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Written by
Daniel Walker |
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Reviewed by
Daniel Walker
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UPDATED: Jun 28, 2022
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NJM Insurance Group provides NJ Manufacturers auto insurance.
NJM Insurance Group is a company with a more than 100-year history. Founded as New Jersey Manufacturers Casualty Insurance Company during the Woodrow Wilson administration, the company initially offered workers’ compensation for New Jersey laborers.
New Jersey Manufacturers auto insurance is now available in four states besides New Jersey: Connecticut, Maryland, Ohio, and Pennsylvania. Ohio and Maryland were recently added in 2021.
NJM auto insurance has a relatively small market share but high customer and financial rankings. It is also highly affordable in comparison to larger auto insurance companies. Additionally, NJM is transparent about its claims process.
Read on to know more about affordable NJ Manufacturers auto insurance. And to see rates from top auto insurance companies in your area, enter your ZIP code into our free quote tool above.
Table of Contents
In addition to personal auto insurance, NJ Manufacturers offers this type of insurance for its customers:
The company also offers several business insurance products, including commercial auto, general liability, and umbrella insurance.
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NJ Manufacturers auto insurance offers five basic coverages to customers:
NJM’s underinsured and uninsured motorist insurance is subject to state laws (namely, regarding your right to sue).
The company also offers personal injury protection, but only in New Jersey.
Additionally, NJM includes endorsements that you can add to your policy:
If you need extra liability protection, NJM suggests purchasing an umbrella policy. This option is available at a nominal cost to customers with a $500,000-limit auto insurance policy.
Let’s compare NJ Manufacturers’ auto insurance rates to top companies.
| Company | Average Annual Rates for Minimum Coverage | Average Annual Rates for Full Coverage |
|---|---|---|
| New Jersey Manufacturers | $569.44 | $1,189.75 |
| Allstate | $945.89 | $1,976.24 |
| American Family | $699.51 | $1,461.50 |
| Amica Mutual | $613.40 | $1,281.60 |
| Erie | $588.70 | $1,230 |
| Farmers | $654.09 | $1,366.60 |
| Geico | $620.01 | $1,295.40 |
| The Hartford | $597.24 | $1,247.83 |
| Liberty Mutual | $687.48 | $1,436.37 |
| Mercury Insurance | $572.912 | $1,197 |
| Nationwide | $907.79 | $1,896.67 |
| Progressive | $845.07 | $1,765.62 |
| Safeco | $568,60 | $1,188 |
| State Farm | $615.46 | $1,285.90 |
| USAA | $613.99 | $1,282.83 |
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NJM offers competitive rates, and you can save even more with NJ Manufacturers’ auto insurance discounts.
NJ Manufacturers offer up to 12 auto insurance discounts to customers.
| Discount | How to Earn the Discount |
|---|---|
| Defensive Driving | Attend a classroom or online New Jersey Vehicle Commission-approved defensive driving course Only available in New Jersey. |
| Driver Training Discount | Present documentation for attending the course. Not available in Ohio. |
| Electronic Payment | Enroll in the automatic payment plan on NJM’s website. |
| Full Coverage | Include collision and comprehensive coverage in your policy. |
| Good Student Discount | Include a high school or college student who made the honor roll or the Dean’s list. Alternatively, the student can earn a B or 3.0 grade point average. |
| Home and Auto Bundle | Add NJ Manufacturers auto insurance to your policy if you already have homeowners, condo, or renters insurance with the company. |
| Mature Driver | You must be at least 55 or 60 years old and take an approved defensive driving course. |
| Multi-Vehicle Discount | If you have two or more vehicles insured with NJM, the company will apply a discount to each vehicle. |
| New Car | You can receive this discount if your car is two years old or younger. |
| Paid in Full | Pay in full each renewal period instead of monthly in installments. |
| Paperless Discount | Choose electronic billing. This is not available in New Jersey. |
| Vehicle Safety Equipment Discount | Your vehicle must have an anti-theft or vehicle recovery device, anti-lock brakes, or passive restraints. You might get a discount for each if your vehicle has multiple features. |
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Connecticut has separate qualifications for the Driver Training Discount. Connecticut, Maryland, Ohio, and Pennsylvania each have specific stipulations for the Mature Driver discount.
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NJM Insurance Group has high customer service and financial ratings.
We should note that while NJM did not place in J.D. Power’s auto insurance claims survey this year, the company earned 909 points in the 2020 survey, easily topping other companies.
Part of NJ Manufacturer’s success is its claims process, which we will discuss next.
If you need to report an auto insurance claim with NJ Manufacturers, follow these steps:
You can expect the NJ Manufacturers claims process to proceed like this:
When you talk to an NJM representative, you will need to provide the following information:
New Jersey Manufacturers’ claims center is available 24 hours a day, seven days a week. You can call at 1-800-367-6564 or report a claim online with your New Jersey Manufacturers login. You can access both from the NJ Manufacturers insurance home page.
Since NJ Manufacturers auto insurance is currently available in only five states, it might not be an option for you. However, if you live in New Jersey, Ohio, Maryland, Pennsylvania, or Connecticut, you would be working with a highly-regarded company that offers affordable auto insurance.
If you want to switch your auto insurance, it helps to get NJ Manufacturers auto insurance quotes and compare them to rates from other companies. You get direct NJM quotes by calling its toll-free number at 1-800-232-6600.
We hope that this NJ Manufacturers auto insurance review was helpful. And if you need to see rates from top companies to help shop for the right auto insurance, enter your ZIP code into our free quote tool below.
NJM (NJ Manufacturers) Auto Insurance Review [2022] is a company that was incorporated in 1913. NJM (NJ Manufacturers) Auto Insurance Review [2022] is a insurance company and has assets of , capital of $, and net surplus of $.
The president of NJM (NJ Manufacturers) Auto Insurance Review [2022] is Mitchel A. Livingston, the treasurer is , and the secretary is . NJM (NJ Manufacturers) Auto Insurance Review [2022] insurance plans include
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NJM (NJ Manufacturers) Auto Insurance Review [2022] is located in West Trenton, NJ and the phone number for NJM (NJ Manufacturers) Auto Insurance Review [2022] claims, customer, service, and additional information is 883-1300.
If you already have NJM (NJ Manufacturers) Auto Insurance Review [2022] insurance quotes then be sure that you compare your quoted NJM (NJ Manufacturers) Auto Insurance Review [2022] insurance plans with insurance quotes from many other top insurance companies so that you can find the very best insurance plan for your needs. Enter your zip code in for free insurance quotes now!
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mereditha
NJM is a great company
wagspam
NJM Review
KarlaSan
The worst insurance company ever. Seriously! Be very careful
Dano_93
Trusted Insurance Company
Anniem
NJM Excellent customer service
jagslax220
Great
Mcb1099
Great Rates!
Doodle1996
NJM is a superior insurance company
Jim66
Great Company
PaulRoss
Customer for over 10 years