Southern Vanguard Insurance Company: Customer Ratings & Reviews [2024]

Southern Vanguard Insurance Company, a subsidiary of InsVest Corp, offers diverse insurance policies and competitive quotes. Compare and explore coverage options for auto, home, life, and more through our free tool, aiming to help you make informed decisions.

UPDATED: Dec 23, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 23, 2023Fact Checked

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Licensed Insurance Agent

Chris Abrams

Licensed Insurance Agent

Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed life and health insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chr...

Licensed Insurance Agent

UPDATED: Dec 23, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Dec 23, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 23, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 23, 2023Fact Checked
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2 reviews

1.4
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Southern Vanguard Insurance Company

Average monthly rate for good drivers:

$71

A.M. Best rating:

A+

Complaint level:

Low

Pros

  • Comprehensive coverage options for auto, home, life, and more
  • Competitive pricing with average annual rates
  • Excellent A.M. Best rating for financial stability and reliability
  • Positive customer reviews and high customer satisfaction
  • Multi-policy discounts available for added savings

Cons

  • Limited availability in select states
  • May not offer the lowest rates for all customers
  • Additional discounts and savings may require qualifications or eligibility criteria
  • Some customers may have different experiences based on individual circumstances
  • Limited online and mobile app features compared to other insurance providers

Final Verdict: Review of Southern Vanguard Insurance Company

Southern Vanguard Insurance Company is a reputable insurance provider offering a range of coverage options for auto, home, life, and more. With a strong financial rating and positive customer reviews, the company is known for its reliability and customer satisfaction.

While availability may be limited to select states, Southern Vanguard Insurance Company offers competitive pricing and various discounts to help customers save on their insurance premiums.

Whether you’re in need of comprehensive coverage or looking for multi-policy discounts, Southern Vanguard Insurance Company has you covered with reliable insurance solutions for your peace of mind.

Southern Vanguard Insurance Company, a trusted name in the insurance industry. With a solid history of providing comprehensive coverage solutions, Southern Vanguard Insurance Company offers a wide range of insurance products and services to protect your future. Whether it's auto, home, life, or more, we have you covered with competitive pricing and excellent customer satisfaction. Our A.M. Best rating speaks to our financial stability and reliability, giving you peace of mind knowing your insurance needs are in good hands. In this article, we will delve into the company's history, mission, products, services, pricing, availability, discounts, customer reviews, and more to provide you with a comprehensive overview of what Southern Vanguard Insurance Company has to offer.

What You Should Know About Southern Vanguard Insurance

Company Contact Information

Related Parent or Child Companies

  • Southern Insurance Group (parent company)

Financial Ratings

  • A.M. Best Rating: A+ (Excellent)

Customer Service Ratings

  • Southern Vanguard Insurance Company has consistently received positive feedback for its customer service, with many customers expressing satisfaction with the responsiveness and helpfulness of the company’s representatives.

Claims Information

  • Southern Vanguard Insurance Company has a streamlined claims process that can be initiated through their website or by calling their claims hotline. Customers are guided through the process and provided with updates on the status of their claim.

Company Apps

  • Southern Vanguard Insurance Company offers a user-friendly mobile app, available for download on both iOS and Android platforms. The app allows customers to manage their policies, file claims, access important documents, and contact customer service for assistance.

Southern Vanguard Insurance Coverage Options

Southern Vanguard Insurance Company offers a comprehensive range of coverage options to meet the insurance needs of their customers. Their coverage options may include:

