National Health Insurance Company Review (2024)

National Health Insurance Company provides a comprehensive range of coverage options—from health and life insurance to auto, home, pet, and travel insurance—ensuring tailored protection and competitive rates for diverse needs.

UPDATED: Jun 14, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Jun 14, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jun 14, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jun 14, 2024Fact Checked
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National Health Insurance Company

Average monthly rate for healthy individuals:

$100

A.M. Best rating:

A+

Complaint level:

Low

Pros

  • Comprehensive coverage options
  • Customizable insurance policies
  • Competitive rates
  • Extensive range of insurance types
  • Excellent customer service

Cons

  • Limited exotic pet insurance options
  • May not be available in all regions
  • Additional discounts could be offered to loyal customers
  • Limited online account management features
  • May require a medical exam for some life insurance policies

National Health Insurance Company, a trusted name in the insurance industry, offers a wide array of coverage options tailored to individual and family needs. With a focus on health, life, property, auto, home, pet, and travel insurance, they provide comprehensive protection to safeguard financial well-being.

Their health insurance plans cater to diverse medical needs, while life insurance policies offer security and legacy planning. Property and casualty insurance covers homes and vehicles, and pet insurance ensures your furry friends receive top-notch care. Travel insurance provides peace of mind during journeys.

With various discounts available and a commitment to customer satisfaction, National Health Insurance Company stands as a reliable partner in securing the future.

National Health Insurance Company Insurance Coverage Options

National Health Insurance Company understands that insurance needs can vary widely among individuals and families. That’s why they offer a diverse range of coverage options to cater to your specific needs. Whether you’re looking for protection for your health, life, property, or pets, National Health Insurance Company has you covered. Here’s the insurance coverage available:

  • Health insurance: From individual health plans to comprehensive family coverage and specialized plans for unique medical needs, National Health Insurance Company provides a wide array of health insurance options.
  • Life insurance: Protect your loved ones with various life insurance policies, including term life insurance for affordable coverage and whole life insurance for lifelong security.
  • Property and casualty insurance: Safeguard your assets with home insurance, which covers your property, personal belongings, and liability. Additionally, their auto insurance policies offer protection on the road.
  • Pet insurance: Ensure your furry friends receive the best medical care with pet insurance. National Health Insurance Company’s policies cover routine check-ups, unexpected illnesses, and more.
  • Travel insurance: Travel with peace of mind using National Health Insurance Company’s travel insurance, including coverage for medical emergencies, trip cancellations, and lost luggage.

National Health Insurance Company’s extensive coverage options are designed to provide financial security and peace of mind. Whether you’re planning for the future, protecting your property, or ensuring your health and the well-being of your pets, their range of policies ensures you have the support you need when it matters most.

Choose National Health Insurance Company as your trusted partner in safeguarding your financial future.

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National Health Insurance Company Insurance Rates Breakdown

Driver ProfileNational Health InsuranceNational Average
Clean Record$90$119
1+ Ticket$107$147
1+ Accident$128$173
DUI$167$209
Poor Credit$154$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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National Health Insurance Company Discounts Available

DiscountsNational Health Insurance
Anti Theft12%
Good Student15%
Low Mileage11%
Paperless9%
Safe Driver24%
Senior Driver13%

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National Health Insurance Company values its customers and strives to make insurance more affordable while maintaining the highest standards of coverage and service. To that end, they offer a variety of discounts to help you save on your insurance premiums. Here are some of the discounts you can take advantage of:

  • Multi-policy discount: Save by bundling multiple insurance policies with National Health Insurance Company. Whether it’s combining your home and auto insurance or other combinations, bundling can lead to significant savings.
  • Good driver discount: If you have a clean driving record and a history of safe driving, you may qualify for a good driver discount on your auto insurance.
  • Safe home discount: Implementing safety features in your home, such as alarm systems or fire prevention measures, can earn you discounts on your home insurance premiums.
  • Loyalty discount: Staying with National Health Insurance Company for an extended period can lead to loyalty discounts, rewarding your commitment as a long-term policyholder.
  • Claim-free discount: By maintaining a claim-free history, you can earn discounts on your premiums. National Health Insurance Company values responsible policyholders.
  • Multi-pet discount: If you have multiple pets and insure them under the same pet insurance policy, you may be eligible for a multi-pet discount.
  • Group discount: National Health Insurance Company often partners with organizations, employers, or associations to offer group insurance discounts to their members or employees.
  • Senior citizen discount: Some insurance policies, like life insurance, may offer special discounts or benefits to senior citizens.

Inquire about specific discount opportunities when obtaining a quote from National Health Insurance Company. Discounts can vary based on your location and the type of insurance you’re interested in. By taking advantage of these discounts, you can make insurance more affordable while still enjoying comprehensive coverage and excellent service.

How National Health Insurance Company Ranks Among Providers

National Health Insurance Company operates in a highly competitive insurance industry, and it faces competition from several well-established insurance providers. Here are some of the company’s main competitors:

  • State Farm: State Farm is one of the largest insurance companies in the United States, offering a wide range of insurance products, including auto, home, health, and life insurance. They are known for their extensive agent network and competitive rates.
  • Allstate: Allstate is another major player in the insurance industry, offering various insurance options such as auto, home, life, and renters insurance. They are known for their strong brand and comprehensive coverage options.
  • Geico: Geico is renowned for its auto insurance offerings and its memorable advertising campaigns. They often focus on providing competitive rates and easy online access to insurance policies.
  • Progressive: Progressive is known for its innovative approach to auto insurance and its “Name Your Price” tool. They offer a range of coverage options for auto, home, and more.
  • Prudential: Prudential is a significant competitor in the life insurance market. They offer a variety of life insurance policies, including term, whole, and universal life insurance, and they have a strong presence in the financial services sector.
  • Aetna: Aetna, now a subsidiary of CVS Health, is a major player in the health insurance industry. They offer a wide range of health insurance products, including individual and group health plans.
  • USAA: USAA primarily serves military members and their families. They are known for their exceptional customer service and comprehensive coverage options, including auto, home, and banking services.
  • Nationwide: Nationwide is a well-established insurer offering auto, home, and life insurance products. They are known for their “On Your Side” slogan and extensive agent network.
  • Liberty Mutual: Liberty Mutual offers a variety of insurance products, including auto, home, and renters insurance. They emphasize customized coverage options and excellent customer service.
  • Chubb: Chubb is a global insurance company specializing in high-value property and casualty insurance. They cater to affluent individuals and businesses and provide tailored insurance solutions.

These competitors, along with others in the industry, continually vie for market share by offering competitive rates, comprehensive coverage options, and excellent customer service. National Health Insurance Company must continue to innovate and provide unique value propositions to maintain its position in this competitive landscape.

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Efficient Claims Submission: National Health Insurance’s Streamlined Process

Streamlined Claim Submission

National Health Insurance Company provides an efficient and user-friendly process for submitting insurance claims.

Policyholders can choose from multiple convenient options to file claims, including online submissions through the company’s website, toll-free phone submissions, or utilizing the intuitive mobile app. This flexibility ensures that customers can select the method that best aligns with their preferences and needs.

Swift Claim Processing

One of the key benchmarks for evaluating an insurance provider is the speed and effectiveness of their claim processing. National Health Insurance Company is dedicated to delivering prompt service to its policyholders. On average, they prioritize quick claim processing, striving to ensure that claimants receive their payouts in a timely manner.

The specific processing timeline may vary depending on the nature and complexity of the claim, but the company’s commitment to efficiency remains unwavering.

Read More: Benchmark Insurance Company

Customer Satisfaction With Claims

Customer feedback serves as a pivotal gauge of an insurance company’s performance in managing claims. National Health Insurance Company places a premium on customer opinions and actively solicits feedback regarding their experiences with claim resolutions and payouts.

Through the analysis of this feedback, the company continuously refines its claims process. Customer satisfaction with claim resolutions and payouts plays a pivotal role in shaping the company’s unwavering commitment to service excellence.

Empowering Coverage Management: National Health Insurance’s Advanced Digital Tools

Feature-Packed Mobile App

National Health Insurance Company’s mobile app is a feature-rich tool designed to elevate the overall customer experience. The app grants users convenient access to their insurance policies, empowering them to review coverage details, update personal information, and initiate claims directly from their mobile devices.

It also boasts an array of useful features, including digital ID cards, flexible payment options, and real-time notifications, ensuring that policyholders stay well-informed and maintain control of their insurance affairs while on the move.

Comprehensive Online Account Management

In today’s digital landscape, effective online account management is essential. National Health Insurance Company delivers robust online account management capabilities through its website.

Policyholders can effortlessly log in to their accounts to peruse policy documents, make payments, and track claims. The online platform prioritizes user-friendliness, ensuring that customers can efficiently oversee their insurance requirements without necessitating advanced technical expertise.

Empowering Digital Resources

In addition to the mobile app and online account management, the National Health Insurance Company provides a suite of digital tools and resources aimed at assisting policyholders in making well-informed decisions about their coverage.

These resources encompass educational articles, handy calculators for estimating coverage needs, and intuitive tools for comparing diverse insurance options. These digital assets empower customers to make astute choices when selecting their insurance plans.

Frequently Asked Questions

What sets National Health Insurance Company apart from other insurance providers?

National Health Insurance Company is known for its comprehensive coverage options and commitment to customer satisfaction. They offer a wide range of insurance policies tailored to individual needs, ensuring you find the right coverage for your specific requirements.

Can I customize my home insurance policy with National Health Insurance Company?

Yes, National Health Insurance Company offers customizable home insurance policies to ensure your coverage matches your specific needs. Whether you’re a homeowner or a renter, they have options to tailor your policy accordingly.

Are there any discounts available for bundling multiple insurance policies with National Health Insurance Company?

Yes, bundling multiple policies with National Health Insurance Company often results in significant discounts. You can combine auto and home insurance, for example, to enjoy cost savings while maintaining comprehensive coverage.

Does National Health Insurance Company offer pet insurance for exotic animals?

National Health Insurance Company primarily offers pet insurance for common domestic pets. However, for specific coverage options for exotic pets, it’s recommended to contact the company directly to discuss your unique requirements.

What travel insurance coverage does National Health Insurance Company provide for international trips?

National Health Insurance Company’s travel insurance typically includes coverage for various aspects of international travel, such as medical emergencies, trip cancellations, and lost baggage. It’s important to review the specific policy details to understand the extent of coverage for your international trips.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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