Occidental Life Insurance Company of North Carolina: Customer Ratings & Reviews [2023]
Affordable Coverage Options and Discounts from Occidental Life Insurance Company of North Carolina. Get a Quote Today.
UPDATED: Apr 25, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 25, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 25, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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UPDATED: Apr 25, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
The Bottom Line
Occidental Life Insurance Company of North Carolina is an excellent insurance provider with a wide range of products and services. Founded in 1969, the company has a strong history of providing insurance policies to individuals and businesses across the United States. Occidental Life Insurance Company of North Carolina offers competitive rates, flexible payment options, and excellent customer service. Although the company’s availability is limited in certain states, its low complaint level and A- (Excellent) rating from A.M. Best make it a reliable and trustworthy choice for those seeking insurance coverage. Customers can also take advantage of various discounts offered by the company, making it even more affordable. Overall, Occidental Life Insurance Company of North Carolina is a great option for individuals and businesses seeking reliable insurance coverage.
Occidental Life Insurance Company of North Carolina is a trusted insurance provider that has been serving customers since 1969. As a subsidiary of IHC Group, a leading provider of health and life insurance products, Occidental Life Insurance Company of North Carolina offers reliable coverage options to individuals and families. Whether you are looking for basic term life insurance or comprehensive Medicare supplement insurance, Occidental Life Insurance Company of North Carolina has a solution for you.
Is Occidental Life Insurance Company of North Carolina a Good Choice?
Company contact information:
- Phone number: 800-654-5433
- Address: Occidental Life Insurance Company of North Carolina, P.O. Box 25902, Overland Park, KS 66225-5902
Related parent or child companies: Occidental Life Insurance Company of North Carolina is a subsidiary of IHC Specialty Benefits, Inc.
Financial ratings: Occidental Life Insurance Company of North Carolina has an A- (Excellent) rating from A.M. Best, indicating that it has a strong financial position and a good ability to meet its obligations to policyholders.
Customer service ratings: Occidental Life Insurance Company of North Carolina is known for its excellent customer service. Although there is limited information available online, customer reviews are generally positive, citing friendly and helpful representatives and quick response times.
Claims information: Occidental Life Insurance Company of North Carolina provides easy and hassle-free claims processing for its customers. Policyholders can file claims by phone, mail, or through the company’s website. The company also has a team of experienced claims adjusters who work to process claims quickly and efficiently.
Company apps: Occidental Life Insurance Company of North Carolina does not have its own mobile app, but customers can access their accounts and policy information through the IHC Group mobile app. The app is available for free on the App Store and Google Play.
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Occidental Life Insurance Company of North Carolina Discounts Available
Occidental Life Insurance Company of North Carolina offers several discounts to help customers save money on their insurance policies. These discounts include:
- Multi-policy discount: Customers who have multiple policies with the company can receive a discount on their premiums.
- Good health discount: Customers who maintain good health and undergo regular health screenings can receive a discount on their health insurance premiums.
- Group discount: Employers and organizations that offer Occidental Life Insurance Company of North Carolina policies to their employees or members may be eligible for a group discount.
- Senior discount: Seniors who are over a certain age and meet certain criteria can receive a discount on their life insurance premiums.
These discounts can help customers save money on their insurance premiums and make Occidental Life Insurance Company of North Carolina a more affordable choice for insurance coverage.
Occidental Life Insurance Company of North Carolina Coverage Options
Occidental Life Insurance Company of North Carolina offers a range of insurance products to meet the needs of individuals and businesses. The coverage options offered by the company include:
- Life insurance: Occidental Life Insurance Company of North Carolina offers various types of life insurance, including term life insurance, whole life insurance, and universal life insurance.
- Health insurance: The company provides health insurance plans that cover medical expenses such as doctor visits, hospitalization, and prescription medications.
- Medicare supplement insurance: Occidental Life Insurance Company of North Carolina offers Medicare supplement insurance plans that cover certain expenses that are not covered by Original Medicare, such as deductibles, copayments, and coinsurance.
- Dental insurance: The company provides dental insurance plans that cover routine dental care as well as major dental procedures.
- Vision insurance: Occidental Life Insurance Company of North Carolina offers vision insurance plans that cover eye exams, prescription eyewear, and other vision-related expenses.
- Accident insurance: The company provides accident insurance plans that help cover medical expenses and other costs in the event of an accidental injury.
- Critical illness insurance: Occidental Life Insurance Company of North Carolina offers critical illness insurance plans that provide a lump-sum payment in the event of a serious illness such as cancer, heart attack, or stroke.
These coverage options provide customers with the flexibility to choose the insurance products that meet their specific needs and budget.
Occidental Life Insurance Company of North Carolina vs. Competitors
Occidental Life Insurance Company of North Carolina operates in a highly competitive market, with several other major insurance companies offering similar products and services. Some of the main competitors of Occidental Life Insurance Company of North Carolina include:
- State Farm: State Farm is one of the largest insurance companies in the US, offering a range of insurance products including auto, home, life, health, and disability insurance. They also offer banking and investment services.
- Allstate: Allstate is another major insurance company offering a range of products including auto, home, life, and business insurance. They also offer banking and investment services.
- Nationwide: Nationwide is a large insurance and financial services company that provides auto, home, life, and business insurance products as well as banking and investment services.
- MetLife: MetLife is a global insurance and financial services company that provides life, dental, disability, and auto insurance, as well as retirement and investment products.
- Prudential: Prudential is a leading provider of life insurance and annuities, as well as other financial products and services. They offer a range of life insurance options including term life, whole life, and universal life insurance.
These companies offer similar products and services to Occidental Life Insurance Company of North Carolina and are also well-established and respected in the industry.
Frequently Asked Questions
How do I qualify for a Non-Tobacco User Discount?
To qualify for a Non-Tobacco User Discount, you must be a non-tobacco user for at least 12 months prior to applying for coverage.
What is the maximum coverage amount for term life insurance?
The maximum coverage amount for term life insurance varies depending on the customer’s age and other factors. Contact Occidental Life Insurance Company of North Carolina for more information.
How do I file a claim with Occidental Life Insurance Company of North Carolina?
To file a claim, contact Occidental Life Insurance Company of North Carolina’s claims department by phone or email. A claims representative will guide you through the process.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.