Property-Owners Insurance Company Review (2024)
Property-Owners Insurance Company stands as a prominent choice in the insurance sector, renowned for its unwavering commitment to delivering holistic coverage solutions spanning homes, automobiles, businesses, and flood protection, making it a preferred option for safeguarding invaluable assets.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Jun 14, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 14, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Property-Owners Insurance Company
Average monthly rate for business insurance:
$92A.M. Best rating:
A+Complaint level:
LowPros
- Comprehensive coverage options
- Exceptional customer service
- Quick and efficient claims processing
- Competitive rates
- Local agents for personalized assistance
Cons
- Limited availability in some regions
- Limited online quote options for certain policies
- May not offer some specialized insurance types
- Premiums may vary based on location and individual factors
In this comprehensive article, we explore Property-Owners Insurance Company, a trusted provider offering an array of insurance solutions tailored to diverse needs. The company extends coverage across four primary categories: home insurance, auto insurance, business insurance, and flood insurance.
Property-Owners Insurance Company stands out with its rich history, exceptional customer service, and efficient claims processing, offering customers personalized policies, competitive rates, and the peace of mind they seek.
The article details the advantages of choosing this insurer, outlines the claims process, and provides expert tips for selecting the right insurance policy. Additionally, it highlights the positive impact of customer reviews and concludes with a set of informative FAQs.
Property-Owners Insurance Company emerges as a reliable partner, emphasizing not only comprehensive coverage but also a commitment to safeguarding what matters most to its customers
Property-Owners Insurance Company Insurance Coverage Options
Property-Owners Insurance Company offers a diverse range of coverage options to meet the various needs of their customers. Here are the coverage options provided by the company:
- Home Insurance: Comprehensive coverage for your dwelling, personal belongings, and liability protection.
- Auto Insurance: Protection for your vehicle against accidents, theft, vandalism, and more, with customizable options.
- Business Insurance: Tailored commercial insurance solutions to safeguard business assets, employees, and operations.
- Flood Insurance: Coverage to protect your property from the devastating effects of flooding.
These coverage options are customizable, allowing you to tailor your policies to your specific needs. Whether you’re looking to protect your home, vehicle, business, or safeguard against flooding, Property-Owners Insurance Company offers comprehensive solutions to provide you with peace of mind.
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Property-Owners Insurance Company Insurance Rates Breakdown
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Driver Profile Property-Owners Insurance National Average
Clean Record $92 $119
1+ Ticket $142 $147
1+ Accident $183 $173
DUI $271 $209
Poor Credit $158 $205
Property-Owners Insurance Company Discounts Available
Discounts Property-Owners Insurance
Anti Theft 13%
Good Student 18%
Low Mileage 14%
Paperless 7%
Safe Driver 26%
Senior Driver 13%
Property-Owners Insurance Company offers various discounts to help customers save on their insurance premiums. Here are some of the discounts they may provide:
- Multi-Policy Discount: Save when you bundle multiple insurance policies, such as home and auto insurance, with Property-Owners Insurance Company.
- Safe Driver Discount: Enjoy reduced rates if you have a clean driving record and demonstrate safe driving habits.
- Home Security Discount: Installing security features like alarms or smoke detectors in your home may qualify you for a discount on your homeowners’ insurance.
- Claims-Free Discount: Maintain a claims-free history with the company, and you may be eligible for lower premiums.
- Good Student Discount: If you have a student on your auto insurance policy who maintains good grades, you could receive a discount.
- Multi-Vehicle Discount: Insure multiple vehicles with Property-Owners Insurance, and you may receive a discount for each additional vehicle.
- New Homebuyer Discount: Purchasing a new home may make you eligible for a discount on your homeowners’ insurance.
- Paid-in-Full Discount: Pay your insurance premium in full upfront, and you could receive a discount.
- Mature Driver Discount: Older drivers who have completed defensive driving courses may qualify for reduced rates.
- Loyalty Discount: Staying with Property-Owners Insurance Company for an extended period may result in loyalty discounts.
Please note that the availability of these discounts may vary by location and policy type. To get the most accurate information on available discounts for your specific situation, it’s best to contact Property-Owners Insurance directly or consult with one of their local agents.
How Property-Owners Insurance Company Ranks Among Providers
Property-Owners Insurance Company faces competition from several other insurance providers in the industry.
