Occidental Life Insurance Company of North Carolina: Customer Ratings & Reviews [2024]

Occidental Life Insurance Company of North Carolina stands out as a reliable choice for insurance coverage, offering competitive rates, flexible payment options, and exemplary customer service to individuals and businesses across the United States.

UPDATED: Jan 25, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 25, 2024Fact Checked

Chris Abrams

Licensed Insurance Agent

Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed life and health insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chr...

Licensed Insurance Agent

Diego Anderson

Licensed Real Estate Agent

Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...

Licensed Real Estate Agent

UPDATED: Jan 25, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jan 25, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 25, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 25, 2024Fact Checked
no image available

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Occidental Life Insurance Company of North Carolina

Average monthly rate for healthy individuals:

$100

A.M. Best rating:

A- (Excellent)

Complaint level:

Low

Pros

  • Offers a range of insurance products and services
  • Competitive rates and flexible payment options
  • Excellent customer service

Cons

  • Limited availability in certain states
  • Limited information available on website

Final Verdict: Review of Occidental Life Insurance Company of North Carolina

Occidental Life Insurance Company of North Carolina is an excellent insurance provider with a wide range of products and services. Founded in 1969, the company has a strong history of providing insurance policies to individuals and businesses across the United States.

Occidental Life Insurance Company of North Carolina offers competitive rates, flexible payment options, and excellent customer service. Although the company’s availability is limited in certain states, its low complaint level and A- (Excellent) rating from A.M. Best make it a reliable and trustworthy choice for those seeking insurance coverage.

Customers can also take advantage of various discounts offered by the company, making it even more affordable. Overall, Occidental Life Insurance Company of North Carolina is a great option for individuals and businesses seeking reliable insurance coverage.

Occidental Life Insurance Company of North Carolina is a trusted insurance provider that has been serving customers since 1969. As a subsidiary of IHC Group, a leading provider of health and life insurance products, Occidental Life Insurance Company of North Carolina offers reliable coverage options to individuals and families. Whether you are looking for basic term life insurance or comprehensive Medicare supplement insurance, Occidental Life Insurance Company of North Carolina has a solution for you.

What You Should Know About Occidental Life Insurance Company of North Carolina

Company contact information:

  • Phone number: 800-654-5433
  • Address: Occidental Life Insurance Company of North Carolina, P.O. Box 25902, Overland Park, KS 66225-5902

Related parent or child companies:

  • Occidental Life Insurance Company of North Carolina is a subsidiary of IHC Specialty Benefits, Inc.

Financial ratings:

  • Occidental Life Insurance Company of North Carolina has an A- (Excellent) rating from A.M. Best, indicating that it has a strong financial position and a good ability to meet its obligations to policyholders.

Customer service ratings:

  • Occidental Life Insurance Company of North Carolina is known for its excellent customer service. Although there is limited information available online, customer reviews are generally positive, citing friendly and helpful representatives and quick response times.

Claims information:

  • Occidental Life Insurance Company of North Carolina provides easy and hassle-free claims processing for its customers. Policyholders can file claims by phone, mail, or through the company’s website. The company also has a team of experienced claims adjusters who work to process claims quickly and efficiently.

Company apps:

  • Occidental Life Insurance Company of North Carolina does not have its mobile app, but customers can access their accounts and policy information through the IHC Group mobile app. The app is available for free on the App Store and Google Play.

Occidental Life Insurance Company of North Carolina Insurance Coverage Options

Occidental Life Insurance Company of North Carolina offers a range of insurance products to meet the needs of individuals and businesses. The coverage options offered by the company include:

  • Life insurance: Occidental Life Insurance Company of North Carolina offers various types of life insurance, including term life insurance, whole life insurance, and universal life insurance.
  • Health insurance: The company provides health insurance plans that cover medical expenses such as doctor visits, hospitalization, and prescription medications.
  • Medicare supplement insurance: Occidental Life Insurance Company of North Carolina offers Medicare supplement insurance plans that cover certain expenses that are not covered by Original Medicare, such as deductibles, copayments, and coinsurance.
  • Dental insurance: The company provides dental insurance plans that cover routine dental care as well as major dental procedures.
  • Vision insurance: Occidental Life Insurance Company of North Carolina offers vision insurance plans that cover eye exams, prescription eyewear, and other vision-related expenses.
  • Accident insurance: The company provides accident insurance plans that help cover medical expenses and other costs in the event of an accidental injury.
  • Critical illness insurance: Occidental Life Insurance Company of North Carolina offers critical illness insurance plans that provide a lump-sum payment in the event of a serious illness such as cancer, heart attack, or stroke.

