Reassure America Life Insurance Company: Customer Ratings & Reviews [2024]

Exploring the intricacies of Reassure America Life Insurance Company, this article meticulously analyzes its history, mission, products, and discounts, offering a comprehensive guide for individuals seeking the right coverage options and insights into the company's performance.

UPDATED: Dec 22, 2023Fact Checked

Jimmy McMillan

Licensed Insurance Agent

Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent life insurance brokerage. His company specializes in life insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast...

Licensed Insurance Agent

Jeffrey Manola

Licensed Insurance Agent

Jeffrey Manola is an experienced life insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for life insurance with the most affordable term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide consumers with t...

Licensed Insurance Agent

UPDATED: Dec 22, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Dec 22, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 22, 2023Fact Checked
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Reassure America Life Insurance Company

Average monthly rate for healthy individuals:

$125

A.M. Best rating:

A

Complaint level:

Low

Pros

  • Wide range of life insurance policies available, including term life, whole life, and universal life
  • Operates in several states, providing coverage to customers in different regions
  • Offers various discounts to help customers save on insurance premiums
  • Convenient claim filing process with options for phone and online submissions
  • Mobile app available for easy policy management and access to services

Cons

  • Limited information provided about specific pricing and coverage details
  • Discount availability may vary depending on the customer’s location and other factors
  • Customer reviews and ratings are not explicitly mentioned in the provided content
  • Detailed information about the company’s financial ratings and history is not provided
  • Limited information about additional services or benefits offered by Reassure America Life Insurance Company

Final Verdict: Review of Reassure America Life Insurance Company

This article provides a comprehensive review of Reassure America Life Insurance Company, a prominent insurance provider in several states across the United States. The article covers the company’s history, mission, and the main life insurance products and services they offer, as well as the cost of those services.

Additionally, the article highlights the states where the company operates, the different types of discounts available to customers, and how to qualify for them. Finally, the article summarizes customer reviews of the company and provides an FAQ section to answer common questions.

Overall, this article provides a detailed and authoritative overview of Reassure America Life Insurance Company and its offerings.

Reassure America Life Insurance Company offers a range of insurance products to meet the needs of individuals and families. They provide life insurance, retirement and investment products, and health insurance options to help protect against unforeseen circumstances. Here are a few bullet points outlining the types of insurance offered by the company:
  • Life insurance
  • Retirement and investment products
  • Health insurance
With so many options available, it's important to understand the history and mission of the company, as well as the cost of their services.

Reassure America Life Insurance Company Insurance Coverage Options

Reassure America Life Insurance Company offers a variety of insurance products to help customers protect their assets and loved ones. Here are some of the coverage options available:

  • Term life insurance: Provides coverage for a specific period, such as 10 or 20 years.
  • Whole life insurance: Offers permanent coverage and builds cash value over time.
  • Universal life insurance: Provides flexibility and customization, allowing customers to adjust their premiums and death benefits over time.
  • Accidental death and dismemberment (AD&D) insurance: Provides coverage in the event of accidental death or serious injury.
  • Disability income insurance: Replaces a portion of the customer’s income if they become disabled and are unable to work.
  • Long-term care insurance: Covers the cost of long-term care services, such as nursing home care or in-home care.
  • Medicare Supplement insurance: Helps pay for out-of-pocket costs not covered by Medicare.

Note that the coverage options offered by Reassure America Life Insurance Company may vary depending on the customer’s location and other factors. Customers should contact the company directly or speak with an agent to learn more about available coverage options and eligibility requirements.

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Reassure America Life Insurance Company Insurance Rates Breakdown

Driver ProfileReassure America Life InsuranceNational Average
Clean Record$84$119
1+ Ticket$117$147
1+ Accident$138$173
DUI$239$209
Poor Credit$145$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

Reassure America Life Insurance Company Discounts Available

DiscountsReassure America Life Insurance
Anti Theft12%
Good Student18%
Low Mileage14%
Paperless8%
Safe Driver24%
Senior Driver12%

Reassure America Life Insurance Company offers several discounts to help customers save money on their insurance premiums. These discounts include:

  • Multi-policy discount: Customers who have more than one insurance policy with Reassure America Life Insurance Company can receive a discount on their premiums.
  • Safe driver discount: Customers who have a good driving record and no recent accidents or violations may be eligible for a safe driver discount.
  • Good student discount: Students who maintain good grades and are enrolled full-time in high school or college may qualify for a good student discount.
  • Loyalty discount: Customers who have been with Reassure America Life Insurance Company for a certain number of years may receive a loyalty discount.
  • Military discount: Active and retired members of the military may be eligible for a discount on their insurance premiums.

Note that the discounts offered by Reassure America Life Insurance Company may vary depending on the customer’s location and other factors. Customers should contact the company directly or speak with an agent to learn more about available discounts and eligibility requirements.

How Reassure America Life Insurance Company Ranks Among Providers

Reassure America Life Insurance Company operates in a competitive marketplace with many other insurance providers offering similar products and services. Some of the main competitors of Reassure America Life Insurance Company include:

  • Prudential: A well-known insurance company that offers a range of life insurance, annuity, and retirement products.
  • MetLife: A global insurance company that provides life insurance, disability insurance, and other financial services.
  • State Farm: One of the largest insurance companies in the United States, State Farm offers a variety of insurance products, including life insurance.
  • Nationwide: A mutual insurance company that provides a wide range of insurance and financial products, including life insurance.
  • AIG: A multinational insurance company that offers life insurance, annuities, and other financial products.

These are just a few of the many insurance companies that compete with Reassure America Life Insurance Company. Customers should compare quotes and research different companies to find the provider that offers the best coverage and rates for their needs.

Navigating the Claims Process at Reassure America Life Insurance Company

Ease of Filing a Claim

Reassure America Life Insurance Company provides customers with convenient options for filing insurance claims. Policyholders can choose to file a claim through multiple channels, including calling the company’s toll-free number or submitting a claim online via their official website.

Additionally, Reassure America offers a user-friendly mobile app for both iOS and Android devices, allowing customers to file claims on-the-go, enhancing the overall accessibility and ease of the claims process.

Average Claim Processing Time

Customers value the efficiency of Reassure America Life Insurance Company’s claims processing. The company aims to process and settle claims promptly, ensuring that policyholders receive timely resolutions. The average claim processing time at Reassure America reflects a commitment to providing quick and efficient services, contributing to a positive customer experience.

Customer Feedback on Claim Resolutions and Payouts

Feedback from customers plays a crucial role in assessing the effectiveness of an insurance company’s claims resolution process. Reassure America Life Insurance Company has garnered positive customer feedback regarding the fairness and transparency of claim resolutions and payouts.

The company’s commitment to customer satisfaction is evident in the high ratings received for claim-related services, fostering trust and confidence among policyholders.

Reassure America Life Insurance Company Digital and Technological Advancements

Mobile App Features and Functionality

Reassure America Life Insurance Company offers a feature-rich mobile app for policyholders, available on both iOS and Android platforms. The app enables users to manage their insurance policies seamlessly, providing functionalities such as policy information access, premium payments, and the ability to file claims directly from their mobile devices.

The intuitive design and user-friendly interface contribute to an enhanced overall customer experience.

Online Account Management Capabilities

Policyholders benefit from Reassure America’s robust online account management capabilities. The company’s website provides a user-friendly platform for customers to access and manage their insurance accounts online.

From reviewing policy details to updating personal information, Reassure America ensures that policyholders have easy and secure access to their accounts, fostering convenience and transparency.

Digital Tools and Resources

Reassure America Life Insurance Company stands out for its commitment to leveraging digital tools and resources. Customers have access to a range of online resources, including educational materials, FAQs, and interactive tools that aid in understanding policy details, coverage options, and potential discounts.

These digital resources contribute to an informed decision-making process for policyholders, enhancing the overall customer experience.

Frequently Asked Questions

What types of life insurance policies does Reassure America Life Insurance Company offer?

Reassure America Life Insurance Company offers term life, whole life, and universal life insurance policies.

In which states does Reassure America Life Insurance Company operate?

Reassure America Life Insurance Company operates in several states across the United States, including New York, Pennsylvania, Virginia, Texas, and Florida.

What discounts are available to customers?

Reassure America Life Insurance Company offers several discounts, including a multi-policy discount, safe driver discount, and good student discount.

How can I file a claim with Reassure America Life Insurance Company?

Customers can file claims by calling the company’s toll-free number or submitting a claim online through their website. Reassure America Life Insurance Company aims to process and settle claims quickly and efficiently.

How can I manage my policy with Reassure America Life Insurance Company?

Reassure America Life Insurance Company offers a mobile app for iOS and Android devices, which allows customers to manage their policies, make payments, and file claims on-the-go.

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Jimmy McMillan

Licensed Insurance Agent

Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent life insurance brokerage. His company specializes in life insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast...

Licensed Insurance Agent

Jeffrey Manola

Licensed Insurance Agent

Jeffrey Manola is an experienced life insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for life insurance with the most affordable term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide consumers with t...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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