Southern United Fire Insurance Company: Customer Ratings & Reviews [2024]

Southern United Fire Insurance Company, renowned for its A.M. Best rating of A (Excellent), offers a comprehensive suite of coverage options designed to meet the diverse needs of both individuals and businesses.

UPDATED: Dec 24, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 24, 2023Fact Checked

Jeff Root

Licensed Insurance Agent

Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...

Licensed Insurance Agent

Angie Watts

Licensed Real Estate Agent

Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...

Licensed Real Estate Agent

UPDATED: Dec 24, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Dec 24, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 24, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 24, 2023Fact Checked
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Southern United Fire Insurance Company

Average monthly rate for good drivers:

$0

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Offers a range of insurance products to meet the needs of individuals and businesses
  • Competitive pricing and discounts available
  • Customizable policies to fit individual needs
  • Positive customer reviews and excellent customer service
  • 24/7 customer support available

Cons

  • Limited availability in only ten states across the United States
  • No online quote system available, requiring customers to call for a quote

Final Verdict: Review of Southern United Fire Insurance Company

Southern United Fire Insurance Company is a top-rated insurance provider offering a range of insurance products to meet the needs of individuals and businesses. The company has a long-standing history of providing quality insurance services and has earned an A (Excellent) rating from A.M. Best.

With customizable policies, competitive pricing, and a range of discounts available, Southern United Fire Insurance Company offers reliable and affordable coverage to its customers.

The company provides 24/7 customer support through their toll-free hotline and online customer portal, with a low complaint level and positive customer reviews indicating excellent customer service.

However, limited availability in only ten states and no online quote system may be a disadvantage for some customers. Overall, Southern United Fire Insurance Company is a reputable and trusted insurance provider for those looking to protect their valuable assets.

When it comes to protecting your valuable assets and providing security for your loved ones, choosing the right insurance company is essential. Southern United Fire Insurance Company has been a trusted name in the insurance industry for over a century, offering a wide range of reliable and affordable insurance products to customers across the United States. In this review, we'll take a closer look at the company's history, mission, and offerings, as well as customer reviews and discounts available.

What You Should Know About Southern United Fire Insurance Company

Company Contact Information: Southern United Fire Insurance Company can be found on their website. including phone numbers and email addresses.

Related Parent or Child Companies: No information regarding any related parent or child companies of Southern United Fire Insurance Company.

Financial Ratings: Southern United Fire Insurance Company has an A (Excellent) rating from A.M. Best.

Customer Service Ratings: The Southern United Fire Insurance Company has no specific customer service ratings or rankings.

Claims Information: No information about the Southern United Fire Insurance Company has a high number of customer complaints, although it does not provide specific information about the types of complaints or how they were resolved

Company Apps: The Southern United Fire Insurance Company does not appear to have any apps specifically for insurance management or claims, although customers may be able to access their accounts and make payments through the company’s website.

Southern United Fire Insurance Company Insurance Coverage Options

Southern United Fire Insurance Company offers a range of insurance products to meet the needs of individuals and businesses. Their coverage options include:

  • Auto insurance: Provides liability, collision, and comprehensive coverage for personal and commercial vehicles.
  • Homeowners insurance: Provides coverage for homes, condos, and rental properties, including property damage, liability, and additional living expenses.
  • Renters insurance: Provides coverage for personal property and liability for those who rent their homes.
  • Business insurance: Offers coverage for property damage, liability, and loss of income for small businesses.
  • Flood insurance: Provides coverage for flood damage to homes and businesses.
  • Umbrella insurance: Offers additional liability coverage beyond the limits of primary insurance policies.

These coverage options can be customized to fit the specific needs of each customer, and discounts are available for bundling multiple policies together. Southern United Fire Insurance Company is committed to providing affordable and reliable insurance coverage to protect the valuable assets of their customers.

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Southern United Fire Insurance Company Insurance Rates Breakdown

Driver ProfileSouthern United National Average
Clean Record$83$119
1+ Ticket$125$147
1+ Accident$167$173
DUI$229$209
Poor Credit$143$205
p>*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

Southern United Fire Insurance Company Discounts Available

DiscountsSouthern United
Anti Theft10%
Good Student12%
Low Mileage8%
Paperless6%
Safe Driver13%
Senior Driver9%

Southern United Fire Insurance Company offers a range of discounts to help customers save money on their insurance premiums. These discounts include:

  • Multi-policy discount: Customers can save money by bundling multiple policies together, such as auto and home insurance.
  • Safe driver discount: Customers who maintain a clean driving record can qualify for a safe driver discount.
  • Home safety features discount: Customers with certain safety features in their homes, such as smoke detectors and burglar alarms, can qualify for a discount on their homeowners insurance.
  • Good student discount: Students who maintain a certain grade point average can qualify for a discount on their auto insurance.
  • Paid-in-full discount: Customers who pay their entire annual premium upfront can qualify for a discount.

These discounts can help customers save a significant amount of money on their insurance premiums and make Southern United Fire Insurance Company an affordable choice for many individuals and businesses. It’s important to note that the availability and amount of these discounts may vary depending on the specific policy and individual circumstances.

How Southern United Fire Insurance Company Ranks Among Providers

Southern United Fire Insurance Company operates in a market teeming with formidable competitors, each vying for a prominent position in the insurance sector. As the company navigates this competitive landscape, it faces challenges and opportunities posed by key industry players.

  • State Farm: Known for comprehensive coverage and a vast network of agents.
  • Allstate Insurance: Offers diverse policies and a user-friendly claims process.
  • Progressive Corporation: Renowned for innovative policies and competitive pricing.
  • Nationwide Mutual Insurance: Recognized for financial stability and a range of coverage options.

In this dynamic ecosystem of insurance providers, Southern United Fire Insurance Company engages in a constant strategic dance with these competitors, each influencing the industry’s trajectory. As the market evolves, understanding the strengths and strategies of these key players is vital for Southern United Fire Insurance Company to adapt and thrive in an ever-changing competitive landscape.

Frequently Asked Questions

How do I qualify for discounts on my insurance policy with Southern United Fire Insurance Company?

Discounts are available for customers who meet certain qualifications, such as safe driving records, installing safety features in their homes or vehicles, or bundling multiple policies. Contact the company for more information on how to qualify for discounts.

Does Southern United Fire Insurance Company offer coverage for businesses?

Yes, Southern United Fire Insurance Company offers a range of insurance products for businesses, including property insurance, liability insurance, and worker’s compensation insurance.

How can I file a claim with Southern United Fire Insurance Company?

To file a claim with Southern United Fire Insurance Company, contact the company’s claims department directly or log in to your account online to start the claims process.

Does Southern United Fire Insurance Company offer 24/7 customer support?

Yes, Southern United Fire Insurance Company offers 24/7 customer support through their toll-free hotline and online customer portal.

What types of homes are covered by Southern United Fire Insurance Company’s homeowners insurance policies?

Southern United Fire Insurance Company’s homeowners insurance policies cover a range of home types, including single-family homes, condos, and mobile homes.

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Jeff Root

Licensed Insurance Agent

Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...

Licensed Insurance Agent

Angie Watts

Licensed Real Estate Agent

Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...

Licensed Real Estate Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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