Property and Casualty Insurance Company of Hartford: Customer Ratings & Reviews [2023]

Protect Your Assets with Property & Casualty Insurance from Hartford - Comprehensive Coverage for Your Home, Auto, and Business Needs

UPDATED: Apr 16, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 16, 2023Fact Checked

Free Home Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 16, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 16, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 16, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 16, 2023Fact Checked

The Bottom Line

Property and Casualty Insurance Company of Hartford is a highly rated insurance provider with a long history of providing reliable coverage and excellent customer service. The company offers a wide range of insurance products, including auto, home, and business insurance, and has a low complaint level. Although premiums can be higher than some competitors, the company offers discounts to help customers save money. Property and Casualty Insurance Company of Hartford is a great option for those looking for dependable coverage and top-notch customer service.

When it comes to protecting your home, car, and other valuable assets, you want to ensure that you have the right insurance coverage. Property and Casualty Insurance Company of Hartford is a well-respected insurance provider that offers a range of insurance products to meet your needs. With a long history of providing reliable insurance coverage and excellent customer service, Property and Casualty Insurance Company of Hartford is a top choice for individuals and businesses across the country.

Is Property and Casualty Insurance Company of Hartford a Good Choice?

Company contact information:

  • Property and Casualty Insurance Company of Hartford
  • Address: One Hartford Plaza, Hartford, CT 06155
  • Phone number: 1-800-243-5860
  • Website: https://www.thehartford.com/

Related parent or child companies: Property and Casualty Insurance Company of Hartford is a subsidiary of The Hartford Financial Services Group, Inc., which is a large insurance and financial services company based in the United States. The Hartford Financial Services Group, Inc. offers a wide range of insurance products, including auto, home, and business insurance, as well as investment products, retirement planning services, and employee benefits.

Financial ratings:

  • A+ (Superior) from A.M. Best
  • AA- (Very Strong) from S&P Global Ratings

Customer service ratings: Property and Casualty Insurance Company of Hartford has generally positive customer service ratings. On ConsumerAffairs, the company has received an average rating of 4.5 out of 5 stars, with many customers praising the company’s helpful and responsive customer service representatives. On Trustpilot, the company has a slightly lower rating of 3.8 out of 5 stars, with some customers expressing frustration with the claims process and premium costs.

Claims information:

  • Easy online claims process available
  • Customers can also file claims over the phone or through a local agent
  • Claims hotline: 1-800-243-5860

Company apps: The Hartford mobile app allows customers to manage their policies, file claims, and access roadside assistance. Available for free on the App Store and Google Play.

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

Property and Casualty Insurance Company of Hartford Discounts Available

Property and Casualty Insurance Company of Hartford offers a variety of discounts to help customers save money on their insurance premiums, including:

  • Multi-policy discounts: Customers who have multiple insurance policies with Property and Casualty Insurance Company of Hartford can save money on their premiums.
  • Safety discounts: Customers who have safety features installed in their home or car can qualify for discounts.
  • Good student discounts: Students who maintain good grades can qualify for discounts on their auto insurance premiums.
  • Mature driver discounts: Drivers over a certain age can qualify for discounts on their auto insurance premiums.

Property and Casualty Insurance Company of Hartford Coverage Options

Property and Casualty Insurance Company of Hartford offers a range of insurance products and services, including:

  • Homeowners insurance: Their homeowners insurance policies offer coverage for your home, personal property, and liability protection. They also offer additional coverage options such as flood insurance and identity theft protection.
  • Auto insurance: Their auto insurance policies offer coverage for your car, liability protection, and additional coverage options such as collision and comprehensive coverage. They also offer roadside assistance and rental car coverage.
  • Business insurance: Their business insurance policies offer coverage for small businesses, including liability, property, and workers’ compensation insurance. They also offer specialty coverage options such as cyber liability insurance.
  • Umbrella insurance: Their umbrella insurance policies provide additional liability coverage above and beyond what is included in your other insurance policies.

Property and Casualty Insurance Company of Hartford vs. Competitors

Property and Casualty Insurance Company of Hartford has several competitors in the insurance industry, including:

  • State Farm: State Farm is one of the largest insurance providers in the United States, offering a wide range of insurance products, including auto, home, and business insurance. The company is known for its competitive rates and strong financial stability.
  • GEICO: GEICO is a popular insurance provider that offers affordable rates and easy-to-use online tools. The company is well-known for its advertising campaigns and has a strong reputation for customer service.
  • Allstate: Allstate is a well-known insurance company that offers a wide range of insurance products, including auto, home, and life insurance. The company is known for its customizable policies and innovative technology, such as its Drivewise program, which rewards safe driving habits.
  • Progressive: Progressive is a large insurance provider that offers a variety of insurance products, including auto, home, and renters insurance. The company is known for its competitive rates and easy-to-use online tools, such as its Name Your Price tool, which helps customers find a policy that fits their budget.

These competitors, among others, offer similar insurance products and services and compete with Property and Casualty Insurance Company of Hartford in terms of pricing, customer service, and coverage options. Customers looking for insurance coverage should compare rates and features from multiple providers to find the best fit for their needs.

Frequently Asked Questions

What kind of discounts does Property and Casualty Insurance Company of Hartford offer?

The company offers several discounts, including a safe driver discount, a multi-policy discount, a defensive driving discount, and a good student discount, among others.

How do I qualify for the safe driver discount?

To qualify for the safe driver discount, you must have a clean driving record with no accidents or traffic violations for at least three years.

What is the multi-policy discount?

The multi-policy discount is offered to customers who have multiple policies with Property and Casualty Insurance Company of Hartford, such as auto and home insurance.

How do I qualify for the defensive driving discount?

To qualify for the defensive driving discount, you must complete an approved defensive driving course. The course must be completed within the past three years.

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption