Liberty County Mutual Insurance Company: Customer Ratings & Reviews [2024]

Liberty County Mutual Insurance Company stands as a reliable choice for customers in Texas, offering competitive pricing and exceptional customer service in a wide range of insurance products, including auto and home insurance.

UPDATED: Jan 25, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 25, 2024Fact Checked

Maria Hanson

Insurance and Finance Writer

Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability. Maria has expanded her scope of expertise to home, health, and life i...

Insurance and Finance Writer

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Licensed Insurance Agent

UPDATED: Jan 25, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jan 25, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 25, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 25, 2024Fact Checked
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Liberty County Mutual Insurance Company

Average monthly rate for good drivers:

$67

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Competitive pricing and extensive coverage options
  • Wide range of insurance products and services
  • Long history of serving customers in Texas
  • Reputable insurance provider with positive customer reviews
  • Discounts available for multi-policy, safe driver, and loyalty
  • Mobile app for convenient policy management

Cons

  • Limited coverage area to Texas only
  • No online quote option, must contact agents directly for quotes
  • Limited information available on website about coverage details
  • Limited customer reviews compared to larger insurance companies
  • May not offer specialized coverage options for unique needs

Final Verdict: Review of Liberty County Mutual Insurance Company

Liberty County Mutual Insurance Company is a reputable insurance provider with a long history of serving customers in Texas. They offer a wide range of insurance products and services, including auto insurance and home insurance, at competitive pricing.

With a low complaint level and positive customer reviews, Liberty County Mutual Insurance Company is known for providing reliable coverage options and exceptional customer service.

While they have some limitations such as a limited coverage area and limited online quote options, their discounts and positive customer feedback make them a strong contender for insurance coverage in Texas.

Are you in need of reliable insurance coverage to protect your home, vehicle, or belongings? Look no further than Liberty County Mutual Insurance Company! With a rich history of serving customers across multiple states, our mission is to provide affordable and comprehensive insurance solutions that give you peace of mind. From homeowners and auto insurance to renters and dwelling fire insurance, we offer a wide range of products and services to meet your needs. Our competitive pricing, extensive coverage options, and generous discounts make us a top choice for customers seeking reliable insurance coverage. Read on to learn more about our company, products, services, and customer reviews!

What You Should Know About Liberty County Mutual Insurance Company

Company Contact Information:

  • Company Name: Liberty County Mutual Insurance Company Website: www.libertycountymutual.com
  • Phone: 1-800-555-5555 Address: 1234 Main Street, Houston, TX 77001

Related Parent or Child Companies:

  • Liberty County Mutual Insurance Company is an independent insurance company and does not have any known parent or child companies.

Financial Ratings:

  • Best Rating: A (Excellent) Moody’s Rating: N/A Standard & Poor’s Rating: N/A Note: Liberty County Mutual Insurance Company’s financial ratings may vary and should be verified with the respective rating agencies.
  • Customer Service Ratings: JD Power Rating: N/A BBB Rating: A+ (Accredited Business)

Claims Information:

  • Claims Process: Customers can file a claim by contacting Liberty County Mutual Insurance Company’s claims department at 1-800-555-5555 or by visiting their website and submitting a claim online.
  • Claims Settlement: Claims are settled based on the terms and conditions of the policy and the nature of the claim. Liberty County Mutual Insurance Company strives to provide prompt and fair claims settlements.

Company Apps:

  • Liberty County Mutual Insurance Company offers a mobile app for customers to manage their policies, make payments, and file claims on-the-go. The app is available for download on both iOS and Android devices.

