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Homeowners of America Insurance Company is a Stock company that was incorporated in 2006-03-28. Homeowners of America Insurance Company is a Fire & Casualty insurance company and has assets of $8,708,264, capital of $1,000,000, and net surplus of $2,864,181.
The president of Homeowners of America Insurance Company is Spencer William Tucker, the treasurer is , and the secretary is . Homeowners of America Insurance Company insurance plans include auto, boat, business, and home.
Homeowners of America Insurance Company is located in Irving, TX and the phone number for Homeowners of America Insurance Company claims, customer, service, and additional information is (972) 607-4241.
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How can an insurance company write policies with Capital of 1,000,000 and total assets of 8,708,264? Now I know why there is no way to make a payment from a website.
This company may have the best of intentions but it is ran like a mom and pop business very loose and scary feeling. If there was a natural disaster in your area they would be wiped out and you would be on the losing end of the stick think about it.
They are very nice when they are there but you don’t buy insurance for the good times and to me, they are just too small but you look at the numbers yourself. Allstate has billions of dollars of capital to this companies one million!!!
Bill Thompson’s review is from a simplistic understanding of the insurance business. HOAIC reinsures a large portion of its risk therefore only needing a much smaller reserve than a large insurer with only catastrophe reinsurance.
If your customer service is excellent and you get a good feeling from working with a corporation as opposed to the typical, just say no and hope it goes away attitude of the larger insurance providers, then you’d think more than two stars would be warranted.
But I digress, after working with several carriers from a claims adjusting standpoint I can say that without a doubt HOAIC is top tier.