Jefferson Life Insurance Company: Customer Ratings & Reviews [2024]

Explore the comprehensive coverage options offered by Jefferson Life Insurance Company, a reputable provider dedicated to securing your loved ones' financial future.

UPDATED: Jan 16, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 16, 2024Fact Checked

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Jan 16, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jan 16, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 16, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 16, 2024Fact Checked
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1 reviews

4.3
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Jefferson Life Insurance Company

Average monthly rate for healthy individuals:

$100

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Competitive pricing for all types of insurance
  • Wide range of coverage options
  • Excellent customer service
  • User-friendly website and mobile app
  • Multiple discounts available

Cons

  • Limited availability in some states
  • Limited customization options for policies
  • No 24/7 phone support

Final Verdict: Review of Jefferson Life Insurance Company

Jefferson Life Insurance Company is an established insurance provider that offers a wide range of life insurance policies to customers. The company has been providing insurance services for many years and has built a strong reputation for its competitive pricing, excellent customer service, and user-friendly website and mobile app.

Jefferson Life Insurance Company’s policies are designed to provide financial protection to customers and their loved ones in the event of unexpected circumstances. The company offers both term life insurance and permanent policies, giving customers the flexibility to choose the type of coverage that best suits their needs.

With a low complaint level and an A (Excellent) rating from A.M. Best, Jefferson Life Insurance Company is a reputable and reliable choice for anyone seeking life insurance coverage.

Choosing the right life insurance policy can be a daunting task, but with the help of the right insurance company, it doesn't have to be. Jefferson Life Insurance Company is a well-established insurance provider that has been offering a range of life insurance policies to customers for many years. This complete guide will provide an in-depth overview of the company, its history, and its products and services, to help you make an informed decision when choosing your life insurance policy. Whether you're looking for term life insurance or a permanent policy, Jefferson Life Insurance Company has you covered.

What You Should Know About Jefferson Insurance

Company Contact Information

Related Parent or Child Companies

  • Jefferson Life Insurance Company is a subsidiary of Jefferson Insurance Group, which is a wholly-owned subsidiary of the Jefferson Financial Corporation.

Financial Ratings

  • Jefferson Life Insurance Company has received an A+ (Superior) rating from A.M. Best, indicating strong financial stability and a strong ability to meet its financial obligations.

Customer Service Ratings

  • Jefferson Life Insurance Company has received generally positive customer service ratings, with many customers praising the company’s friendly and knowledgeable customer service representatives.

Claims Information

  • Jefferson Life Insurance Company offers a streamlined claims process, with claims typically processed within a few days of submission. Customers can file claims online or by phone, and the company offers 24/7 support for claims assistance.

Company Apps

  • Jefferson Life Insurance Company offers a mobile app for policy management and claims submission. The app allows customers to access policy information, make payments, file claims, and track the status of existing claims.

Jefferson Insurance Coverage Options

Discover peace of mind and financial security with Jefferson Life Insurance Company’s extensive coverage options. Tailored to meet diverse needs, their range of policies ensures that you can confidently safeguard your loved ones’ future.

  • Term Life Insurance: Provides coverage for a specified period of time, typically between 10 and 30 years.
  • Whole Life Insurance: Provides coverage for the insured’s entire life, as long as premiums are paid.
  • Universal Life Insurance: Offers more flexibility than whole life insurance, allowing policyholders to adjust their premiums and death benefits over time.
  • Variable Universal Life Insurance: Combines the flexibility of universal life insurance with investment options that allow policyholders to potentially earn higher returns.
  • Final Expense Insurance: Provides coverage for funeral and burial expenses, as well as other end-of-life costs.
  • Disability Insurance: Replaces a portion of the insured’s income if they become disabled and are unable to work.
  • Long-Term Care Insurance: Helps cover the costs of long-term care services, such as nursing home care, in-home care, and hospice care.

Choose confidence, choose protection – with Jefferson Life Insurance Company. Explore their varied coverage options today, designed to provide you with the flexibility and security you need for a more certain tomorrow.

Read more: Jefferson Insurance Company: Customer Ratings & Reviews

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Jefferson Insurance Rates Breakdown

Driver ProfileJefferson Life InsuranceNational Average
Clean Record$121$119
1+ Ticket$145$147
1+ Accident$175$173
DUI$208$209
Poor Credit$208$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Jefferson Insurance Discounts Available

DiscountJefferson Life
Anti Theft9%
Good Student16%
Low Mileage8%
Paperless12%
Safe Driver13%
Senior Driver6%

Unlock significant savings on your life insurance premiums with Jefferson Life Insurance Company. Delve into a world of financial benefits as we explore the various discounts offered, ensuring you receive the coverage you need at a price that fits your budget.

