Metropolitan Property and Casualty Insurance Company: Customer Ratings & Reviews [2024]

Uncover the comprehensive insights you need with our Metropolitan Property and Casualty Insurance Company review, delving into the company's background, coverage options, and even providing you with the contact details for a seamless start to your insurance journey.

UPDATED: Feb 29, 2024Fact Checked

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

UPDATED: Feb 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Feb 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Feb 29, 2024Fact Checked
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Metropolitan Property & Casualty Insurance Co.

Average monthly rate for homeowners:

N/A

A.M. Best rating:

A+ (Superior)

Complaint level:

Low

Pros

  • Strong financial support system as a subsidiary of MetLife
  • Offers various insurance products such as auto, home, and boat insurance
  • Offers a number of discounts on its various insurance products
  • Offers roadside assistance

Cons

  • Complaint level not provided
  • Limited information provided on their website

Final Verdict: Review of Metropolitan Property & Casualty Insurance Co.

Looking for a small company with big protection? Metropolitan Property and Casualty Insurance Company might be the right company to protect your assets. Whether it be auto insurance, home insurance, or boat insurance, there are many options.

In this article, we’ll highlight the background, expectations, and even the Metropolitan Property and Casualty Ins. Co. claims phone number. Before learning more about Metropolitan Property and Casualty Insurance Company claims as well as the Metropolitan Casualty Insurance phone number, you can compare auto and home insurance rates.

Looking for a small company with big protection? Metropolitan Property and Casualty Insurance Company might be the right company to protect your assets. Whether it be auto insurance, home insurance, or boat insurance, there are many options. In this article, we'll highlight the background, expectations, and even the Metropolitan Property and Casualty Ins. Co. claims phone number. Before learning more about Metropolitan Property and Casualty Insurance Company claims as well as the Metropolitan Casualty Insurance phone number, you can compare auto and home insurance rates.

What You Should Know About Metropolitan Property and Casualty Insurance Co

What is Metropolitan Insurance? Metropolitan Property and Casualty (Metropolitan P&C) Insurance Company was originally incorporated in the state of Delaware in 1972 as Metropolitan Property and Liability Insurance Company, which was later changed to its current name in 1990.

In 1995, the company relocated to Rhode Island, its current state of domicile. So, is MetLife the same as Metropolitan Life? Pretty much. It operates as a MetLife subsidiary under the Auto & Home brand of MetLife. However, don’t get it confused for Metropolitan Lloyds Insurance Company of Texas. This company amassed over 42 billion dollars in revenue in 2019.

Read more:

Subsidiary of MetLife

As a subsidiary of MetLife, Metropolitan P&C Insurance Company has a strong financial support system to protect you in emergencies. Any MetLife Property and Casualty Insurance Co subsidiaries should feel stable.

So, is Metlife a good insurance company? As of 2019, MetLife is listed as the number one provider of life/annuity insurance by direct premiums, according to the Insurance Information Institute (III).

Metropolitan Property and Casualty Insurance Co Insurance Coverage Options

A leading provider of property and casualty insurance, Metropolitan Property and Casualty Insurance Company conducts its business in the following three categories: autos, boats, and homeowners insurance.

Read more: Metropolitan Casualty Insurance Company

What are the MetLife car insurance features and coverage? The policies consist of liability and physical damage coverage on autos and boats, and multiple peril insurance for homeowners. You can feel safe being one of the Metropolitan Property and Casualty Insurance Co. homeowners.

As shown below, MetLife even offers life insurance, including one-year terms as shown below.

MetLife Level One-Year Term Life Insurance Rates

Age MetLife Level One-Year Term Life Insurance Rates
25 $106.50
30 $130.50
35 $148.50
40 $165.00
45 $229.50
50 $345.00
55 $622.50
60 $909.00
65 $1785.00

Seventy percent of the premiums come from passenger liability and physical damage policies, both standard and non-standard, with the remaining balance of the thirty percent made up by homeowner insurance and other coverage, including personal excess liability.

It might be beneficial to know how property liability and property damage differ from no-fault and full coverage auto insurance. This is why it’s good to take advantage of online auto insurance rates.

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Metropolitan Property and Casualty Insurance Co Insurance Rates Breakdown

Driver ProfileMetropolitan Property and Casualty Insurance CompanyNational Average
Clean Record$200$180
1+ Ticket$240$210
1+ Accident$280$250
DUI$320$290
Poor Credit$344$310

Metropolitan Property and Casualty Insurance Co Discounts Available

DiscountMetropolitan Property and Casualty Insurance Company
Anti Theft7%
Good Student9%
Low Mileage6%
Paperless4%
Safe Driver10%
Senior Driver6%

Metropolitan Property & Casualty Insurance Co. offers a number of discounts on its various insurance products.

An overview of MetLife Insurance Company policy discounts.
Discount TypeDescription
Deductible Savings BenefitAnnual credit of $50 towards your deductible each year you don't make a claim.
Auto-pay DiscountNo service fee for those who enroll in autopay
Defensive Driver DiscountUp to 7% off your payments with a recent defensive driving course.
Bundle with Home InsuranceUp to 10% off when you bundle MetLife Home and MetLife Auto
Bundle with Life InsuranceUp to 5% off when you bundle MetLife Auto and MetLife Life.
Good Student DiscountStudents with good grades are eligible for up to 15% off.
Superior Driver DiscountUp to 20% for going five years claim and violation free.
Safety FeaturesVaried discounts for features like anti-theft systems.

