Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Dec 28, 2021

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Company Details
President: No President Known
Address: PO Box 1890
City: Blue Bell
State: Pennsylvania
ZIP Code: 19422
Phone Number: 8007776664
Toll Free: (800) 7776664
Year Founded: 1992
AM Best Rating: Not Rated
Company Rating 0 (0 reviews)

Good2Go Insurance offers affordable auto insurance policies to people with any driving background. As a result, safe and high-risk drivers alike qualify for affordable Good2Go auto insurance coverage.

Good2Go specializes in minimum-limit auto insurance policies to keep rates low for most drivers. The company also provides comprehensive and collision coverage focusing on underserved drivers.

Good2Go is licensed to sell insurance in all U.S. states except Alaska, Hawaii, Kansas, Massachusetts, Montana, and Rhode Island.

In this Good2Go car insurance review, learn how to request a quote, compare financial and customer reviews, and determine if Good2Go is the right auto insurance company for you.

After learning how to buy Good2Go auto insurance, quickly compare quotes from the top companies near you for free by entering your ZIP code into our rate tool above.

What is Good2Go Auto Insurance?

Good2Go Insurance company sells fast, easy, and cheap auto insurance policies in all but six states. The company also writes policies for high-risk and underserved drivers.

Good2Go specializes in selling minimum limit policies that meet the state-required auto insurance coverage limits where you live.

The company also offers coverage for people who are required to carry SR-22 insurance.

If your vehicle is leased or financed, the dealership or bank may require that you have comprehensive and collision coverage — both are available from Good2Go.

In addition, Good2Go offers roadside assistance and towing insurance as a policy add-on in some states.

Good2Go sells policies through its member companies. When you request a quote, you may receive an offer from one of these subsidiaries.

Be aware that regulators in at least three states determined fault with the business practices of some companies that operate under the Good2Go auto insurance company name.

The company received a much higher number of customer complaints than what is considered average. So keep these financial concerns and customer experiences in mind while shopping around for your best coverage.

There is no Good2Go mobile app. However, customers do create accounts on the company website. Once you secure a policy, you’re prompted to set up your Good2Go login.

In the customer portal, you can file claims, make changes to your policy, pay your bill, and more.

Good2Go provides policyholders different payment plans to ensure you can comfortably make your Good2Go payments on time.

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How do you request Good2Go auto insurance quotes?

To request Good2Go auto insurance quotes, visit the company website or call the Good2Go auto insurance phone number.

When you request a quote, you may receive quotes from any of the companies affiliated with Good2Go.

Good2Go works with The General Insurance, Kemper Auto Infinity Insurance, National General, Plymouth Rock Management Company of NJ, and Progressive.

What are the average Good2Go auto insurance rates?

Good2Go auto insurance rates are not published, but down payments start as low as $20 according to the company’s website.

When you request a quote, the company typically offers you coverage for a policy that meets the legal minimum limits of your state.

If you request a Good2Go quote, compare it to other quotes from other companies.

You can compare it to the national average cost of auto insurance, which was $133 per month or $1,592 annually in 2021.

How do you file Good2Go auto insurance claims?

You can file Good2Go auto insurance claims on the company website. You must log in to your online account to submit or track your claim.

You can also call or email the Good2Go claims center.

If you purchase a policy through one of Good2Go’s partners, keep in mind that some financial institutions raised questions about those company’s ability to fully pay out on all claims.

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Does Good2Go offer any auto insurance discounts?

Good2Go offers a variety of stackable auto insurance discounts leading to a substantial amount of savings.

See what discounts Good2Go offers to drivers and the potential rate reductions in the table below.

Good2Go Auto Insurance Discounts
DiscountsPotential Rate Reduction
Good driver discount10% to 35%
Student driver discount5% to 20%
Homeownership discount5% to 10%
Multi-vehicle discount10% to 25%
Paid-in0full discount5% to 10%
Renewal discount3% to 5%
Defensive driving course discount5% to 15%
Airbag and passive restraint discountUp to 5%
Anti-theft system and VIN etching discountUp to 5%
Prior insurance discountUp to 40%
Non-owner discountUp to 25%
Good student discount]Up to 10%
Driver's education discountUp to 10%
Cell phone safety discountUp to 5%
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Because of regional laws, it’s important to note that discount availability and rate reduction amounts vary by state.

Plus, some discounts only apply to certain types of coverages.

Contact a company representative for more information about what discounts Good2Go may offer you.

What are the Good2Go auto insurance ratings and reviews?

Looking at an insurance company’s financial ratings and company reviews helps you determine if the company is reliable and efficient before signing any contracts.

Good2Go is not currently rated by the major credit rating agencies, such as A.M. Best.

However, in 2016 and 2017, some Good2Go partner companies were found at fault by regulators in at least three states due to poor business practices.

Good2Go received far more complaints than what is considered average among companies of a similar size.

Despite earning an A+ rating from the Better Business Bureau (BBB), customers rank it 1.1 out of a possible five stars. This company is not BBB accredited.

Some Good2Go brands received a complaint index ratio of 50.55, according to the National Association of Insurance Commissioners (NAIC). The median is always set to 1.00, and lower scores are better.

Such a high score is a cause for concern and should be considered while you shop around for your best coverage.

Does Good2Go sell other insurance products?

Good2Go offers additional insurance services on the company website.

However, like the auto policies, the coverage may be underwritten by one of the company partners instead of Good2Go.

You can request quotes for homeowners, home warranty, renters, life, pet, travel, legal, flood, and motorcycle insurance through the company website.

However, product availability and rates vary by state.

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What is the history of Good2Go?

Good2Go’s parent company, American Independent Insurance Co., in based in Pennsylvania and was founded in 1992.

In 2016, American Independent consolidated all of its subsidiaries under the company name Good2Go.

In the third quarter of 2017, S&P Global released a statement expressing heightened solvency concerns for four out of the seven subsidiaries previously part of the American Independent Insurance Company brand.

The company is not rated by any of the leading credit rating agencies.

Good2Go Auto Insurance: The Bottom Line

Overall, Good2Go Insurance Co. may offer you cheap rates, but the financial outlook and customer reviews do raise some red flags.

Suppose you’re a high-risk driver struggling to secure auto insurance coverage.

It may be worth comparing other auto insurance companies that are not part of the Good2Go brand with better reviews and higher financial scores.

Now that you’ve learned about affordable Good2Go auto insurance, secure the best coverage for you by entering your ZIP code into our free rate comparison tool below.