Old American County Mutual Fire Insurance Company: Customer Ratings & Reviews [2024]

Old American County Mutual Fire Insurance Company, with its robust "A" (Excellent) rating from A.M. Best, provides homeowners a reliable choice for comprehensive coverage and trusted protection.

UPDATED: Jan 21, 2024Fact Checked

Maria Hanson

Insurance and Finance Writer

Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability. Maria has expanded her scope of expertise to home, health, and life i...

Insurance and Finance Writer

Brad Larson

Licensed Insurance Agent

Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...

Licensed Insurance Agent

UPDATED: Jan 21, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jan 21, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 21, 2024Fact Checked
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Old American County Mutual Fire Insurance Company

Average monthly rate for good drivers:

$100

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Wide range of insurance products and services
  • Competitive rates for homeowners
  • Strong financial rating from A.M. Best
  • Excellent customer service and support

Cons

  • Limited availability in select states
  • May not offer coverage for specialized risks or high-value properties
  • Discounts may vary depending on location and eligibility requirements

Final Verdict: Review of Old American County Mutual Fire Insurance Company

Old American County Mutual Fire Insurance Company is a reputable insurance provider with a strong history and mission focused on protecting homes and belongings. They offer comprehensive coverage options for homeowners, including a variety of insurance products and services at competitive rates.

Their A.M. Best rating of “A” (Excellent) speaks to their financial strength and stability. While their availability may be limited in some states, their customer service and support are highly regarded.

However, potential customers should be aware of certain limitations, such as coverage for specialized risks or high-value properties, and varying discounts based on location and eligibility requirements. Overall, Old American County Mutual Fire Insurance Company provides reliable coverage options for homeowners seeking to safeguard their homes and belongings.

As a leading insurance provider, Old American County Mutual Fire Insurance Company offers a wide range of insurance products to protect your home, belongings, and more. With a strong reputation for reliability and exceptional customer service, they have been serving customers for [number] years. In this review, we will delve into the company's history, mission, main products and services, costs, coverage areas, discounts, customer reviews, and frequently asked questions (FAQs). Whether you are a homeowner, renter, or condo owner, Old American County Mutual Fire Insurance Company has you covered.

What You Should Know About Old American County Mutual

Company Contact Information:

Financial Ratings:

  • A.M. Best Rating: A (Excellent)

Customer Service Ratings:

  • Customer reviews are positive feedback for the company’s customer service and support.

Old American County Mutual Insurance Coverage Options

Old American County Mutual Fire Insurance Company offers a range of coverage options to protect homeowners and their properties. These coverage options may include:

  • Dwelling coverage: Provides protection for the physical structure of the home against covered perils, such as fire, theft, and vandalism.
  • Personal property coverage: Covers the belongings inside the home, such as furniture, electronics, and clothing, against covered perils.
  • Liability coverage: Offers protection against legal liability for bodily injury or property damage caused to others on your property.
  • Additional living expenses coverage: Helps cover the costs of temporary living arrangements if your home becomes uninhabitable due to a covered peril.
  • Medical payments coverage: Pays for medical expenses if someone is injured on your property, regardless of fault.
  • Personal liability umbrella coverage: Provides additional liability coverage above the limits of your primary home insurance policy.
  • Optional endorsements: Old American County Mutual Fire Insurance Company may offer additional endorsements or riders that can be added to the policy to customize coverage based on individual needs, such as scheduled personal property coverage, water backup coverage, or identity theft coverage.

Note: Coverage options and availability may vary by state and policy, and it is recommended to review the policy details and consult with the company directly for specific information on coverage options and limitations.

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Old American County Mutual Insurance Rates Breakdown

Driver ProfileOld American County Mutual Fire Insurance CompanyNational Average
Clean Record$115$119
1+ Ticket$133$147
1+ Accident$151$173
DUI$188$209
Poor Credit$198$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Old American County Mutual Discounts Available

DiscountOld American County Mutual Fire Insurance Company
Anti Theft15%
Good Student10%
Low Mileage18%
Paperless8%
Safe Driver10%
Senior Driver8%

Old American County Mutual Fire Insurance Company offers various discounts to eligible customers, helping them save on their insurance premiums. These discounts may include:

  • Multi-policy discount: Customers who bundle multiple policies, such as home and auto insurance, with Old American County Mutual Fire Insurance Company may qualify for a discount on their premiums.
  • Protective device discount: Homeowners who have installed safety devices in their homes, such as smoke detectors, burglar alarms, or fire sprinklers, may be eligible for a discount.
  • Claims-free discount: Customers who have not filed any claims with the company for a certain period of time may qualify for a claims-free discount on their premiums.
  • Age of home discount: Homeowners with newer homes or homes built with certain construction materials may be eligible for a discount.
  • Loyalty discount: Customers who have been with Old American County Mutual Fire Insurance Company for a certain number of years may qualify for a loyalty discount.

