Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Written by Chelsey Tucker
Insurance Expert Chelsey Tucker

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Jun 28, 2022

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Company Details
President: James Robert Sullivan
Address: 2200 West Alabama Suite 210 P O Box 540307
City: Houston
State: TX
ZIP Code: 77254
Phone Number: (713) 520-7696
Toll Free: No Toll Free Number Known
Year Founded: 2006-11-08

Types of Insurance Offered

Company Summary – MDOW Insurance Company

Key InfoCompany SpecificsSource
Year Founded2003BBB
Current ExecutivesJohn R. Todd, President/CEO
Shabbir "Sam" Bana, COO
Insurance Journal
Headquarters AddressColumbia Lloyds and MDOW Insurance Company
PO Box 540306
Houston, TX 77254
Company Site
Phone NumberTX: 1-800-275-6768
OK/AR: 1-866-837-4668
OK (Farmowners/Personal Auto): 1-800-705-7998
Company Site
Company Websitewww.mdowinsurance.comCompany Site
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Finding out what you need to know about insurance companies can be difficult. Many home insurance companies offer similar products, so it can be confusing to determine which one is the best fit for you and your needs. Even when you find a suitable company, research on the company and its coverage can still be difficult.

Our experts have done the research for you in this MDOW Insurance Company review. This MDOW Insurance Company review will include information on the company’s products, MDOW Insurance Company rates, and ratings.

MDOW Insurance customer service number is not listed on the website; however, claims can be made by calling 1-800-275-6768. MDOW Insurance Company quotes don’t appear to be available online.

Before beginning this review of MDOW Insurance Company, enter your ZIP code to get FREE home insurance quotes for your area.

MDOW Insurance Company Products

MDOW Insurance in Houston, TX is a property insurance company. Also known as Columbia Lloyds Insurance Company, MDOW provides service to homeowners, farm owners, and car owners in Texas, Oklahoma, and Arkansas.

MDOW property insurance products include:

  • Homeowners Insurance
  • Farm/Ranch Insurance
  • Country Home Insurance
  • Manufactured Home Insurance

MDOW/Columbia Lloyds Insurance Company also offers a few auto insurance coverage options including:

  • Personal Auto Insurance
  • Non-Owners Insurance
  • Farm Truck Insurance

The following video provides some more insight into farm insurance policies.

Both MDOW’s Country Home and Farm/Ranch insurance policies cover dwelling coverage, farm property and equipment coverage, and country home liability coverage. Understanding which home insurance policy is best for you is crucial, so be sure to research multiple companies for more information.

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MDOW Insurance Company Rates & Ratings

MDOW Insurance Company’s website includes its minimum rates for both its homeowners and standard dwelling fire insurance policies at $150 a month or $1,800 a year. This is almost as much as the average home insurance rates for the state of Texas which are $157.75 a month or $1,893 a year.

MDOW Insurance Company currently has an A.M. Best rating of B++.

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MDOW Insurance Claims

Insurance claims can be made to MDOW agents either online through the website or over the phone. The website has three phone numbers listed to which calls about claims can be made:

  • Texas (Homeowner/Dwelling Fire): 1-800-275-6768
  • Oklahoma & Arkansas (Homeowner/Dwelling Fire): 1-866-837-4668
  • Oklahoma (Farmowners/Personal Auto): 1-800-705-7998

Filing insurance claims with MDOW and Columbia Lloyds can be confusing, so be sure to contact an agent first before filing to ensure that the claims being filed are done so correctly.

MDOW Insurance Reviews

There is not much information as far as reviews, although there are two negative employee reviews on Glassdoor, and one negative review through the Better Business Bureau.

MDOW Insurance Company’s dated website offers little information to make decisions off of, however, it does push contact with its agents. With so little information, it is beneficial to research other companies in comparison to MDOW Insurance Company before making any decisions. Utilize our FREE online tool to find affordable home insurance quotes in your area.

MDOW Insurance Additional Information

MDOW Insurance Company Review is a Stock company that was incorporated in 2006-11-08. MDOW Insurance Company Review is a Fire & Casualty insurance company and has assets of 3,639,958, capital of $1,000,000, and net surplus of $2,496,562.

The president of MDOW Insurance Company Review is James Robert Sullivan, the treasurer is , and the secretary is . MDOW Insurance Company Review insurance plans include
business, and home.

MDOW Insurance Company Review is located in Houston, TX and the phone number for MDOW Insurance Company Review claims, customer, service, and additional information is (713) 520-7696.

MDOW Insurance Company Review Insurance Quotes

If you already have MDOW Insurance Company Review insurance quotes then be sure that you compare your quoted MDOW Insurance Company Review insurance plans with insurance quotes from many other top insurance companies so that you can find the very best insurance plan for your needs. Enter your zip code in for free insurance quotes now!