Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com.

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Dec 29, 2020

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Company Details
President: William Thomas Cassella
Address: P O Box 89490
City: Cleveland
State: OH
ZIP Code: 44101
Phone Number: (440) 461-5000
Toll Free: No Toll Free Number Known
Year Founded: 2010-12-24
Company Rating 1.55 (10 reviews)

Types of Insurance Offered

The Lowdown

  • National Continental Insurance Company is a subsidiary of Progressive, and customers pay an average of $336 per month or $4,035 annually for auto insurance.
  • National Continental Insurance Company underwrites all of the Special Automobile Insurance Policies for the state of New Jersey, providing drivers who qualify for Medicare with a medical-only policy for a rate of $365 annually.
  • National Continental Insurance Company also sells personal auto insurance policies, pet insurance, boat insurance, business insurance, and home insurance.

National Continental Insurance Company is located in Cleveland, Ohio, but is known for selling dollar-a-day auto insurance in the state of New Jersey. It is a subsidiary of Progressive, a national insurance provider. The average cost of auto insurance through Progressive is $336 per month or $4,035 annually.

Besides underwriting auto insurance, National Continental also provides pet insurance, boat insurance, business insurance, and homeowners insurance. The National Continental Insurance Company phone number is 1-800-937-2247. However, to contact Progressive, the number is 1-440-461-5000.

Before you buy National Continental Insurance Company auto insurance, compare your National Continental auto insurance policy to other reputable providers near you by entering your ZIP code into our FREE quote tool above.

What are the average National Continental Insurance Company auto insurance rates?

National Continental Insurance Company is a subsidiary of Progressive. While National Continental does not have a website or mobile app, the company does underwrite Special Automobile Insurance Policies (SAIP) for the state of New Jersey.

The SAIP initiative was put in place by the New Jersey state government to help drivers eligible for Federal Medicaid with hospitalization to obtain a medical-coverage-only auto insurance policy.

The National Continental Insurance Company auto insurance rates for a SAIP policy cost $365 annually, paid in two installments every six months. If you pay up front, the total goes down to $360.

According to the Insurance Information Institute (III), 14.9 percent of New Jersey drivers are uninsured. These affordable auto insurance policies help make coverage available to drivers who would otherwise go uninsured due to financial struggles.

National Continental’s parent company, Progressive, also provides personal auto insurance policies to drivers in all 50 states. Take a look at the table below to see the average rates for auto insurance from Progressive.

Progressive Average Annual Auto Insurance Rates by Age and Gender
DemographicProgressive Average Annual Auto Insurance Rates
Married 60-year-old female$1,991.49
Married 60-year-old male$2,048.63
Married 35-year-old male$2,175.27
Married 35-year-old female$2,296.90
Single 25-year-old female$2,697.73
Single 25-year-old male$2,758.66
Single 17-year-old female$8,689.95
Single 17-year-old male$9,625.49
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As you can see from the data above, you can secure affordable National Continental Insurance Company auto insurance or Progressive auto insurance relatively easily. The average rate Progressive customers pay is $336 per month or $4,035 annually.

You can lower your auto insurance rates by taking advantage of various discounts. National Continental does not advertise any discounts. However, Progressive offers multiple different savings opportunities for customers. Contact your agent and ask about what discounts you and your vehicle qualify for.

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What services does National Continental Insurance Company provide?

National Continental Insurance Company is a Stock company that was incorporated in December of 2010. The president of National Continental Insurance Company is William Thomas Cassella and the CEO is S. Patricia Griffith.

The different types of insurance offered by this company include auto insurance, boat insurance, business insurance, home insurance, and pet insurance. Some of these policies can only be purchased through the parent company, Progressive, or other subsidiaries of the company.

For example, the pet insurance, with plans starting as low as $8.50 per month, are sold through the Continental Insurance Agency, another company under the Progressive umbrella. You can choose your own veterinarian and rates will not increase as your pet ages. All cats and dogs are approved.

The company offers traditional homeowners and business insurance options like Progressive. The business insurance plan includes general and property liability insurance, special events coverage, garage insurance, contractors insurance, and commercial auto policies.

With commercial auto insurance, you can choose coverage for cargo and property damage, physical collision damage, hired and non-owned vehicle coverage, and excess liability coverage.

Personal auto insurance policies are also available through National Continental Insurance Company. We previously discussed the Specialized Auto Insurance Policies available for New Jersey residents who qualify for medicare. However, you can also purchase traditional policies as well.

National Continental Insurance and Progressive offer the following auto insurance options:

  • Liability Coverage: Pays for damages to the other driver for an accident you are found at fault for. Often required by state laws.
  • Collision Coverage: Pays for damage caused when your vehicle is in motion, regardless of fault. This includes hitting another vehicle or an object such as a pole or tree. A deductible is associated with this coverage.
  • Comprehensive Coverage: Pays for damage caused when your vehicle is not in motion. Are acts of God covered by auto insurance? Only if you purchase comprehensive coverage. This also covers auto theft, vandalism, and animal damage. A deductible is associated with this coverage.
  • Uninsured/Underinsured Motorist Coverage: Pays for damage caused by a motorist who is underinsured or uninsured.
  • Personal Injury Protection (PIP): Pays for medical needs for you and your passengers as a result of an accident, as well as other accrued losses, including lost wages.
  • Medical Payments Coverage (MedPay): Pays for medical needs for you and your passengers as a result of an accident.

Legal auto insurance limits vary based on what state you live in. Find out what the minimum auto insurance requirements are in your state in the table below.

Auto Insurance Minimum Legal Requirements by State
StateMinimum BI & PD Liability LimitsRequired Insurance Policies
Alabama25/50/25BI + PD Liability
Alaska50/100/25BI + PD Liability
Arizona15/30/10BI + PD Liability
Arkansas25/50/25BI + PD Liability, PIP
California15/30/5BI + PD Liability
Colorado25/50/15BI + PD Liability
Connecticut25/50/20BI + PD Liability, UM, UIM
Delaware25/50/10BI + PD Liability, PIP
District of Columbia25/50/10BI + PD Liability, UM
Florida10/20/10BI + PD Liability, PIP
Georgia25/50/25BI + PD Liability
Hawaii20/40/10BI + PD Liability, PIP
Idaho25/50/15BI + PD Liability
Illinois25/50/20BI + PD Liability, UM, UIM
Indiana25/50/25BI + PD Liability
Iowa20/40/15BI + PD Liability
Kansas25/50/25BI + PD Liability, PIP
Kentucky25/50/25BI + PD Liability, PIP, UM, UIM
Louisiana15/30/25BI + PD Liability
Maine50/100/25BI + PD Liability, UM, UIM, Medpay
Maryland30/60/15BI + PD Liability, PIP, UM, UIM
Massachusetts20/40/5BI + PD Liability, PIP
Michigan20/40/10BI + PD Liability, PIP
Minnesota30/60/10BI + PD Liability, PIP, UM, UIM
Mississippi25/50/25BI + PD Liability
Missouri25/50/25BI + PD Liability, UM
Montana25/50/20BI + PD Liability
Nebraska25/50/25BI + PD Liability, UM, UIM
Nevada25/50/20BI + PD Liability
New Hampshire25/50/25Financial Responsibility only
New Jersey15/30/5BI + PD Liability, PIP, UM, UIM
New Mexico25/50/10BI + PD Liability
New York25/50/10BI + PD Liability, PIP, UM, UIM
North Carolina30/60/25BI + PD Liability, UM, UIM
North Dakota25/50/25BI + PD Liability, PIP, UM, UIM
Ohio25/50/25BI + PD Liability
Oklahoma25/50/25BI + PD Liability
Oregon25/50/20BI + PD Liability, PIP, UM, UIM
Pennsylvania15/30/5BI + PD Liability, PIP
Rhode Island25/50/25BI + PD Liability
South Carolina25/50/25BI + PD Liability, UM, UIM
South Dakota25/50/25BI + PD Liability, UM, UIM
Tennessee25/50/15BI + PD Liability
Texas30/60/25BI + PD Liability, PIP
Utah25/65/15BI + PD Liability, PIP
Vermont25/50/10BI & PD Liab, UM, UIM
Virginia25/50/20BI + PD Liability, UM, UIM
Washington25/50/10BI + PD Liability
West Virginia25/50/25BI + PD Liability, UM, UIM
Wisconsin25/50/10BI + PD Liability, UM, Medpay
Wyoming25/50/20BI + PD Liability
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To help you understand what the abbreviations above mean, check out the definitions below.

Common Auto Insurance Policy Definitions
AbbreviationMeaningDefinition
BIBodily InjuryCovers bodily injury damage for the other driver in an accident you are found liable for.
PDProperty Damage LiabilityCovers property damage for the other driver in an accident you are found liable for.
PIPPersonal Injury ProtectionCovers your medical expenses, lost wages, and other damages when involved in an accident.
UMUninsured MotoristCovers damages to your vehicle if you are hit by a driver without auto insurance.
UIMUnderinsured MotoristCovers damages to your vehicle if you are hit by a driver with an insurance policy that does not meet the state's minimum legal standards.
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Fortunately, with National Continental Ins. Co. and Progressive, you’ll be able to purchase a policy that meets your state’s laws no matter where you live.

How do I get a National Continental Insurance Company auto insurance quote?

National Continental does not have a website, which makes getting National Continental Insurance Company auto insurance quotes a little tricky.

To receive a SAIP National Continental Insurance Company auto insurance quote, you’ll have to go through the phone. The National Continental Insurance Company SAIP phone number is 1-800-937-2247.

To get a traditional auto insurance policy quote, you can call the National Continental Insurance Company NJ phone number directly at 1-631-320-2405.

Or you can go to the Progressive website and receive a quote there. You can also call Progressive at 1-440-461-5000 to receive a quote over the phone.

How do I file a claim with National Continental Insurance Company?

The National Continental insurance claims process is unique depending on what type of policy you purchased.

To file a claim for a traditional auto policy, call the National Continental Insurance Company claims phone number at 1-631-320-2405. There is no website or app available for this company to file a claim.

To file a claim through the SAIP program for National Continental insurance in NJ, you must call the National Continental Insurance Company NJ claims number at 1-800-937-2247.

However, if your policy is through the parent company, you can file a claim directly on the Progressive website, through the mobile app, or over the phone. You can even submit photos of the accident for your claim right through the Progressive Mobile App.

How do I cancel my National Continental Insurance Company auto insurance policy?

You can cancel your auto insurance at any time with National Continental. The company does not claim to charge cancellation fees; however, if you cancel your policy before your renewal period, you may be subject to a small fee. You can call the company directly to cancel your policy at 1-631-320-2405.

To cancel your SAIP insurance through National Continental Insurance in New Jersey, call the National Continental Insurance Company SAIP phone number at 1-800-937-2247.

If you need to cancel your Progressive auto insurance policy, you cannot do so online. You must call 1-800-776-4737 to cancel over the phone, or cancel through email or snail mail.

Question:Do I get my auto insurance deposit back if I cancel my policy early?”

Answer: If you paid for your policy in advance, the company will provide you with a refund.

Be mindful of what type of auto insurance policy you have through National Continental so you know you’re following the right cancellation steps.

What are the National Continental Insurance Company ratings and reviews?

It’s worth looking into an insurance provider’s financial ratings and customer service reviews before purchasing a policy. Cheap auto insurance is great, but if the claims process is messy and unresponsive, or if the company cannot close out your claims, your business would be better off elsewhere.

According to the complaint index by the National Association of Insurance Commissioners (NAIC), which rates companies based on customer experience, National Continental received a score of 0.43, which is better than average.

However, Progressive, the parent company of National Continental, only received a 1.13 score out of 5 stars for customer service from the Better Business Bureau (BBB). It is common for insurance companies to receive negative online reviews.

National Continental Insurance Company has assets of $235,600,719, capital of $6,429,106, and a net surplus of $45,669,520.

The BBB financial rating for Progressive is an A+, and A.M. Best gives the company an A. These scores show that the parent company of National Continental is in good financial standing, and would be able to pay out your claims even in the event of an economic downturn.

You are now a National Continental Insurance Company expert. Whether you’re looking for a SAIP from National Continental Insurance Company in NJ or a traditional auto policy through the parent company, Progressive, you’re ready to start shopping.

Remember to compare your quoted National Continental Insurance Company insurance plans with quotes from many other top insurance companies so you can find the best insurance plan for your needs.

If you already have a National Continental Insurance Company quote, comparison shop right now by entering your ZIP code into our FREE quote tool below to receive more auto insurance rates from reputable providers near you.

National Continental Insurance Company Additional Information

National Continental Insurance Company is a Stock company that was incorporated in 2010-12-24. National Continental Insurance Company is a Fire & Casualty insurance company and has assets of 235,600,719, capital of $6,429,106, and net surplus of $45,669,520.

The president of National Continental Insurance Company is William Thomas Cassella, the treasurer is , and the secretary is . National Continental Insurance Company insurance plans include
auto, boat, business, and home.

National Continental Insurance Company is located in Cleveland, OH and the phone number for National Continental Insurance Company claims, customer, service, and additional information is (440) 461-5000.

National Continental Insurance Company Insurance Quotes

If you already have National Continental Insurance Company insurance quotes then be sure that you compare your quoted National Continental Insurance Company insurance plans with insurance quotes from many other top insurance companies so that you can find the very best insurance plan for your needs. Enter your zip code in for free insurance quotes now!