Public Service Mutual Insurance Company: Customer Ratings & Reviews [2024]

Unleash the power of secure coverage with Public Service Mutual Insurance Company, where community-centered protection.

UPDATED: Jan 9, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 9, 2024Fact Checked

Imani Francies

Insurance and Finance Writer

Imani Francies is a finance and insurance writer who has strong media and communication skills with a bachelor's degree from Georgia State University. She began her writing career freelancing with various blogs and internships while working full-time as an early childhood educator. She has significant experience in both print and online media as a writer, editor, and author. She works efficient...

Insurance and Finance Writer

Kalyn Johnson

Insurance Claims Support & Sr. Adjuster

Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...

Insurance Claims Support & Sr. Adjuster

UPDATED: Jan 9, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jan 9, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 9, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 9, 2024Fact Checked
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1 reviews

5.0
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Public Service Mutual Insurance Company

Average monthly rate for good drivers:

$100

A.M. Best rating:

A- (Excellent)

Complaint level:

Low

Pros

  • Competitive pricing and discounts
  • Specialized coverage for public service employees
  • Easy online policy management

Cons

  • Limited coverage area
  • Limited information available online about specific coverage options
  • Limited options for add-on coverage

Final Verdict: Review of Public Service Mutual Insurance Company

In this article, we reviewed Public Service Mutual Insurance Company, a reputable insurance provider offering a range of coverage options to customers in multiple states. With a long history of serving customers and a commitment to affordable coverage, PSMIC provides specialized coverage for public service employees and offers discounts to qualified customers.

While the company’s coverage options are somewhat limited, PSMIC makes up for it with competitive pricing, easy online policy management, and excellent customer service. Overall, PSMIC is a great choice for individuals, families, and businesses looking for reliable insurance coverage.

Are you looking for an insurance company that offers a range of coverage options at competitive prices? Look no further than Public Service Mutual Insurance Company (PSMIC). Founded in 1913, PSMIC has been providing reliable insurance products to customers for over a century. With a mission to provide affordable coverage to all, PSMIC offers a variety of insurance policies to meet the needs of individuals, families, and businesses. In this comprehensive guide, we'll take a closer look at PSMIC's history, products and services, pricing, discounts, customer reviews, and more.

What You Should Know About Public Service Insurance

Company contact information: Public Service Mutual Insurance Company Address: 625 Broadway, Albany, NY 12207 Phone: 518-434-1671 Website: https://www.psmic.com/

Related parent or child companies: There is no information in the article about related parent or child companies of Public Service Mutual Insurance Company.

Financial ratings: A.M. Best Rating: A- (Excellent) There is no other financial rating information provided in the article.

Customer service ratings: There is no specific information about customer service ratings in the article, but it is mentioned that PSMIC has a reputation for excellent customer service.

Claims information: There is no detailed claims information provided in the article, but it is mentioned that PSMIC offers 24/7 claims reporting and fast claims processing.

Company apps: There is no information provided in the article about any company apps offered by Public Service Mutual Insurance Company.

Public Service Insurance Coverage Options

Public Service Mutual Insurance Company offers a range of coverage options for individuals, families, and businesses, including:

  • Auto insurance, with coverage for liability, collision, comprehensive, and more
  • Homeowners insurance, with coverage for property damage, personal liability, and more
  • Renters insurance, with coverage for personal property, liability, and more
  • Business insurance, with coverage for property damage, liability, workers’ compensation, and more
  • Flood insurance, with coverage for flood damage to homes and businesses
  • Umbrella insurance, providing additional liability coverage beyond what is offered by standard policies
  • Specialty insurance, including coverage for classic cars and motorcycles

Note that not all coverage options may be available in all states or for all customers. Customers should consult with a PSMIC representative to determine which coverage options are right for them.

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Public Service Insurance Rates Breakdown

Driver ProfilePublic Service Mutual InsuranceNational Average
Clean Record$104$119
1+ Ticket$142$147
1+ Accident$188$173
DUI$208$209
Poor Credit$179$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

Public Service Insurance Discounts Available

DiscountsPublic Service Mutual Insurance
Anti Theft22%
Good Student18%
Low Mileage20%
Paperless9%
Safe Driver30%
Senior Driver16%

Public Service Mutual Insurance Company offers a variety of discounts to qualified customers, including:

  • Safe driver discounts: for maintaining a clean driving record
  • Multi-vehicle discounts: for insuring multiple vehicles with PSMIC
  • Bundling discounts: for customers who bundle multiple insurance policies (e.g. auto and home)
  • Good student discounts: for students who maintain a certain GPA or are on the honor roll
  • Public service employee discounts: for eligible public service workers, including firefighters, police officers, and emergency medical technicians (EMTs)

Note that not all discounts may be available in all states or for all coverage types. Customers should consult with a PSMIC representative to determine which discounts they may be eligible for.

How Public Service Insurance Ranks Among Providers

While the article doesn’t explicitly mention Public Service Mutual Insurance Company’s main competitors, it is likely that the company competes with other large insurance providers that offer similar coverage options and target similar customer segments. Some potential competitors include:

  • Allstate: A large insurance provider offering auto, home, renters, business, and other insurance products to customers across the United States.
  • State Farm: A popular insurance provider with a wide range of coverage options, including auto, home, renters, business, and more.
  • Farmers: An insurance company that offers a variety of coverage options for individuals, families, and businesses, including auto, home, renters, and business insurance.
  • Nationwide: A major insurance provider offering auto, home, renters, business, and other insurance products to customers in multiple states.

It’s worth noting that each of these competitors has its own strengths and weaknesses, and different customers may find that one company is a better fit for their specific needs than another. Customers should carefully compare and evaluate insurance providers to determine which one offers the best coverage and pricing for their situation.

Frequently Asked Questions

What sets Public Service Mutual Insurance Company apart from other insurance providers?

Public Service Mutual Insurance Company distinguishes itself through its commitment to community-centered coverage, offering a range of options tailored to the unique needs of public service employees.

How does Public Service Mutual Insurance Company prioritize customer satisfaction?

Public Service Mutual Insurance Company prioritizes customer satisfaction through competitive pricing, user-friendly online policy management, and a reputation for excellent customer service, ensuring a seamless experience for individuals, families, and businesses.

What coverage options does Public Service Mutual Insurance Company offer, and are they available nationwide?

Public Service Mutual Insurance Company provides a variety of coverage options for individuals, families, and businesses; however, availability may vary by state. It’s recommended to consult with a PSMIC representative to determine the specific coverage options applicable to your location.

Can I save on insurance costs with Public Service Mutual Insurance Company?

Yes, PSMIC offers discounts to qualified customers, contributing to cost savings. It is advisable to consult with a PSMIC representative to explore the available discounts and determine eligibility based on individual circumstances.

How does Public Service Mutual Insurance Company compare to other insurance providers in the market?

While the article doesn’t explicitly mention competitors, PSMIC competes with other large insurance providers, standing out for its history of customer service, commitment to affordability, and specialized coverage for public service employees. It’s essential to compare providers to find the best fit for your specific needs.

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Imani Francies

Insurance and Finance Writer

Imani Francies is a finance and insurance writer who has strong media and communication skills with a bachelor's degree from Georgia State University. She began her writing career freelancing with various blogs and internships while working full-time as an early childhood educator. She has significant experience in both print and online media as a writer, editor, and author. She works efficient...

Insurance and Finance Writer

Kalyn Johnson

Insurance Claims Support & Sr. Adjuster

Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...

Insurance Claims Support & Sr. Adjuster

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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