Safety National Casualty Corporation: Customer Ratings & Reviews [2026]

Safety National Casualty Corporation is a highly-rated insurance company that provides comprehensive coverage options to businesses across the United States. In this article, we provided a detailed overview of the company’s history, mission, products and services, pricing, discounts, and customer reviews.

We highlighted Safety National’s wide range of insurance products, including workers’ compensation, auto, liability, and professional liability insurance, as well as the benefits and coverage details for each type. We also discussed the factors that affect the cost of insurance, tips for reducing insurance costs, and the discounts available to qualifying customers.

Finally, we summarized customer reviews of Safety National, demonstrating the company’s commitment to customer satisfaction. Whether you are a small business owner or a large corporation, Safety National Casualty Corporation can provide the insurance coverage you need to protect your business from unexpected risks.

What You Should Know About Safety Insurance Company

Company Contact Information:

• Phone: (314) 819-4300
• Fax: (314) 819-4367
• Address: 1832 Schuetz Rd, St. Louis, MO 63146
• Website: https://www.safetynational.com/

Parent Company:

• Tokio Marine Holdings, Inc.

Financial Ratings:

• A.M. Best Rating: A+
• Standard & Poor’s Rating: A+
• Moody’s Rating: A1

Customer Service Ratings:

• Customer service ratings are not available.

Claims Information:

• Claims can be reported 24/7 by phone at (888) 995-5300 or through the online claims portal on the company’s website.
• Safety National’s claims team works closely with customers to ensure a quick and fair resolution to claims.

Company Apps:

• Safety National does not currently offer any mobile apps for customers.

Safety Insurance Company Insurance Coverage Options

Safety National Casualty Corporation offers a wide range of insurance coverage options to businesses across the United States. These coverage options include:

• Workers’ compensation insurance: Provides coverage for employees who are injured or become ill as a result of their job.
• Auto insurance: Provides coverage for a company’s fleet of vehicles, including liability, collision, and comprehensive coverage options.
• Liability insurance: Provides coverage for a company’s legal obligations to pay damages to third parties for bodily injury, property damage, or personal and advertising injury.
• Professional liability insurance: Provides coverage for errors and omissions made by professionals in the course of their work, including lawyers, architects, engineers, and healthcare professionals.
• Excess/Umbrella liability insurance: Provides additional coverage above and beyond the limits of a company’s primary liability policies.
• Captive insurance: Provides customized insurance solutions for businesses with unique risks and exposures.
• Surety bonds: Provides financial guarantees for specific contractual obligations, ensuring that the obligations are fulfilled.

Read more: Safety Insurance Review

Each coverage option has its own specific details and benefits, and customers can work with Safety National to determine which options are best suited to their business needs.

 

Safety Insurance Company Insurance Rates Breakdown

Safety National Casualty Corporation Auto Insurance Monthly Rates

Safety Insurance Company Discounts Available

Safety National Casualty Corporation Auto Insurance Discounts

Safety National Casualty Corporation offers several discounts to qualifying customers, helping them to reduce their insurance costs. These discounts include:

• Safety group discount: Available to businesses that are members of a safety group or association.
• Dividend plan discount: Available to businesses that participate in Safety National’s Dividend Plan program.
• Large deductible discount: Available to businesses that choose a high deductible for their insurance coverage.
• Loss control discount: Available to businesses that implement and maintain effective loss control programs.
• Claims free discount: Available to businesses that maintain a claims-free history.
• Experience discount: Available to businesses with a proven track record of experience in their industry.

Each discount has its own eligibility requirements and specific details. Customers can contact Safety National directly to learn more about these discounts and determine which ones they may qualify for.

How Safety Insurance Company Ranks Among Providers

Safety National Casualty Corporation faces competition from several other insurance companies in the marketplace. Some of the main competitors of Safety National include:

• The Travelers Companies, Inc.: Provides a range of commercial and personal insurance products, including workers’ compensation, liability, property, and auto insurance.
• Liberty Mutual Insurance Group: Offers a variety of insurance products and services, including workers’ compensation, liability, property, and auto insurance, as well as specialty lines of insurance.
• Zurich Insurance Group Ltd: Provides a range of insurance products and services for businesses, including workers’ compensation, liability, property, and auto insurance, as well as specialty lines of insurance.
• Chubb Limited: Offers a variety of insurance products and services for businesses, including workers’ compensation, liability, property, and auto insurance, as well as specialty lines of insurance.
• The Hartford Financial Services Group, Inc.: Provides a range of insurance products and services for businesses, including workers’ compensation, liability, property, and auto insurance, as well as specialty lines of insurance.

Safety National competes with these companies by providing high-quality insurance coverage and excellent customer service. Safety National’s emphasis on underwriting expertise and innovative insurance solutions sets it apart from its competitors in the marketplace.

Effortless Claims Process at Safety National Casualty Corporation

Ease of Filing a Claim

Safety National Casualty Corporation ensures a seamless claims process, offering multiple channels for claim filing, including online, over the phone, and through mobile apps.

Average Claim Processing Time

The average claim processing time at Safety National Casualty Corporation is efficiently managed, ensuring prompt handling and resolution.

Customer Feedback on Claim Resolutions and Payouts

Customers have provided positive feedback regarding Safety National’s claim resolutions and payouts, showcasing satisfaction with the company’s handling of claims.

Innovative Digital and Technological Features at Safety National Casualty Corporation

Mobile App Features and Functionality

Safety National Casualty Corporation’s mobile app provides a range of user-friendly features and functionalities, facilitating easy policy management, claim filing, and accessing resources on the go.

Online Account Management Capabilities

The online platform of Safety National offers robust account management tools, allowing customers to conveniently access and manage their policies, documents, and account details.

Digital Tools and Resources

Safety National Casualty Corporation provides a suite of digital tools and resources, offering valuable insights, educational materials, and assistance to policyholders, enhancing their insurance experience.