Integon Preferred Insurance Company Review (2024)

Explore the comprehensive offerings of Integon Preferred Insurance Company, a trusted name in the insurance landscape, renowned for competitive rates, personalized service, and a commitment to customer satisfaction.

UPDATED: Jun 14, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Jun 14, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jun 14, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jun 14, 2024Fact Checked
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Integon Preferred Insurance Company

Average monthly rate for good drivers:

$100

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Diverse range of insurance policies
  • Competitive rates
  • 24/7 customer support
  • Quick claims processing
  • Customizable policies
  • Discounts for safe drivers

Cons

  • Limited international coverage
  • May not offer all specialized insurance types

In this comprehensive guide to Integon Preferred Insurance Company, we explore a trusted insurance provider offering a diverse portfolio of coverage options, including auto, home, life, renters, and motorcycle insurance.

With competitive rates and a commitment to customer satisfaction, Integon Preferred stands out for its reliability and flexibility in tailoring policies to individual needs. Whether safeguarding vehicles, homes, loved ones, or personal belongings, policyholders benefit from a range of discounts, safe driving rewards, and personalized service.

The company’s dedication to making insurance accessible and affordable, coupled with a dynamic competitive landscape, highlights the importance of informed choices when selecting an insurance provider.

Integon Preferred Insurance Company Insurance Coverage Options

Integon Preferred Insurance Company is dedicated to providing comprehensive coverage options tailored to your specific needs. Whether you’re looking to protect your vehicle, home, loved ones, or personal belongings, we’ve got you covered with a wide range of insurance solutions.

Auto Insurance Coverage

  • Bodily Injury Liability
  • Property Damage Liability
  • Collision Coverage
  • Comprehensive Coverage
  • Uninsured/Underinsured Motorist Coverage
  • Personal Injury Protection (PIP)
  • Medical Payments Coverage

Home Insurance Coverage

  • Dwelling Coverage
  • Personal Property Coverage
  • Liability Coverage
  • Additional Living Expenses Coverage
  • Other Structures Coverage
  • Loss of Use Coverage
  • Valuable Items Coverage (e.g., jewelry, fine art)

Life Insurance Coverage

  • Term Life Insurance
  • Whole Life Insurance
  • Universal Life Insurance
  • Death Benefit
  • Cash Value Accumulation
  • Investment Opportunities

Renters Insurance Coverage

  • Personal Property Protection
  • Liability Coverage
  • Additional Living Expenses Coverage
  • Loss of Use Coverage

Motorcycle Insurance Coverage

  • Liability Coverage
  • Collision Coverage
  • Comprehensive Coverage
  • Medical Payments Coverage
  • Uninsured/Underinsured Motorist Coverage
  • Guest Passenger Liability Coverage

At Integon Preferred, we understand that life is full of uncertainties. That’s why we’re here to provide you with reliable insurance coverage that safeguards what matters most to you. Whether it’s the open road, the comfort of your home, or the well-being of your loved ones, trust Integon Preferred to be your partner in protection.

Get in touch with us today to explore your insurance options and secure a brighter, worry-free future.

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Integon Preferred Insurance Company Insurance Rates Breakdown

Driver ProfileIntegon PreferredNational Average
Clean Record$123$119
1+ Ticket$149$147
1+ Accident$175$173
DUI$210$209
Poor Credit$212$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Integon Preferred Insurance Company Discounts Available

DiscountIntegon Preferred
Anti Theft14%
Good Student20%
Low Mileage10%
Paperless17%
Safe Driver9%
Senior Driver7%

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Integon Preferred Insurance Company, we understand the importance of providing our valued customers with not only comprehensive coverage but also affordability. We believe in rewarding responsible behavior and making insurance accessible to all.

That’s why we offer a range of discounts to help you save on your insurance premiums while ensuring you have the protection you need.

  • Safe Driver Discounts: Policyholders with a clean driving record, free from accidents and traffic violations, are eligible for discounts as a reward for their safe driving habits.
  • Multi-Policy Bundle Discounts: When you bundle multiple insurance policies with Integon Preferred, such as auto and home insurance, you can enjoy significant savings on your premiums.
  • Good Student Discounts: Students who maintain good grades often qualify for discounts on their auto insurance policies, encouraging academic excellence.
  • Defensive Driving Course Discounts: Completing a defensive driving course can not only improve your driving skills but also lead to reduced insurance premiums.
  • Anti-Theft Device Discounts: Equipping your vehicle with anti-theft devices, such as alarms or GPS tracking systems, can make you eligible for discounts on your auto insurance.
  • Home Safety Discounts: Homeowners can benefit from discounts by implementing safety features in their homes, such as smoke detectors, burglar alarms, or fire extinguishers.
  • Payment Discounts: Some policyholders may qualify for discounts by choosing to pay their premiums in full annually or through automatic electronic payments.
  • Claims-Free Discounts: Remaining claims-free over a specified period can result in lower premiums, as it demonstrates responsible and low-risk behavior.
  • Renewal Discounts: Staying loyal to Integon Preferred Insurance and renewing your policy with them can lead to ongoing discounts.

These discounts not only make insurance more affordable but also reward policyholders for responsible and safe behaviors. Integon Preferred Insurance Company, our commitment to you goes beyond just providing coverage.

We aim to make insurance more affordable and accessible. Our discounts are designed to reward your responsible choices and help you secure the protection you need without breaking the bank. To learn more about how you can take advantage of these discounts and tailor your insurance to your specific needs, get in touch with us today. Your peace of mind is our priority.

How Integon Preferred Insurance Company Ranks Among Providers

In the world of insurance, competition is fierce, and customers have a multitude of options to choose from when it comes to protecting their assets and loved ones. Integon Preferred Insurance Company prides itself on offering top-notch coverage and service, but it’s essential to understand the landscape in which we operate.

Here, we take a closer look at some of our main competitors in the insurance industry, each vying to meet the diverse needs of policyholders across the nation.

  • Geico: Known for competitive auto insurance rates and widespread advertising.
  • State Farm: Offers a wide array of insurance products with a vast network of agents.
  • Progressive: Innovates with technology and usage-based insurance solutions.
  • Allstate: Provides a range of insurance products with a focus on personalization.
  • Nationwide: Offers a diverse set of insurance options with a focus on customer satisfaction.
  • Liberty Mutual: Known for customized coverage options and a broad range of insurance products.
  • USAA: Serves military members and their families with exceptional customer service.
  • Farmers Insurance: Provides coverage across various insurance needs and has a network of agents.
  • Travelers: A leader in property and casualty insurance with comprehensive offerings.
  • American Family Insurance: Focuses on personal service and community involvement.

While Integon Preferred Insurance Company faces robust competition, we remain committed to our mission of providing comprehensive coverage and exceptional service to our policyholders. Our dedication to meeting the unique needs of our customers, coupled with our range of insurance products and discounts, sets us apart in the insurance industry.

We understand that choosing the right insurance provider is a significant decision, and we’re here to make that choice easier by delivering peace of mind, one policy at a time.

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Integon Preferred Insurance Company Claims Process

Ease of Filing a Claim

Integon Preferred Insurance Company offers a user-friendly claims process, providing multiple convenient options for filing a claim. Customers can file a claim through their online portal, over the phone, or by using their mobile app.

The availability of these diverse channels enhances accessibility and streamlines the claims filing procedure, catering to the preferences and needs of various policyholders.

Average Claim Processing Time

The average claim processing time with Integon Preferred Insurance Company is notable for its efficiency and speed. The company employs streamlined procedures and employs advanced technology to expedite the processing of claims.

This promptness in handling claims helps policyholders receive necessary assistance and settlements in a timely manner, minimizing any potential financial strain during challenging times.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback regarding claim resolutions and payouts with Integon Preferred Insurance Company has been positive. Clients appreciate the responsiveness and transparency demonstrated by the company during the claims resolution process.

Additionally, the fair and satisfactory payouts received by policyholders contribute to a high level of satisfaction, fostering trust and confidence in the insurer’s claim handling capabilities.

Integon Preferred Insurance Company Digital and Technological Features

Mobile App Features and Functionality

Integon Preferred Insurance Company offers a comprehensive mobile app equipped with a range of features and functionalities. The app allows users to manage their policies, access policy documents, file claims, track the progress of claims, and make payments conveniently on-the-go.

The intuitive interface and easy navigation ensure a seamless user experience, enhancing accessibility and customer engagement.

Online Account Management Capabilities

Integon Preferred Insurance Company’s online account management capabilities empower policyholders to efficiently manage their policies and accounts from the comfort of their own homes. The online platform enables users to review policy details, update personal information, view billing statements, and track claims, providing a centralized hub for all insurance-related activities.

This online accessibility contributes to enhanced customer satisfaction and a streamlined interaction process.

Digital Tools and Resources

The company offers a range of digital tools and resources designed to educate and assist policyholders. These resources may include informative articles, calculators, insurance glossaries, and FAQs to help customers make informed decisions regarding their insurance coverage.

The availability of these digital tools exemplifies Integon Preferred Insurance Company’s commitment to providing valuable information and fostering an informed and empowered customer base.

Frequently Asked Questions

What types of insurance does Integon Preferred Insurance Company offer?

Integon Preferred Insurance Company offers a variety of insurance types, including auto, home, life, renters, and motorcycle insurance. Their range of coverage options ensures they can meet a diverse set of needs.

How can I save on insurance premiums with Integon Preferred Insurance Company?

You can save on premiums with Integon Preferred Insurance Company through various discounts, including safe driver discounts, multi-policy bundle discounts, good student discounts, and more. Discuss your eligibility with their representatives to maximize your savings.

How do I file a claim with Integon Preferred Insurance Company?

To file a claim with Integon Preferred Insurance Company, you can typically visit the company’s official website or contact their claims department directly. They often offer 24/7 support to assist you through the claims process.

What financial ratings does Integon Preferred Insurance Company have?

Integon Preferred Insurance Company’s financial ratings can change over time, so it’s essential to check with the latest sources. Historically, Integon Preferred Insurance Company has maintained a strong A.M. Best rating, indicating financial stability.

Can I bundle multiple insurance policies with Integon Preferred Insurance Company?

Yes, Integon Preferred Insurance Company encourages policyholders to bundle multiple policies, such as auto and home insurance, to enjoy significant savings on premiums.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption