Old United Life Insurance Company Review (2024)

Old United Life Insurance Company, boasting almost seven decades of experience, offers a diverse array of insurance solutions—from life and health to auto and home coverage—ensuring tailored options and financial stability for your peace of mind.

UPDATED: Jun 14, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Jun 14, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jun 14, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jun 14, 2024Fact Checked
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Old United Life Insurance Company

Average monthly rate for healthy individuals:

N/A

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Nearly seven decades of industry experience.
  • A diverse range of insurance products to meet various needs.
  • Financial solid stability and reliability.
  • Efficient and straightforward claims process.
  • Cheerful customer reviews highlight excellent service.

Cons

  • Pricing may not be the most competitive in all areas.
  • Specific policy details and coverage options could be more transparent.

In this comprehensive article, we delve into the world of Old United Life Insurance Company, a seasoned provider with nearly seven decades of experience. Offering a diverse array of insurance solutions, including life, health, auto, home, and travel coverage, Old United stands as a stalwart in the industry, known for its financial stability and reliability.

The article details the company’s rich history, highlights its commitment to customer satisfaction through positive reviews, and emphasizes its straightforward claims process. Furthermore, it explores the range of discounts available to policyholders, making coverage more accessible.

Old United Life Insurance Company’s dedication to tailoring coverage options to individual needs ensures that customers can secure their financial futures with confidence.

Old United Life Insurance Company Insurance Coverage Options

Old United Life Insurance Company offers diverse insurance policies designed to meet your specific needs. Whether you’re looking to protect your family’s financial future, secure your health, or find peace of mind on the road, they have you covered. Here are the coverage options they provide:

  • Life insurance: Safeguard your loved ones’ financial security with a variety of life insurance policies, including term and whole-life options.
  • Health insurance: Stay protected against unexpected medical expenses with comprehensive health insurance plans that offer peace of mind when you need it most.
  • Auto insurance: Get on the road confidently knowing you have reliable auto insurance coverage to handle unexpected accidents and incidents.
  • Home insurance: Protect your most significant investment with comprehensive home insurance policies that provide coverage for various situations.
  • Travel insurance: Explore the world worry-free with travel insurance options that ensure you’re protected no matter where your adventures take you.

No matter what stage of life you’re in or what your insurance needs may be, Old United Life Insurance Company has the right coverage options to provide security and peace of mind.

Choosing the right insurance coverage is crucial for your financial well-being and peace of mind. With Old United Life Insurance Company’s wide range of coverage options, you can tailor your insurance portfolio to fit your unique needs and circumstances.

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Old United Life Insurance Company Insurance Rates Breakdown

Driver ProfileOld United Life InsuranceNational Average
Clean Record$103$119
1+ Ticket$137$147
1+ Accident$156$173
DUI$208$209
Poor Credit$178$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Old United Life Insurance Company Discounts Available

DiscountsOld United Life Insurance
Anti Theft12%
Good Student14%
Low Mileage11%
Paperless8%
Safe Driver20%
Senior Driver12%

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Old United Life Insurance Company recognizes the importance of helping their customers save on insurance costs. They offer various discounts to make coverage more affordable. Here are some of the discounts you can take advantage of:

  • Multi-policy discount: Save money when you bundle multiple insurance policies with Old United Life Insurance Company. Combining your home and auto insurance, for example, can lead to significant savings.
  • Safe driver discount: If you have a clean driving record and a history of safe driving, you may qualify for a safe driver discount, which can reduce your auto insurance premiums.
  • Good student discount: Students with good academic records often qualify for discounts on their auto insurance. This can be a significant benefit for young drivers and their parents.
  • Home security discount: If you’ve installed security features in your home, such as alarm systems or smoke detectors, you may be eligible for a discount on your homeowners’ insurance.
  • Multi-car discount: Insuring multiple vehicles with Old United Life Insurance Company can lead to savings. This is an excellent option for families with multiple drivers.
  • Paid-in-full discount: Paying your premium in one lump sum rather than in monthly installments can result in a discount on your policy.
  • Renewal discount: Staying loyal to Old United Life Insurance Company can pay off. They often offer renewal discounts to reward long-term customers.
  • Good health discount: Maintaining good health can also lead to discounts on health and life insurance premiums.

These discounts can vary depending on your location and specific policy, so it’s essential to discuss your eligibility with an Old United Life Insurance Company representative. They can help you maximize your savings while ensuring you have the coverage you need.

