Property and Casualty Insurance Company of Hartford: Customer Ratings & Reviews [2024]

Property and Casualty Insurance Company of Hartford stands as a trusted provider, offering comprehensive coverage for homes, autos, and businesses, with a commitment to helping you make informed choices about your insurance needs.

UPDATED: Feb 18, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Feb 18, 2024Fact Checked

Melissa Morris

Professor of Nutrition & Kinesiology

Melissa Morris has a BS and MS in exercise science and a doctorate in educational leadership. She is an ACSM certified exercise physiologist and an ISSN certified sports nutritionist. She teaches nutrition and applied kinesiology at the University of Tampa. She has been featured on Yahoo, HuffPost, Eat This, Bulletproof, Vitacost, LIVESTRONG, Toast Fried, The Trusty Spotter, Best Comp...

Professor of Nutrition & Kinesiology

Brad Larson

Licensed Insurance Agent

Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...

Licensed Insurance Agent

UPDATED: Feb 18, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Feb 18, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Feb 18, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Feb 18, 2024Fact Checked
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Property and Casualty Insurance Company of Hartford

Average monthly rate for homeowners:

$106

A.M. Best rating:

A+ (Superior)

Complaint level:

Low

Pros

  • Wide range of insurance products offered
  • Excellent customer service
  • Reliable coverage and easy claims process
  • Discounts available to help customers save money
  • Long history of providing insurance coverage

Cons

  • Premiums can be higher than some competitors
  • Limited availability in some states
  • Some customers have reported frustration with the cost of their premiums.

Final Verdict: Review of Property and Casualty Insurance Company of Hartford

Property and Casualty Insurance Company of Hartford is a highly rated insurance provider with a long history of providing reliable coverage and excellent customer service. The company offers a wide range of insurance products, including auto, home, and business insurance, and has a low complaint level. Although premiums can be higher than some competitors, the company offers discounts to help customers save money. Property and Casualty Insurance Company of Hartford is a great option for those looking for dependable coverage and top-notch customer service.

When it comes to protecting your home, car, and other valuable assets, you want to ensure that you have the right insurance coverage. Property and Casualty Insurance Company of Hartford is a well-respected insurance provider that offers a range of insurance products to meet your needs. With a long history of providing reliable insurance coverage and excellent customer service, Property and Casualty Insurance Company of Hartford is a top choice for individuals and businesses across the country.

What You Should Know About Property and Casualty Insurance Company of Hartford

Company Contact Information:

  • Property and Casualty Insurance Company of Hartford
  • Address: One Hartford Plaza, Hartford, CT 06155
  • Phone number: 1-800-243-5860
  • Website: https://www.thehartford.com/

Related Parent or Child Companies:

Property and Casualty Insurance Company of Hartford is a subsidiary of The Hartford Financial Services Group, Inc., which is a large insurance and financial services company based in the United States. The Hartford Financial Services Group, Inc. offers a wide range of insurance products, including auto, home, and business insurance, as well as investment products, retirement planning services, and employee benefits.

Financial Ratings:

  • A+ (Superior) from A.M. Best
  • AA- (Very Strong) from S&P Global Ratings

Customer Service Ratings:

Property and Casualty Insurance Company of Hartford has generally positive customer service ratings. On ConsumerAffairs, the company has received an average rating of 4.5 out of 5 stars, with many customers praising the company’s helpful and responsive customer service representatives. On Trustpilot, the company has a slightly lower rating of 3.8 out of 5 stars, with some customers expressing frustration with the claims process and premium costs.

Claims Information:

  • Easy online claims process available
  • Customers can also file claims over the phone or through a local agent
  • Claims hotline: 1-800-243-5860

Company Apps:

The Hartford mobile app allows customers to manage their policies, file claims, and access roadside assistance. Available for free on the App Store and Google Play.

Property and Casualty Insurance Company of Hartford Insurance Coverage Options

Property and Casualty Insurance Company of Hartford offers a range of insurance products and services, including:

  • Homeowners insurance: Their homeowners insurance policies offer coverage for your home, personal property, and liability protection. They also offer additional coverage options such as flood insurance and identity theft protection.
  • Auto insurance: Their auto insurance policies offer coverage for your car, liability protection, and additional coverage options such as collision and comprehensive coverage. They also offer roadside assistance and rental car coverage.
  • Business insurance: Their business insurance policies offer coverage for small businesses, including liability, property, and workers’ compensation insurance. They also offer specialty coverage options such as cyber liability insurance.
  • Umbrella insurance: Their umbrella insurance policies provide additional liability coverage above and beyond what is included in your other insurance policies.

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Property and Casualty Insurance Company of Hartford Insurance Rates Breakdown

Driver ProfileProperty and Casualty InsuranceNational Average
Clean Record$83$119
1+ Ticket$129$147
1+ Accident$167$173
DUI$263$209
Poor Credit$143$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

Property and Casualty Insurance Company of Hartford Discounts Available

DiscountsProperty and Casualty Insurance
Anti Theft13%
Good Student17%
Low Mileage13%
Paperless9%
Safe Driver25%
Senior Driver14%

Property and Casualty Insurance Company of Hartford offers a variety of discounts to help customers save money on their insurance premiums, including:

  • Multi-policy discounts: Customers who have multiple insurance policies with Property and Casualty Insurance Company of Hartford can save money on their premiums.
  • Safety discounts: Customers who have safety features installed in their home or car can qualify for discounts.
  • Good student discounts: Students who maintain good grades can qualify for discounts on their auto insurance premiums.
  • Mature driver discounts: Drivers over a certain age can qualify for discounts on their auto insurance premiums.

How Property and Casualty Insurance Company of Hartford Ranks Among Providers

Property and Casualty Insurance Company of Hartford has several competitors in the insurance industry, including:

  • State Farm: State Farm is one of the largest insurance providers in the United States, offering a wide range of insurance products, including auto, home, and business insurance. The company is known for its competitive rates and strong financial stability.
  • GEICO: GEICO is a popular insurance provider that offers affordable rates and easy-to-use online tools. The company is well-known for its advertising campaigns and has a strong reputation for customer service.
  • Allstate: Allstate is a well-known insurance company that offers a wide range of insurance products, including auto, home, and life insurance. The company is known for its customizable policies and innovative technology, such as its Drivewise program, which rewards safe driving habits.
  • Progressive: Progressive is a large insurance provider that offers a variety of insurance products, including auto, home, and renters insurance. The company is known for its competitive rates and easy-to-use online tools, such as its Name Your Price tool, which helps customers find a policy that fits their budget.

These competitors, among others, offer similar insurance products and services and compete with Property and Casualty Insurance Company of Hartford in terms of pricing, customer service, and coverage options. Customers looking for insurance coverage should compare rates and features from multiple providers to find the best fit for their needs.

Frequently Asked Questions

What kind of discounts does Property and Casualty Insurance Company of Hartford offer?

The company offers several discounts, including a safe driver discount, a multi-policy discount, a defensive driving discount, and a good student discount, among others.

How do I qualify for the safe driver discount?

To qualify for the safe driver discount, you must have a clean driving record with no accidents or traffic violations for at least three years.

What is the multi-policy discount?

The multi-policy discount is offered to customers who have multiple policies with Property and Casualty Insurance Company of Hartford, such as auto and home insurance.

How do I qualify for the defensive driving discount?

To qualify for the defensive driving discount, you must complete an approved defensive driving course. The course must be completed within the past three years.

What is Property and Casualty Insurance Company of Hartford?

Property and Casualty Insurance Company of Hartford, often referred to as P&C Insurance Company of Hartford, is an insurance provider that offers various property and casualty insurance products to individuals and businesses.

How can I find customer ratings and reviews for Property and Casualty Insurance Company of Hartford?

To find customer ratings and reviews for Property and Casualty Insurance Company of Hartford, you can visit reputable review websites, such as Consumer Reports, JD Power, or the Better Business Bureau. These platforms often collect feedback and ratings from customers to help you make an informed decision.

Are there any customer ratings and reviews available for Property and Casualty Insurance Company of Hartford?

Yes, there are customer ratings and reviews available for Property and Casualty Insurance Company of Hartford. By conducting an online search or visiting review websites, you can access feedback from current or past customers who have shared their experiences with the company.

What factors should I consider when evaluating customer ratings and reviews?

When evaluating customer ratings and reviews for any insurance company, including Property and Casualty Insurance Company of Hartford, consider the following factors:

  • Overall customer satisfaction: Look for patterns in reviews that indicate whether customers are generally satisfied with the company’s services.
  • Claims handling: Pay attention to how customers describe their experience with filing and settling claims.
  • Customer service: Assess feedback on the company’s responsiveness, helpfulness, and professionalism.
  • Policy options and coverage: Consider reviews that discuss the range of insurance products offered and the adequacy of coverage provided.
  • Pricing and value: Review comments related to premium costs and whether customers feel they are receiving fair value for their money.

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Melissa Morris

Professor of Nutrition & Kinesiology

Melissa Morris has a BS and MS in exercise science and a doctorate in educational leadership. She is an ACSM certified exercise physiologist and an ISSN certified sports nutritionist. She teaches nutrition and applied kinesiology at the University of Tampa. She has been featured on Yahoo, HuffPost, Eat This, Bulletproof, Vitacost, LIVESTRONG, Toast Fried, The Trusty Spotter, Best Comp...

Professor of Nutrition & Kinesiology

Brad Larson

Licensed Insurance Agent

Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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