Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Written by Chelsey Tucker
Insurance Expert Chelsey Tucker

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com.

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Jun 28, 2022

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Company Details
President: Dave Gross
Address: 1500 Mutual Way
City: Neenah
State: Wisconsin
ZIP Code: 54956
Phone Number: 800-558-3405
Toll Free: No Toll Free Number Known
Year Founded: 1900
AM Best Rating: A

The Lowdown

  • SECURA provides two auto insurance packages to customers
  • SECURA has fewer complaints than most competitors
  • SECURA has been rated an A by A.M. Best

SECURA offers two auto insurance packages to customers in 12 states. The company has competitive rates and has been rated an A by A.M. Best. However, the company offers fewer customization options than most competitors.

Knowing more about SECURA Insurance will help you determine if the company is a good fit for your car insurance needs.

Before jumping into this SECURA review, enter your ZIP code to find free auto insurance rates in your area.

Does SECURA have competitive rates?

The cost of coverage is a common concern among auto insurance customers. Insurance companies use various factors to determine the risk of applicants, and riskier drivers will experience higher rates. Some of the factors that companies consider include:

  • Age
  • Gender
  • Driving record
  • Credit score
  • Location

Since several factors go into rates, it’s impossible to estimate the cost of coverage without knowing about the driver. However, comparing the average rates of different insurance companies will help you determine the most cost-effective option.

The following chart shows the average annual rates for full coverage and minimum coverage from SECURA and other companies in Illinois.

SECURA Auto Insurance Average Annual Full Coverage and Minimum Coverage Rates vs. Other Companies in Illinois

CompanyAverage Annual Minimum Coverage RatesAverage Annual Full Coverage Rates
AAA$1,103$3,772
Allstate$416$1,637
American Family$1,038$2,598
Farmers$460$1,100
GEICO$267$928
Nationwide$362$1,098
Progressive$525$1.299
SECURA$282$905
State Farm$316$935
Travelers$402$916
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As you can see, the average affordable SECURA auto insurance rates are lower for minimum coverage and full coverage than most competitors.

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What coverages are provided by SECURA?

Most car insurance companies offer a la carte coverage, allowing policyholders to choose which coverages they prefer. Instead of a la carte insurance, SECURA offers two unique coverage packages.

Despite not offering a la carte insurance, SECURA provides standard auto insurance options. The following table shows the typical types of car insurance that you can find from SECURA.

SECURA Auto Insurance Coverages

Auto Insurance TypesPurpose of Coverage
Bodily injury liabilityPays for medical bills if someone else suffers an injury in an accident caused by you.
CollisionCovers damage to your car after an accident.
ComprehensiveCovers damage to your car when you’re not driving.
Property damage liabilityLiability coverage that covers the cost of any property damage you’ve caused in an accident.
Uninsured/underinsured motoristCovers the costs if you’re in an accident caused by a driver with little or no car insurance.
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Where SECURA differs from other companies is in its Mile-Stone packages. The company offers customers two different plans. The following table shows the unique groups of coverage provided in these packages.

SECURA Auto Insurance Mile-Stone Package Coverages

Coverage TypeCoverage Description
Traveler RescuerProvides emergency assistance, including travel and medical assistance.
Roadside RescuerProvides roadside assistance, including tire changes, lockout service, and towing.
Identity Theft ProtectionReimburses for recovery expenses.
Pet ProtectorReimburses for treating an injured pet or replacing a pet after death in your home or car.
Accident ForgivenessRates don’t increase after one accident.
Glass ExpressRepairs or replaces damaged windshields and windows.
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The Mile-Stone Gold package is the most comprehensive option for customers. This all-inclusive plan includes all of the coverages shown in the table above.

The Mile-Stone Basic plan is cheaper, only including Roadside Rescuer and Identity Theft Protection. However, customers can add some of the other coverages. Adding options not included in the basic plan will increase SECURA auto insurance quotes.

In addition to auto insurance, SECURA offers various other types of coverage, including business, renters, and home insurance.

What discounts are available from SECURA?

While SECURA has lower rates than many competitors, they can still be high depending on your history and lifestyle. Like most insurance companies, SECURA provides various discounts that can lower the cost of coverage.

The SECURA auto insurance company discounts depend on various aspects of a driver’s life, like driving habits, schooling, and vehicles. The following table shows some of the saving opportunities offered by SECURA.

