National Summit Insurance Company Review (2023)

National Summit Insurance Company, with a track record dating back to 1985, offers a wide range of coverage options and impresses with competitive pricing, efficient claims handling, and positive customer reviews. They're a reliable choice for comprehensive insurance needs.

UPDATED: Oct 6, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Oct 6, 2023Fact Checked

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Oct 6, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Oct 6, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Oct 6, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Oct 6, 2023Fact Checked
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National Summit Insurance Company

Average monthly rate for good drivers:

N/A

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Diverse range of insurance coverage options.
  • Strong commitment to customer service.
  • Competitive pricing and discounts available.
  • Efficient and responsive claims processing.
  • Positive reviews and high customer ratings.

Cons

  • Rates can vary depending on individual factors.
  • Specific discounts may vary by location and policy type.

Final Verdict: Review of National Summit Insurance Company

National Summit Insurance Company, a trusted name in the insurance industry since its establishment in 1985, offers a diverse array of coverage options, including auto, home, life, health, business, and specialized insurance.

With a strong commitment to customer satisfaction, competitive pricing, and efficient claims processing, the company has earned a reputation for reliability. They cater to a wide range of policyholder needs and provide comprehensive protection, while their positive reviews and high customer ratings underscore their dedication to delivering on promises.

National Summit Insurance Company stands as a dependable choice for those seeking insurance solutions that prioritize both coverage and peace of mind.

National Summit Insurance Company Insurance Coverage Options

National Summit Insurance Company offers a wide range of coverage options to meet the diverse needs of its customers. Here are some of the coverage options provided by the company:

  • Auto Insurance: Comprehensive coverage for vehicles, including liability, collision, and comprehensive coverage.
  • Home Insurance: Protection for your home and personal property against various risks, such as fire, theft, and natural disasters.
  • Life Insurance: Policies that provide financial security and peace of mind for your loved ones in the event of your passing.
  • Health Insurance: Medical coverage to help manage healthcare expenses, including hospitalization, doctor visits, and prescription medications.
  • Business Insurance: Tailored insurance solutions for businesses, including liability, property, and workers’ compensation coverage.
  • Specialized Insurance: Customized insurance options to cover unique needs, such as recreational vehicles, boats, or valuable collectibles.

These coverage options ensure that National Summit Insurance Company can address a wide range of insurance needs for both individuals and businesses, offering comprehensive protection and peace of mind to their policyholders.

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National Summit Insurance Company Discounts Available

National Summit Insurance Company provides various discounts to help policyholders save on their insurance premiums. Here are some of the discounts that the company offers:

  • Multi-Policy Discount: Save money when you bundle multiple insurance policies with National Summit, such as auto and home insurance.
  • Safe Driver Discount: Reward for maintaining a clean driving record and avoiding accidents or traffic violations.
  • Good Student Discount: Discounts for students who maintain good grades in school, demonstrating responsibility and safe behavior.
  • Safety Features Discount: Savings for vehicles equipped with safety features like anti-lock brakes, airbags, and anti-theft devices.
  • Renewal Discount: Incentives for loyal customers who renew their policies with National Summit Insurance Company.
  • Claims-Free Discount: Discounts for policyholders who have not filed any claims during a specified period.
  • Paid-in-Full Discount: Savings for policyholders who choose to pay their premiums in a lump sum rather than in installments.
  • Senior Citizen Discount: Special discounts for senior citizens who meet specific age criteria.
  • Group or Affiliation Discount: Discounts for being a member of certain organizations or groups affiliated with the company.

Please note that the availability of these discounts may vary by location and policy type. To get precise details and eligibility criteria for these discounts, it’s advisable to contact National Summit Insurance Company directly or visit their official website.

How National Summit Insurance Company Ranks Among Providers

In the competitive landscape of the insurance industry, understanding a company’s main competitors is essential for assessing its market position and strategic advantages. National Summit Insurance Company, with its long history and diverse coverage options, faces competition from several key players in the insurance sector.

Let’s delve into the main competitors of National Summit Insurance Company to gain insight into the challenges and opportunities it encounters in the market. Here are the main competitors:

  • Geico: Geico, short for the Government Employees Insurance Company, is one of the largest auto insurance providers in the United States. Known for its extensive advertising campaigns and competitive pricing, Geico has a strong presence in the auto insurance market. It offers a wide range of insurance products, including auto, home, and more, making it a significant competitor for the National Summit.
  • State Farm: State Farm is another major player in the insurance industry, offering a comprehensive suite of insurance products and financial services. With a vast network of agents and a long history, State Farm competes with National Summit across multiple lines of insurance, including auto, home, and life insurance.
  • Progressive: Progressive is known for its innovative approach to auto insurance, including its usage-based insurance programs and competitive rates. It has been a disruptor in the industry and poses a significant challenge to the National Summit, particularly in the auto insurance sector.
  • Allstate: Allstate is a well-established insurance company with a diverse range of insurance products. With a strong focus on customer service and a broad network of agents, Allstate competes with National Summit in various lines of coverage, including auto and home insurance.
  • Farmers Insurance Group: Farmers is known for its presence in both personal and commercial insurance lines. It offers a range of insurance solutions, including auto, home, business, and life insurance. Farmers compete with National Summit for customers seeking comprehensive coverage.

National Summit Insurance Company operates in a competitive insurance landscape, facing competition from industry giants like Geico, State Farm, Progressive, Allstate, and Farmers Insurance Group.

To maintain its market position and serve its customers effectively, the National Summit must continue to focus on offering competitive pricing, excellent customer service, and innovative insurance solutions to stay ahead in this competitive marketplace. Understanding its main competitors is a crucial step in achieving sustained success in the insurance industry.

National Summit Insurance Company Claims Process

Ease of Filing a Claim

National Summit Insurance Company offers a hassle-free claims process that prioritizes convenience for policyholders. Whether you prefer to file a claim online, over the phone, or through mobile apps, National Summit ensures accessibility and ease of use. They understand the importance of a straightforward claims filing process to accommodate a variety of preferences.

Average Claim Processing Time

Efficiency is a hallmark of National Summit’s claims processing. With a commitment to minimizing claim processing times, policyholders can expect quick resolutions. National Summit’s dedication to efficient claims handling underscores its mission to provide timely and satisfactory service to its customers.

Customer Feedback on Claim Resolutions and Payouts

National Summit Insurance Company values customer feedback, particularly regarding claim resolutions and payouts. They actively seek input from policyholders to continuously improve their claims-handling process. Positive customer feedback reflects National Summit’s dedication to delivering fair and efficient claim settlements.

National Summit Insurance Company’s Digital and Technological Features

Mobile App Features and Functionality

National Summit Insurance Company offers a comprehensive mobile app with a wide range of features and functionalities. Compatible with both Android and iOS devices, this user-friendly app empowers policyholders to efficiently manage their insurance policies. From filing claims to accessing policy details, the mobile app provides a convenient platform for insurance-related tasks.

Online Account Management Capabilities

National Summit provides 24/7 online account management capabilities through an intuitive online platform. This platform allows policyholders to seamlessly handle various financial and insurance-related tasks.

Whether making payments, reviewing policy specifics, or tracking claim statuses, National Summit ensures that policyholders can efficiently manage their accounts from any computer or mobile device.

Digital Tools and Resources

National Summit Insurance Company offers a suite of digital tools and resources designed to assist policyholders in making informed decisions about their insurance coverage and financial planning.

These resources encompass informative materials and interactive tools, providing valuable insights and guidance. National Summit is committed to ensuring that policyholders have access to the information and resources needed to secure their financial well-being.

Frequently Asked Questions

Is National Summit Insurance Company a reputable insurer?

Yes, National Summit Insurance Company has been in operation since 1985 and has earned a reputation for reliability and customer satisfaction.

What types of insurance does National Summit offer?

They offer a wide range of insurance options, including auto, home, life, health, business, and specialized coverage.

Are there discounts available for policyholders?

Yes, National Summit provides various discounts such as multi-policy, safe driver, and good student discounts, among others.

How does their claims process work?

Filing a claim with National Summit is straightforward. Contact their claims department through their website or provided contact information in your policy documents.

Can I customize my insurance policy to fit my needs?

Absolutely, National Summit offers customization options to tailor your policy to your specific requirements.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption