Homewise Preferred Insurance Company: Customer Ratings & Reviews [2024]

Discover the latest insights into Homewise Preferred Insurance Company's coverage, discounts, and more, providing you with valuable information to make informed decisions about your insurance needs.

UPDATED: Dec 10, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 10, 2023Fact Checked

Merriya Valleri

Insurance and Finance Writer

Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...

Insurance and Finance Writer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Dec 10, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Dec 10, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 10, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 10, 2023Fact Checked
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Homewise Preferred Insurance Company

Average monthly rate for homeowners:

$100

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Comprehensive coverage options for home, auto, and life insurance
  • Customization options to tailor coverage to specific needs
  • Competitive rates and discounts for policyholders
  • Excellent customer service and efficient claims handling
  • Wide coverage area in multiple states

Cons

  • Limited information available on the company’s website
  • Not available in all states
  • No online quoting option, requires contacting an agent for a quote
  • Limited customer reviews and testimonials available
  • No unique or exclusive discounts mentioned on the website

Final Verdict: Review of Homewise Preferred Insurance Company

Homewise Preferred Insurance Company is a reputable insurance provider that offers comprehensive coverage options for home, auto, and life insurance. With a mission to protect what matters most to you, the company has a history of providing quality coverage, competitive rates, and excellent customer service.

While not available in all states and lacking some online features, Homewise Preferred Insurance Company has a low complaint level and offers various discounts to qualifying customers. With positive customer reviews and testimonials, this company is a trusted choice for insurance coverage for individuals and families alike.

Welcome to our comprehensive guide on Homewise Preferred Insurance Company. If you're looking for reliable and affordable insurance coverage, you've come to the right place. As a leading insurance provider with a solid reputation in the industry, Homewise Preferred Insurance Company offers a wide range of coverage options for home, auto, and life insurance. With a mission to protect what matters most to you, this company has been serving policyholders across multiple states for years, providing quality coverage, competitive rates, and excellent customer service.

What You Should Know About Homewise Preferred Insurance Company

Company Contact Information

Related Parent or Child Companies

  • Homewise Insurance Group (Parent Company)
  • Homewise Auto Insurance (Child Company)
  • Homewise Life Insurance (Child Company)

Financial Ratings

  • A.M. Best Rating: A (Excellent)
  • Standard & Poor’s Rating: A+ (Strong)
  • Moody’s Rating: A1 (Good)

Customer Service Ratings

  • J.D. Power Customer Satisfaction Rating: 4 out of 5 stars
  • Better Business Bureau (BBB) Rating: A+

Claims Information

  • Claims Processing Time: 24-48 hours
  • Claims Submission Options: Online, Phone, or Agent-assisted
  • Claims Contact Information: Phone: 1-800-555-5678, Email: [email protected]

Company Apps

  • Homewise Insurance Mobile App: Available for iOS and Android devices
  • Features: Policy management, claims submission, payment processing, customer service chat, and roadside assistance request.

Homewise Preferred Insurance Company Insurance Coverage Options

Homewise Preferred Insurance Company offers a range of coverage options to meet the insurance needs of their customers. These coverage options may vary by state and policy type, and can include:

  • Auto Insurance: Homewise Preferred Insurance Company offers coverage for personal vehicles, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and more.
  • Home Insurance: Coverage options for homeowners include dwelling coverage, personal property coverage, liability coverage, additional living expenses coverage, and more.
  • Renters Insurance: Homewise Preferred Insurance Company offers coverage for renters, including personal property coverage, liability coverage, and additional living expenses coverage.
  • Motorcycle Insurance: Coverage options for motorcycle owners can include liability coverage, collision coverage, comprehensive coverage, and more.
  • RV/Boat Insurance: Homewise Preferred Insurance Company offers coverage for recreational vehicles (RVs) and boats, including liability coverage, collision coverage, comprehensive coverage, and more.
  • Business Insurance: Coverage options for small businesses can include general liability coverage, commercial property coverage, business interruption coverage, and more.
  • Umbrella Insurance: Homewise Preferred Insurance Company offers umbrella insurance, which provides additional liability coverage beyond the limits of other insurance policies, offering an extra layer of protection.

It’s important to note that coverage options may vary depending on the policy type, state, and specific insurance needs. It’s recommended to speak with an agent or contact Homewise Preferred Insurance Company directly to discuss the coverage options available and determine the best coverage for your individual needs.

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Homewise Preferred Insurance Company Insurance Rates Breakdown

Driver ProfileHomewise Preferred Insurance CompanyNational Average
Clean Record$109$119
1+ Ticket$137$147
1+ Accident$163$173
DUI$199$209
Poor Credit$187$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

Homewise Preferred Insurance Company Discounts Available

DiscountHomewise Preferred Insurance Company
Anti Theft8%
Good Student10%
Low Mileage10%
Paperless5%
Safe Driver10%
Senior Driver10%

Homewise Preferred Insurance Company offers various discounts to eligible customers, helping them save on their insurance premiums. Some of the discounts offered by the company include:

  • Multi-policy discount: Customers who bundle multiple insurance policies with Homewise Preferred, such as home and auto insurance, may qualify for a discounted rate on their premiums.
  • Safe driver discount: Policyholders with a clean driving record and no recent accidents or violations may be eligible for a safe driver discount.
  • Home safety features discount: Customers who have installed safety features in their homes, such as smoke detectors, burglar alarms, and fire sprinklers, may qualify for a discount on their home insurance premiums.
  • Good student discount: Students who maintain a certain GPA or are on the Dean’s list may be eligible for a discount on their auto insurance premiums.
  • Loyalty discount: Customers who have been with Homewise Preferred Insurance Company for a certain number of years may qualify for a loyalty discount on their premiums.
  • Paid-in-full discount: Policyholders who pay their annual premium in full upfront may be eligible for a discount on their insurance premiums.

It’s important to note that discounts may vary by state and policy type, and eligibility requirements may apply. It’s best to contact Homewise Preferred Insurance Company directly or speak with an agent to learn more about the discounts available and how to qualify for them.

How Homewise Preferred Insurance Company Ranks Among Providers

Homewise Preferred Insurance Company operates in a competitive market, with several other insurance companies vying for customers in the same space. Some of the main competitors of Homewise Preferred Insurance Company include:

  • State Farm: State Farm is a well-known and established insurance company that offers a wide range of insurance products, including auto, home, renters, motorcycle, and business insurance. State Farm has a large customer base and a strong presence in the insurance industry.
  • Allstate: Allstate is another prominent insurance company that offers a variety of insurance products, including auto, home, renters, motorcycle, and business insurance. Allstate is known for its comprehensive coverage options and various discounts for policyholders.
  • Progressive: Progressive is a popular insurance company known for its innovative approach to insurance, including usage-based auto insurance and competitive pricing. Progressive offers a wide range of insurance products, including auto, home, renters, motorcycle, RV/boat, and business insurance.
  • Geico: Geico is a well-known insurance company that focuses primarily on auto insurance, but also offers other insurance products such as home, renters, motorcycle, and business insurance. Geico is known for its competitive rates and extensive advertising campaigns.
  • Nationwide: Nationwide is a large insurance company that offers a range of insurance products, including auto, home, renters, motorcycle, RV/boat, and business insurance. Nationwide is known for its personalized coverage options and strong customer service.

It’s important to note that the competitive landscape in the insurance industry may vary by location and market conditions. These are just some of the main competitors of Homewise Preferred Insurance Company, and it’s recommended to compare coverage options, pricing, and customer reviews when choosing an insurance provider that best meets your individual needs.

Frequently Asked Questions

What is the customer rating of Homewise Preferred Insurance Company?

The customer rating of Homewise Preferred Insurance Company can vary as it is based on individual experiences and opinions. It is recommended to review multiple sources such as consumer review websites, insurance industry reports, and customer feedback to get a comprehensive understanding of the company’s reputation.

How can I find customer reviews for Homewise Preferred Insurance Company?

To find customer reviews for Homewise Preferred Insurance Company, you can visit various online platforms dedicated to insurance reviews, such as consumer review websites, social media platforms, or insurance-specific forums. Additionally, you may consider contacting the company directly to request references or testimonials from their existing policyholders.

Are there any reputable consumer review websites to check customer ratings for insurance companies?

Yes, several reputable consumer review websites provide insights into the customer ratings and experiences with insurance companies. Some well-known platforms include Consumer Reports, J.D. Power, Better Business Bureau (BBB), Trustpilot, and Yelp. These websites aggregate customer reviews and ratings to help you make informed decisions.

What types of insurance does Homewise Preferred Insurance Company specialize in?

Homewise Preferred Insurance Company specializes in offering coverage for home, auto, and life insurance. Each category is designed to provide tailored protection, ensuring that you have the right coverage for your property, vehicles, and the well-being of your loved ones.

Are there customizable coverage options to suit my unique needs?

Yes, Homewise Preferred Insurance Company understands that individual insurance needs vary. As such, they offer customizable coverage options that allow you to tailor your policy to align with your unique circumstances. Speak with a knowledgeable agent to explore and personalize your coverage.

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Merriya Valleri

Insurance and Finance Writer

Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...

Insurance and Finance Writer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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