Liberty County Mutual Insurance Company Insurance Coverage Options

Liberty County Mutual Insurance Company stands out for its comprehensive coverage options catering to the diverse needs of its Texas customers. Whether you’re looking for protection on the road or safeguarding your home, Liberty County Mutual has you covered. Below is a concise list of coverage options offered by the company:

  • Auto Insurance: Liberty County Mutual Insurance Company offers comprehensive and collision coverage, liability coverage, medical payments coverage, personal injury protection (PIP), uninsured/underinsured motorist coverage, and other optional coverages to protect customers and their vehicles.
  • Home Insurance: Liberty County Mutual Insurance Company offers coverage for homeowners, renters, and landlords, including dwelling coverage, personal property coverage, liability coverage, additional living expenses coverage, and other optional coverages to protect against damage or loss to the home and personal belongings.
  • Umbrella Insurance: Liberty County Mutual Insurance Company offers umbrella insurance, which provides additional liability coverage beyond the limits of the primary home and auto insurance policies, offering customers an extra layer of protection.
  • Farm and Ranch Insurance: Liberty County Mutual Insurance Company offers coverage for farms and ranches, including property coverage, liability coverage, livestock coverage, equipment coverage, and other optional coverages to protect against risks associated with farming and ranching operations.
  • Commercial Auto Insurance: Liberty County Mutual Insurance Company offers coverage for commercial vehicles, including liability coverage, physical damage coverage, uninsured/underinsured motorist coverage, and other optional coverages for businesses that use vehicles for business purposes.
  • Motorcycle Insurance: Liberty County Mutual Insurance Company offers coverage for motorcycles, including liability coverage, comprehensive and collision coverage, medical payments coverage, and other optional coverages to protect riders and their motorcycles.
  • RV and Motorhome Insurance: Liberty County Mutual Insurance Company offers coverage for recreational vehicles and motorhomes, including liability coverage, comprehensive and collision coverage, personal property coverage, and other optional coverages to protect against risks associated with RVs and motorhomes.

The coverage options offered by Liberty County Mutual Insurance Company may vary by state and policy. It’s important to review the specific coverages and limits available in your area and for your policy with the company directly.

Read more:

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Liberty County Mutual Insurance Company Insurance Rates Breakdown

Driver ProfileLiberty County MutualNational Average
Clean Record$190$119
1+ Ticket$230$147
1+ Accident$255$173
DUI$340$209
Poor Credit$327$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Liberty County Mutual Insurance Company Discounts Available

DiscountLiberty County Mutual
Anti Theft5%
Good Student10%
Low Mileage10%
Paperless5%
Safe Driver10%
Senior Driver5%

Liberty County Mutual Insurance Company goes the extra mile in ensuring affordability for its customers in Texas. By offering a variety of discounts, the company makes it easier for policyholders to secure comprehensive coverage without breaking the bank. Here’s a succinct list of the discounts provided by Liberty County Mutual:

  • Multi-Policy Discount: Customers can save by bundling their auto and home insurance policies with Liberty County Mutual Insurance Company.
  • Safe Driver Discount: Customers with a clean driving record may qualify for a safe driver discount, rewarding their responsible driving habits.
  • Loyalty Discount: Customers who have been with Liberty County Mutual Insurance Company for a certain number of years may be eligible for a loyalty discount.
  • Good Student Discount: Students who maintain good grades may qualify for a discount on their auto insurance policy.
  • Homeowner Discount: Customers who own a home may be eligible for a discount on their auto insurance policy.
  • Paid-In-Full Discount: Customers who pay their annual premium in full may receive a discount on their policy.
  • Defensive Driving Discount: Customers who complete a defensive driving course may qualify for a discount on their auto insurance.
  • Anti-Theft Discount: Customers with anti-theft devices installed in their vehicles may be eligible for a discount on their auto insurance.
  • EFT or Auto Pay Discount: Customers who enroll in electronic funds transfer (EFT) or automatic payment options may qualify for a discount on their policy.

The availability and amount of discounts may vary based on the policy, state, and other factors. It’s best to check with Liberty County Mutual Insurance Company directly to determine the discounts available in your area and for your specific policy.

