Homeowners of America Insurance Company: Customer Ratings & Reviews [2023]
"Protect your home with Homeowners of America Insurance Company- With a focus on providing tailored insurance solutions to homeowners across the United States."
UPDATED: Jun 7, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Heidi Mertlich
Licensed Life Insurance Agent
Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, Finance101.com, and Forbes. As a parent herself, she ...
Licensed Life Insurance Agent
UPDATED: Jun 7, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 7, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
UPDATED: Jun 7, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Homeowners of America Insurance Company
Average monthly rate for homeowners:
$99A.M. Best rating:
A+Complaint level:
LowPros
- Nationwide has a broad range of coverage options and discounts
- The company offers excellent customer service and claims handling
- Nationwide provides a range of digital tools to help customers manage their policies easily
Cons
- The rates for Nationwide policies can be higher than some other insurers
- Some customers have reported difficulty with the online claims process
- Nationwide’s mobile app has received mixed reviews from users
Final Verdict: Review of Homeowners of America Insurance Company
Homeowners of America Insurance Company, a leading provider of insurance coverage for homeowners, renters, landlords, and condo owners in several states across the US. We’ve discussed the company’s history, mission, and commitment to tailored insurance solutions, as well as its range of coverage options, rates, and discounts. We’ve also delved into customer reviews of the company, giving you a well-rounded view of what you can expect as a Homeowners of America Insurance Company policyholder. Whether you’re looking for home, renters, or condo insurance, this guide has everything you need to know to make an informed decision about your insurance needs.
What You Should Know About Homeowners Choice Property and Casualty
Company contact information:
- Phone: 866-407-9896
- Email: [email protected]
- Mailing address: PO Box 1595, Euless, TX 76039
Related parent or child companies:
- There is no information about any related parent or child companies.
Financial ratings:
- A rating from Demotech, Inc. for financial stability
Customer service ratings:
- High customer satisfaction ratings on Better Business Bureau and Google reviews
Claims information:
- Easy online claims reporting process available
- 24/7 claims support hotline
Company apps:
- MyHOA® mobile app for policyholders to manage their policies and claims
- HOA Insurance Agent mobile app for agents to manage customer policies and claims.
Homeowners Choice Property and Casualty Insurance Coverage Options
Homeowners of America Insurance Company offers a range of coverage options to protect homeowners, renters, landlords, and condo owners. Some of the coverage options available include:
- Homeowners insurance: Comprehensive coverage for homes and personal property, including dwelling protection, personal liability, and additional living expenses.
- Renters insurance: Coverage for renters to protect their personal property, liability, and additional living expenses in the event of a covered loss.
- Landlord insurance: Coverage for rental properties, including dwelling protection, liability, loss of rental income, and additional living expenses.
- Condo insurance: Coverage for condominium owners, including dwelling protection, personal liability, and loss assessment coverage.
- Flood insurance: Optional coverage to protect homes and personal property from flood damage.
- Personal umbrella insurance: Additional liability coverage for homeowners, renters, and condo owners to protect them from lawsuits and other legal claims.
- Equipment breakdown coverage: Coverage for mechanical and electrical breakdown of household equipment, including HVAC systems, appliances, and electronics.
These coverage options offer a range of protection for homeowners, renters, landlords, and condo owners, ensuring that they are covered in the event of a covered loss.
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Homeowners Choice Property and Casualty Discounts Available
Homeowners of America Insurance Company offers a range of discounts to policyholders, helping them save money on their insurance premiums. These discounts include:
- Multi-policy discount: Policyholders can save up to 25% by bundling their home, auto, and other policies with Homeowners of America Insurance Company.
- Protective devices discount: Customers can save up to 15% by installing protective devices in their homes, such as smoke detectors, burglar alarms, and fire extinguishers.
- Claims-free discount: Policyholders who have been claims-free for a certain period of time can qualify for a discount on their premiums.
- New home discount: Customers who recently purchased a new home can receive a discount on their premiums.
- Age of home discount: Policyholders with newer homes may qualify for a discount on their premiums.
- Loyalty discount: Long-term policyholders can receive a discount on their premiums as a reward for their loyalty to the company.
These discounts can help customers save money on their insurance premiums while still maintaining comprehensive coverage.
How Homeowners Choice Property and Casualty Ranks Among Providers
Homeowners of America Insurance Company operates in a highly competitive market, with several major players offering similar insurance products and services. Some of the company’s main competitors include:
- State Farm: One of the largest insurance companies in the United States, offering a range of home, auto, and other insurance products.
- Allstate: A major insurance company offering home, auto, and other insurance products, as well as financial services.
- Farmers Insurance: An insurance company offering a range of insurance products and services, including home, auto, and life insurance.
- Liberty Mutual: A global insurance company offering a range of insurance products, including home, auto, and life insurance.
- USAA: A financial services company offering insurance, banking, and investment products to members of the military and their families.
These competitors have established brands, large customer bases, and extensive advertising and marketing campaigns, making it difficult for smaller companies like Homeowners of America Insurance Company to compete. However, by offering competitive rates, comprehensive coverage, and excellent customer service, Homeowners of America Insurance Company can differentiate itself in the market and attract new customers.
Frequently Asked Questions
What types of insurance does Homeowners of America Insurance Company offer?
Homeowners of America Insurance Company offers homeowners insurance, renters insurance, landlord insurance, condo insurance, flood insurance, personal umbrella insurance, and equipment breakdown coverage.
What states does Homeowners of America Insurance Company serve?
Homeowners of America Insurance Company serves customers in Texas, Arizona, North Carolina, South Carolina, Virginia, Georgia, and Tennessee.
What discounts does Homeowners of America Insurance Company offer?
Homeowners of America Insurance Company offers a range of discounts to help customers save on their insurance premiums, including multi-policy discounts, home safety discounts, claims-free discounts, and more.
How do I file a claim with Homeowners of America Insurance Company?
To file a claim with Homeowners of America Insurance Company, you can call their claims hotline at 866-407-9896 or submit a claim online through their website.
How can I find customer ratings and reviews for Homeowners of America Insurance Company?
To find customer ratings and reviews for Homeowners of America Insurance Company, you can follow these steps:
- Visit the official website of Homeowners of America Insurance Company.
- Look for a “Customer Reviews” or “Testimonials” section on their website.
- Check if they have a presence on reputable review websites, such as Consumer Affairs, BBB (Better Business Bureau), or Trustpilot. Read the reviews and ratings provided by customers on these platforms.
Are customer ratings and reviews important when choosing an insurance company?
Yes, customer ratings and reviews are important when choosing an insurance company. They provide valuable insights into the experiences of other policyholders with the company. Reading reviews can help you understand the level of customer service, claims handling, and overall satisfaction of existing customers. However, it’s important to consider a range of reviews and not base your decision solely on one or two opinions.
Compare Insurance Providers Rates to Save Up to 75%
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Heidi Mertlich
Licensed Life Insurance Agent
Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, Finance101.com, and Forbes. As a parent herself, she ...
Licensed Life Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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15 reviews