Selective Insurance Company of America: Customer Ratings & Reviews [2023]
Protecting Your Business with Comprehensive Insurance Solutions - Selective Insurance Company of America Delivers Peace of Mind and Confidence
UPDATED: Apr 17, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 17, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 17, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
UPDATED: Apr 17, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Selective Insurance Company of America
Average monthly rate for good drivers:
$100A.M. Best rating:
AComplaint level:
LowPros
- Comprehensive coverage options for auto, home, business, liability, and property insurance
- Competitive pricing with discounts for eligible customers
- Wide coverage area in multiple states across the United States
- Positive customer reviews for reliable coverage and exceptional customer service
- Established history and strong mission to provide reliable insurance solutions
Cons
- Limited information available on specific discounts and eligibility criteria
- No information provided on online policy management or digital tools
- Limited information on additional coverage options or customization for policies
- Limited availability of customer reviews and ratings on third-party platforms
- May not be suitable for customers seeking specialized or niche insurance products
The Bottom Line
Selective Insurance Company of America is a highly reputable insurance provider with a solid A.M. Best Rating and a low complaint level. With a wide range of insurance products and services, including auto, home, business, liability, and property insurance, Selective Insurance offers competitive pricing and discounts for eligible customers. While there may be limited information available on discounts, online policy management, and additional coverage options, the company has a strong history, mission, and positive customer reviews.
Are you looking for a trusted insurance provider that offers comprehensive coverage for your personal and business needs? Look no further than Selective Insurance Company of America. With a rich history, a clear mission, and a wide range of insurance products and services, Selective Insurance Company of America has been a reliable choice for customers across the United States. From auto and home insurance to business and liability insurance, the company offers tailored solutions to protect you from unexpected risks. In this article, we will delve into the details of Selective Insurance Company of America, including its history, mission, products and services, pricing, coverage area, discounts, and customer reviews, to help you make an informed decision about your insurance needs.
Is Selective Insurance Company of America a Good Choice?
Company Contact Information:
- Selective Insurance Company of America
- Address: 40 Wantage Ave, Branchville, NJ 07890
- Phone: 1-800-777-9656
- Website: www.selective.com
Related Parent or Child Companies:
- Selective Insurance Group, Inc. (Parent Company)
Financial Ratings:
- A.M. Best Rating: A+ (Superior)
Customer Service Ratings:
- Based on customer reviews, Selective Insurance Company of America has been praised for its responsive and helpful customer service, with many customers reporting positive experiences.
Claims Information:
- Selective Insurance Company of America offers a streamlined claims process, allowing customers to report and file claims through their website or by calling their claims hotline at 1-800-777-9656. The company aims to process claims efficiently and provide timely payouts to eligible policyholders.
Company Apps:
- Selective Insurance Company of America offers a mobile app called “Selective Mobile” that provides convenient access to policy information, claims reporting, bill payment, and contact information. The app is available for download on both iOS and Android devices, making it easy for customers to manage their policies on the go.
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Selective Insurance Company of America Discounts Available
Selective Insurance Company of America offers various discounts to eligible customers, helping them save on their insurance premiums. These discounts may vary by state and policy type, but commonly include:
- Multi-Policy Discount: Customers who bundle multiple policies, such as auto and home insurance, with Selective Insurance may qualify for a discount on their premiums.
- Safe Driver Discount: Customers with a clean driving record and no history of accidents or violations may be eligible for a safe driver discount.
- Good Student Discount: Students who maintain a certain GPA or are on the Dean’s List may qualify for a discount on their auto insurance premiums.
- Safety Features Discount: Vehicles equipped with safety features such as anti-lock brakes, airbags, and theft prevention systems may be eligible for a discount.
- Home Security Discount: Homes with security features such as smoke detectors, burglar alarms, and fire alarms may qualify for a discount on their home insurance premiums.
- Paid-in-Full Discount: Customers who pay their premiums in full upfront may be eligible for a discount on their insurance premiums.
- Loyalty Discount: Customers who have been with Selective Insurance for a certain number of years may qualify for a loyalty discount.
Please note that specific discounts and eligibility criteria may vary, and it’s best to consult with a Selective Insurance representative or review your policy to determine the discounts that may apply to your unique situation.
Selective Insurance Company of America Coverage Options
Selective Insurance Company of America offers a wide range of coverage options to meet the insurance needs of individuals, families, and businesses. These coverage options may include:
- Auto Insurance: Selective Insurance provides coverage for personal vehicles, including liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage.
- Home Insurance: Selective Insurance offers coverage for homes, including dwelling coverage, personal property coverage, liability coverage, and additional living expenses coverage.
- Business Insurance: Selective Insurance provides coverage for businesses, including commercial property insurance, general liability insurance, commercial auto insurance, workers’ compensation insurance, and business interruption insurance.
- Liability Insurance: Selective Insurance offers liability coverage for both personal and commercial policies, including bodily injury liability, property damage liability, and personal liability coverage.
- Property Insurance: Selective Insurance provides coverage for property, including commercial property insurance, homeowners association insurance, and property preservation coverage.
- Umbrella Insurance: Selective Insurance offers umbrella insurance, which provides additional liability coverage beyond the limits of other policies, protecting policyholders against large lawsuits or claims.
- Flood Insurance: Selective Insurance offers flood insurance coverage for homes and businesses located in flood-prone areas, providing protection against damages caused by flooding.
- Specialty Insurance: Selective Insurance provides specialty coverage options, such as marine insurance, excess and surplus lines insurance, and professional liability insurance for specific industries or unique risks.
It’s important to review your policy and consult with a Selective Insurance representative to determine the specific coverage options that best meet your insurance needs.
Selective Insurance Company of America vs. Competitors
Selective Insurance Company of America operates in a competitive insurance market and faces competition from various other insurance companies. Some of the main competitors of Selective Insurance may include:
- State Farm: State Farm is one of the largest insurance companies in the United States, offering a wide range of insurance products including auto, home, business, and life insurance. They have a large customer base and a strong presence in the insurance industry.
- Allstate: Allstate is another major insurance company that offers a variety of insurance products including auto, home, renters, and business insurance. They are known for their extensive advertising campaigns and nationwide coverage.
- Progressive: Progressive is a well-known insurance company that specializes in auto insurance but also offers other types of insurance such as home, renters, and business insurance. They are known for their innovative use of technology in the insurance industry, such as their usage-based insurance programs.
- Liberty Mutual: Liberty Mutual is a large insurance company that offers a wide range of insurance products including auto, home, renters, and business insurance. They have a strong presence in the commercial insurance market and cater to both personal and business insurance needs.
- Travelers: Travelers is a leading insurance company that offers a wide range of insurance products including auto, home, business, and specialty insurance. They are known for their strong commercial insurance offerings and have a long history in the insurance industry.
It’s important to note that the competitive landscape of the insurance industry can change over time and may vary by region. It’s recommended to research and compare different insurance companies to find the one that best fits your specific insurance needs and budget.
Frequently Asked Questions
What is Selective Insurance Company of America?
Selective Insurance Company of America is a leading insurance company that offers a wide range of insurance products for individuals, families, and businesses. They provide coverage options for auto, home, business, liability, property, umbrella, flood, and specialty insurance.
Where is Selective Insurance Company of America headquartered?
Selective Insurance Company of America is headquartered in Branchville, New Jersey, USA.
What is the history and mission of Selective Insurance Company of America?
Selective Insurance Company of America was founded in 1926 and has a long history in the insurance industry. Their mission is to provide quality insurance products and superior customer service while maintaining financial stability and acting with integrity.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Pinguinos_con_maletas
Hope you never have to place a claim
IAMNORA
Selective Insurance.....the Ultimate Worst of Ins. Companies
survey2019
Progressive is a little too aggresive
SelectiveOtherProvider
Selective is a terrible Company to collect from...
judlorra
Selective - Coverage at a reasonable cost
Rchinson
Terrible customer service
cutsbykevin
Great smaller company
judlorra
Saved Me Money
sunshinenwaves84
Quick to reply!
brettery
Cheapest option when combining home and auto - easy process