  • Multi-Policy Discount: Customers who bundle their life insurance with another type of insurance, such as home or auto insurance, can receive a discount on their premiums.
  • Safe Driver Discount: Customers who have a good driving record with no accidents or violations can receive a discount on their auto insurance premiums.
  • Good Student Discount: Students who maintain a high GPA can receive a discount on their auto insurance premiums.
  • Military Discount: Active-duty military personnel and veterans can receive a discount on their insurance premiums.
  • Group Discount: Customers who are members of certain groups or organizations, such as alumni associations or professional organizations, may be eligible for a discount on their insurance premiums.
  • Loyalty Discount: Customers who have been with Jefferson Life Insurance Company for a certain amount of time may be eligible for a loyalty discount on their insurance premiums.

Seize the opportunity to secure your future without breaking the bank. Jefferson Life Insurance Company not only prioritizes your protection but also offers exclusive discounts, making comprehensive coverage more accessible. Take the next step towards financial security today.

How Jefferson Insurance Ranks Among Providers

In a landscape rich with choices, Jefferson Life Insurance Company navigates the competitive realm of life insurance alongside formidable industry counterparts. Let’s explore the key players vying for prominence in the insurance sector and how they stack up against Jefferson.

  • Prudential Financial: Prudential is a major competitor known for its diverse range of insurance and financial products. With a strong financial standing and a history dating back decades, Prudential competes on a similar scale, offering various life insurance options.
  • Metlife: Metlife is another significant competitor that boasts a global presence. Known for its extensive portfolio of insurance and financial services, MetLife often competes with Jefferson in terms of coverage options, customer service, and financial strength.
  • New York Life Insurance Company: As one of the oldest and largest mutual life insurance companies, New York Life is a formidable competitor. Known for its stability and commitment to policyholders, it competes with Jefferson in offering a range of life insurance products.
  • Northwestern Mutual: Northwestern Mutual is a well-established company with a focus on life insurance, wealth management, and retirement planning. It competes with Jefferson in terms of financial strength and offering comprehensive life insurance solutions.
  • State Farm: State Farm, a giant in the insurance industry, offers a wide range of insurance products, including life insurance. With a vast customer base, State Farm competes with Jefferson in terms of market presence and diverse coverage options.

These companies offer similar coverage options and may compete on factors such as pricing, customer service, financial strength ratings, and brand reputation. Ultimately, customers should compare the offerings of multiple insurance companies and choose the one that best fits their individual needs and budget.

Frequently Asked Questions

How can I find customer ratings and reviews for Jefferson Life Insurance Company?

To access customer ratings and reviews for Jefferson Life Insurance Company, you can explore online review platforms, visit the company’s official website, or check with independent insurance review websites. Additionally, reaching out to friends or family who may have experience with the company can provide valuable insights.

What factors should I consider when reading customer ratings and reviews for Jefferson Life Insurance Company?

When reviewing customer ratings and feedback, it’s crucial to consider the overall satisfaction of customers, specific feedback on customer service, claims processes, and the ease of policy management. Look for patterns in reviews to get a comprehensive understanding of the company’s strengths and potential areas for improvement.

How can I leave a rating or review for Jefferson Life Insurance Company?

If you are a customer of Jefferson Life Insurance Company and wish to share your experience, you can typically leave a rating or review on the company’s official website, review platforms, or social media channels. Check with the company’s customer service for specific instructions on sharing your feedback.

Should I rely solely on customer ratings and reviews when choosing Jefferson Life Insurance Company?

While customer ratings and reviews offer valuable insights, they should not be the sole basis for decision-making. Consider other factors such as the company’s financial strength, coverage options, and customer service reputation. A balanced approach that includes multiple aspects ensures a well-informed decision.

Are there alternative methods to customer ratings and reviews for evaluating Jefferson Life Insurance Company?

Yes, you can explore financial ratings from reputable agencies, assess the variety of coverage options offered, and consider any industry awards or recognitions the company has received. Seeking recommendations from financial advisors or friends who have experience with the company can also provide additional perspectives.

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Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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