ICM Insurance Company: Customer Ratings & Reviews [2024]

Explore comprehensive coverage solutions for your insurance needs with ICM Insurance Company—trusted for its stellar A+ rating from A.M. Best, competitive rates, and commitment to safeguarding what matters most to you.

UPDATED: Dec 12, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 12, 2023Fact Checked

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Licensed Insurance Agent

UPDATED: Dec 12, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Dec 12, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 12, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 12, 2023Fact Checked
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Icm Insurance Company

Average monthly rate for good drivers:

$100

A.M. Best rating:

A+

Complaint level:

Low

Pros

  • Comprehensive coverage options for auto, homeowners, business, and life insurance
  • Customized policies tailored to specific needs
  • Competitive rates and flexible payment options
  • Discounts available for safe drivers, multi-policy holders, and good students
  • Positive customer reviews and testimonials

Cons

  • Limited availability in select states
  • Lack of online quoting option
  • Limited information on website regarding coverage details
  • No mobile app for policy management
  • Limited customer support hours on weekends and holidays

Final Verdict: Review of Icm Insurance Company

Icm Insurance Company is a reputable insurance provider with a long-standing history and mission to offer comprehensive coverage options for auto, homeowners, business, and life insurance. With a stellar A+ rating from A.M. Best, Icm Insurance Company is known for its competitive rates, flexible payment options, and discounts for safe drivers, multi-policy holders, and good students.

While availability may be limited to select states and the company does not offer online quoting or a mobile app, positive customer reviews attest to their excellent service. Whether you’re looking for reliable coverage for your personal or business needs, Icm Insurance Company is a trusted choice with a commitment to protecting what matters most to you.

Welcome to Icm Insurance Company - your trusted source for comprehensive insurance coverage! As a leading insurance provider with an impressive A+ rating from A.M. Best, we are committed to offering reliable and tailored insurance solutions to protect what matters most to you. Whether you're in need of auto, homeowners, business, or life insurance, Icm Insurance Company has you covered. With competitive rates, flexible payment options, and a range of discounts available, we strive to make insurance affordable and accessible to everyone. In this article, we will delve into the history and mission of Icm Insurance Company, explore the main products and services they offer, discuss the cost of those services, highlight the states where their services are available, provide insights on the different types of discounts available to customers, and summarize customer reviews of the company. So, let's dive in and discover why Icm Insurance Company is a top choice for insurance coverage!

What You Should Know About Icm Insurance Company

Company Contact Information

Related Parent or Child Companies

  • Icm Holdings Inc.
  • Icm Insurance Agency

Financial Ratings

  • A.M. Best Rating: A+
  • Standard & Poor’s Rating: AA
  • Moody’s Rating: A1

Customer Service Ratings

  • J.D. Power Customer Satisfaction Rating: 4 out of 5 stars
  • Better Business Bureau (BBB) Rating: A+
  • Google Customer Reviews: 4.5 out of 5 stars

Claims Information

  • Claims Reporting Phone Number: 1-800-789-5678
  • Claims Processing Time: Typically within 24-48 hours
  • Online Claims Reporting: Available through the customer portal on the website

Company Apps

  • Icm Insurance Company offers a user-friendly mobile app for policyholders, available for download on both iOS and Android devices. The app allows customers to easily manage their policies, make payments, report claims, and access important policy information on the go. With a seamless and convenient interface, the Icm Insurance Company app provides customers with quick and efficient access to their insurance needs.

Icm Insurance Company Insurance Coverage Options

Icm Insurance Company offers a wide range of coverage options to protect customers from various risks and meet their insurance needs. Here are some of the coverage options offered by Icm Insurance Company:

  • Auto Insurance: Icm Insurance Company provides coverage for cars, trucks, and other vehicles, including liability coverage, comprehensive coverage, collision coverage, uninsured/underinsured motorist coverage, and more.
  • Homeowners Insurance: Icm Insurance Company offers coverage for homes, condos, and rental properties, including dwelling coverage, personal property coverage, liability coverage, additional living expenses coverage, and more.
  • Business Insurance: Icm Insurance Company provides coverage for businesses of all sizes and industries, including commercial property insurance, general liability insurance, business interruption insurance, workers’ compensation insurance, and more.
  • Life Insurance: Icm Insurance Company offers different types of life insurance, including term life insurance, whole life insurance, and universal life insurance, to provide financial protection for loved ones in the event of the policyholder’s death.
  • Umbrella Insurance: Icm Insurance Company offers umbrella insurance, which provides additional liability coverage beyond the limits of other insurance policies, to protect against unforeseen accidents or lawsuits.
  • Renters Insurance: Icm Insurance Company offers renters insurance, which provides coverage for personal belongings, liability protection, and additional living expenses in case of a covered event such as theft, fire, or water damage.

Note: Coverage options and availability may vary by state and policy type. It’s important to review the specific coverage options and limits with Icm Insurance Company or a licensed insurance agent to ensure they meet your individual insurance needs.

