Republic Lloyds: Customer Ratings & Reviews [2024]

Explore comprehensive insurance coverage with Republic Lloyds – safeguard your valuables with reliable options for home, auto, renters, flood, and umbrella insurance. Get a quote today and make confident coverage choices tailored to you.

UPDATED: Dec 20, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 20, 2023Fact Checked

Laura Gunn

Insurance and Finance Writer

Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare.  Her experience in various industries has helped develop both her ...

Insurance and Finance Writer

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Licensed Insurance Agent

UPDATED: Dec 20, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Dec 20, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 20, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 20, 2023Fact Checked
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Republic Lloyds

Average monthly rate for good drivers:

$75

A.M. Best rating:

A (Excellent) from ambest.com

Complaint level:

Low

Pros

  • Wide range of insurance offerings (Auto, Home, Renters, Flood, and Umbrella)
  • Established history and expertise in the insurance industry
  • Competitive pricing and discounts available
  • Positive customer reviews and high customer satisfaction

Cons

  • Limited availability in select states
  • May not offer coverage for all types of vehicles or properties
  • Discounts and rates may vary depending on individual factors
  • Limited information available on website about claims process and coverage details

Final Verdict: Review of Republic Lloyds

Republic Lloyds is a trusted insurance company with a strong reputation in the industry. With a wide range of insurance options, competitive pricing, and positive customer reviews, Republic Lloyds offers reliable coverage for auto, home, renters, flood, and umbrella insurance needs.

While availability may be limited to select states and coverage details may vary, the company’s low complaint level and high customer satisfaction make it a compelling choice for individuals seeking comprehensive insurance solutions. Don’t hesitate to explore Republic Lloyds for your insurance needs and protect your valuable assets with confidence.

Republic Lloyds, a leading insurance company that offers a wide range of coverage options for your auto, home, renters, flood, and umbrella insurance needs. As an authoritative player in the insurance industry with a solid A.M. Best rating of "Excellent", Republic Lloyds has a long-standing history and mission to provide reliable insurance solutions to customers. In this article, we will explore the company's offerings, pricing, discounts, states where they operate, customer reviews, and more, to help you make an informed decision when it comes to protecting your valuable assets. Get ready to learn why Republic Lloyds is a top choice for insurance coverage and how it can benefit you.

What You Should Know About Republic Group

Company Contact Information

Related Parent or Child Companies

  • Republic Group (Parent Company)

Financial Ratings

  • A.M. Best Rating: A (Excellent) from ambest.com

Customer Service Ratings

  • Positive customer reviews and high customer satisfaction ratings

Claims Information

  • Claims process details can be found on the company’s website or by contacting their customer service

Company Apps

  • Republic Lloyds offers a user-friendly mobile app for policyholders to manage their accounts, access policy information, make payments, and file claims conveniently on their smartphones. Available for download on both iOS and Android platforms.

Republic Group Insurance Coverage Options

Republic Lloyds offers a diverse range of coverage options to meet the insurance needs of their customers. Some of the coverage options provided by Republic Lloyds include:

  • Auto insurance: Republic Lloyds provides coverage for personal vehicles, including liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage.
  • Home insurance: Republic Lloyds offers homeowners insurance, which includes coverage for the structure of the home, personal belongings, liability protection, and additional living expenses.
  • Renters insurance: Republic Lloyds offers renters insurance, which provides coverage for personal belongings, liability protection, and additional living expenses for renters.
  • Flood insurance: Republic Lloyds offers flood insurance to protect against flood-related damages to properties in flood-prone areas.
  • Umbrella insurance: Republic Lloyds offers umbrella insurance, which provides additional liability coverage beyond the limits of other policies, such as auto and home insurance.

It’s important to note that coverage options may vary by state and policy type, and it’s recommended to contact Republic Lloyds directly or visit their website for detailed information on coverage options and policy details.

