Hartford Insurance Company of the Midwest Review [2024]

Discover peace of mind with Hartford Insurance Company of the Midwest – a trusted provider delivering comprehensive coverage options and outstanding customer service for your auto, home, renters, and flood insurance needs.

UPDATED: Jan 29, 2024Fact Checked

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

Jeff Root

Licensed Insurance Agent

Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...

Licensed Insurance Agent

UPDATED: Jan 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jan 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 29, 2024Fact Checked
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Hartford Insurance Company of the Midwest

Average monthly rate for good drivers:

$101

A.M. Best rating:

A+ (Superior)

Complaint level:

Low

Pros

  • Wide range of insurance products and services
  • Discounts and savings available to customers
  • Highly rated for auto claims satisfaction by J.D. Power
  • Online quote and policy management tools
  • Financially stable and reputable company

Cons

  • Limited availability in some states for certain products and services
  • Rates may be higher for some customers depending on their location and driving record

Final Verdict: Review of Hartford Insurance Company of the Midwest

Hartford Insurance Company of the Midwest is a highly reputable and financially stable insurance provider that offers a wide range of products and services to individuals and businesses. The company has a long history dating back to 1810 and a mission to provide high-quality coverage at competitive rates.

Customers can get coverage for auto, home, renters, and flood insurance, among other products, and can receive discounts and savings on their policies.

The company has received high ratings for auto claims satisfaction from J.D. Power and has a low level of customer complaints. Hartford Insurance Company of the Midwest also offers online quote and policy management tools to make the insurance process easier for customers.

Hartford Insurance Company of the Midwest is a leading insurance provider that offers a wide range of products and services to help individuals and businesses protect their assets and plan for the future. With over 200 years of experience, Hartford Insurance Company of the Midwest has earned a reputation for providing top-quality coverage and excellent customer service. In this review, we'll take a closer look at what makes Hartford Insurance Company of the Midwest stand out in a crowded insurance market and how their products and services can benefit you. Types of Insurance Offered by Hartford Insurance Company of the Midwest:
  • Auto insurance
  • Homeowners insurance
  • Renters insurance
  • Condo insurance
  • Flood insurance
  • Personal umbrella insurance
  • Business insurance
  • Workers' compensation insurance

What You Should Know About Hartford Insurance Company of the Midwest

Company Contact Information:

  • Website: https://www.thehartford.com/
  • Phone: 1-800-423-6789
  • Address: Hartford Insurance Company of the Midwest, One Hartford Plaza, Hartford, CT 06155

Related Parent or Child Companies: Hartford Insurance Company of the Midwest is a subsidiary of The Hartford Financial Services Group, Inc.

Financial Ratings: Hartford Insurance Company of the Midwest has an A+ (Superior) rating from A.M. Best, indicating strong financial stability and creditworthiness.

Customer Service Ratings: There is no specific information about customer service ratings in the article. However, the company has a low level of customer complaints, which suggests that customer service may be satisfactory.

Claims Information: Hartford Insurance Company of the Midwest has received high ratings for auto claims satisfaction from J.D. Power. However, there is no detailed information about claims handling for other types of insurance products.

Company Apps: The article does not mention any specific company apps. However, the company offers online quote and policy management tools that may be accessible through a mobile device or computer.

Hartford Insurance Company of the Midwest Insurance Coverage Options

Hartford Insurance Company of the Midwest offers a range of coverage options for individuals and businesses, including:

Auto Insurance

  • Liability coverage
  • Collision coverage
  • Comprehensive coverage
  • Uninsured/underinsured motorist coverage
  • Personal injury protection
  • Rental car reimbursement

Home Insurance

  • Dwelling coverage
  • Personal property coverage
  • Liability coverage
  • Additional living expenses coverage
  • Flood insurance (additional coverage)

Renters Insurance

  • Personal property coverage
  • Liability coverage
  • Additional living expenses coverage

Flood Insurance

  • Building property coverage
  • Personal property coverage
  • Replacement cost coverage
  • Temporary living expenses coverage

Business Insurance

  • Property insurance
  • Liability insurance
  • Workers’ compensation insurance
  • Business income insurance
  • Cyber liability insurance
  • Professional liability insurance

Umbrella Insurance

  • Additional liability coverage beyond the limits of underlying insurance policies

These coverage options can vary by state and specific policy, so customers should contact Hartford Insurance Company of the Midwest or their agent to learn more about which coverages may be available to them.

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Hartford Insurance Company of the Midwest Insurance Rates Breakdown

Driver ProfileHartford Insurance Company of the MidwestNational Average
Clean Record$162$119
1+ Ticket$189$147
1+ Accident$257$173
DUI$268$209
Poor Credit$279$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Hartford Insurance Company of the Midwest Discounts Available

DiscountHartford Insurance Company of the Midwest
Anti Theft20%
Good Student24%
Low Mileage22%
Paperless10%
Safe Driver27%
Senior Driver20%

Hartford Insurance Company of the Midwest offers several discounts and savings opportunities for customers to help lower their insurance premiums. Some of the discounts available include:

  • Bundle discount: Customers can save money by bundling multiple insurance policies, such as auto and home insurance, with Hartford.
  • Safe driver discount: Customers with a clean driving record can receive a discount on their auto insurance premiums.
  • Defensive driving discount: Completing an approved defensive driving course can result in a discount on auto insurance premiums.
  • Good student discount: Full-time students with a B average or higher can receive a discount on their auto insurance premiums.
  • Home safety features discount: Customers with safety features in their home, such as smoke detectors and security systems, may be eligible for a discount on their home insurance premiums.
  • Anti-theft device discount: Customers with anti-theft devices installed in their vehicle may be eligible for a discount on their auto insurance premiums.

These discounts can vary by state and specific policy, so customers should contact Hartford Insurance Company of the Midwest or their agent to learn more about which discounts may be available to them.

How Hartford Insurance Company of the Midwest Ranks Among Providers

Hartford Insurance Company of the Midwest has several competitors in the insurance industry. Some of the main competitors include:

  • State Farm: A large insurance company that offers a wide range of insurance products, including auto, home, and life insurance.
  • Allstate: Another major insurance company that offers a range of insurance products, including auto, home, and life insurance.
  • Progressive: A direct-to-consumer insurance company that specializes in auto insurance but also offers other insurance products, including home and renters insurance.
  • Geico: A direct-to-consumer insurance company that primarily offers auto insurance but also offers home and renters insurance.
  • Farmers: A large insurance company that offers a range of insurance products, including auto, home, and life insurance.

These companies offer similar insurance products and services as Hartford Insurance Company of the Midwest and may compete for the same customers. However, each company has its unique strengths and weaknesses, and customers should compare rates, coverage options, and customer reviews to find the best insurance provider for their specific needs.

Read more:

Frequently Asked Questions

Does Hartford Insurance Company of the Midwest offer roadside assistance?

Yes, roadside assistance is available with auto insurance policies.

How can I save money on my insurance premiums with Hartford Insurance Company of the Midwest?

Hartford Insurance Company of the Midwest offers a variety of discounts, including multi-policy, safe driver, home safety, pay-in-full, and good student discounts.

Is flood insurance available from Hartford Insurance Company of the Midwest?

Yes, flood insurance is available from Hartford Insurance Company of the Midwest to protect your property from flood damage.

Can I get a quote online for insurance products from Hartford Insurance Company of the Midwest?

Yes, you can get a quote online for auto, home, and renters insurance from Hartford Insurance Company of the Midwest.

What types of businesses does Hartford Insurance Company of the Midwest offer insurance for?

Hartford Insurance Company of the Midwest offers insurance coverage for businesses of all sizes and industries, including commercial auto, property, liability, and workers’ compensation insurance.

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Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

Jeff Root

Licensed Insurance Agent

Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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