Physicians Life Insurance Company: Customer Ratings & Reviews [2023]

What You Should Know About Physicians Life Insurance Company

Company Contact Information:

• Phone: 1-800-999-1030
• Website: www.physicianslife.com
• Address: Physicians Mutual Insurance Company 2600 Dodge St. Omaha, NE 68131

Related Parent or Child Companies:
There is no specific information available at this time.

Financial Ratings:

• A.M. Best Rating: A-
• Better Business Bureau Rating: A+

Customer Service Ratings:

• Better Business Bureau Rating: A+
• Consumer Affairs Rating: 3.9 out of 5 stars

Claims Information:

• Claims can be filed online or by phone.
• The company offers a 24/7 claims service hotline.
• The company states that they handle claims promptly and efficiently.

Company Apps:

There is no specific information available at this time.

Physicians Life Insurance Company Insurance Coverage Options

Physicians Life Insurance Company offers a range of coverage options to meet the unique needs of their customers. These coverage options include:

• Term life insurance: Provides coverage for a specified period of time (e.g., 10, 15, 20, or 30 years).
• Whole life insurance: Provides permanent coverage for the duration of the policyholder’s life, as long as premiums are paid.
• Final expense insurance: Provides coverage specifically for funeral and burial expenses.
• Medicare supplement insurance: Helps cover the out-of-pocket costs associated with Medicare.
• Annuities: Helps customers protect their retirement savings by providing a guaranteed income stream.

Customers can choose the type of coverage that best suits their needs, and can work with a representative from Physicians Life Insurance Company to ensure that they have the right amount of coverage for their unique situation.

Physicians Life Insurance Company Discounts Available

Physicians Life Insurance Company offers a range of discounts to help customers save money on their premiums. These discounts include:

• Multi-policy discount: Customers who have more than one policy with Physicians Life Insurance Company can receive a discount on their premiums.
• Good health discount: Customers who meet certain health criteria can receive a discount on their premiums.
• Non-smoker discount: Customers who do not smoke or use tobacco products can receive a discount on their premiums.
• Loyalty discount: Customers who have been with Physicians Life Insurance Company for a certain number of years can receive a discount on their premiums.
• Automatic payment discount: Customers who set up automatic payments can receive a discount on their premiums.

These discounts can add up to significant savings on customers’ premiums and can help make life insurance coverage more affordable.

How Physicians Life Insurance Company Ranks Among Providers

Physicians Life Insurance Company’s main competitors are other companies that offer life insurance policies, such as:

• State Farm: This company offers a wide range of insurance products, including life insurance, and has been in business since 1922.
• Allstate: Allstate is another well-known insurance company that offers life insurance policies, as well as other types of insurance products.
• Mutual of Omaha: This company has been in business for over 100 years and offers a variety of life insurance policies, including term life, whole life, and universal life insurance.
• Nationwide: Nationwide is a Fortune 100 company that offers a range of insurance and financial products, including life insurance.
• New York Life: New York Life is the largest mutual life insurance company in the United States, and has been in business for over 175 years. They offer a variety of life insurance policies, as well as other financial products.

Overall, these companies are strong competitors of Physicians Life Insurance Company due to their long histories, varied product offerings, and reputations for quality customer service.