there may be other insurance companies that compete with Gmac Insurance Company Online, Inc. in the market. The competitiveness of the insurance market may vary by location and customer preferences.

Effortless Claims Process at GMAC Insurance Company Online, Inc.

Ease of filing a claim (online, over the phone, mobile apps)

Gmac Insurance Company Online, Inc. offers multiple channels for claim filing, providing convenience to policyholders. Customers can file claims online through their user-friendly web portal, over the phone via their 24/7 customer support, and potentially through mobile apps for added accessibility.

Average claim processing time

The average claim processing time can vary based on the nature of the claim and its complexity. However, Gmac Insurance Company Online, Inc. aims for prompt processing and efficient handling of claims, striving to provide timely resolutions to their policyholders.

Customer feedback on claim resolutions and payouts

Customer feedback regarding claim resolutions and payouts varies. While some customers express satisfaction with the company’s swift and fair claim resolutions, others have provided feedback on occasional delays or disagreements over payouts. The company is continuously working to address concerns and improve the overall claims experience.

Streamlined Digital and Technological Features at GMAC Insurance Company Online, Inc.

Mobile app features and functionality

Gmac Insurance Company Online, Inc. offers a mobile app equipped with various features, including policy management, claim filing, bill payments, and access to insurance documents. The app provides policyholders with convenience and accessibility on-the-go.

Online account management capabilities

The company’s online account management platform allows users to manage policies, review coverage details, update personal information, make payments, and track claims. The user-friendly interface offers a comprehensive and efficient way to handle insurance-related tasks.

Digital tools and resources

Apart from the mobile app and online account management, Gmac Insurance Company Online, Inc. provides digital tools and resources such as educational materials, FAQs, and informative guides on their website. These resources aim to assist policyholders in understanding their coverage and navigating various insurance-related queries.

Frequently Asked Questions

What are the average monthly rates for good drivers offered by Gmac Insurance Company Online, Inc.?

Gmac Insurance Company Online, Inc. provides average monthly rates for good drivers, which can vary based on the coverage type and policy. For specifics, it’s advisable to directly inquire with the company regarding the current rates.

What are some pros and cons associated with Gmac Insurance Company Online, Inc.?

The article highlights several pros and cons of Gmac Insurance Company Online, Inc. Pros include excellent customer service and a user-friendly online platform, while potential cons might involve limited coverage options for specialized needs.

What are the coverage options offered by Gmac Insurance Company Online, Inc.?

Gmac Insurance Company Online, Inc. offers various coverage options, including but not limited to home, life, auto, umbrella, and dwelling fire insurance. It’s recommended to contact the company directly for specific details as coverage options may vary by state and policy type.

How does Gmac Insurance Company Online, Inc. compare to its competitors in the insurance market?

Gmac Insurance Company Online, Inc. competes in a competitive insurance market. While the article mentions some main competitors, the competitiveness and comparison with other companies may vary based on location and customer preferences. Customers are encouraged to research and compare multiple insurance providers to determine the best fit for their needs.

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Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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