As you can see above, there is a plethora of saving opportunities with MetLife.

How Metropolitan Property and Casualty Insurance Co Ranks Among Providers

In the dynamic realm of insurance, Metropolitan Property and Casualty Insurance Company contends with robust competitors, each striving for supremacy in the market. A glimpse into these adversaries is vital for those seeking optimal coverage.

  • Allstate Corporation: A juggernaut in the insurance landscape, Allstate boasts a diverse range of products, making it a significant rival for Metropolitan Property and Casualty Insurance Company in auto, home, and life insurance.
  • State Farm Mutual Automobile Insurance Company: With an extensive agent network and comprehensive coverage options, State Farm presents a formidable challenge to Metropolitan Property and Casualty Insurance Company.
  • Progressive Corporation: Renowned for innovation and competitive pricing, Progressive is a key player in auto insurance, directly competing with Metropolitan Property and Casualty Insurance Company.
  • Geico: Known for its direct-to-consumer model and cost-effective approach, Geico stands out as a prominent competitor in the insurance landscape.

Metropolitan Property and Casualty Insurance Company faces stiff competition from industry heavyweights like Allstate, State Farm, Progressive, and Geico. Navigating the insurance market effectively requires a thorough understanding of these competitors for informed decision-making about one’s insurance needs.

Frequently Asked Questions

What is Metropolitan Property and Casualty Insurance Company?

Metropolitan Property and Casualty Insurance Company, commonly known as Met P&C, is an insurance company that provides property and casualty insurance coverage for individuals and businesses. They offer a range of insurance products, including auto, home, renters, and business insurance.

How can I contact Metropolitan Property and Casualty Insurance Company?

You can contact Metropolitan Property and Casualty Insurance Company by visiting their website or calling their customer service hotline. The contact information can usually be found on their website or in your policy documents.

What types of insurance does Metropolitan Property and Casualty Insurance Company offer?

Metropolitan Property and Casualty Insurance Company offers a variety of insurance types, including auto insurance, home insurance, renters insurance, and business insurance. They may have different coverage options and policy features for each type of insurance.

How can I get a quote for insurance from Metropolitan Property and Casualty Insurance Company?

To get a quote for insurance from Metropolitan Property and Casualty Insurance Company, you can visit their website and fill out an online quote form or contact their customer service to request a quote.

Are the rates competitive with Metropolitan Property and Casualty Insurance Company?

The competitiveness of rates offered by Metropolitan Property and Casualty Insurance Company can vary depending on various factors such as your location, coverage needs, and your individual circumstances. It is recommended to obtain quotes from multiple insurance providers to compare rates and find the best option for your specific situation.

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Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Reviews
for Metropolitan Property and Casualty Insurance Co

3.99 (57 reviews)
4
July 31, 2019

Reviewer100

Overall a very comprehensive policy

The MetLife Grandprotect policy is very comprehensive. Their billing is a little screwy however, with the way they apply credits and debits from changes.
5
July 30, 2019

FLgirl

Metropolitan Saved The Day

We had recently moved to FL from NY and found it challenging to find an insurance company that would fit our needs. We had attempted to bundle it with our homeowners policy, but found it would cost us more than having single policies! We contacted Metropolitan in NY and they wrote our FL policy with no problem and have been our carrier since.
4
September 29, 2018

grammie

Good customer service

I always get great customer service from this company and the are very professional and accurate with their claims.
5
September 18, 2018

Winnie52

Great prices

Metroploitan insurance company is a great company! Low rates and competitive prices as customer service.
3
August 5, 2018

cbrunges

Pleased with Insurance company

Rates are reasonable and I have had good relationship with company. Pleased to be using MetLife for as long as I have.
4
July 31, 2018

nonenow2

Service

Great service. Good rates. Get a live person to speak to when ever I call. Very happy with the company
1
April 12, 2018

repilcalissa

Worst insurance company I have ever had.

the customer service needs improvement. I have been with MetLife for almost 2 years and I faxed them paperwork and they say they never got it even though I got confirmation that they did. Because of them not receiving a fax my primiem was not taken out of my paycheck and I was canceled due to non payment. when I called them I was told I didn't have insurance for 2 months and because if the lapse I had to pay more for my insurance. They never got ...
the customer service needs improvement. I have been with MetLife for almost 2 years and I faxed them paperwork and they say they never got it even though I got confirmation that they did. Because of them not receiving a fax my primiem was not taken out of my paycheck and I was canceled due to non payment. when I called them I was told I didn't have insurance for 2 months and because if the lapse I had to pay more for my insurance. They never got my rate right in the beginning.
2
April 12, 2018

rflem822

They don’t seem to reward loyalty.

I used this company for over 30 years but they cancelled when I added my 17 year old daughter to the policy. Very disappointed. The only claims I ever had were glass coverage and comprehensive because I hit a deer.
5
April 9, 2018

Katad

Great Service! I recommend for everyone!

Great service! The pricing is very affordable. They helped us out in times of great despair, and they were so heartful. Thank you very much! Excellent customer service!
5
March 8, 2018

SandiReneeLia

Good

Good. No problems. They always remind me when my payment is due, as I am forgetful and always forget.
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