Metropolitan Property and Casualty Insurance Company: Customer Ratings & Reviews [2023]

Our Metropolitan Property and Casualty Insurance Company review will go into the background of the company, what you can expect from them, and even give you the phone number should you decide to begin coverage with them.

UPDATED: Apr 30, 2023Fact Checked

Free Home Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 30, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 30, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 30, 2023Fact Checked
4.0
insuranceproviders.com

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Metropolitan Property & Casualty Insurance Co.

Average monthly rate for good drivers:

N/A

A.M. Best rating:

A+

Complaint level:

Low

Pros

  • Strong financial support system as a subsidiary of MetLife
  • Offers various insurance products such as auto, home, and boat insurance
  • Offers a number of discounts on its various insurance products
  • Offers roadside assistance

Cons

  • Complaint level not provided
  • Limited information provided on their website

The Bottom Line

Looking for a small company with big protection? Metropolitan Property and Casualty Insurance Company might be the right company to protect your assets. Whether it be auto insurance, home insurance, or boat insurance, there are many options.

In this article, we’ll highlight the background, expectations, and even the Metropolitan Property and Casualty Ins. Co. claims phone number. Before learning more about Metropolitan Property and Casualty Insurance Company claims as well as the Metropolitan Casualty Insurance phone number, you can compare auto and home insurance rates.

Looking for a small company with big protection? Metropolitan Property and Casualty Insurance Company might be the right company to protect your assets. Whether it be auto insurance, home insurance, or boat insurance, there are many options.

In this article, we’ll highlight the background, expectations, and even the Metropolitan Property and Casualty Ins. Co. claims phone number. Before learning more about Metropolitan Property and Casualty Insurance Company claims as well as the Metropolitan Casualty Insurance phone number, you can compare auto and home insurance rates.

Is Metropolitan Property and Casualty Insurance Co a Good Choice?

What is Metropolitan Insurance? Metropolitan Property and Casualty (Metropolitan P&C) Insurance Company was originally incorporated in the state of Delaware in 1972 as Metropolitan Property and Liability Insurance Company, which was later changed to its current name in 1990.

In 1995, the company relocated to Rhode Island, its current state of domicile. So, is MetLife the same as Metropolitan Life? Pretty much. It operates as a MetLife subsidiary under the Auto & Home brand of MetLife. However, don’t get it confused for Metropolitan Lloyds Insurance Company of Texas. This company amassed over 42 billion dollars in revenue in 2019.

Subsidiary of MetLife

As a subsidiary of MetLife, Metropolitan P&C Insurance Company has a strong financial support system to protect you in emergencies. Any MetLife Property and Casualty Insurance Co subsidiaries should feel stable.

So, is Metlife a good insurance company? As of 2019, MetLife is listed as the number one provider of life/annuity insurance by direct premiums, according to the Insurance Information Institute (III).

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

Metropolitan Property and Casualty Insurance Co Discounts Available

Metropolitan Property & Casualty Insurance Co. offers a number of discounts on its various insurance products.

An overview of MetLife Insurance Company policy discounts.
Discount TypeDescription
Deductible Savings BenefitAnnual credit of $50 towards your deductible each year you don't make a claim.
Auto-pay DiscountNo service fee for those who enroll in autopay
Defensive Driver DiscountUp to 7% off your payments with a recent defensive driving course.
Bundle with Home InsuranceUp to 10% off when you bundle MetLife Home and MetLife Auto
Bundle with Life InsuranceUp to 5% off when you bundle MetLife Auto and MetLife Life.
Good Student DiscountStudents with good grades are eligible for up to 15% off.
Superior Driver DiscountUp to 20% for going five years claim and violation free.
Safety FeaturesVaried discounts for features like anti-theft systems.

As you can see above, there is a plethora of saving opportunities with MetLife.

Metropolitan Property and Casualty Insurance Co Coverage Options

A leading provider of property and casualty insurance, Metropolitan Property and Casualty Insurance Company conducts its business in the following three categories: autos, boats, and homeowners insurance.

What are the MetLife car insurance features and coverage? The policies consist of liability and physical damage coverage on autos and boats, and multiple peril insurance for homeowners. You can feel safe being one of the Metropolitan Property and Casualty Insurance Co. homeowners.

As shown below, MetLife even offers life insurance, including one-year terms as shown below.

MetLife Level One-Year Term Life Insurance Rates
AgeMetLife Level One-Year Term Life Insurance Rates
25$106.50
30$130.50
35$148.50
40$165.00
45$229.50
50$345.00
55$622.50
60$909.00
65$1785.00

Seventy percent of the premiums come from passenger liability and physical damage policies, both standard and non-standard, with the remaining balance of the thirty percent made up by homeowner insurance and other coverage, including personal excess liability.

It might be beneficial to know how property liability and property damage differ from no-fault and full coverage auto insurance. This is why it’s good to take advantage of online auto insurance rates.

Frequently Asked Questions

Does MetLife have car insurance?

Yes. If you are wondering what other policies they offer, simply call the Metropolitan Property and Casualty Insurance Company customer service hotline at (800) 638-5433 to speak to a representative and have your questions answered. The Metropolitan Property and Casualty Insurance claims phone number is (800) 854-6011.

