Praetorian Insurance Company: Customer Ratings & Reviews [2023]

Is Praetorian Insurance Company a Good Choice?

Praetorian Insurance reviews are fairly mixed. They do have a financial rating of A (excellent) from A.M. Best. However, the same can’t be said about their customer reviews on the site, where they’ve only received 1.5 out of 5 stars. The Better Business Bureau has given Praetorian Insurance a B-rating and customers have given them a 1 out of 5 stars on the site.

While these reviews are important, it is equally important to make your own decision. You can decide if Praetorian Insurance is best for you by inquiring about their policies and rates before making an informed decision.

Praetorian Insurance Company Rates

The rates offered through Praetorian Insurance differ based on the type of coverage you are purchasing. While they doesn’t currently list their rates online, we have provided information on how these rates might be determined for some of their most popular products.

Praetorian Auto Insurance

Most auto insurance companies determine rates based on a number of factors, including location, age, driving record, and more. On Praetorian Insurance’s website, they boast auto insurance programs as low as $20 a month.

They also claim to offer several auto insurance discounts, including a bundling discount wherein you can bundle Praetorian home and auto insurance policies. This can save you up to 15 percent.

Although Praetorian boasts low rates for car insurance, it is important to consider the policies they offer and their customer service before making a decision. You must also research how much auto insurance is required in your state, especially if you are only interested in minimum coverage. The chart below details each state’s minimum requirements for auto insurance.

On their website, Praetorian claims that they offer an additional package for collision and comprehensive coverage. Since basic liability coverage will only pay for the other driver’s damages during an at-fault accident, many people find it beneficial to have collision and comprehensive coverage.

Additionally, Praetorian Insurance offers roadside assistance with their basic coverage, something that many other auto insurance companies charge extra for.

Praetorian Home Insurance

Much like auto insurance, home insurance rates are based on a number of factors. Energy-efficient additions, pet ownership, and credit score are just a few variables that may affect your home insurance rates. The best way to inquire about Praetorian Insurance’s rates is to contact their customer service.

Praetorian Insurance Customer Service

Praetorian offers 24/7 customer service, which can be reached for claims and quotes. Online bill payments and claims can also be made through their website. They also provide an insurance calculator to help give you an estimate of your possible insurance rates.