Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com.

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 24, 2020

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Company Details
President: Marita Zuraitis
Address: 440 Lincoln Street
City: Worcester
State: MA
ZIP Code: 01653
Phone Number: (508) 853-7200
Toll Free: No Toll Free Number Known
Year Founded: 2030-06-29
Company Rating 1 (1 review)

Types of Insurance Offered

A Concise Overview

  • Massachusetts Bay Insurance Company has been around since 1852 and is now part of the Hanover Group.
  • Hanover Insurance and its subsidiaries currently have an “A” rating from A.M. Best
  • Along with home and auto insurance, Massachusetts Bay also insures a wide selection of recreational vehicles.

Massachusetts Bay Insurance Company has been providing property and casualty insurance since 1852 in the U.S., making it one of the oldest insurance companies in the country.

The company was acquitted by the Hanover Insurance Group and is now one of 18 insurance and investment companies in the United States. The Massachusetts bay insurance company phone number will now take you to Hanover Insurance Group.

Massachusetts Bay Insurance is also known as the Hanover Group Insurance company covers everything from Toys to Homes. This company also covers identity theft.

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Massachusetts Bay Insurance Company

What does the Massachusetts Bay Insurance Company offer?

  1. All recreational vehicles including ATVs, RVs to snowmobiles, and Travel trailers are covered through the Massachusetts Bay Insurance company.
  2. Auto and Home discounts are also offered. Discounts for autos include safe driver and multi-car discounts. Home protection discounts are offered for home safety and security devices installed.
  3. $50 discount for enrolling in Hanover’s electronic bill pay program.
  4.  Insuring both home and auto on the same policy brings additional discounts for the insured.

It may be an older company, but it’s just as equipped to insure most people as newer insurers.

The Hanover website indicates that there are agents available in all 50 states. You do also have the option to file your claims online.

Customers can make a one-time payment online and also have the choice to set up automatic billing.

Regardless of the company, you must keep at least a designated minimum set of liability requirements. The Insurance Information Institute lists these, as you can see in the table below.

Auto Insurance Minimum Requirements Per State
StateInsurance required Minimum liability limits
ALBI & PD Liab25/50/25
AKBI & PD Liab50/100/25
AZBI & PD Liab15/30/10
ARBI & PD Liab, PIP25/50/25
CABI & PD Liab15/30/5
COBI & PD Liab25/50/15
CTBI & PD Liab, UM, UIM25/50/20
DEBI & PD Liab, PIP25/50/10
DCBI & PD Liab, UM25/50/10
FLPD Liab, PIP10/20/10
GABI & PD Liab25/50/25
HIBI & PD Liab, PIP20/40/10
IDBI & PD Liab25/50/15
ILBI & PD Liab, UM, UIM25/50/20
INBI & PD Liab25/50/25
IABI & PD Liab20/40/15
KSBI & PD Liab, PIP25/50/25
KYBI & PD Liab, PIP, UM, UIM25/50/25
LABI & PD Liab15/30/25
MEBI & PD Liab, UM, UIM, Medpay50/100/25
MDBI & PD Liab, PIP, UM, UIM30/60/15
MABI & PD Liab, PIP20/40/5
MIBI & PD Liab, PIP20/40/10
MNBI & PD Liab, PIP, UM, UIM30/60/10
MSBI & PD Liab25/50/25
MOBI & PD Liab, UM25/50/25
MTBI & PD Liab25/50/20
NEBI & PD Liab, UM, UIM25/50/25
NVBI & PD Liab25/50/20
NHFR only25/50/25
NJBI & PD Liab, PIP, UM, UIM15/30/5
NMBI & PD Liab25/50/10
NYBI & PD Liab, PIP, UM, UIM25/50/10
NCBI & PD Liab, UM, UIM30/60/25
NDBI & PD Liab, PIP, UM, UIM25/50/25
OHBI & PD Liab25/50/25
OKBI & PD Liab25/50/25
ORBI & PD Liab, PIP, UM, UIM25/50/20
PABI & PD Liab, PIP15/30/5
RIBI & PD Liab25/50/25
SCBI & PD Liab, UM, UIM25/50/25
SDBI & PD Liab, UM, UIM25/50/25
TNBI & PD Liab25/50/15
TXBI & PD Liab, PIP30/60/25
UTBI & PD Liab, PIP25/65/15
VTBI & PD Liab, UM, UIM25/50/10
VABI & PD Liab, UM, UIM25/50/20
WABI & PD Liab25/50/10
WVBI & PD Liab, UM, UIM25/50/25
WIBI & PD Liab, UM, Medpay25/50/10
WYBI & PD Liab25/50/20
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The limits for Massachusetts are 20/40/5, which means the minimum requirements are:

  • $20,000 bodily injury liability coverage for one involved person in an accident
  • $40,000 bodily injury liability coverage for all involved parties in an accident
  • $5,000 property damage liability coverage

Keep in mind that liability doesn’t cover your own damages, and you would need full coverage auto insurance to cover your own car.

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How is the Massachusetts Bay Insurance Company rated?

The Hanover Group does pretty well with its ratings. AM Best rates the company and its subsidiaries with an A rating, which is Excellent.

This video goes over AM Best ratings which show the financial strength of a company.

https://youtu.be/EIXfYBoQMGU

The company also has good insurance company ratings with Standard and Poor’s.

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Frequently Asked Questions: Massachusetts Bay Insurance Company mailing address

We’ve added a few FAQs below.

#1 – What is the Massachusetts Bay Insurance Company mailing address?

The Massachusetts Bay Insurance Company payment address is 440 Lincoln Street Worcester, MA 01653-0002.

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#2 What other companies are in the Hanover Insurance Group?

The Massachusetts Bay Insurance Company is only part of the Hanover Lloyd Insurance Company, along with 17 other investment and insurance companies.

The website for Hanover shows Allmerica Financial Benefit Insurance Company’s customer service number, Allmerica Financial Alliance Insurance Company’s 800 number, and a lot of other applicable contact information for these affiliated companies.

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Massachusetts Bay Insurance Company Additional Information

Massachusetts Bay Insurance Company is a Stock company that was incorporated in 2030-06-29. Massachusetts Bay Insurance Company is a Fire & Casualty insurance company and has assets of 46,737,366, capital of $5,000,000, and net surplus of $41,538,416.

The president of Massachusetts Bay Insurance Company is Marita Zuraitis, the treasurer is , and the secretary is . Massachusetts Bay Insurance Company insurance plans include
auto, boat, business, health, and home.

Massachusetts Bay Insurance Company is located in Worcester, MA and the phone number for Massachusetts Bay Insurance Company claims, customer, service, and additional information is (508) 853-7200.

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