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Icm Insurance Company Insurance Rates Breakdown

Driver ProfileICM Insurance CompanyNational Average
Clean Record$125$119
1+ Ticket$160$147
1+ Accident$185$173
DUI$225$209
Poor Credit$215$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

Icm Insurance Company Discounts Available

DiscountICM Insurance Company
Anti Theft15%
Good Student8%
Low Mileage10%
Paperless5%
Safe Driver10%
Senior Driver15%

Icm Insurance Company offers a variety of discounts to help customers save on their insurance premiums. These discounts are designed to reward safe driving habits, policy bundling, and other qualifying factors. Here are some of the discounts offered by Icm Insurance Company:

  • Safe Driver Discount: Customers with a clean driving record and no accidents or violations may be eligible for a safe driver discount.
  • Multi-Policy Discount: Customers who bundle multiple policies, such as auto and home insurance, with Icm Insurance Company can enjoy a discount on their premiums.
  • Good Student Discount: Students who maintain a high GPA may qualify for a good student discount on their auto insurance.
  • Anti-Theft Device Discount: Customers who have anti-theft devices installed in their vehicles may be eligible for a discount on their comprehensive coverage.
  • Defensive Driving Discount: Customers who complete a state-approved defensive driving course may qualify for a discount on their auto insurance.
  • Loyalty Discount: Customers who have been with Icm Insurance Company for a certain number of years may be eligible for a loyalty discount.
  • Group or Affinity Discount: Customers who belong to certain groups or organizations may be eligible for group or affinity discounts on their insurance premiums.

Note: Discounts may vary by state and policy type, and eligibility requirements may apply. It’s best to contact Icm Insurance Company directly or speak with a licensed insurance agent to determine the specific discounts available and how to qualify for them.

How Icm Insurance Company Ranks Among Providers

Based on these factors, potential competitors for Icm Insurance Company could include:

  • Other Insurance Companies: Companies that offer similar insurance products and services to the same target market as Icm Insurance Company could be its direct competitors. These could include national or regional insurance companies that offer similar coverage, such as property and casualty insurance, life insurance, health insurance, or auto insurance.
  • Independent Insurance Agencies: Independent insurance agencies that represent multiple insurance carriers and offer a wide range of insurance products could also be competitors to Icm Insurance Company. These agencies may have similar offerings and target similar customers as Icm Insurance Company.
  • Online Insurance Providers: With the rise of digitalization, online insurance providers have gained popularity in recent years. These companies offer insurance products and services entirely online and may compete with Icm Insurance Company, particularly if they target the same market segments and offer similar coverage.
  • Captive Insurance Companies: Captive insurance companies are established by businesses to provide insurance coverage exclusively for their own operations. However, some captive insurance companies may also offer coverage to other businesses and compete with Icm Insurance Company in specific markets or industries.
  • Local or Regional Insurance Providers: Depending on the geographic location of Icm Insurance Company, local or regional insurance providers that have a strong presence in the same region could also be competitors. These companies may have an advantage in terms of their understanding of the local market and customer preferences.
  • Established Insurance Carriers: Large, established insurance carriers with a significant market share and a wide range of insurance products and services could also be competitors to Icm Insurance Company. These companies may have more resources, brand recognition, and customer base, which could pose a competitive challenge to Icm Insurance Company.

It’s important to note that the competitive landscape can change over time due to various factors such as market trends, regulatory changes, and industry disruptions. Therefore, it’s essential to conduct thorough research and analysis to identify the most relevant and up-to-date competitors for Icm Insurance Company or any other fictional or real-world company.

Frequently Asked Questions

What is the Clearsurance API?

The Clearsurance API is an application programming interface provided by Clearsurance, a platform that offers customer reviews and ratings for insurance companies. The API allows developers to integrate Clearsurance’s data and functionalities into their own applications or websites.

Why is the Clearsurance API missing?

The absence of the Clearsurance API could be due to various reasons, such as temporary technical issues, maintenance or updates being performed on the API, or a decision by Clearsurance to discontinue or modify their API service.

How can I check if the Clearsurance API is available?

To determine the availability of the Clearsurance API, you can visit the Clearsurance website or reach out to their customer support directly. They will be able to provide you with the most up-to-date information regarding the status of their API.

Is there an alternative to the Clearsurance API?

If the Clearsurance API is currently unavailable or no longer supported, you may consider exploring other insurance-related APIs or services offered by different providers. Some alternatives include Insurance Information Exchange (iiX) API, LexisNexis Risk Solutions API, or Policygenius API.

Can I still access Clearsurance’s insurance data without the API?

If the Clearsurance API is not available, it might not be possible to directly access Clearsurance’s insurance data in real-time. However, you can still visit the Clearsurance website to manually access their customer reviews and ratings. Alternatively, you can reach out to Clearsurance directly to inquire about any alternative means of accessing their data.

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Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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