The main competitors for Property-Owners Insurance Company can vary depending on the specific lines of insurance they offer, their geographical presence, and their target customer segments. Here are some of the notable competitors in various insurance categories:
- State farm: State farm is one of the largest home insurance providers in the United States, offering a wide range of coverage options and a strong local agent network.
- Allstate: Allstate is known for its comprehensive homeowners’ insurance policies and features like Claim Rateguard, which helps prevent rate increases after filing a claim.
- Geico: Geico is well-known for its competitive auto insurance rates and extensive advertising campaigns. They offer various discounts and online tools for policy management.
- Progressive: Progressive is recognized for its user-friendly online quote and claims process, as well as innovative features like Snapshot, a usage-based insurance program.
- The hartford: The hartford specializes in business insurance, offering coverage for small to large businesses, including workers’ compensation and property insurance.
- Travelers: Travelers provides a wide range of commercial insurance solutions, including property, liability, and business interruption coverage.
- FEMA National flood insurance program (NFIP): The NFIP offers flood insurance to property owners, and it’s often considered a key competitor in this specialized insurance category.
- Private flood insurance providers: Several private insurance companies also offer flood insurance, competing with both the NFIP and each other. These providers may offer unique coverage options and pricing.
It’s important to note that the competitive landscape in the insurance industry is dynamic, with companies constantly adjusting their offerings, rates, and customer service to gain a competitive edge.
To choose the best insurance provider for your specific needs, it’s essential to compare quotes, coverage options, customer reviews, and financial strength ratings from various companies and consult with insurance professionals or brokers if necessary.
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Navigating the Claims Procedure at Property-Owners Insurance Company
Ease of Filing a Claim
Property-Owners Insurance Company offers a user-friendly claims process that caters to modern conveniences. Policyholders can file claims through multiple channels, including online submissions, over the phone, and via mobile apps. This flexibility ensures that customers can choose the method that best suits their preferences and needs.
Average Claim Processing Time
One of the critical aspects of any insurance company is how efficiently they process claims. Property-Owners Insurance Company takes pride in its swift claim processing. On average, they prioritize quick resolutions, minimizing the time policyholders have to wait for their claims to be processed and settled.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback is invaluable when assessing an insurance company’s performance. Property-Owners Insurance Company has received positive reviews regarding their claim resolutions and payouts. Policyholders appreciate the company’s commitment to fulfilling their obligations promptly and fairly, which has contributed to their reputation as a reliable insurer.
Exploring Property-Owners Insurance Company’s Digital Innovations
Mobile App Features and Functionality
Property-Owners Insurance Company’s mobile app is a comprehensive tool for policyholders. It offers features such as policy management, claims filing, bill payments, and access to important documents. The app is designed to enhance the overall customer experience, making it easy for users to stay connected and manage their policies on the go.
Online Account Management Capabilities
Managing insurance policies online has become increasingly essential. Property-Owners Insurance Company provides robust online account management capabilities through their website. Policyholders can log in to their accounts to review policy details, make updates, and access resources, providing them with convenient control over their insurance affairs.
Digital Tools and Resources
In addition to their mobile app and online account management, Property-Owners Insurance Company offers a range of digital tools and resources. These include educational materials, FAQs, and calculators to help customers make informed decisions about their insurance coverage.
The company’s commitment to providing digital resources underscores their dedication to customer empowerment in the insurance process.
Frequently Asked Questions
What types of insurance does Property-Owners Insurance Company offer?
Property-Owners Insurance Company provides coverage in four main categories: home insurance, auto insurance, business insurance, and flood insurance. Their policies are designed to cater to a wide range of insurance needs.
How can I get a quote from Property-Owners Insurance Company?
Obtaining a quote is easy. You can request one online by filling out a simple form on their website or by reaching out to a local agent who will guide you through the process and help you customize your coverage.
What makes Property-Owners Insurance Company stand out from other insurers?
Property-Owners Insurance Company differentiates itself through personalized service, flexible coverage options, quick and efficient claims processing, competitive rates, and the presence of local agents who provide individualized guidance.
Can I bundle multiple insurance policies with Property-Owners Insurance?
Yes, you can. Property-Owners Insurance offers a multi-policy discount when you bundle multiple insurance policies with them. Bundling can provide convenience and potential cost savings.
How does the claims process work with Property-Owners Insurance Company?
If you need to file a claim, you can easily contact their claims department through the provided contact information in your policy documents. They will assist you through the process and ensure your claim is handled efficiently.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