Where do I send MetLife dental claims?

To file a claim, MetLife has a specific webpage dedicated to all unique claims. Whether it be life insurance, disability, or dental, you can file claims directly on the MetLife Property and Casualty Insurance Company website using your Metropolitan Property and Casualty Insurance Company login.

You would go to the same site to access your MetLife auto insurance login for Metropolitan Property and Casualty Insurance Company. Pay bills or view account details online, or you can also visit the Metropolitan Casualty Insurance Company address. Their headquarters is at 200 Park Avenue, New York, NY 10166.

Does MetLife have roadside assistance?

Luckily for you, MetLife does have roadside assistance. They also allow customers to have direct MetLife assistance or to be reimbursed if they decide to pay out-of-pocket for a specific company’s help.

MetLife is a great company, but if they don’t happen to meet your needs, you’ll be happy to know there’s a large list of insurance companies to choose from.

What is Metropolitan Property and Casualty Insurance Company?

Metropolitan Property and Casualty Insurance Company is a subsidiary of MetLife, offering various insurance products such as auto, home, and boat insurance.

Is Metropolitan Property and Casualty Insurance Company a good choice?

As a subsidiary of MetLife, Metropolitan Property and Casualty Insurance Company has a strong financial support system to protect you in emergencies. Additionally, it offers a number of discounts on its various insurance products. However, the decision of whether it is a good choice depends on individual circumstances and preferences.

What discounts are available with Metropolitan Property and Casualty Insurance Company?

Metropolitan Property and Casualty Insurance Company offers a number of discounts on its various insurance products, such as multi-policy discounts, safe driver discounts, and more.

What are the coverage options offered by Metropolitan Property and Casualty Insurance Company?

Metropolitan Property and Casualty Insurance Company offers auto, home, and boat insurance. The policies consist of liability and physical damage coverage on autos and boats, and multiple peril insurance for homeowners.

How can I file a claim with Metropolitan Property and Casualty Insurance Company?

To file a claim, you can visit the MetLife Property and Casualty Insurance Company website using your Metropolitan Property and Casualty Insurance Company login. Alternatively, you can call the Metropolitan Property and Casualty Insurance claims phone number at (800) 854-6011.

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Reviews
for Metropolitan Property and Casualty Insurance Co

3.99 (57 reviews)
4
July 31, 2019

Reviewer100

Overall a very comprehensive policy

The MetLife Grandprotect policy is very comprehensive. Their billing is a little screwy however, with the way they apply credits and debits from changes.
5
July 30, 2019

FLgirl

Metropolitan Saved The Day

We had recently moved to FL from NY and found it challenging to find an insurance company that would fit our needs. We had attempted to bundle it with our homeowners policy, but found it would cost us more than having single policies! We contacted Metropolitan in NY and they wrote our FL policy with no problem and have been our carrier since.
4
September 29, 2018

grammie

Good customer service

I always get great customer service from this company and the are very professional and accurate with their claims.
5
September 18, 2018

Winnie52

Great prices

Metroploitan insurance company is a great company! Low rates and competitive prices as customer service.
3
August 5, 2018

cbrunges

Pleased with Insurance company

Rates are reasonable and I have had good relationship with company. Pleased to be using MetLife for as long as I have.
4
July 31, 2018

nonenow2

Service

Great service. Good rates. Get a live person to speak to when ever I call. Very happy with the company
1
April 12, 2018

repilcalissa

Worst insurance company I have ever had.

the customer service needs improvement. I have been with MetLife for almost 2 years and I faxed them paperwork and they say they never got it even though I got confirmation that they did. Because of them not receiving a fax my primiem was not taken out of my paycheck and I was canceled due to non payment. when I called them I was told I didn't have insurance for 2 months and because if the lapse I had to pay more for my insurance. They never got ...
the customer service needs improvement. I have been with MetLife for almost 2 years and I faxed them paperwork and they say they never got it even though I got confirmation that they did. Because of them not receiving a fax my primiem was not taken out of my paycheck and I was canceled due to non payment. when I called them I was told I didn't have insurance for 2 months and because if the lapse I had to pay more for my insurance. They never got my rate right in the beginning.
2
April 12, 2018

rflem822

They don’t seem to reward loyalty.

I used this company for over 30 years but they cancelled when I added my 17 year old daughter to the policy. Very disappointed. The only claims I ever had were glass coverage and comprehensive because I hit a deer.
5
April 9, 2018

Katad

Great Service! I recommend for everyone!

Great service! The pricing is very affordable. They helped us out in times of great despair, and they were so heartful. Thank you very much! Excellent customer service!
5
March 8, 2018

SandiReneeLia

Good

Good. No problems. They always remind me when my payment is due, as I am forgetful and always forget.
↑ Back to Top

Write a Review

Policy Type?

Please select a `Policy Type!`
(Min. 100 Characters)

Company Overall Rating

When you submit this review, you will be asked to sign in/up for to your https://www.insuranceproviders.com account. If your account is not currently verified, we will send a verification email to the email on file for your account. Please select the verification button in that email. If you do not see the email in your inbox, please check your spam or junk folder. Your review cannot be reviewed and accepted until you complete this verification step.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption