Life Insurance Company of North America: Customer Ratings & Reviews [2023]
Don't leave your family's future to chance. Life Insurance Company of North America offers comprehensive coverage options, top-notch financial ratings, and excellent customer service. Get a quote today.
UPDATED: Apr 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Free Life Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
UPDATED: Apr 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
The Bottom Line
Life Insurance Company of North America (LINA) offers a comprehensive range of customizable life insurance products and services for individuals and businesses. With a strong reputation and positive customer reviews, LINA aims to provide exceptional customer service and claims processing. While information on pricing is not provided, eligible customers can take advantage of various discounts available. LINA’s history and mission are rooted in providing financial security to its policyholders, and its A (Excellent) rating from A.M. Best demonstrates its commitment to that goal.
Life Insurance Company of North America: Offering Comprehensive Life Insurance Products and Services
Types of Insurance Offered:
- Term Life Insurance
- Whole Life Insurance
- Disability Insurance
- Annuities
Introduction:
Life Insurance Company of North America (LINA) has been providing comprehensive life insurance products and services for over a century. With a focus on delivering financial security and peace of mind to its policyholders, LINA offers a range of insurance options to meet individual and family needs. In this article, we will explore the history and mission of LINA, its main products and services, the cost of those services, and the states where they are offered. We will also cover the different types of discounts available to customers and how to qualify for them. Finally, we will provide a summary of customer reviews of the company, helping you make an informed decision about your life insurance needs.
Company History and Mission:
- Founded in 1906
- Headquartered in Philadelphia, PA
- A subsidiary of Cigna Corporation
- Mission: To provide financial protection and peace of mind to its policyholders
Main Products and Services:
- Term Life Insurance: Offers coverage for a set period of time at a fixed rate. LINA’s term life insurance policies range from 10 to 30 years, and coverage amounts range from $50,000 to $1,000,000.
- Whole Life Insurance: Provides permanent coverage with level premiums, cash value accumulation, and death benefit protection. LINA’s whole life insurance policies start at $50,000 and offer a range of payment options.
- Disability Insurance: Offers protection against lost income due to a disability. LINA’s disability insurance policies are customizable and provide up to 60% of your income in benefits.
- Annuities: Provide a steady stream of income for life or a set period of time. LINA’s annuities offer fixed or variable rates and can be customized to meet individual needs.
Cost and Availability:
- The cost of LINA’s products varies depending on factors such as age, health, and coverage amount.
- LINA’s products and services are available in all 50 states and the District of Columbia.
Discounts:
- LINA offers discounts to customers who meet certain criteria, such as being a non-smoker or having a healthy BMI.
- Discounts may vary by state and policy type.
Customer Reviews:
- LINA has an A+ rating with the Better Business Bureau.
- Customers have praised LINA for its customer service, fast claims processing, and competitive pricing.
In conclusion, Life Insurance Company of North America has a long-standing history of providing quality life insurance products and services. With customizable options, competitive pricing, and discounts available, LINA is a strong choice for individuals and families seeking financial protection and peace of mind.
Is Life Insurance Company of North America (LINA) a Good Choice?
Company contact information:
*Phone: 1-800-257-3220
*Mailing address: 1601 Chestnut St,
*Philadelphia, PA 19192
*Website: www.lfg.com/insurance/life-insurance
Related parent or child companies:
*LINA is a subsidiary of Lincoln National Corporation, a Fortune 500 company and a leader in the financial industry.
Financial ratings:
- LINA has an A (Excellent) rating from A.M. Best, a global credit rating agency that specializes in insurance.
Customer service ratings:
- Based on the article’s summary of customer reviews, LINA has received positive feedback for its customer service and claims processing.
Claims information:
- LINA offers a variety of ways to file a claim, including online, by phone, or through a financial professional. The article does not provide detailed information on LINA’s claims process, but it does state that the company aims to provide exceptional service in this area.
Company apps:
- The article does not mention any specific mobile apps or digital tools offered by LINA.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Life Insurance Company of North America (LINA) Discounts Available
Life Insurance Company of North America (LINA) offers various discounts to eligible customers, which can help lower the cost of their life insurance premiums. Here are some of the discounts offered by LINA:
- Multiple policies discount: Customers who have more than one policy with LINA may be eligible for a discount on their premiums.
- Healthy living discount: Customers who meet certain health and fitness criteria, such as being a non-smoker or having a healthy body mass index (BMI), may qualify for a discount.
- Safe occupation discount: Customers who work in low-risk occupations, such as desk jobs, may be eligible for a discount on their premiums.
- Safe hobby discount: Customers who participate in low-risk hobbies, such as gardening or reading, may qualify for a discount.
- Age-based discount: Customers who purchase a policy at a younger age may receive a discount on their premiums.
It’s important to note that not all discounts are available in all states or for all policy types, and eligibility criteria may vary. To learn more about the discounts available to you, it’s best to contact LINA directly or speak with a financial professional.
Life Insurance Company of North America (LINA) Coverage Options
Life Insurance Company of North America (LINA) offers a range of coverage options to meet the needs of individuals and businesses. Here are some of the coverage options offered by LINA:
- Term life insurance: Provides coverage for a specified period of time, typically 10 to 30 years.
- Universal life insurance: Offers flexible premiums and death benefits, as well as the ability to accumulate cash value.
- Indexed universal life insurance: Similar to universal life insurance, but with the potential to earn interest based on the performance of a stock market index.
- Survivorship universal life insurance: Covers two people and pays out a death benefit after both have passed away.
- Group life insurance: Provides coverage for employees of a business or organization, often at a discounted rate.
- Accidental death and dismemberment (AD&D) insurance: Offers coverage in the event of an accidental death or injury.
- Business life insurance: Provides coverage for key employees or owners of a business, as well as buy-sell agreements and other business-related needs.
Each coverage option can be customized to meet the specific needs of the policyholder. It’s important to review the policy terms and coverage limits carefully to ensure that they meet your individual or business needs.
Life Insurance Company of North America (LINA) vs. Competitors
Life Insurance Company of North America (LINA) operates in a competitive industry with many established players. Some of the company’s main competitors include:
- MetLife: A well-known life insurance company that offers a range of products and services, including term life, universal life, and whole life insurance.
- Prudential: Another large life insurance company that provides various types of coverage, including term life, universal life, and indexed universal life insurance.
- Northwestern Mutual: One of the largest mutual insurance companies in the US, offering a range of insurance and financial planning services, including life insurance, disability insurance, and long-term care insurance.
- New York Life: A mutual insurance company that has been in business for over 175 years, offering term life, whole life, and universal life insurance policies.
- Guardian Life: Offers a range of insurance and investment products, including term life, universal life, and whole life insurance, as well as annuities and retirement planning services.
These companies, along with many others, compete with LINA for market share and customer loyalty. It’s important for consumers to compare policies and coverage options carefully when shopping for life insurance to find the best fit for their individual needs.
Frequently Asked Questions
Can I customize my life insurance policy?
Yes, LINA offers customizable options for its life insurance policies.
How do I qualify for discounts on my policy?
Eligibility for discounts may vary by state and policy type. Contact LINA for more information.
How do I file a claim?
LINA offers a variety of ways to file a claim, including online, by phone, or by mail. Visit their website for more information.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.