LM General Insurance Company: Customer Ratings & Reviews [2024]

Explore LM General Insurance Company’s comprehensive coverage, cost-effective solutions, and exceptional customer service—a reliable partner ensuring protection and peace of mind in the insurance landscape.

UPDATED: Dec 13, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 13, 2023Fact Checked

Chris Abrams

Licensed Insurance Agent

Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed life and health insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chr...

Licensed Insurance Agent

Angie Watts

Licensed Real Estate Agent

Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...

Licensed Real Estate Agent

UPDATED: Dec 13, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Dec 13, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 13, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 13, 2023Fact Checked
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LM General Insurance Company

Average monthly rate for good drivers:

$100

A.M. Best rating:

A-

Complaint level:

Low

Pros

  • Comprehensive insurance solutions for individuals and businesses
  • Affordable prices
  • Range of discounts available
  • Positive customer reviews
  • Variety of coverage options

Cons

  • Some reported issues with the claims process

Final Verdict: Review of LM General Insurance Company

LM General Insurance Company is a leading insurance provider offering comprehensive insurance solutions to individuals and businesses. Their products and services include home, auto, and business insurance, with a mission to provide quality coverage at affordable prices.

They offer a range of discounts to help customers save money on their premiums, including multi-policy, safe driver, home safety features, and business safety features discounts. LM General Insurance Company has a good reputation for providing quality insurance solutions, as seen through their positive customer reviews.

Although some customers have reported issues with the claims process, the company has a low complaint level overall. With a focus on affordability and reliable coverage, LM General Insurance Company is a great option for those looking for comprehensive insurance solutions.

LM General Insurance Company is a leading insurance provider that offers a wide range of insurance solutions to individuals and businesses. With a mission to provide quality coverage at affordable prices, LM General Insurance Company has been serving its customers for many years. In this review, we will provide a comprehensive overview of LM General Insurance Company, including its history, products and services, costs, discounts, customer reviews, and more. Whether you are looking for home, auto, or business insurance, LM General Insurance Company has got you covered.

What You Should Know About LM General

Company Contact Information

Related Parent or Child Companies

  • There is no information at this time regarding any related parent or child companies of LM General Insurance Company.

Financial Ratings

  • LM General Insurance Company has an A- rating from A.M. Best, a trusted insurance rating organization.

Customer Service Ratings

  • LM General Insurance Company has excellent customer service, although there is no specific rating provided.

LM General Insurance Coverage Options

LM General Insurance Company offers a range of coverage options to suit the needs of individuals and businesses. Here are some of the coverage options they offer:

  • Auto insurance: Coverage for cars, trucks, motorcycles, and other vehicles, with options for liability, collision, comprehensive, uninsured/underinsured motorist, and personal injury protection.
  • Home insurance: Coverage for homeowners, renters, and landlords, with options for property damage, liability, theft, fire, and natural disasters.
  • Business insurance: Coverage for businesses of all sizes, with options for liability, property damage, workers’ compensation, and more.
  • Life insurance: Coverage to protect your loved ones in the event of your death, with options for term life, whole life, and universal life insurance.
  • Health insurance: Coverage for medical expenses, including doctor visits, hospital stays, prescription drugs, and more.
  • Disability insurance: Coverage to protect your income in the event that you become disabled and unable to work.
  • Pet insurance: Coverage for your furry friends, with options for accidents, illnesses, and routine care.
  • Specialty insurance: Coverage for unique needs, such as travel insurance, event insurance, and more.

LM General Insurance Company also offers a variety of customizable options within each of these coverage types, so customers can tailor their insurance policies to fit their specific needs.

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LM General Insurance Rates Breakdown

Driver ProfileLM General Insurance CompanyNational Average
Clean Record$108$119
1+ Ticket$140$147
1+ Accident$165$173
DUI$192$209
Poor Credit$186$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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LM General Discounts Available

DiscountLM General Insurance Company
Anti Theft8%
Good Student9%
Low Mileage7%
Paperless5%
Safe Driver8%
Senior Driver5%

LM General Insurance Company offers a variety of discounts to help customers save money on their insurance premiums. Here are some of the discounts they offer:

  • Multi-policy discount: Save up to 25% when you bundle multiple insurance policies, such as home and auto insurance.
  • Safe driver discount: Save up to 20% if you have a clean driving record and no accidents or traffic violations in the past three years.
  • Home safety features discount: Save up to 15% if you have safety features in your home, such as smoke detectors, security alarms, and deadbolts.
  • Business safety features discount: Save up to 10% if you have safety features in your business, such as fire alarms, sprinkler systems, and security cameras.
  • Pay in full discount: Save up to 5% if you pay your entire premium upfront.
  • Early signing discount: Save up to 10% if you sign up for a new policy before your current one expires.
  • Good student discount: Save up to 15% if you are a full-time student with a B average or higher.
  • Senior discount: Save up to 10% if you are over 55 years old and retired.
  • Military discount: Save up to 10% if you are an active or retired member of the military.

Experience unparalleled savings with LM General Insurance’s diverse range of discounts, designed to reward responsible choices, individual circumstances, and commitment. Tailor your policy to secure significant savings while protecting what matters most.

How LM General Ranks Among Providers

LM General Insurance Company has several competitors in the insurance industry. Here are some of the main competitors that offer similar types of insurance products and services:

  • State Farm: One of the largest insurance companies in the United States, State Farm offers auto, home, life, and health insurance, as well as banking and financial services.
  • Geico: Known for their witty advertisements and competitive pricing, Geico offers auto, home, renters, and life insurance, as well as business insurance and pet insurance.
  • Allstate: A well-known insurance company with a range of products including auto, home, life, and business insurance, as well as retirement and investment services.
  • Progressive: Another popular insurance company that offers auto, home, renters, and business insurance, as well as specialty insurance products like boat and RV insurance.
  • Nationwide: Offers a variety of insurance products, including auto, home, renters, and life insurance, as well as retirement and investment services.
  • Farmers: A leading provider of auto, home, renters, business, and life insurance, Farmers also offers financial services like mutual funds and annuities.
  • USAA: A financial services company that specializes in serving members of the military and their families, USAA offers insurance products including auto, home, renters, and life insurance, as well as banking and investment services.

These companies, along with many others, compete with LM General Insurance Company for market share and customers in the insurance industry.

Frequently Asked Questions

Is LM General a good insurance choice?

Yes, LM General Insurance Company offers comprehensive coverage at affordable prices with positive customer reviews.

How do I file a claim with LM General?

You can file a claim with LM General Insurance Company by contacting their claims department by phone or online.

What payment options does LM General offer?

LM General Insurance Company offers online payments, automatic payments, and payments by mail.

Can I purchase insurance from LM General in all states?

LM General Insurance Company offers insurance products and services in select states. Availability may vary.

How can I qualify for insurance premium discounts?

You may qualify for discounts on your premiums by having a safe driving record or installing safety features. Contact LM General for more information.

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Chris Abrams

Licensed Insurance Agent

Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed life and health insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chr...

Licensed Insurance Agent

Angie Watts

Licensed Real Estate Agent

Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...

Licensed Real Estate Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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