Selective Insurance Company of the Southeast Review (2024)

The Selective Insurance Company of the Southeast, a distinguished insurance provider celebrated for its expansive array of coverage options, aggressive discounts, and exemplary customer service, stands as a reliable choice for individuals and businesses seeking home, auto, or business insurance.

UPDATED: Jun 14, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Jun 14, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jun 14, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jun 14, 2024Fact Checked
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Selective Insurance Company of the Southeast

Average monthly rate for good drivers:

$0

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Comprehensive coverage options
  • Excellent customer service
  • Competitive rates
  • Customizable business insurance
  • Specialized insurance offerings

Cons

  • Rates may vary by individual circumstances
  • Limited information on average rates provided
  • Specialized insurance may have additional costs
  • Not available in all locations
  • Discounts may vary by region

The Selective Insurance Company of the Southeast, a leading insurance provider renowned for its diverse range of coverage options. The company offers home insurance, auto insurance, business insurance, personal umbrella insurance, and specialized insurance products like flood and earthquake insurance.

With a low complaint level and a commitment to excellent customer service, Selective Insurance stands out in the industry. Additionally, the article highlights the company’s competitive discounts, making insurance more affordable for customers.

By choosing Selective Insurance, individuals and businesses can access comprehensive protection, exemplary service, and opportunities to save on insurance premiums, ensuring their peace of mind and financial security.

Selective Insurance Company of the Southeast Insurance Coverage Options

When it comes to safeguarding what matters most, Selective Insurance Company of the Southeast offers a wide range of coverage options to meet your specific needs. Whether you’re protecting your home, vehicle, or business, Selective Insurance has you covered. Below, we’ll explore the comprehensive coverage options provided by this trusted insurance provider.

  • Home Insurance: Selective Insurance Company of the Southeast offers home insurance policies that protect your property and belongings from various perils, including fire, theft, and natural disasters. They also provide liability coverage in case someone is injured on your property.
  • Auto Insurance: Your vehicle is a significant investment, and Selective Insurance understands the importance of protecting it. Their auto insurance policies offer coverage for accidents, theft, vandalism, and more. Plus, they provide liability coverage to protect you in case you’re at fault in an accident.
  • Business Insurance: Businesses face unique risks, and Selective Insurance Company of the Southeast offers tailored business insurance solutions. This coverage includes protection for property, liability, workers’ compensation, and more, ensuring your business is well-protected.
  • Personal Umbrella Insurance: For added peace of mind, Selective Insurance offers personal umbrella insurance, extending your liability coverage beyond your primary policies. This extra layer of protection can shield you from substantial financial losses.
  • Specialized Insurance: Selective Insurance Company of the Southeast also provides specialized insurance products, such as flood insurance and earthquake insurance. These policies are designed to address unique risks that standard coverage may not adequately protect against.

Selective Insurance Company of the Southeast’s comprehensive coverage options ensure that you can find the right insurance to suit your specific needs. Whether it’s protecting your home, your vehicle, or your business, they combine excellent customer service with extensive policy offerings to provide peace of mind. Your assets are in safe hands with Selective Insurance.

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Selective Insurance Company of the Southeast Insurance Rates Breakdown

Driver ProfileSelective InsuranceNational Average
Clean Record$75$119
1+ Ticket$113$147
1+ Accident$146$173
DUI$250$209
Poor Credit$129$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Selective Insurance Company of the Southeast Discounts Available

DiscountsSelective Insurance
Anti Theft6%
Good Student15%
Low Mileage8%
Paperless5%
Safe Driver18%
Senior Driver7%

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At Selective Insurance Company of the Southeast, they understand that saving money on insurance is just as important as having the right coverage. That’s why they offer a variety of discounts to help you get the most out of your insurance policies.

These discounts can make your coverage more affordable while maintaining the quality and reliability that Selective Insurance is known for. Let’s take a closer look at the discounts you can take advantage of when you choose Selective Insurance Company of the Southeast.

  • Multi-Policy Discount: Bundle your home and auto insurance with Selective Insurance and enjoy significant savings. Combining policies can lead to lower premiums and simplified billing.
  • Safe Driver Discount: If you have a clean driving record, Selective Insurance rewards your safe driving habits with discounts on your auto insurance premiums.
  • Claims-Free Discount: Staying claims-free can help you save on your home insurance policy. If you haven’t filed a claim for a specified period, you may qualify for this discount.
  • Security System Discount: Installing security systems and alarms in your home can lead to reduced home insurance premiums. Protecting your property enhances your safety and your savings.
  • Good Student Discount: If you have a young driver in your household who maintains good grades in school, you could qualify for a discount on their auto insurance policy.

Selective Insurance Company of the Southeast goes the extra mile to ensure that their customers can access affordable insurance without sacrificing quality. These discounts are just one of the many ways they strive to make insurance more accessible and cost-effective.

By choosing Selective Insurance, you not only get exceptional coverage but also opportunities to save on your insurance premiums, making it a win-win for your peace of mind and your wallet.

How Selective Insurance Company of the Southeast Ranks Among Providers

Selective Insurance Company of the Southeast faces competition from several major insurance providers in the industry. While it excels in various aspects, it’s essential to be aware of its main competitors to make an informed decision when selecting an insurance company. Here are some of its primary competitors:

  • State Farm: State Farm is one of the largest insurance companies in the United States. They offer a wide range of insurance products, including auto, home, and life insurance. State Farm is known for its extensive network of agents and a strong online presence, providing customers with a variety of options and competitive rates.
  • Allstate: Allstate is another prominent player in the insurance industry, offering comprehensive coverage options for both individuals and businesses. They are known for their innovative insurance products, such as usage-based auto insurance, and a strong advertising presence.
  • Geico: Geico is well-known for its focus on affordable auto insurance. They have a significant market share and are known for their clever advertising campaigns. Geico’s online and phone-based approach makes it easy for customers to get quotes and manage policies.
  • Progressive: Progressive is a leader in auto insurance, particularly for those looking for competitive rates and innovative features. They are known for their Snapshot program, which tracks driving habits to determine personalized rates.
  • Liberty Mutual: Liberty Mutual offers a wide range of insurance products, including auto, home, and business insurance. They focus on personalized coverage and have a strong emphasis on customer service.
  • Farmers Insurance: Farmers Insurance is known for its wide variety of coverage options, including specialized policies like pet insurance and recreational vehicle insurance. They also offer homeowners and auto insurance, making them a versatile competitor in the market.
  • Nationwide: Nationwide is recognized for its range of insurance products and strong financial stability. They offer a variety of discounts and have a substantial presence in the auto and property insurance sectors.
  • Travelers: Travelers is a leading provider of property and casualty insurance, with a strong focus on commercial insurance for businesses. They have a long history in the industry and are known for their expertise in risk management.

These competitors often vie for the same customer base as Selective Insurance Company of the Southeast. To choose the best insurance provider, consumers should compare rates, coverage options, customer service, and any unique features or discounts offered by each company.

Additionally, factors like location and specific insurance needs can influence the choice of insurer, as not all providers operate in every region or offer the same types of coverage.

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Claims Process at Selective Insurance Company of the Southeast

Streamlined Claim Filing Options

The Selective Insurance Company of the Southeast offers a streamlined process for filing insurance claims, providing customers with multiple convenient options.

Whether you prefer online submissions, phone calls, or mobile apps, Selective Insurance aims to make the claims process as hassle-free as possible. Their commitment to customer convenience extends to various channels, ensuring you can report a claim in a way that suits your preferences.

Swift Claim Processing

When it comes to handling claims efficiently, Selective Insurance Company of the Southeast strives to deliver prompt service. While individual claim processing times may vary depending on the complexity of the case, the company is dedicated to minimizing delays and ensuring that customers receive their claim settlements in a timely manner.

Customer Satisfaction Insights

Customer satisfaction is a priority for Selective Insurance, and this extends to their claim resolutions and payouts. The company values feedback from policyholders and continuously works to improve the claims experience.

By examining customer reviews and testimonials, you can gain insights into the satisfaction levels of those who have filed claims with Selective Insurance.

Digital and Technological Features at Selective Insurance Company of the Southeast

Empowering Mobile App Features

Selective Insurance Company of the Southeast offers a feature-rich mobile app that enhances the overall customer experience. The app allows policyholders to manage their insurance policies, file claims, access important documents, and even receive real-time updates on the status of their claims.

Exploring the app’s functionalities can provide policyholders with added convenience and control over their insurance coverage.

Online Account Management Simplified

Selective Insurance understands the importance of online account management in today’s digital age. With their user-friendly online portal, policyholders can easily access their accounts, review policy details, make payments, and update their information.

This digital tool empowers customers to have direct control over their policies, ensuring they stay informed and in command of their insurance needs.

Digital Tools and Resources Hub

In addition to its mobile app and online account management, Selective Insurance Company of the Southeast provides policyholders with a range of digital tools and resources. These resources may include educational materials, calculators, and FAQs designed to assist customers in making informed decisions about their insurance coverage.

Exploring these digital resources can help policyholders navigate their insurance needs more effectively.

Frequently Asked Questions

What types of auto insurance coverage does Selective Insurance Company of the Southeast offer?

Selective Insurance Company of the Southeast offers a range of auto insurance coverage options, including liability coverage, comprehensive coverage, collision coverage, and more. You can customize your policy to meet your specific needs.

Can I bundle my business insurance with other coverage from Selective Insurance?

Yes, you can often bundle your business insurance with other coverage options from Selective Insurance Company of the Southeast. Bundling can lead to discounts and simplified management of your policies.

Do I need specialized insurance like flood or earthquake insurance in addition to my standard policies?

Whether you need specialized insurance like flood or earthquake coverage depends on your location and specific risks. Selective Insurance offers these specialized policies to provide additional protection beyond standard coverage.

Are there discounts available for bundling multiple insurance policies with Selective Insurance?

Yes, Selective Insurance Company of the Southeast often offers discounts for bundling multiple insurance policies. When you combine home and auto insurance, for example, you may qualify for significant savings.

What factors can affect the cost of my insurance premiums with Selective Insurance?

Several factors can influence your insurance premiums with Selective Insurance, including your location, coverage options, deductible choices, driving history, and credit score (for auto and home insurance). Understanding these factors and discussing them with a Selective Insurance representative can help you find the most cost-effective coverage.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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