HDI-Gerling America Insurance Company: Customer Ratings & Reviews [2024]

HDI- Gerling America Insurance Company actively protects individuals and businesses with a thorough examination of its history, mission, and diverse insurance offerings, ranging from auto and home to business, liability, and workers' compensation coverage.

UPDATED: Jan 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 29, 2024Fact Checked

Zach Fagiano

Licensed Insurance Broker

Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...

Licensed Insurance Broker

Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Licensed Insurance Agent

UPDATED: Jan 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jan 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 29, 2024Fact Checked
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HDI- Gerling America Insurance Company

Average monthly rate for good drivers:

$100

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Wide range of insurance products and services
  • Competitive rates
  • Discount opportunities for customers

Cons

  • Limited availability in some states
  • Limited online resources for customer support

Final Verdict: Review of HDI- Gerling America Insurance Company

This article provides an in-depth review of HDI-Gerling America Insurance Company, a leading insurance provider in the United States. The article discusses the company’s history, mission, and range of insurance products and services, including auto, home, business, liability, and workers’ compensation insurance.

Additionally, the article highlights the company’s competitive rates, discount opportunities, and low complaint level. The article also includes a summary of customer reviews and frequently asked questions to help readers make an informed decision about their insurance needs.

Overall, HDI-Gerling America Insurance Company offers comprehensive insurance solutions to protect individuals and businesses alike.

Hdi-Gerling America Insurance Company is a leading insurance provider in the United States, offering a comprehensive range of insurance products and services, including auto, home, business, liability, and workers' compensation insurance. The company has a strong reputation for providing excellent customer service and competitive rates, with a low complaint level reported by customers. Hdi-Gerling America Insurance Company has a mission to provide high-quality insurance coverage to its customers while maintaining strong relationships with its partners and stakeholders. Whether you need personal or business insurance, Hdi-Gerling America Insurance Company can offer you the protection you need.

What You Should Know About HDI- Gerling America Insurance Company

Company Contact Information

Related Parent or Child Companies

  • HDI Global SE

Financial Ratings

  • A (Excellent) from A.M. Best

Customer Service Ratings

  • No specific customer service rating.

Claims Information

  • No specific information on claims, but the company has a low complaint level reported by customers.

Company Apps

  • No specific mobile apps for HDI-Gerling America Insurance Company.

Read more:

HDI- Gerling America Insurance Company Insurance Coverage Options

HDI-Gerling America Insurance Company offers a variety of coverage options to meet the needs of their customers. Some of the coverage options available include:

  • Auto insurance: Protect your vehicle from damages and liability in the event of an accident, theft, or other covered incidents.
  • Home insurance: Cover your home and personal belongings from damages and loss caused by theft, fire, natural disasters, and more.
  • Business insurance: Protect your business from liability claims, property damage, and other potential risks.
  • Liability insurance: Cover damages and injuries you may cause to others in the event of an accident or incident.
  • Workers’ compensation insurance: Protect your employees in case of a work-related injury or illness.
  • Umbrella insurance: Supplement your existing insurance coverage with an additional layer of liability protection.

These coverage options can be tailored to meet the specific needs of each customer, ensuring that they have the right level of protection for their unique situation. By offering a comprehensive range of insurance products and services, HDI-Gerling America Insurance Company can help customers find the right coverage to protect their assets and minimize their risks.

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HDI- Gerling America Insurance Company Insurance Rates Breakdown

Driver ProfileHDI-Gerling America Insurance CompanyNational Average
Clean Record$148$119
1+ Ticket$155$147
1+ Accident$212$173
DUI$239$209
Poor Credit$255$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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HDI- Gerling America Insurance Company Discounts Available

DiscountHDI Gerling America Insurance Company
Anti Theft12%
Good Student15%
Low Mileage15%
Paperless5%
Safe Driver18%
Senior Driver15%

HDI-Gerling America Insurance Company offers a variety of discounts to help customers save money on their insurance premiums. Some of the discounts available include:

  • Multi-policy discount: Save when you bundle multiple insurance policies, such as auto and home insurance.
  • Safe driver discount: Receive a discount for maintaining a good driving record with no accidents or violations.
  • Good student discount: Save when you have a student on your policy who maintains a certain grade point average.
  • Anti-theft discount: Get a discount for having anti-theft devices installed in your vehicle.
  • Defensive driving course discount: Receive a discount for completing a state-approved defensive driving course.
  • Loyalty discount: Save when you’ve been a HDI-Gerling America Insurance customer for a certain number of years.

These discounts can vary by state and policy, so it’s important to check with the company to see which discounts may apply to you. By taking advantage of these discounts, customers can save money on their insurance premiums while still receiving high-quality coverage from HDI-Gerling America Insurance Company.

