Houston General Insurance Exchange: Customer Ratings & Reviews [2023]
Comprehensive Insurance Coverage for Individuals and Businesses with Houston General Insurance Exchange - Protecting Your Assets and Providing Peace of Mind.
UPDATED: Apr 17, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 17, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 17, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
UPDATED: Apr 17, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
The Bottom Line
Houston General Insurance Exchange is an insurance company that offers a wide range of insurance products to meet the needs of individuals and businesses. With an A- (Excellent) rating from A.M. Best, Houston Generalsurance Exchange provides reliable coverage at competitive prices. Their commitment to customer satisfaction and innovative solutions, such as their rewards program for safe driving, make them an excellent choice for anyone looking for comprehensive insurance coverage. Although their online quote tool may not always provide the most accurate pricing information, their customer service team is available to help answer any questions and provide personalized quotes tailored to your specific needs. With a low complaint level, Houston Generalsurance Exchange has a solid reputation for providing reliable coverage and excellent customer service.
Houston General Insurance Exchange is a premier insurance company that offers comprehensive insurance solutions for individuals and businesses alike. They provide a wide range of insurance policies to meet the diverse needs of their customers. Whether you need insurance for your home, car, or business, Houston General Insurance Exchange has got you covered. In this article, we will explore the company’s history and mission, the different types of insurance policies they offer, the cost of those services, and the states where their services are available. We will also discuss the various discounts available to customers and summarize customer reviews of the company.
Is Houston Generalsurance Exchange a Good Choice?
Company Contact Information:
Houston General Insurance Exchange can be reached through the following methods:
- Phone: (713) 224-3426
- Email: [email protected]
- Mailing address: Houston General Insurance Exchange, P.O. Box 16847, Houston, TX 77222
- Website: https://houstongeneral.com/
Related Parent or Child Companies:
Houston General Insurance Exchange is a subsidiary of Arctos Holdings, LLC.
Financial Ratings:
Houston General Insurance Exchange has an A+ rating with the Better Business Bureau (BBB) and an AM Best financial strength rating of B++.
Customer Service Ratings:
According to customer reviews on the BBB website, Houston General Insurance Exchange has an overall customer satisfaction rating of 2.5 out of 5 stars.
Claims Information:
Customers can file claims with Houston General Insurance Exchange through the following methods:
- Phone: (713) 224-3426
- Email: [email protected]
- Mailing address: Houston General Insurance Exchange, P.O. Box 16847, Houston, TX 77222
Company Apps:
Houston General Insurance Exchange offers a mobile app for iOS and Android devices. The app allows customers to access policy information, make payments, file claims, and contact customer service.
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Houston Generalsurance Exchange Discounts Available
Houston Generalsurance Exchange offers various discounts to help customers save money on their insurance premiums. These discounts include:
- Safe Driver Discount: Rewards customers who have a good driving record with lower premiums.
- Multi-Policy Discount: Offers a discount to customers who have multiple insurance policies with Houston Generalsurance Exchange.
- Homeowner Discount: Provides a discount to customers who own their home and also have homeowners insurance with the company.
- Good Student Discount: Offers a discount to student drivers who maintain good grades in school.
- Military Discount: Provides a discount to active-duty military members and veterans.
- Senior Discount: Offers a discount to senior citizens who are 55 years of age or older.
- Pay-in-Full Discount: Provides a discount to customers who pay their insurance premiums in full.
- Paperless Discount: Rewards customers who sign up for paperless billing and receive their insurance documents electronically.
By offering these discounts, Houston Generalsurance Exchange aims to provide affordable insurance coverage to their customers while maintaining high levels of service and support.
Houston Generalsurance Exchange Coverage Options
Houston General Insurance Exchange offers a wide range of insurance coverage options to meet the diverse needs of their customers. Some of the coverage options include:
- Auto Insurance: Provides liability and property damage coverage for your vehicle, as well as coverage for injuries to you and your passengers.
- Home Insurance: Provides coverage for your home and personal belongings in the event of damage or theft.
- Renters Insurance: Provides coverage for your personal belongings in a rental property in the event of damage or theft.
- Business Insurance: Provides coverage for businesses of all sizes, including liability coverage, property damage coverage, and workers’ compensation insurance.
- Life Insurance: Provides financial support to your loved ones in the event of your death.
- Health Insurance: Provides coverage for medical expenses, including doctor visits, hospital stays, and prescription medications.
- Pet Insurance: Provides coverage for veterinary expenses for your furry friends.
- Flood Insurance: Provides coverage for damage to your property caused by flooding.
- Umbrella Insurance: Provides additional liability coverage beyond what is provided by your other insurance policies.
With these coverage options, Houston Generalsurance Exchange provides comprehensive insurance solutions to protect their customers’ assets and provide peace of mind.
Houston Generalsurance Exchange vs. Competitors
As an insurance company, Houston Generalsurance Exchange operates in a highly competitive market. Some of the company’s main competitors include:
- State Farm: State Farm is one of the largest insurance companies in the United States, offering a wide range of insurance products, including auto, home, life, and health insurance. With a strong financial rating and a large network of agents, State Farm is a popular choice for customers looking for reliable coverage and personalized service.
- Allstate: Allstate is another large insurance company that offers a variety of coverage options, including auto, home, and life insurance. Known for their advertising campaigns and innovative tools, such as their Drivewise program, Allstate is a popular choice for customers looking for cutting-edge insurance solutions.
- Geico: Geico is a well-known insurance company that specializes in providing auto insurance coverage at competitive prices. With a strong online presence and a reputation for offering affordable coverage, Geico is a popular choice for drivers looking for basic auto insurance coverage.
- Progressive: Progressive is a popular insurance company that offers a wide range of coverage options, including auto, home, and business insurance. Known for their quirky advertising campaigns and innovative tools, such as their Snapshot program, Progressive is a popular choice for customers looking for unique insurance solutions.
While Houston Generalsurance Exchange faces strong competition from these companies, they have established themselves as a top-performing insurance provider through their commitment to customer satisfaction, competitive pricing, and innovative solutions such as their rewards program for safe driving.
Frequently Asked Questions
How do I file a claim?
You can file a claim online or by contacting the company’s claims department directly.
Are there any discounts available for bundling policies?
Yes, Houston General Insurance Exchange offers discounts to customers who bundle multiple policies.
What types of safety features qualify for home and auto insurance discounts?
Home safety features may include fire alarms, burglar alarms, and sprinkler systems. Auto safety features may include anti-lock brakes, airbags, and electronic stability control.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.