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Ranchers and Farmers Mutual Insurance Company Insurance Review (2021) Insurance Quotes
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Review
My Mortgage was sold from:
Green Tree / Acct Nr.
to:
21st Mortgage / Acct Nr.264121
Now what to transfer my Insurance which is with you, currently as indicated under Green Tree.
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Review
Co. just raised by homeowners rates by 50% and added a $5000.00 deduct on wind and hail. I live in north TX and have had no claims.
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Review
I’m in Texas as well and just had my home insurance go up from $1200 a year to $5500 per year! No notice…no warning…just BAM…a $600 per month increase on my mortgage payment.
I think we are victims of Redlining. It is Illegal!!
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Review
Raised their rates, no notice.
Additionally, they drag their feet getting paperwork to the client.
Not impressed.
Review
This company is also better known as Homesite Homeowners insurance directly married to Pacesetter claims. I found out the hard way that Homesite is a very dishonest group of both field and so-called desk adjusters.
Here’s the deal I switched from a big name honest insurance company to save money. I made a huge mistake going to Progressive.
I had no clue until I filed a homeowners claim that Progressive sold out my policy/contract. My claim is four months old and nothing has been settled. All I get is the run around. I should never have trusted Progressive. When I spoke with them I was never informed about Homesite as my new homeowner policyholder.
I went on the internet and read all of the horrible reviews from other screwed customers. Homesite is corrupt and will find any way possible to deny or prolong a claim. They use strong arm and demeaning talk to hopefully make a claim go away.
Pay your premium on time and if you should have a claim talk down to you like a thug. They have no clue how to treat a customer with a claim. I have been treated like many others I have read reviews from as though I am attempting to steal their money. Homesite if and when they ever pay a claim will be very little.
Don’t be mislead and make a huge mistake purchasing a policy from this company. Everyone that I have spoken with at Homesite with exception of outside field adjusters are mean and dishonest. I have turned several complaints to the Texas Attorney Generals Office and State Board of Insurance. What I have found out hiring a Private Investigator is more than alarming.
Collect your hard earned money than screw you out of a insurance claim. Log on to Homesite Complaints on the internet. I found out the crook desk adjuster now handling my claim is not licensed to work in Texas. Closing the best way to describe Homesite is a debt collection company and not a company who wants to help at a time of need.
I will add if you do get LUCKY and get any money for a claim expect a long investigation before one cent is paid. This company reminds me of a old Mafia movie. I am rounding up other victims to start a class action lawsuit. Filing a lawsuit would help by requesting discovery of all their records and claims made to Homesite.
I have over one hundred others who have reached out to me by social media, Get involved today you don’t have to take it because you are not alone. We can stand together and make a change. I have reached out to the local news with my story and a really good attorney. Thank you
Review
I am so frustrated with the rate increase on my home insurance.
I have a new policy with another company, but I cannot get the necessary response from Ranchers & Farmers Mutual Insurance Co., after being told on Friday, they would call me back on Monday.
On Monday they called but the girl could not get any one to handle it and would have them call me back.
Tuesday morning, I called and no one answered so I left a message.
At noon a lady (Kathy) called me back and said I had to submit a letter telling them and that she would email me the form that requires certain things on the letter.
I have not received that email, nor do I have any place to send this information to.
I called Kathy again (around 4 pm) to get the information moving.
But no one is answering the phones again, so I left another message. It has taken 3 work days to get nothing done.
Review
I have insured with Geico, for several years, and my homeowners ins was written by Ranchers & Farmers Mutual and Homesite.
To make the story short, I had a clear endorsement in my policy which stated RCV (replacement cost value) in big capital letters.
When I filed a claim to replace my roofing which was damaged by hail & wind, I was told that I was only entitled to ACV (actual cost value), basically receiving 30% of what I should have received.
I read through their long contract and came upon a paragraph that said, a change has been effected to reflect an ACV on roofing.
Totally dishonorable, scamming, deceitful, untrustworthy and despicable…that’s what I think of this company!
I wrote to Geico’s head office to complain and never received any sort of acknowledgment or note.
I will certainly cancel my existing policies with them (auto & Home O.) at expiry and will try my best to expose their misleading and hypocritical methods of business.
Their office in TX is located within area code 254
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Minus 10 stars!!!!!!
Ranchers and Farmers Mutual insurance and Assurant Insurance are definitely in cahoots with each other to screw anyone who purchases their so called insurance product. Buyer beware! We learned the hard way. 4 different contractors told us our home should be totaled, with repair costs estimates of $80000 – $100000. Only insured for $80000, paid out less than $20000 to make those repairs. There is also a clause in very small type and misleading wording in the agreement that the buyer cannot sue them. I truly believe that their employees are required to take and pass a test in evasive and misleading behaviors. The more abrasive and demeaning you are the higher the grade. Absolutely ridiculous that we pay for a service that ultimately leaves us in a very precarious financial situation. Greed at its finest.
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