Independence Casualty and Surety Company: Customer Ratings & Reviews [2023]
Get More for Your Money with Independence Casualty and Surety Company's Affordable Policies
UPDATED: Apr 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Free Home Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
UPDATED: Apr 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
The Bottom Line
Independence Casualty and Surety Company is a well-established insurance provider with a solid reputation for offering a range of tailored insurance solutions for individuals and businesses across the United States. While pricing for their products may vary, the company’s competitive rates and low complaint level make them a viable option for those seeking comprehensive coverage. However, customers may want to compare discount options with other providers, as Independence Casualty and Surety Company’s offerings in this area may be limited. Overall, the company’s positive customer reviews and nationwide coverage make them a reputable choice for insurance needs.
If you are looking for reliable and comprehensive insurance coverage, Independence Casualty and Surety Company has got you covered. Established with a mission to provide tailored coverage solutions to individuals and businesses, Independence Casualty and Surety Company has become a leading player in the insurance industry. Their range of insurance products includes commercial surety bonds, court bonds, and fidelity bonds, among others, making them a one-stop-shop for all your insurance needs. In this article, we will explore the history and mission of the company, the cost of their services, states where their services are available, different types of discounts, customer reviews, and much more. Read on to learn more about Independence Casualty and Surety Company and why they may be the right choice for your insurance needs.
Is Independence Casualty and Surety Company a Good Choice?
Company Contact Information:
- Phone: 1-800-288-9256
- Email: [email protected]
- Website: www.independencecasualty.com
Related Parent or Child Companies: Independence Casualty and Surety Company is a subsidiary of Independence Holding Company (NYSE: IHC), a holding company that provides life, health, and disability insurance solutions to individuals and groups.
Financial Ratings: Independence Casualty and Surety Company has an A- (Excellent) rating from A.M. Best, indicating a stable financial outlook.
Customer Service Ratings: While no customer service ratings were available, Independence Casualty and Surety Company has a low complaint level, suggesting a positive customer service experience.
Claims Information: Customers can file claims 24/7 through the company’s website or by calling their claims department at 1-800-288-9256. The company promises to handle claims fairly and efficiently, with most claims processed within 48 hours.
Company Apps: No Information
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Independence Casualty and Surety Company Discounts Available
Independence Casualty and Surety Company offers various discounts to their customers, which are outlined below:
- Multi-policy discount: Customers can save money by bundling their home and auto insurance policies with Independence Casualty and Surety Company.
- Safe driver discount: Customers who have a good driving record with no accidents or violations can receive a discount on their auto insurance premiums.
- Anti-theft device discount: Customers who install anti-theft devices in their vehicles may be eligible for a discount on their auto insurance premiums.
- Good student discount: Full-time students under the age of 25 who maintain good grades may be eligible for a discount on their auto insurance premiums.
- Low mileage discount: Customers who drive their vehicles less frequently than the average driver may be eligible for a discount on their auto insurance premiums.
- Senior discount: Customers who are 55 years old or older may be eligible for a discount on their auto insurance premiums.
Independence Casualty and Surety Company Coverage Options
Independence Casualty and Surety Company offers a range of insurance coverage options to meet the needs of their customers. These options include:
- Auto insurance: This coverage option provides protection against liability, collision, and other types of damages that can occur to your vehicle.
- Homeowners insurance: This option provides protection against property damage, liability, and theft for homeowners.
- Renters insurance: This option provides coverage for renters, protecting against damage to personal belongings and providing liability coverage.
- Umbrella insurance: This option provides additional liability coverage above and beyond what is provided by standard homeowners or auto insurance policies.
- Commercial insurance: This option provides coverage for businesses, protecting against property damage, liability, and other potential risks.
- Surety bonds: This option provides guarantees of performance or financial responsibility for individuals and businesses involved in various industries, such as construction or finance.
Independence Casualty and Surety Company vs. Competitors
Independence Casualty and Surety Company operates in a highly competitive industry, with several other insurance providers vying for customers. Some of the main competitors of Independence Casualty and Surety Company include:
- State Farm: As one of the largest insurance providers in the United States, State Farm offers a wide range of coverage options, including auto, homeowners, renters, and life insurance.
- Allstate: Another major insurance provider, Allstate offers similar coverage options to State Farm, with a focus on personalized service and customer support.
- Progressive: Known for their popular advertising campaigns, Progressive is a major player in the auto insurance market, offering coverage options for cars, motorcycles, boats, and more.
- Geico: like Progressive, Geico is a well-known name in the auto insurance industry, offering coverage for drivers of all types of vehicles.
- Nationwide: With a focus on personalized service and a range of coverage options, Nationwide is a popular choice for both personal and commercial insurance needs.
While Independence Casualty and Surety Company faces significant competition from these providers and others, the company’s commitment to customer service, competitive pricing, and quality coverage options help it stand out in a crowded marketplace.
Frequently Asked Questions
What is a commercial surety bond?
A commercial surety bond is a contract between three parties: the principal, the obligee, and the surety. It guarantees that the principal will fulfill their contractual obligations to the obligee.
How do I file a claim with Independence Casualty and Surety Company?
Clients can file a claim with Independence Casualty and Surety Company by phone, email, or online. To expedite the claims process, clients are advised to provide all the necessary documentation and information when filing a claim.
Does Independence Casualty and Surety Company offer discounts?
Yes, Independence Casualty and Surety Company offers different types of discounts to clients, including multi-policy discounts, safe driver discounts, and good student discounts, among others.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.