SECURA Auto Insurance Discounts

Auto DiscountDiscount Eligibility
Hybrid carDriving a hybrid vehicle.
Good studentDrivers between the ages of 16 and 24 and enrolled full-time in school maintain a 3.0 grade point average.
Claim/violation-freeAvoid traffic citations and violations.
Select payPay in full or set up automatic electronic fund transfer (EFT).
Good creditDriver has a good credit score.
LoyaltyInsured maintains its policy with SECURA over an extended period.
New homeInsured owns a home that’s less than 10 years old.
Safety featuresCar has factory-installed safety features.
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SECURA provides many of the standard discounts you’ll find with many competitors. When inquiring about coverage, ask about all discounts to ensure that you get the best possible price.

How is SECURA rated?

Insurance companies are regularly rated based on their financial strength. Credit rating agencies provide these ratings to indicate the company’s likelihood of providing a payout when customers file a claim.

SECURA has been rated an A by A.M. Best, the most trusted credit rating agency. This rating is excellent and indicates that the company will provide a payout in most circumstances.

The Better Business Bureau (BBB) regularly rates companies based on their business practices. SECURA has been rated an A+ by the BBB, the highest possible rating. This rating indicates that the company is transparent and trustworthy when dealing with customers.

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Does SECURA have any complaints?

The Better Business Bureau (BBB) and the National Association of Insurance Commissioners (NAIC) allow insurance customers to list complaints on their websites. They also review complaints made about a company to provide detailed information on its customer service.

At the time of this review, the BBB has received only four complaints about SECURA Insurance during the past three years. Three of the complaints were about billing, and the other was regarding delivery issues.

According to the NAIC, SECURA has only received seven complaints and has a complaint index ratio of 0.71. These numbers indicate that the company has far fewer complaints than insurance companies of a similar size.

The numbers provided by the BBB and the NAIC show customers that they can expect quality customer service. However, reading through individual complaints will help you determine if the grievances should concern you.

How can you file a claim with SECURA?

SECURA allows customers to file a claim online or by phone, email, or fax. The best way to file a claim depends on your most comfortable form of communication. Those preferring to file a claim online can do so by filling out an online claim form on the SECURA website.

The company also provides two numbers if customers want to file a claim over the phone. Policyholders in the eastern or central time zones can call the SECURA claims phone number at 1-800-318-2136. Those in the mountain time zone can call 1-866-356-7870.

Filing a claim online or by phone is the most common method, but SECURA allows customers to file by email or fax. The SECURA claims department can be reached by email at [email protected] or fax at 1-800-318-2209.

What is SECURA Insurance available?

As previously mentioned, SECURA auto insurance is currently only available in 12 states. These states include:

  • Arizona
  • Colorado
  • Iowa
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Michigan
  • Minnesota
  • Missouri
  • North Dakota
  • Wisconsin

Drivers in these states can find independent agents that can help them find the best package for their auto insurance needs.

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Who should purchase SECURA coverage?

SECURA auto insurance is a good option for many customers, but not for everyone. Drivers that should buy SECURA auto insurance include those looking to bundle home and auto insurance or those who want to reduce the cost of coverage with discounts.

However, SECURA is not a good option for drivers who desire to customize their coverage. The company also provides coverage in a limited number of states, so most drivers in the United States are ineligible based on location.

What is the SECURA company history?

SECURA was founded in 1900 in Seymour, Wisconsin, by Julius Bubolz. Originally named the Farmers Home Mutual Hail, Tornado, and Cyclone Insurance Company, it remains a mutual insurance company represented by more than 550 independent agents.

SECURA: The Bottom Line

SECURA differs from most insurance companies by offering two packages of coverage. The company provides the standard auto coverages but lacks customizability. However, SECURA has been rated an A by A.M. Best and has fewer complaints than most competitors.

Learning more about SECURA auto insurance will help you decide if the company is right for you.

Now that you know about SECURA auto insurance, enter your ZIP code to get free car insurance quotes in your area.

SECURA Auto Insurance Review (2022) Additional Information

SECURA Auto Insurance Review [2022] is a company that was incorporated in 1900. SECURA Auto Insurance Review [2022] is a insurance company and has assets of , capital of $, and net surplus of $.

The president of SECURA Auto Insurance Review [2022] is Dave Gross, the treasurer is , and the secretary is . SECURA Auto Insurance Review [2022] insurance plans include
.

SECURA Auto Insurance Review [2022] is located in Neenah, Wisconsin and the phone number for SECURA Auto Insurance Review [2022] claims, customer, service, and additional information is 800-558-3405.

SECURA Auto Insurance Review [2022] Insurance Quotes

If you already have SECURA Auto Insurance Review [2022] insurance quotes then be sure that you compare your quoted SECURA Auto Insurance Review [2022] insurance plans with insurance quotes from many other top insurance companies so that you can find the very best insurance plan for your needs. Enter your zip code in for free insurance quotes now!