How Old United Life Insurance Company Ranks Among Providers

The competitive landscapes can change over time, so it’s advisable to conduct current market research for the most up-to-date information. Some potential competitors for Old United Life Insurance Company might include:

  • State Farm: State Farm is one of the largest insurance providers in the United States, offering a wide range of insurance products, including auto, home, and life insurance. They have a substantial market presence and a strong network of agents.
  • Allstate: Allstate is known for its extensive advertising campaigns and provides various insurance options, including auto, home, life, and more. They emphasize technology-driven tools for policyholders.
  • Progressive: Progressive is a major player in the auto insurance sector, offering competitive rates and innovative policies. They are known for their user-friendly online platform and unique coverage options.
  • Geico: Geico is well-known for its catchy advertising and competitive auto insurance rates. They focus on providing direct-to-consumer insurance and often highlight their cost-saving options.
  • Nationwide: Nationwide offers a wide range of insurance products and financial services. They have a strong presence in auto, home, and pet insurance, along with other lines of coverage.
  • Prudential: Prudential is a significant competitor in the life insurance sector, offering various life insurance and retirement planning products. They have a long-standing history and a strong financial reputation.
  • Metlife: Metlife is another major player in the life insurance market, providing life insurance, dental insurance, and other financial services. They have a global presence.
  • AIG (American International Group): AIG is known for offering a broad spectrum of insurance products, including life, property, and casualty insurance, as well as retirement and investment solutions.
  • Farmers Insurance: Farmers Insurance provides auto, home, and life insurance, among other products. They often emphasize their personalized approach to coverage.
  • Liberty Mutual: Liberty Mutual offers various insurance products, including auto, home, and property insurance. They are known for their focus on customer service and comprehensive coverage options.

The competitive landscape can vary by region, and customer preferences and market dynamics can change over time. To make an informed decision about insurance providers, consumers should compare offerings, pricing, customer service, and coverage options based on their individual needs and circumstances.

Additionally, it’s advisable to check the latest market developments and customer reviews when evaluating competitors.

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Old United Life Insurance Company Claims Process

Ease of Filing a Claim

Old United Life Insurance Company understands the importance of a smooth and hassle-free claims process. They offer multiple channels for filing claims, ensuring convenience for their policyholders.

You can file a claim online through their user-friendly website, over the phone by speaking with their dedicated customer support team, or even via their mobile app, providing flexibility to suit your preferences.

Average Claim Processing Time

When it comes to processing claims, Old United Life Insurance Company is committed to efficiency. While specific processing times may vary depending on the nature and complexity of the claim, they strive to expedite the process. Policyholders can expect a reasonable and timely resolution to their claims.

Customer Feedback on Claim Resolutions and Payouts

Customer satisfaction is paramount to Old United Life Insurance Company, and this extends to their claims resolutions and payouts. They take pride in delivering fair and transparent outcomes for their policyholders. To gauge customer sentiment, they actively collect feedback on their claims handling process and continuously work to improve it.

Old United Life Insurance Company Digital and Technological Features

Mobile App Features and Functionality

Old United Life Insurance Company offers a feature-rich mobile app that empowers policyholders with convenient access to their insurance information. The app allows you to view policy details, make premium payments, initiate claims, and even track the status of your claims—all from the palm of your hand. It’s designed to simplify insurance management on the go.

Online Account Management Capabilities

Managing your insurance policies has never been easier, thanks to Old United Life Insurance Company’s online account management capabilities. Through their secure online portal, policyholders can review and update their policies, view billing statements, and access important documents, ensuring complete control and transparency over their coverage.

Digital Tools and Resources

Old United Life Insurance Company provides a wealth of digital tools and resources to assist policyholders in making informed decisions. From online calculators to educational materials, they offer valuable resources that empower individuals to better understand their insurance options and make choices that align with their unique needs and circumstances.

Frequently Asked Questions

How long has Old United Life Insurance Company been in business?

Old United Life Insurance Company was founded in 1952, boasting almost seven decades of experience.

What types of insurance does Old United Life Insurance Company offer?

Old United Life Insurance Company offers life, health, auto, home, and travel insurance.

How can I file a claim with Old United Life Insurance Company?

Filing a claim is easy; simply contact their customer support, and they will guide you through the process.

Is Old United Life Insurance Company financially stable?

Yes, the company maintains financial strength, ensuring they can fulfill their commitments to policyholders.

Are there any drawbacks to choosing Old United Life Insurance Company?

While the company offers many advantages, it’s crucial to consider factors like pricing and specific policy details before making a decision. Conducting thorough research and comparing options is recommended.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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