Public Service Mutual Insurance Company: Customer Ratings & Reviews [2023]

Protecting the Public Good: Exploring the Benefits of Public Service Mutual Insurance Company for Community-centered Coverage

UPDATED: Apr 17, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 17, 2023Fact Checked

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 17, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 17, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 17, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 17, 2023Fact Checked
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5.0
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Public Service Mutual Insurance Company

Average monthly rate for good drivers:

$100

A.M. Best rating:

A- (Excellent)

Complaint level:

Low

Pros

  • Competitive pricing and discounts
  • Specialized coverage for public service employees
  • Easy online policy management

Cons

  • Limited coverage area
  • Limited information available online about specific coverage options
  • Limited options for add-on coverage

The Bottom Line

In this article, we reviewed Public Service Mutual Insurance Company, a reputable insurance provider offering a range of coverage options to customers in multiple states. With a long history of serving customers and a commitment to affordable coverage, PSMIC provides specialized coverage for public service employees and offers discounts to qualified customers. While the company’s coverage options are somewhat limited, PSMIC makes up for it with competitive pricing, easy online policy management, and excellent customer service. Overall, PSMIC is a great choice for individuals, families, and businesses looking for reliable insurance coverage.

Are you looking for an insurance company that offers a range of coverage options at competitive prices? Look no further than Public Service Mutual Insurance Company (PSMIC). Founded in 1913, PSMIC has been providing reliable insurance products to customers for over a century. With a mission to provide affordable coverage to all, PSMIC offers a variety of insurance policies to meet the needs of individuals, families, and businesses. In this comprehensive guide, we’ll take a closer look at PSMIC’s history, products and services, pricing, discounts, customer reviews, and more.

Is Public Service Insurance a Good Choice?

Company contact information: Public Service Mutual Insurance Company Address: 625 Broadway, Albany, NY 12207 Phone: 518-434-1671 Website: https://www.psmic.com/

Related parent or child companies: There is no information in the article about related parent or child companies of Public Service Mutual Insurance Company.

Financial ratings: A.M. Best Rating: A- (Excellent) There is no other financial rating information provided in the article.

Customer service ratings: There is no specific information about customer service ratings in the article, but it is mentioned that PSMIC has a reputation for excellent customer service.

Claims information: There is no detailed claims information provided in the article, but it is mentioned that PSMIC offers 24/7 claims reporting and fast claims processing.

Company apps: There is no information provided in the article about any company apps offered by Public Service Mutual Insurance Company.

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Public Service Insurance Discounts Available

Public Service Mutual Insurance Company offers a variety of discounts to qualified customers, including:

  • Safe driver discounts: for maintaining a clean driving record
  • Multi-vehicle discounts: for insuring multiple vehicles with PSMIC
  • Bundling discounts: for customers who bundle multiple insurance policies (e.g. auto and home)
  • Good student discounts: for students who maintain a certain GPA or are on the honor roll
  • Public service employee discounts: for eligible public service workers, including firefighters, police officers, and emergency medical technicians (EMTs)

Note that not all discounts may be available in all states or for all coverage types. Customers should consult with a PSMIC representative to determine which discounts they may be eligible for.

Public Service Insurance Coverage Options

Public Service Mutual Insurance Company offers a range of coverage options for individuals, families, and businesses, including:

  • Auto insurance, with coverage for liability, collision, comprehensive, and more
  • Homeowners insurance, with coverage for property damage, personal liability, and more
  • Renters insurance, with coverage for personal property, liability, and more
  • Business insurance, with coverage for property damage, liability, workers’ compensation, and more
  • Flood insurance, with coverage for flood damage to homes and businesses
  • Umbrella insurance, providing additional liability coverage beyond what is offered by standard policies
  • Specialty insurance, including coverage for classic cars and motorcycles

Note that not all coverage options may be available in all states or for all customers. Customers should consult with a PSMIC representative to determine which coverage options are right for them.

Public Service Insurance vs. Competitors

While the article doesn’t explicitly mention Public Service Mutual Insurance Company’s main competitors, it is likely that the company competes with other large insurance providers that offer similar coverage options and target similar customer segments. Some potential competitors include:

  • Allstate: A large insurance provider offering auto, home, renters, business, and other insurance products to customers across the United States.
  • State Farm: A popular insurance provider with a wide range of coverage options, including auto, home, renters, business, and more.
  • Farmers: An insurance company that offers a variety of coverage options for individuals, families, and businesses, including auto, home, renters, and business insurance.
  • Nationwide: A major insurance provider offering auto, home, renters, business, and other insurance products to customers in multiple states.

It’s worth noting that each of these competitors has its own strengths and weaknesses, and different customers may find that one company is a better fit for their specific needs than another. Customers should carefully compare and evaluate insurance providers to determine which one offers the best coverage and pricing for their situation.

Frequently Asked Questions

In which states does PSMIC offer coverage?

PSMIC offers coverage in Ohio, Indiana, Kentucky, Tennessee, and Georgia.

How do I file a claim with PSMIC?

Customers can file a claim with PSMIC by contacting their local agent or calling the company’s claims department.

Does PSMIC offer discounts for public service employees?

Yes, PSMIC offers discounts for public service employees, including police officers and firefighters.

Where is Public Service Mutual Insurance Company headquartered?

Public Service Mutual Insurance Company is headquartered in Cherry Hill, New Jersey.

Is Public Service Mutual Insurance Company a publicly traded company?

No, Public Service Mutual Insurance Company is a mutual insurance company, which means it is owned by its policyholders and not by shareholders.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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