Independence Casualty and Surety Company: Customer Ratings & Reviews [2024]
Independence Casualty and Surety Company, a reputable insurance provider with a solid track record, offers a diverse range of tailored insurance solutions for individuals and businesses across the United States, emphasizing competitive rates and comprehensive coverage options to meet diverse needs.
Laura Gunn
Insurance and Finance Writer
Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare. Her experience in various industries has helped develop both her ...
Insurance and Finance Writer
UPDATED: Oct 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Independence Casualty and Surety Company
Average Monthly Rate For Good Drivers
N/AA.M. Best Rating:
A- (Excellent)Complaint Level:
LowPros
- Nationwide coverage
- Tailored coverage solutions for individuals and businesses
- Positive customer reviews
Cons
- Limited information on their website about specific insurance products and pricing
- Limited discount options compared to other insurance providers.
Independence Casualty and Surety Company is a well-established insurance provider with a solid reputation for offering a range of tailored insurance solutions for individuals and businesses across the United States.
While pricing for their products may vary, the company’s competitive rates and low complaint level make them a viable option for those seeking comprehensive coverage. However, customers may want to compare discount options with other providers, as Independence Casualty and Surety Company’s offerings in this area may be limited.
Overall, the company’s positive customer reviews and nationwide coverage make them a reputable choice for insurance needs.
Independence Casualty and Surety Company Insurance Coverage Options
Independence Casualty and Surety Company offers a range of insurance coverage options to meet the needs of their customers. These options include:
- Auto insurance: This coverage option provides protection against liability, collision, and other types of damages that can occur to your vehicle.
- Homeowners insurance: This option provides protection against property damage, liability, and theft for homeowners.
- Renters insurance: This option provides coverage for renters, protecting against damage to personal belongings and providing liability coverage.
- Umbrella insurance: This option provides additional liability coverage above and beyond what is provided by standard homeowners or auto insurance policies.
- Commercial insurance: This option provides coverage for businesses, protecting against property damage, liability, and other potential risks.
- Surety bonds: This option provides guarantees of performance or financial responsibility for individuals and businesses involved in various industries, such as construction or finance.
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Independence Casualty and Surety Company Insurance Rates Breakdown
Driver Profile | Independence Casualty and Surety | National Average |
---|---|---|
Clean Record | $124 | $119 |
1+ Ticket | $153 | $147 |
1+ Accident | $176 | $173 |
DUI | $213 | $209 |
Poor Credit | $213 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Independence Casualty and Surety Company Discounts Available
Discount | Independence Casualty and Surety |
---|---|
Anti Theft | 5% |
Good Student | 10% |
Low Mileage | 7% |
Paperless | 4% |
Safe Driver | 12% |
Senior Driver | 5% |
Independence Casualty and Surety Company offers various discounts to their customers, which are outlined below:
- Multi-policy discount: Customers can save money by bundling their home and auto insurance policies with Independence Casualty and Surety Company.
- Safe driver discount: Customers who have a good driving record with no accidents or violations can receive a discount on their auto insurance premiums.
- Anti-theft device discount: Customers who install anti-theft devices in their vehicles may be eligible for a discount on their auto insurance premiums.
- Good student discount: Full-time students under the age of 25 who maintain good grades may be eligible for a discount on their auto insurance premiums.
- Low mileage discount: Customers who drive their vehicles less frequently than the average driver may be eligible for a discount on their auto insurance premiums.
- Senior discount: Customers who are 55 years old or older may be eligible for a discount on their auto insurance premiums.
How Independence Casualty and Surety Company Ranks Among Providers
Independence Casualty and Surety Company operates in a highly competitive industry, with several other insurance providers vying for customers. Some of the main competitors of Independence Casualty and Surety Company include:
- State Farm: As one of the largest insurance providers in the United States, State Farm offers a wide range of coverage options, including auto, homeowners, renters, and life insurance.
- Allstate: Another major insurance provider, Allstate offers similar coverage options to State Farm, with a focus on personalized service and customer support.
- Progressive: Known for their popular advertising campaigns, Progressive is a major player in the auto insurance market, offering coverage options for cars, motorcycles, boats, and more.
- Geico: like Progressive, Geico is a well-known name in the auto insurance industry, offering coverage for drivers of all types of vehicles.
- Nationwide: With a focus on personalized service and a range of coverage options, Nationwide is a popular choice for both personal and commercial insurance needs.
While Independence Casualty and Surety Company faces significant competition from these providers and others, the company’s commitment to customer service, competitive pricing, and quality coverage options help it stand out in a crowded marketplace.
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Frequently Asked Questions
What is Independence Casualty and Surety Company?
Independence Casualty and Surety Company is an insurance company that provides a range of coverage options, including casualty and surety insurance. They offer various policies to individuals and businesses to protect against risks and liabilities.
How can I find customer ratings and reviews for Independence Casualty and Surety Company?
To find customer ratings and reviews for Independence Casualty and Surety Company, you can visit several online platforms that specialize in collecting feedback from policyholders and consumers. Websites like Consumer Affairs, BBB (Better Business Bureau), Trustpilot, or Google Reviews might have reviews and ratings for the company.
Are customer ratings and reviews important when considering Independence Casualty and Surety Company?
Customer ratings and reviews can be helpful in gaining insights into the experiences of other policyholders with Independence Casualty and Surety Company. They provide an indication of the company’s customer service, claims handling, and overall satisfaction levels.
How should I interpret customer ratings and reviews for Independence Casualty and Surety Company?
When interpreting customer ratings and reviews, it’s important to consider the overall trends and themes that emerge. Look for patterns in terms of positive or negative feedback and pay attention to specific areas of concern or praise. Keep in mind that individual experiences can vary, so it’s essential to consider a range of opinions and experiences.
What if I find negative reviews for Independence Casualty and Surety Company?
If you come across negative reviews for Independence Casualty and Surety Company, it’s important to assess the nature and frequency of those reviews. Look for patterns and common complaints to understand if there are consistent issues that may be a cause for concern.
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Laura Gunn
Insurance and Finance Writer
Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare. Her experience in various industries has helped develop both her ...
Insurance and Finance Writer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.