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Republic Group Insurance Rates Breakdown

Driver ProfileRepublic LloydsNational Average
Clean Record$165$119
1+ Ticket$175$147
1+ Accident$185$173
DUI$265$209
Poor Credit$284$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

Republic Group Discounts Available

DiscountRepublic Lloyds
Anti Theft14%
Good Student9%
Low Mileage13%
Paperless6%
Safe Driver17%
Senior Driver14%

Republic Lloyds offers various discounts to help customers save on their insurance premiums. Some of the discounts available include:

  • Multi-policy discount: Customers who bundle multiple policies, such as auto and home insurance, with Republic Lloyds can qualify for a discount on their premiums.
  • Safe driver discount: Policyholders with a clean driving record and no at-fault accidents or traffic violations may be eligible for a safe driver discount.
  • Home security discount: Customers who have installed qualifying security devices, such as burglar alarms or fire alarms, in their homes may be eligible for a home security discount.
  • Loyalty discount: Policyholders who have been with Republic Lloyds for a certain number of years may be eligible for a loyalty discount.
  • Paid-in-full discount: Customers who choose to pay their annual premium in full upfront may qualify for a paid-in-full discount.

Please note that availability of discounts may vary by state and policy type, and qualification requirements may apply. It’s best to contact Republic Lloyds directly or visit their website for detailed information on discounts and eligibility.

How Republic Group Ranks Among Providers

Some potential competitors of Republic Lloyds may include:

  • State Farm: State Farm is a well-known insurance company that offers a wide range of insurance products, including auto, home, renters, and other types of insurance.
  • Allstate: Allstate is another prominent insurance company that offers various insurance products, including auto, home, renters, and umbrella insurance, among others.
  • Geico: Geico is a popular insurance company known for its auto insurance offerings, but also provides other types of insurance, such as home, renters, and umbrella insurance.
  • Progressive: Progressive is a major insurance company that offers a variety of insurance products, including auto, home, renters, and umbrella insurance, with a focus on providing competitive rates and innovative policy options.
  • USAA: USAA is a specialized insurance company that primarily serves military members and their families, offering a range of insurance products, including auto, home, renters, and other insurance options.

Please note that the competitors of Republic Lloyds may vary depending on the region and market conditions, and it’s recommended to conduct thorough research and analysis to accurately identify the main competitors in a specific area or market segment.

Frequently Asked Questions

What types of insurance discounts does Republic Lloyds offer?

Republic Lloyds, a renowned insurance provider, takes pride in its wide array of discounts aimed at maximizing savings for its valued customers. Recognizing the importance of customer satisfaction, they offer a multitude of enticing discounts, ensuring that policyholders can secure comprehensive coverage while keeping their wallets happy.

How can I qualify for discounts with Republic Lloyds?

To qualify for discounts with Republic Lloyds, you may need to meet certain criteria, such as having multiple policies with the company, maintaining a clean driving record, installing anti-theft devices in your vehicle, and other qualifying factors. It’s best to check with Republic Lloyds directly for specific details.

Does Republic Lloyds offer any additional benefits or discounts?

Yes, Republic Lloyds offers additional benefits and discounts to their policyholders. These may include multi-policy discounts, safety features discounts, loyalty rewards, and more. By exploring the available options and discussing your specific circumstances with their representatives, you can find potential cost-saving opportunities and maximize the benefits.

Does Republic Lloyds have a mobile app for policy management?

Yes, Republic Lloyds offers a mobile app that allows customers to manage their policies, view coverage details, pay bills, report claims, and access other policy-related information conveniently on their smartphones. The app is available for download on both iOS and Android platforms.

Does Republic Lloyds have a strong financial foundation?

Yes, Republic Lloyds maintains a strong financial foundation, ensuring their ability to fulfill their commitments to policyholders. As an insurance company, financial stability is crucial, and Republic Lloyds has a solid track record of sound financial management and maintaining reserves to handle claims promptly and efficiently.

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Laura Gunn

Insurance and Finance Writer

Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare.  Her experience in various industries has helped develop both her ...

Insurance and Finance Writer

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Reviews
for Republic Group

3.72 (18 reviews)
1
July 13, 2018

WhitneyCH

HORRIBLE

HORRIBLE customer service. We switched to this company for a cheaper insurance payment, but it is absolutely not worth it with the way they have treated me. They are charging me extra for a current claim I have with them to repair my vehicle. They do not answer your questions or explain the why behind anything, but rather talk in circles. Raised their voice with me over the phone and got defensive after I politely asked to speak with the supervis...
HORRIBLE customer service. We switched to this company for a cheaper insurance payment, but it is absolutely not worth it with the way they have treated me. They are charging me extra for a current claim I have with them to repair my vehicle. They do not answer your questions or explain the why behind anything, but rather talk in circles. Raised their voice with me over the phone and got defensive after I politely asked to speak with the supervisor because this derp couldn't explain anything to me and I wanted to speak with someone who could. MOST DIFFICULT claim process I have EVER gone through to get my car fixed. We will be switching insurance providers.
4
April 24, 2018

mrmauser06

Helped with better rate when adding teen driver

Best rates of all the companies I looked at. Best coverage for money spent by far. Helped save money on our auto insurance compared to our previous provider as we added a teenage driver for the first time. Highly recommend getting a quote to see how they can save you money and provide excellent coverage.
4
March 7, 2018

bethanng51702

Good company

Have been pleased with both our auto and homeowners policies with them. They are quick to resolve claim and any corrections that are needed.
5
March 1, 2018

Rodney Mouton

Republic review

I am a licensed insurance agent in Texas. We started selling coverage with the Republic Group at the beginning of 2017 because they offered a great home product with many options unavailable from other carriers to protect your home. We sell home and auto with the Republic Group. Their rates are very competitive for many individuals. Texas, especially the Collin and Denton county area was hit very bad with hail damage during 2017. I am very happy ...
I am a licensed insurance agent in Texas. We started selling coverage with the Republic Group at the beginning of 2017 because they offered a great home product with many options unavailable from other carriers to protect your home. We sell home and auto with the Republic Group. Their rates are very competitive for many individuals. Texas, especially the Collin and Denton county area was hit very bad with hail damage during 2017. I am very happy to say that Republic did an outstanding job with the service of our clients claims related to their home and auto needs. If you have a bad experience with an agent that is not a reflection on the Insurance carrier but the agency you are dealing with. Change agents. I would not sell insurance with The Republic Group if I did not know they offered good claims service. How the company preforms is a reflection on my decision as an agency owner and I am very happy to have this carrier to offer to me clients.
5
January 1, 2018

weatherball

Discounts

I bought the insurance from an agent about a eyar ago and he was very thorough in showing me various deals and discounts I was eligible for. If you add on insurance for the home or anything else, obviously the price is reduced but Republic Group offered me an additional 10% on top of the lowest price I could find from other companies. Plus, they offer discounts for having no incidences. I guess it was a great price matching and beating policy. I ...
I bought the insurance from an agent about a eyar ago and he was very thorough in showing me various deals and discounts I was eligible for. If you add on insurance for the home or anything else, obviously the price is reduced but Republic Group offered me an additional 10% on top of the lowest price I could find from other companies. Plus, they offer discounts for having no incidences. I guess it was a great price matching and beating policy. I am currently happy with my insurance and have no plans of changing or canceling it.
5
August 24, 2017

128Lala

Great

Right service to go with and it helps me a lot when I needed something for my insurance and great company
5
July 7, 2017

mandasman_71749

The Best Dad Gum Insurance Company In The World!

My wife and I were involved in a wreck that totaled our Monte Carlo. One call and we were in a rental on our way back home, and had a great weekend!
1
March 31, 2017

Lee

Republic review

No review...but I did read negative comments left by one angry policyholder. I see others giving Republic Ins. only 1 star. Thanks, but no thanks.
1
October 13, 2016

Laronica Williams

Republic review

One of the worst Insurance I've have dealt with the agents are very rude to the customers. My daughter arm got burnt air bag. In the agent insulted her by offering her just only $596 after she had to go to the emergency room she had to be on medication, had to get a tetanus shot, had to miss work and they insulted her about her just $596. they pay more for the car being told and in storage then they offered her I would never recommend this. A...
One of the worst Insurance I've have dealt with the agents are very rude to the customers. My daughter arm got burnt air bag. In the agent insulted her by offering her just only $596 after she had to go to the emergency room she had to be on medication, had to get a tetanus shot, had to miss work and they insulted her about her just $596. they pay more for the car being told and in storage then they offered her I would never recommend this. And on top of all that the agents that's handling the case is very rude very inconsiderate. I would never recommend.
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