Note: The availability and eligibility requirements of discounts may vary by state and policy, and it is recommended to contact the company directly for the most accurate and up-to-date information.

Read more: Build America Mutual Assurance Company Review

How Old American County Mutual Ranks Among Providers

The main competitors are likely to be other insurance companies that offer similar coverage options for homeowners and properties. These may include:

  • State Farm: State Farm is a well-known insurance company that offers home insurance coverage for homeowners, including dwelling coverage, personal property coverage, liability coverage, and additional living expenses coverage.
  • Allstate: Allstate is another popular insurance company that provides home insurance coverage, including dwelling coverage, personal property coverage, liability coverage, and optional endorsements.
  • Farmers Insurance: Farmers Insurance is a national insurance company that offers home insurance coverage with various coverage options, including dwelling coverage, personal property coverage, liability coverage, and additional living expenses coverage.
  • Liberty Mutual: Liberty Mutual is a major insurance company that offers home insurance coverage, including dwelling coverage, personal property coverage, liability coverage, and optional endorsements.
  • Nationwide: Nationwide is a well-known insurance company that provides home insurance coverage, including dwelling coverage, personal property coverage, liability coverage, and optional endorsements.

Read more: Nationwide Mutual Fire Insurance Company: Customer Ratings & Reviews

Please note that the list of competitors mentioned above is based on general assumptions and may not represent the actual competitors of Old American County Mutual Fire Insurance Company. It is recommended to research and consult with the company directly for accurate and up-to-date information on its specific competitors in the insurance market.

Frequently Asked Questions

What states does Old American County Mutual Fire Insurance Company offer its services in?

The article does not mention specific states where Old American County Mutual Fire Insurance Company offers its services.

What types of discounts are available from Old American County Mutual Fire Insurance Company?

Old American County Mutual Fire Insurance Company offers various discounts, such as multi-policy discounts, safety features discounts, claims-free discounts, and loyalty discounts.

How can I qualify for discounts from Old American County Mutual Fire Insurance Company?

Qualification for discounts from Old American County Mutual Fire Insurance Company may vary depending on the specific discount. For example, multi-policy discounts may require bundling home and auto insurance with the company, while safety features discounts may be applicable if your home has certain security measures installed.

How can I find customer ratings and reviews for Old American County Mutual Fire Insurance Company?

To find customer ratings and reviews for Old American County Mutual Fire Insurance Company, you can explore various online platforms and websites. Start by visiting the company’s official website, as they may provide testimonials or customer feedback.

Why are customer ratings and reviews important when choosing an insurance company?

Customer ratings and reviews are important when selecting an insurance company as they provide valuable insights into the experiences of policyholders. They can help you evaluate the company’s reputation, customer service, claims handling, coverage options, pricing, and overall customer satisfaction.

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Maria Hanson

Insurance and Finance Writer

Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability. Maria has expanded her scope of expertise to home, health, and life i...

Insurance and Finance Writer

Brad Larson

Licensed Insurance Agent

Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Reviews
for Old American County Mutual

3.67 (7 reviews)
1
October 10, 2018

Jacob370

Worst insurance

Yall have the worst insurance i feel robbed 3 cars totaled and there trying to pay me way less then the value on all 3 i highly recommend you dont buy this insurance
5
March 7, 2018

pgar3768

costumer for life

The company is great. Low prices as well, costumer service is great. They have multi car discounts as well
3
October 15, 2017

Marybcon

Overall review

I had a problem trying to get the windshield repairs,, but other than that it's pretty good insurance at a pretty good price.
1.5
September 29, 2017

Slim1

Payments

Payments to high for liability coverage. That you can't add pip. Uninsured motorists is to much. 218 a month
5
August 28, 2017

babydro27

Great Value

The agencies work with special needs you may have and help you to find the cheapest coverage for your vehicle.
4.5
August 28, 2017

Bmaqueda19

5 yr experience

Have had them 5 yrs had 1 accident 3 years ago not my fault broke my ankle they took good care of me had a new vehicle waiting on me when I recovered.
4
July 9, 2017

Honey46

Good Insurance

I bought a car and i had trouble getting the type of insurance i wanted. this company found me the best and affordable policy that fitted my needs.
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