These coverage options provide customers with the flexibility to choose the insurance products that meet their specific needs and budget.

Read more: Top Medicare Advantage Plans in NC

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

Occidental Life Insurance Company of North Carolina Insurance Rates Breakdown

Driver ProfileOccidental Life Insurance Company of North CarolinaNational Average
Clean Record$158$119
1+ Ticket$177$147
1+ Accident$218$173
DUI$259$209
Poor Credit$272$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

Occidental Life Insurance Company of North Carolina Discounts Available

DiscountOccidental Life Insurance Company of North Carolina
Anti Theft12%
Good Student14%
Low Mileage15%
Paperless6%
Safe Driver15%
Senior Driver10%

Occidental Life Insurance Company of North Carolina offers several discounts to help customers save money on their insurance policies. These discounts include:

  • Multi-policy discount: Customers who have multiple policies with the company can receive a discount on their premiums.
  • Good health discount: Customers who maintain good health and undergo regular health screenings can receive a discount on their health insurance premiums.
  • Group discount: Employers and organizations that offer Occidental Life Insurance Company of North Carolina policies to their employees or members may be eligible for a group discount.
  • Senior discount: Seniors who are over a certain age and meet certain criteria can receive a discount on their life insurance premiums.

These discounts can help customers save money on their insurance premiums and make Occidental Life Insurance Company of North Carolina a more affordable choice for insurance coverage.

How Occidental Life Insurance Company of North Carolina Ranks Among Providers

Occidental Life Insurance Company of North Carolina operates in a highly competitive market, with several other major insurance companies offering similar products and services. Some of the main competitors of Occidental Life Insurance Company of North Carolina include:

  • State Farm: State Farm is one of the largest insurance companies in the US, offering a range of insurance products including auto, home, life, health, and disability insurance. They also offer banking and investment services.
  • Allstate: Allstate is another major insurance company offering a range of products including auto, home, life, and business insurance. They also offer banking and investment services.
  • Nationwide: Nationwide is a large insurance and financial services company that provides auto, home, life, and business insurance products as well as banking and investment services.
  • MetLife: MetLife is a global insurance and financial services company that provides life, dental, disability, and auto insurance, as well as retirement and investment products.
  • Prudential: Prudential is a leading provider of life insurance and annuities, as well as other financial products and services. They offer a range of life insurance options including term life, whole life, and universal life insurance.

These companies offer similar products and services to Occidental Life Insurance Company of North Carolina and are also well-established and respected in the industry.

Frequently Asked Questions

How do I qualify for a Non-Tobacco User Discount?

In order to be eligible for the Non-Tobacco User Discount, it is imperative that you have maintained a non-tobacco usage status consistently for a minimum duration of 12 months preceding your application for coverage.

What is the maximum coverage amount for term life insurance?

The maximum coverage amount for term life insurance varies based on several factors, including the age of the customer and other relevant considerations. If you require additional details, it is recommended that you get in touch with Occidental Life Insurance Company of North Carolina, as they can provide you with further information regarding this matter.

How do I file a claim with Occidental Life Insurance Company of North Carolina?

To initiate the claim process, please get in touch with the claims department of Occidental Life Insurance Company of North Carolina. This can be done either by phone or email. Rest assured, a dedicated claims representative will be there to assist you every step of the way, providing guidance and ensuring a smooth experience throughout the entire process.

How can I benefit from purchasing a life insurance policy from Occidental Life Insurance Company?

By purchasing a life insurance policy from Occidental Life Insurance Company, you can enjoy several benefits. Firstly, it provides financial security and peace of mind by ensuring that your loved ones are protected in the event of your passing. Additionally, life insurance can serve as an investment tool, with certain policies accumulating cash value over time. This can be used for future expenses or even borrowed against in times of need.

Does Occidental Life Insurance Company of North Carolina offer a variety of life insurance products?

Yes, Occidental Life Insurance Company of North Carolina offers a diverse range of life insurance products to cater to the unique needs and preferences of its customers. They provide options such as term life insurance, whole life insurance, and universal life insurance.

What types of life insurance policies does Occidental Life Insurance Company offer?

Occidental Life Insurance Company of North Carolina offers a wide range of life insurance policies tailored to meet the diverse needs of its customers. These include term life insurance, whole life insurance, universal life insurance, and indexed universal life insurance. Each policy type has unique features and benefits to provide individuals with options that suit their specific circumstances.

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

Chris Abrams

Licensed Insurance Agent

Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed life and health insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chr...

Licensed Insurance Agent

Diego Anderson

Licensed Real Estate Agent

Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...

Licensed Real Estate Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption