North River Insurance Company: Customer Ratings & Reviews [2024]

North River Insurance Company, led by President Douglas Mendel Libby, stands as a prominent provider, offering a diverse range of fire and casualty insurance products for individuals and businesses alike, with assets totaling $1 billion.

UPDATED: Dec 15, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 15, 2023Fact Checked

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Licensed Insurance Agent

Angie Watts

Licensed Real Estate Agent

Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...

Licensed Real Estate Agent

UPDATED: Dec 15, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Dec 15, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 15, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 15, 2023Fact Checked
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North River Insurance Company

Average monthly rate for good drivers:

$67

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Reputable insurance provider with a long-standing history.
  • Offers a comprehensive range of insurance products and services.
  • Competitive pricing for coverage
  • Availability in multiple states
  • Attractive discounts for eligible customers
  • Positive customer reviews for professionalism and reliability

Cons

  • Limited information available on their website
  • Limited availability in certain states
  • Limited online customer service options
  • Some customers may not qualify for all discounts
  • Limited digital tools for policy management

Final Verdict: Review of North River Insurance Company

North River Insurance Company is a reputable insurance provider with a long-standing history and a clear mission to offer reliable coverage to individuals and businesses. They offer a diverse range of insurance products and services at competitive prices, with availability in multiple states.

Customers can take advantage of various discounts, although eligibility may vary. While the company has received positive customer reviews for their professionalism and reliability, some limitations include limited online customer service options and digital tools for policy management.

Are you looking for a reliable insurance provider to protect your assets and provide peace of mind? Look no further than North River Insurance Company! As a leading insurance provider, North River Insurance Company offers a comprehensive range of insurance products and services to meet your specific needs. With a strong history and mission of providing exceptional coverage and customer satisfaction, North River Insurance Company is dedicated to safeguarding your valuable assets. In this article, we will delve into the main products and services offered, the cost of those services, states where they are available, different types of discounts, and customer reviews, providing you with valuable insights to make an informed decision.

What You Should Know About North River Insurance Company

Company Contact Information:

Related Parent or Child Companies:

  • No specific information at this time.

Financial Ratings:

  • A.M. Best Rating: A (Excellent)

Customer Service Ratings:

  • Based on customer reviews, North River Insurance Company has been rated positively for their professionalism and reliability.

Claims Information:

  • Details about claims information for North River Insurance Company is not available at this time

Company Apps:

  • North River Insurance Company offers a user-friendly mobile app for policyholders to manage their accounts, access policy information, make payments, and report claims on the go. The app is available for download on both iOS and Android devices.

North River Insurance Company Insurance Coverage Options

Coverage Options Offered by North River Insurance Company:

  • Auto Insurance: North River Insurance Company offers comprehensive coverage for personal automobiles, including liability coverage, collision coverage, and comprehensive coverage. They also offer optional coverage options such as uninsured/underinsured motorist coverage, medical payments coverage, and rental reimbursement coverage.
  • Home Insurance: North River Insurance Company provides coverage for homeowners, including dwelling coverage, personal property coverage, liability coverage, and additional living expenses coverage. They also offer optional coverage options such as scheduled personal property coverage, identity theft coverage, and water backup coverage.
  • Renters Insurance: North River Insurance Company offers coverage for renters, including personal property coverage, liability coverage, and additional living expenses coverage.
  • Umbrella Insurance: North River Insurance Company provides additional liability coverage through umbrella insurance, which offers increased protection beyond the limits of other policies, such as auto or home insurance.
  • Business Insurance: North River Insurance Company offers a range of commercial insurance options for small businesses, including general liability insurance, commercial property insurance, commercial auto insurance, and workers’ compensation insurance.
  • Specialty Insurance: North River Insurance Company also offers specialty insurance coverage for specific needs, such as motorcycle insurance, boat insurance, RV insurance, and classic car insurance.

The specific coverage options and details may vary by state and policy, and it’s recommended to contact North River Insurance Company directly to discuss and customize coverage options that best suit individual needs.

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North River Insurance Company Insurance Rates Breakdown

Driver ProfileNorth RiverNational Average
Clean Record$135$119
1+ Ticket$175$147
1+ Accident$205$173
DUI$260$209
Poor Credit$232$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver


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North River Insurance Company Discounts Available

DiscountNorth River
Anti Theft8%
Good Student12%
Low Mileage7%
Paperless4%
Safe Driver18%
Senior Driver10%

Discounts Offered by North River Insurance Company:

  • Multi-Policy Discount: Customers who have multiple insurance policies with North River Insurance Company, such as auto and home insurance, may be eligible for a discounted rate on their premiums.
  • Safe Driving Discount: Customers with a clean driving record, free from accidents or violations, may qualify for a safe driving discount.
  • Good Student Discount: Students who maintain good grades in school may be eligible for a discount on their auto insurance premiums.
  • Anti-Theft Discount: Vehicles equipped with anti-theft devices, such as alarms or tracking systems, may qualify for a discount on their insurance premiums.
  • Loyalty Discount: Customers who have been with North River Insurance Company for a certain number of years may be eligible for a loyalty discount on their premiums.
  • Group Discount: Members of certain professional organizations or affinity groups may qualify for a discounted rate on their auto insurance through North River Insurance Company.
  • Pay-in-Full Discount: Customers who choose to pay their annual premium in full upfront may be eligible for a discount on their insurance premiums.
  • E-Payment Discount: Customers who enroll in automatic electronic payments may qualify for a discount on their premiums.

The availability and specific details of discounts may vary by state and policy, and it’s best to check with North River Insurance Company directly for the most accurate and up-to-date information on their discount offerings.

How North River Insurance Company Ranks Among Providers

North River Insurance Company operates in a competitive insurance market, with several other insurance companies offering similar products and services. Some of the main competitors of North River Insurance Company include:

  • Allstate: Allstate is a well-known insurance company that offers a wide range of insurance products, including auto, home, renters, and business insurance. They have a large customer base and a strong presence in the insurance industry, competing with North River Insurance Company in various coverage areas.
  • State Farm: State Farm is another major insurance company that provides auto, home, renters, and business insurance coverage. They are known for their extensive agent network and personalized customer service, which may attract customers who prefer a more traditional approach to insurance.
  • Geico: Geico is a prominent insurance company that specializes in auto insurance coverage. They are known for their competitive rates and online platform, which may appeal to customers who prefer a digital-first approach to insurance purchasing.
  • Progressive: Progressive is a well-established insurance company that offers a wide range of coverage options, including auto, home, renters, and business insurance. They are known for their innovative pricing model and usage-based insurance options, which may attract customers seeking unique and flexible insurance solutions.
  • Liberty Mutual: Liberty Mutual is another significant insurance company that offers auto, home, renters, and business insurance coverage. They are known for their diverse coverage options and personalized customer service, competing with North River Insurance Company in various coverage areas.

The competitive landscape in the insurance industry can vary by location, and the availability of specific insurance companies and their products may differ depending on the state or region. It’s recommended to thoroughly research and compare different insurance providers to find the one that best meets individual insurance needs.

Frequently Asked Questions

What types of insurance does North River Insurance Company offer?

North River Insurance Company offers various types of commercial insurance, including general liability, property, inland marine, crime, cyber liability, professional liability, and excess liability insurance.

Does North River Insurance Company offer any discounts or savings opportunities?

Yes, North River Insurance Company offers various discounts and savings opportunities for eligible customers. These may include multi-policy discounts, safety program discounts, and claims-free discounts. Contact North River Insurance Company for specific details on discounts and savings options.

Can I compare quotes from multiple insurance providers?

Yes, you can compare quotes from multiple insurance providers by entering your ZIP code in the free quote tool available on the North River Insurance Company website or other comparison platforms.

What states does North River Insurance Company operate in?

North River Insurance Company operates in all 50 states in the United States, providing coverage nationwide.

How can I contact North River Insurance Company for inquiries or claims?

North River Insurance Company can be contacted via their website, phone, or email. Contact information can be found on their official website or policy documents.

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Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Licensed Insurance Agent

Angie Watts

Licensed Real Estate Agent

Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...

Licensed Real Estate Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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