Hartford Insurance Company of the Midwest Review [2023]

Is The Hartford a Good Choice?

Company contact information:

• Website: https://www.thehartford.com/
• Phone: 1-800-423-6789
• Address: Hartford Insurance Company of the Midwest, One Hartford Plaza, Hartford, CT 06155

Related parent or child companies: Hartford Insurance Company of the Midwest is a subsidiary of The Hartford Financial Services Group, Inc.

Financial ratings: Hartford Insurance Company of the Midwest has an A+ (Superior) rating from A.M. Best, indicating strong financial stability and creditworthiness.

Customer service ratings: There is no specific information about customer service ratings in the article. However, the company has a low level of customer complaints, which suggests that customer service may be satisfactory.

Claims information: Hartford Insurance Company of the Midwest has received high ratings for auto claims satisfaction from J.D. Power. However, there is no detailed information about claims handling for other types of insurance products.

Company apps: The article does not mention any specific company apps. However, the company offers online quote and policy management tools that may be accessible through a mobile device or computer.

The Hartford Discounts Available

Hartford Insurance Company of the Midwest offers several discounts and savings opportunities for customers to help lower their insurance premiums. Some of the discounts available include:

• Bundle discount: Customers can save money by bundling multiple insurance policies, such as auto and home insurance, with Hartford.
• Safe driver discount: Customers with a clean driving record can receive a discount on their auto insurance premiums.
• Defensive driving discount: Completing an approved defensive driving course can result in a discount on auto insurance premiums.
• Good student discount: Full-time students with a B average or higher can receive a discount on their auto insurance premiums.
• Home safety features discount: Customers with safety features in their home, such as smoke detectors and security systems, may be eligible for a discount on their home insurance premiums.
• Anti-theft device discount: Customers with anti-theft devices installed in their vehicle may be eligible for a discount on their auto insurance premiums.

These discounts can vary by state and specific policy, so customers should contact Hartford Insurance Company of the Midwest or their agent to learn more about which discounts may be available to them.

The Hartford Coverage Options

Hartford Insurance Company of the Midwest offers a range of coverage options for individuals and businesses, including:

Auto Insurance:

• Liability coverage
• Collision coverage
• Comprehensive coverage
• Uninsured/underinsured motorist coverage
• Personal injury protection
• Rental car reimbursement

Home Insurance:

• Dwelling coverage
• Personal property coverage
• Liability coverage
• Additional living expenses coverage
• Flood insurance (additional coverage)

Renters Insurance:

• Personal property coverage
• Liability coverage
• Additional living expenses coverage

Flood Insurance:

• Building property coverage
• Personal property coverage
• Replacement cost coverage
• Temporary living expenses coverage

Business Insurance:

• Property insurance
• Liability insurance
• Workers’ compensation insurance
• Business income insurance
• Cyber liability insurance
• Professional liability insurance

Umbrella Insurance:

• Additional liability coverage beyond the limits of underlying insurance policies

These coverage options can vary by state and specific policy, so customers should contact Hartford Insurance Company of the Midwest or their agent to learn more about which coverages may be available to them.

The Hartford vs. Competitors

Hartford Insurance Company of the Midwest has several competitors in the insurance industry. Some of the main competitors include:

• State Farm: A large insurance company that offers a wide range of insurance products, including auto, home, and life insurance.
• Allstate: Another major insurance company that offers a range of insurance products, including auto, home, and life insurance.
• Progressive: A direct-to-consumer insurance company that specializes in auto insurance but also offers other insurance products, including home and renters insurance.
• Geico: A direct-to-consumer insurance company that primarily offers auto insurance but also offers home and renters insurance.
• Farmers: A large insurance company that offers a range of insurance products, including auto, home, and life insurance.

These companies offer similar insurance products and services as Hartford Insurance Company of the Midwest and may compete for the same customers. However, each company has its unique strengths and weaknesses, and customers should compare rates, coverage options, and customer reviews to find the best insurance provider for their specific needs.