Provident American Life & Health Insurance Company: Customer Ratings & Reviews [2023]
With over 90 years of experience, Provident American Life & Health Insurance Company is a trusted provider of comprehensive insurance solutions for individuals and families
UPDATED: Apr 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
UPDATED: Apr 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
The Bottom Line
Provident American Life & Health Insurance Company, a reputable insurance provider that offers a range of insurance products including life, health, disability, and long-term care insurance. We have examined the company’s history and mission, as well as the different types of insurance products and services they offer. Additionally, we have discussed the cost of these services, the states where they are available, and the different types of discounts that customers can receive. Finally, we have provided a summary of customer reviews of the company. By the end , you will have a comprehensive understanding of Provident American Life & Health Insurance Company and whether they are the right insurance provider for your needs.
Provident American Life & Health Insurance Company. As you navigate the world of insurance, it’s important to have a reliable and trustworthy provider to turn to. Provident American has been serving customers for decades, offering a range of insurance products including life, health, disability, and long-term care insurance. In this guide, we’ll take a closer look at the company’s history, mission, and the products and services they offer. We’ll also explore the cost of these services, the states where they are offered, and the different types of discounts available to customers. By the end of this guide, you’ll have a comprehensive understanding of Provident American Life & Health Insurance Company and how it can meet your insurance needs.
Is Provident American Life & Health Insurance Company a Good Choice?
Company Contact Information:
- Phone: 1-800-786-9072 Website: www.providentamerican.com Address: 331 Newman Springs Road, Red Bank, NJ 07701
Related Parent or Child Companies:
- Provident American Life & Health Insurance Company is a subsidiary of Protective Life Corporation.
Financial Ratings:
- Provident American Life & Health Insurance Company has an A- (Excellent) rating from A.M. Best.
Customer Service Ratings:
- Provident American Life & Health Insurance Company is known for its excellent customer service. The company has received high ratings on customer satisfaction surveys and has a low complaint level.
Claims Information:
- Customers can file claims online or by phone. Claims are typically processed quickly and efficiently, and the company is known for its fair and prompt handling of claims.
Company Apps:
- Provident American Life & Health Insurance Company offers a mobile app for customers to access their policy information, pay premiums, file claims, and contact customer service. The app is available for both iOS and Android devices.
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Provident American Life & Health Insurance Company Discounts Available
Provident American Life & Health Insurance Company offers a range of discounts to help customers save on their insurance premiums. These include:
- Multi-policy discount: Customers can save money by bundling multiple insurance policies with Provident American, such as combining home and auto insurance.
- Safe driving discount: Drivers with a good driving record can receive a discount on their auto insurance premiums.
- Loyalty discount: Customers who have been with Provident American for a certain number of years may be eligible for a loyalty discount.
- Multi-car discount: Customers who insure more than one car with Provident American can receive a discount on their auto insurance premiums.
- Home security discount: Customers who have installed a security system in their home may be eligible for a discount on their homeowners insurance premiums.
- Good health discount: Customers who lead a healthy lifestyle, as determined by certain health metrics, may be eligible for a discount on their life or health insurance premiums.
- Group discount: Customers who are members of certain organizations or groups may be eligible for a discount on their insurance premiums.
Provident American Life & Health Insurance Company Coverage Options
Provident American Life & Health Insurance Company offers a variety of insurance products to meet the needs of their customers. Here are the coverage options offered by the company:
- Life Insurance: Provident American offers term life insurance, whole life insurance, and universal life insurance to help customers protect their loved ones financially in the event of their death.
- Health Insurance: The company offers a range of health insurance plans, including individual and family plans, short-term medical plans, and Medicare supplement plans.
- Disability Insurance: Provident American provides both short-term and long-term disability insurance to help protect customers’ income if they become disabled and are unable to work.
- Long-term Care Insurance: The company offers long-term care insurance to help cover the cost of nursing home care, assisted living, and other long-term care expenses.
- Medicare Supplement Insurance: Provident American offers Medicare supplement insurance to help cover the costs that Original Medicare doesn’t cover, such as deductibles, copayments, and coinsurance.
- Dental Insurance: The company provides dental insurance to help customers cover the cost of routine dental care, such as cleanings, fillings, and extractions.
- Vision Insurance: Provident American offers vision insurance to help customers cover the cost of eye exams, glasses, and contact lenses.
- Accident Insurance: The company provides accident insurance to help customers cover the cost of medical expenses and other expenses related to an accident.
- Critical Illness Insurance: Provident American offers critical illness insurance to help cover the cost of medical expenses and other expenses related to a serious illness, such as cancer or a heart attack.
Provident American Life & Health Insurance Company vs. Competitors
Provident American Life & Health Insurance Company operates in a highly competitive industry with many other insurance providers. Some of the company’s main competitors include:
- Aetna: Aetna is a healthcare company that offers a wide range of insurance products, including health insurance, dental insurance, and Medicare supplement plans.
- Blue Cross Blue Shield: Blue Cross Blue Shield is a nationwide network of independent health insurance providers that offer a variety of health insurance plans, including individual and family plans, group plans, and Medicare supplement plans.
- MetLife: MetLife is a global insurance provider that offers a variety of insurance products, including life insurance, disability insurance, and dental insurance.
- Mutual of Omaha: Mutual of Omaha is a mutual insurance company that offers a variety of insurance products, including life insurance, health insurance, and Medicare supplement plans.
- State Farm: State Farm is a large insurance provider that offers a range of insurance products, including auto insurance, home insurance, and life insurance.
- UnitedHealthcare: UnitedHealthcare is a healthcare company that offers a variety of insurance products, including health insurance, dental insurance, and Medicare supplement plans.
These companies, along with many others, compete with Provident American Life & Health Insurance Company for customers in the insurance industry.
Frequently Asked Questions
What types of insurance does Provident American Life & Health Insurance Company offer?
Provident American offers a range of insurance products, including term life insurance, whole life insurance, and Medicare supplement plans.
How can I qualify for a discount on my insurance policy?
Provident American offers discounts to customers who meet certain criteria, such as being a non-smoker or having multiple insurance policies with the company. Contact a Provident American representative to see if you qualify for any discounts.
Where is Provident American Life & Health Insurance Company licensed to do business?
Provident American is licensed to do business in all 50 states and the District of Columbia.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.