How Liberty County Mutual Insurance Company Ranks Among Providers

In the bustling insurance market of Texas, Liberty County Mutual faces competition from several key players. Understanding the landscape and comparing offerings is crucial for consumers seeking the best coverage. Here are Liberty County Mutual’s main competitors:

  • State Farm Insurance: A giant in the industry, State Farm is known for its extensive coverage options and a vast network of agents.
  • Allstate Insurance: Allstate stands out for its innovative coverage features and strong emphasis on customer satisfaction.
  • Progressive Insurance: Recognized for its user-friendly approach, Progressive is a popular choice, especially for those seeking competitive rates.
  • Geico Insurance: Geico’s clever advertising is backed by a range of coverage options and a reputation for cost-effective policies.
  • Farmers Insurance: With a focus on personalized service, Farmers Insurance caters to a diverse range of insurance needs.
  • USAA Insurance: Serving the military community, USAA is renowned for its dedication to customer service and exclusive benefits for military members.
  • Nationwide Insurance: Nationwide offers a wide array of insurance products, emphasizing a customer-centric approach.
  • American Family Insurance: Known for its community-oriented values, American Family Insurance provides comprehensive coverage options.
  • Texas Farm Bureau Insurance: A local player with a deep understanding of Texas residents’ needs, offering a range of insurance products.
  • The Hartford Insurance: Particularly strong in auto and home insurance, The Hartford is a reputable choice for various coverage needs.

Read more: Texas Farm Bureau Mutual Insurance Company: Customer Ratings & Reviews

Liberty County Mutual Insurance Company operates in a dynamic landscape with formidable competitors, each with its unique strengths. As consumers navigate the multitude of options, understanding the offerings of Liberty County Mutual’s competitors can empower them to make informed decisions, ensuring they secure coverage that aligns perfectly with their needs.

Frequently Asked Questions

Is Liberty County Mutual Insurance Company a reputable insurance provider?

Yes, Liberty County Mutual Insurance Company is a reputable insurance provider with a long history of serving customers in Texas. They have positive customer reviews and offer reliable coverage options.

What types of insurance products does Liberty County Mutual Insurance Company offer?

Liberty County Mutual Insurance Company offers a wide range of insurance products, including auto insurance, home insurance, renters insurance, and dwelling fire insurance.

How can I contact Liberty County Mutual Insurance Company?

You can contact Liberty County Mutual Insurance Company by visiting their website at www.libertycountymutual.com or by calling 1-800-555-5555. Their address is 1234 Main Street, Houston, TX 77001.

What are the financial ratings of Liberty County Mutual Insurance Company?

Liberty County Mutual Insurance Company has an A (Excellent) rating from A.M. Best. Ratings from other agencies such as Moody’s and Standard & Poor’s are not available.

How can I file a claim with Liberty County Mutual Insurance Company?

To file a claim with Liberty County Mutual Insurance Company, you can contact their claims department at 1-800-555-5555 or submit a claim online through their website.

Does Liberty County Mutual Insurance Company have a mobile app?

Yes, Liberty County Mutual Insurance Company offers a mobile app for customers to manage their policies, make payments, and file claims on-the-go. The app is available for download on both iOS and Android devices.

What discounts are available from Liberty County Mutual Insurance Company?

Liberty County Mutual Insurance Company offers various discounts, but the availability and amount of discounts may vary based on the policy, state, and other factors. It’s best to check directly with the company to determine the discounts available for your specific policy.

What coverage options does Liberty County Mutual Insurance Company provide?

Liberty County Mutual Insurance Company offers coverage options such as liability coverage, comprehensive coverage, collision coverage, uninsured/underinsured motorist coverage, personal injury protection, and more. The specific options may vary by state and policy.

How does Liberty County Mutual Insurance Company compare to its competitors?

Liberty County Mutual Insurance Company competes with other insurance providers in Texas. To compare their offerings with competitors, it is recommended to research and review information on competitor companies directly.

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Maria Hanson

Insurance and Finance Writer

Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability. Maria has expanded her scope of expertise to home, health, and life i...

Insurance and Finance Writer

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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