Nationwide General Insurance Company: Customer Ratings & Reviews [2023]

Is Nationwide a Good Choice?

Company Contact Information:

• Phone: 1-877-669-6877
• Email: https://www.nationwide.com/contact-us/
• Mailing address: Nationwide, P.O. Box 742522, Cincinnati, OH 45274-2522

Related Parent or Child Companies: None mentioned in the article.

Financial Ratings:

• A.M. Best Rating: A+

Customer Service Ratings:

• Nationwide has a reputation for providing exceptional customer service and support, as mentioned in the article.

Claims Information:

• Claims can be filed online through the Nationwide website or by calling the claims hotline at 1-800-421-3535.
• The article did not provide specific information regarding claims processing times or satisfaction rates.

Company Apps:

• Nationwide offers several mobile apps, including the Nationwide Mobile App, which allows customers to access their policy information, make payments, file claims, and more.

Nationwide Discounts Available

Nationwide General Insurance Company offers several discounts to help customers save on their insurance premiums. These discounts include:

• Multi-policy discount: Save up to 25% when you bundle multiple policies, such as auto and home insurance.
• Safe driver discount: Get a discount for having a clean driving record.
• Anti-theft discount: Receive a discount for having an anti-theft device installed in your vehicle.
• Accident-free discount: Get a discount for not having any accidents or violations on your driving record.
• Good student discount: Save on auto insurance if you or your child is a full-time student with good grades.
• Defensive driving discount: Get a discount for completing a state-approved defensive driving course.
• Homeowner discount: Save on your auto insurance if you own a home.

Note that not all discounts may be available in all states or for all types of coverage. Contact Nationwide or speak with an agent for more information on qualifying for discounts.

Nationwide Coverage Options

Here is a list of coverage options offered by Nationwide General Insurance Company:

• Auto insurance: This includes liability coverage, collision coverage, comprehensive coverage, personal injury protection, uninsured/underinsured motorist coverage, and roadside assistance. Nationwide also offers optional coverages such as gap coverage, accident forgiveness, and vanishing deductible.
• Homeowners insurance: This includes coverage for the dwelling, personal property, liability, additional living expenses, flood insurance, and earthquake insurance. Nationwide also offers optional coverages such as identity theft coverage and water backup coverage.
• Renters insurance: This includes coverage for personal property, liability, and additional living expenses. Optional coverages include identity theft coverage and pet damage coverage.
• Life insurance: Nationwide offers term life insurance, whole life insurance, universal life insurance, and variable universal life insurance. They also offer optional riders such as accidental death benefit, child rider, and long-term care rider.
• Business insurance: This includes general liability insurance, commercial auto insurance, business owner’s policy, workers’ compensation insurance, and professional liability insurance. Optional coverages include data breach response and cyber liability coverage.

Note that coverage options may vary by state and not all coverage options may be available in all areas. It is best to speak with a Nationwide agent or representative for more information on specific coverage options available to you.

Nationwide vs. Competitors

Here is a list of Nationwide General Insurance Company’s main competitors in the insurance industry:

• State Farm
• Allstate
• Progressive
• Geico
• Farmers Insurance

These companies offer similar coverage options and have similar target markets as Nationwide. They are all large insurance providers with a national presence and a strong brand recognition. However, each company may differ in terms of pricing, customer service, and discounts offered. It is important to compare quotes and research each company’s reputation before making a decision on which insurer to choose.