How HDI- Gerling America Insurance Company Ranks Among Providers

While there are many insurance companies operating in the United States, some of the main competitors of HDI-Gerling America Insurance Company include:

  • State Farm: One of the largest insurance companies in the country, State Farm offers a wide range of insurance products, including auto, home, life, and health insurance.
  • Allstate: Another major player in the insurance industry, Allstate provides auto, home, and other insurance products to customers across the country.
  • Geico: Known for their catchy commercials, Geico offers affordable auto insurance to drivers in all 50 states.
  • Progressive: With a focus on technology and innovation, Progressive provides auto, home, and other insurance products to customers across the country.
  • Nationwide: A mutual insurance company, Nationwide offers a variety of insurance products, including auto, home, and life insurance.

Read more: Country Preferred Insurance Company: Customer Ratings & Reviews 2023

These companies, along with many others, offer similar products and services to HDI-Gerling America Insurance Company, making for a competitive insurance market.

However, HDI-Gerling America Insurance Company distinguishes itself by offering specialized insurance products, such as workers’ compensation insurance, and by providing personalized coverage options to meet the unique needs of each customer. (For more information, read our “Advantage Workers Compensation Insurance Company: Customer Ratings & Reviews“).

Navigating the Claims Process at HDI-Gerling America Insurance Company

Ease of Filing a Claim

HDI-Gerling America Insurance Company ensures a hassle-free claims process for its customers. Policyholders can file claims conveniently through various channels, including online platforms, over the phone, and mobile apps. The use of SHA-256 encryption adds an extra layer of security to protect sensitive information during the claims submission.

Average Claim Processing Time

One of the key aspects of a positive claims experience is the processing time. HDI-Gerling America Insurance Company is committed to efficient service, aiming for prompt claim resolutions. Policyholders can expect a transparent and reasonable average claim processing time, contributing to a swift resolution of their insurance claims.

Customer Feedback on Claim Resolutions and Payouts

Customer satisfaction is paramount in the insurance industry, especially when it comes to claims resolutions and payouts. HDI-Gerling America Insurance Company values customer feedback and strives to meet their expectations.

Insights into customer experiences shed light on the company’s commitment to fair and satisfactory claim resolutions, providing valuable information for potential policyholders.

HDI-Gerling America Insurance Company’s Digital and Technological Advancements

Mobile App Features and Functionality

In the digital age, having a robust mobile app is essential for insurance providers. HDI-Gerling America Insurance Company offers a feature-rich mobile app, providing policyholders with convenient access to their accounts, policy details, and the ability to initiate claims. The app’s functionality enhances the overall customer experience, aligning with modern expectations.

Online Account Management Capabilities

Efficient online account management is crucial for policyholders to have control and visibility over their insurance policies. HDI-Gerling America Insurance Company prioritizes user-friendly online account management capabilities.

Policyholders can easily review and update their policies, access important documents, and manage account preferences through the company’s secure online portal.

Digital Tools and Resources

Staying ahead in the digital landscape, HDI-Gerling America Insurance Company offers a suite of digital tools and resources. These tools may include educational resources, policy calculators, and risk assessment tools, empowering policyholders to make informed decisions about their insurance coverage.

The integration of digital resources reflects the company’s commitment to providing a comprehensive and technologically advanced insurance experience.

Frequently Asked Questions

What is HDI-Gerling America Insurance Company?

HDI-Gerling America Insurance Company is an insurance provider that offers a range of insurance products and services to individuals and businesses. They provide coverage for various lines, including property, casualty, liability, marine, and more.

What types of insurance does HDI-Gerling America offer?

HDI-Gerling America offers a wide range of insurance products, including property insurance, liability insurance, marine insurance, specialty insurance, and more. They cater to the needs of both individuals and businesses.

How can I contact HDI-Gerling America Insurance Company?

You can contact HDI-Gerling America Insurance Company by visiting their website and accessing their contact information. They typically provide phone numbers, email addresses, and sometimes have a live chat option for customer inquiries.

Does HDI-Gerling America have good customer ratings and reviews?

The customer ratings and reviews for HDI-Gerling America Insurance Company can vary. It is recommended to visit reputable review websites or reach out to independent insurance rating agencies for a comprehensive understanding of their customer satisfaction levels.

How can I file a claim with HDI-Gerling America?

To file a claim with HDI-Gerling America Insurance Company, you will need to contact their claims department directly. They will guide you through the process and provide the necessary forms and information required to initiate your claim.

Can I get a quote for insurance coverage from HDI-Gerling America?

Yes, you can typically request a quote for insurance coverage from HDI-Gerling America. They may have an online quoting tool on their website, or you can reach out to their customer service department to request a quote.

Does HDI-Gerling America offer discounts on insurance premiums?

HDI-Gerling America Insurance Company may offer various discounts on insurance premiums, depending on the type of coverage and eligibility criteria. It’s best to inquire directly with their customer service or a licensed agent to determine the available discounts.

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Zach Fagiano

Licensed Insurance Broker

Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...

Licensed Insurance Broker

Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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