Safety National Casualty Corporation: Customer Ratings & Reviews [2023]

Is Safety Insurance Company a Good Choice?

Company Contact Information:

• Phone: (314) 819-4300
• Fax: (314) 819-4367
• Address: 1832 Schuetz Rd, St. Louis, MO 63146
• Website: https://www.safetynational.com/

Parent Company:

• Tokio Marine Holdings, Inc.

Financial Ratings:

• A.M. Best Rating: A+
• Standard & Poor’s Rating: A+
• Moody’s Rating: A1

Customer Service Ratings:

• Customer service ratings are not available.

Claims Information:

• Claims can be reported 24/7 by phone at (888) 995-5300 or through the online claims portal on the company’s website.
• Safety National’s claims team works closely with customers to ensure a quick and fair resolution to claims.

Company Apps:

• Safety National does not currently offer any mobile apps for customers.

Safety Insurance Company Discounts Available

Safety National Casualty Corporation offers several discounts to qualifying customers, helping them to reduce their insurance costs. These discounts include:

• Safety group discount: Available to businesses that are members of a safety group or association.
• Dividend plan discount: Available to businesses that participate in Safety National’s Dividend Plan program.
• Large deductible discount: Available to businesses that choose a high deductible for their insurance coverage.
• Loss control discount: Available to businesses that implement and maintain effective loss control programs.
• Claims free discount: Available to businesses that maintain a claims-free history.
• Experience discount: Available to businesses with a proven track record of experience in their industry.

Each discount has its own eligibility requirements and specific details. Customers can contact Safety National directly to learn more about these discounts and determine which ones they may qualify for.

Safety Insurance Company Coverage Options

Safety National Casualty Corporation offers a wide range of insurance coverage options to businesses across the United States. These coverage options include:

• Workers’ compensation insurance: Provides coverage for employees who are injured or become ill as a result of their job.
• Auto insurance: Provides coverage for a company’s fleet of vehicles, including liability, collision, and comprehensive coverage options.
• Liability insurance: Provides coverage for a company’s legal obligations to pay damages to third parties for bodily injury, property damage, or personal and advertising injury.
• Professional liability insurance: Provides coverage for errors and omissions made by professionals in the course of their work, including lawyers, architects, engineers, and healthcare professionals.
• Excess/Umbrella liability insurance: Provides additional coverage above and beyond the limits of a company’s primary liability policies.
• Captive insurance: Provides customized insurance solutions for businesses with unique risks and exposures.
• Surety bonds: Provides financial guarantees for specific contractual obligations, ensuring that the obligations are fulfilled.

Each coverage option has its own specific details and benefits, and customers can work with Safety National to determine which options are best suited to their business needs.

Safety Insurance Company vs. Competitors

Safety National Casualty Corporation faces competition from several other insurance companies in the marketplace. Some of the main competitors of Safety National include:

• The Travelers Companies, Inc.: Provides a range of commercial and personal insurance products, including workers’ compensation, liability, property, and auto insurance.
• Liberty Mutual Insurance Group: Offers a variety of insurance products and services, including workers’ compensation, liability, property, and auto insurance, as well as specialty lines of insurance.
• Zurich Insurance Group Ltd: Provides a range of insurance products and services for businesses, including workers’ compensation, liability, property, and auto insurance, as well as specialty lines of insurance.
• Chubb Limited: Offers a variety of insurance products and services for businesses, including workers’ compensation, liability, property, and auto insurance, as well as specialty lines of insurance.
• The Hartford Financial Services Group, Inc.: Provides a range of insurance products and services for businesses, including workers’ compensation, liability, property, and auto insurance, as well as specialty lines of insurance.

Safety National competes with these companies by providing high-quality insurance coverage and excellent customer service. Safety National’s emphasis on underwriting expertise and innovative insurance solutions sets it apart from its competitors in the marketplace.