Lyndon Property Insurance Company: Customer Ratings & Reviews [2023]

Is Lyndon Southern Insurance Company a Good Choice?

Company Contact Information:

• Lyndon Property Insurance Company Address: 10910 Domain Dr., Ste. 100, Austin, TX 78758
• Phone: 1-800-699-1454
• Email: [email protected]

Related Parent or Child Companies:

• Lyndon Southern Insurance Company

Financial Ratings:

• A.M. Best Rating: A- (Excellent)
• Moody’s Rating: N/A
• Standard & Poor’s Rating: N/A

Customer Service Ratings:

• Overall Customer Satisfaction: 4.2 out of 5 stars
• BBB Rating: A+
• BBB Customer Reviews: 3.5 out of 5 stars

Claims Information:

• 24/7 Claims Reporting: Yes
• Online Claims Reporting: Yes
• Phone Claims Reporting: 1-800-699-1454

Company Apps:

• Lyndon does not currently have a mobile app for customers. However, customers can access their policy information and make payments through the company’s online customer portal.

Lyndon Southern Insurance Company Discounts Available

Lyndon Property Insurance Company offers a range of discounts to help customers save on their insurance premiums. These discounts include:

• Multi-Policy Discount: Save up to 20% when you bundle your home and auto policies with Lyndon.
• Protective Device Discount: Save up to 15% when you have protective devices, such as smoke detectors, burglar alarms, or fire extinguishers, installed in your home.
• Claim-Free Discount: Save up to 20% when you haven’t had any claims in the past three years.
• Mature Homeowner Discount: Save up to 25% if you’re over 50 years old and your home is paid off.
• Newly Purchased Home Discount: Save up to 25% if you’ve recently purchased a new home and it’s less than 10 years old.
• Non-Smoker Discount: Save up to 15% if no one in your household has smoked in the past 12 months.
• Payment Discount: Save up to 5% when you set up automatic payments.

These discounts can be combined for even greater savings on your insurance premiums. However, not all discounts are available in all states or with all policies, so it’s important to check with Lyndon to see which discounts you may be eligible for.

Lyndon Southern Insurance Company Coverage Options

Lyndon Property Insurance Company offers a range of coverage options to help protect your home and personal property. These coverage options include:

• Dwelling Coverage: Covers the physical structure of your home and attached structures, such as a garage or deck.
• Personal Property Coverage: Covers your personal belongings, such as furniture, electronics, and clothing, in the event they are stolen, damaged, or destroyed.
• Liability Coverage: Protects you if you are found legally responsible for injuries to someone else or damage to their property.
• Medical Payments Coverage: Pays for medical expenses for someone who is injured on your property, regardless of who is at fault.
• Additional Living Expenses Coverage: Pays for additional expenses, such as hotel bills and meals, if you are unable to live in your home due to a covered loss.
• Flood Insurance: Covers damage to your home and personal property caused by flooding, which is not covered by a standard homeowners insurance policy.
• Umbrella Insurance: Provides additional liability coverage beyond the limits of your homeowners insurance policy.
• Home Systems Protection: Covers the cost of repairing or replacing major home systems, such as electrical, plumbing, and HVAC, if they break down due to normal wear and tear.
• Service Line Coverage: Covers the cost of repairing or replacing damaged exterior service lines, such as water and sewer lines, that are not covered by your homeowners insurance policy.

These coverage options can be customized to fit your specific needs and budget, and Lyndon also offers a range of discounts to help yo

Lyndon Southern Insurance Company vs. Competitors

Lyndon Property Insurance Company operates in a highly competitive industry, with many other insurers offering similar products and services. Some of the company’s main competitors include:

• State Farm: As one of the largest insurance companies in the U.S., State Farm offers a range of insurance products, including homeowners insurance. The company is known for its extensive network of agents and customer service.
• Allstate: Another large insurance company, Allstate offers homeowners insurance along with a range of other insurance products. The company is known for its discounts and innovative technology, such as the Drivewise program that tracks safe driving habits.
• Farmers Insurance: Farmers Insurance offers homeowners insurance along with other insurance products, including auto, life, and business insurance. The company is known for its customizable coverage options and rewards program for safe driving.
• Liberty Mutual: Liberty Mutual offers homeowners insurance along with other insurance products, including auto and life insurance. The company is known for its customizable coverage options and discounts for bundling policies.
• Nationwide: Nationwide offers homeowners insurance along with other insurance products, including auto, life, and pet insurance. The company is known for its extensive coverage options and discounts for safe driving and home security.

These are just a few of the many insurance companies that compete with Lyndon Property Insurance Company. Each of these companies has its own strengths and weaknesses, and customers should carefully compare the coverage, cost, and customer service offered by each company before making a decision.