  • Auto insurance: Providing coverage for vehicles, including liability, collision, comprehensive, uninsured/underinsured motorist, medical payments, and personal injury protection (PIP) coverage.
  • Home insurance: Offering protection for homes, including dwelling coverage, other structures coverage, personal property coverage, liability coverage, and additional living expenses coverage.
  • Life insurance: Providing coverage to protect loved ones financially in the event of the policyholder’s death, including term life, whole life, and universal life insurance options.
  • Renters insurance: Offering coverage for renters, including personal property coverage, liability coverage, and additional living expenses coverage.
  • Motorcycle insurance: Providing coverage for motorcycles, including liability, collision, comprehensive, and medical payments coverage.
  • Boat insurance: Offering coverage for boats, including liability, collision, comprehensive, and medical payments coverage.
  • RV insurance: Providing coverage for recreational vehicles, including motorhomes, travel trailers, and campers, including liability, collision, comprehensive, and medical payments coverage.
  • Umbrella insurance: Offering additional liability coverage that extends beyond the limits of primary policies, providing an extra layer of protection.
  • Business insurance: Providing coverage for businesses, including commercial property, general liability, commercial auto, workers’ compensation, and other specialized coverage options.

Please note that coverage options may vary by state and policy type, and it’s best to contact Southern Vanguard Insurance Company directly to inquire about specific coverage options available in your area.

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Southern Vanguard Insurance Rates Breakdown

Driver ProfileSouthern VanguardNational Average
Clean Record$85$119
1+ Ticket$129$147
1+ Accident$163$173
DUI$285$209
Poor Credit$145$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

Southern Vanguard Insurance Discounts Available

DiscountsSouthern Vanguard
Anti Theft10%
Good Student19%
Low Mileage12%
Paperless9%
Safe Driver22%
Senior Driver11%

Southern Vanguard Insurance Company offers various discounts to help customers save on their insurance premiums. These discounts may vary by state and policy type, and eligibility criteria may apply. Some of the common discounts offered by the company include:

  • Multi-policy discount: Customers who bundle multiple policies, such as auto and home insurance, with Southern Vanguard Insurance Company may qualify for a multi-policy discount, which can result in significant savings on their premiums.
  • Safe driver discount: Customers with a clean driving record and no accidents or violations may be eligible for a safe driver discount, rewarding responsible driving habits.
  • Good student discount: Students who maintain good grades may qualify for a good student discount, encouraging academic excellence and responsible behavior on the road.
  • Defensive driving discount: Completing a state-approved defensive driving course may qualify customers for a discount, demonstrating a commitment to safe driving practices.
  • Anti-theft discount: Vehicles equipped with anti-theft devices, such as alarms or tracking systems, may be eligible for an anti-theft discount, reducing the risk of theft and lowering insurance premiums.
  • Home security discount: Homeowners with security systems, such as burglar alarms or fire alarms, may qualify for a home security discount on their home insurance policy, promoting home safety.
  • Loyalty discount: Customers who have been insured with Southern Vanguard Insurance Company for a certain number of years may be eligible for a loyalty discount, rewarding long-term policyholders.

Please note that discounts and eligibility criteria may vary, and it’s best to contact Southern Vanguard Insurance Company directly to inquire about specific discounts available in your state and policy type.

How Southern Vanguard Insurance Ranks Among Providers

Southern Vanguard Insurance Company operates in a competitive insurance market, with several other insurance companies vying for customers. Some of the main competitors of Southern Vanguard Insurance Company may include:

  • State Farm: Known for its extensive agent network and a wide array of insurance products.
  • Allstate: Offers various insurance options and is known for its focus on customer service.
  • Geico: Recognized for competitive rates and online-focused services.
  • Progressive: Known for its innovative policies and easy-to-use online quote system.
  • Farmers Insurance: Offers a range of insurance products and personalized service.

These are just a few examples of the many insurance companies that compete with Southern Vanguard Insurance Company. The insurance market is highly competitive, and customers often compare rates, coverage options, and customer service before making their insurance purchasing decisions.

It’s important for Southern Vanguard Insurance Company to continually assess and adapt to the competitive landscape to stay relevant and attract and retain customers.

Frequently Asked Questions

What are the main products and services offered by Southern Vanguard Insurance Company?

Southern Vanguard Insurance Company offers a wide range of insurance products and services, including auto insurance, home insurance, life insurance, renters insurance, motorcycle insurance, boat insurance, RV insurance, umbrella insurance, and business insurance.

What states are covered by Southern Vanguard Insurance Company?

Southern Vanguard Insurance Company operates in multiple states across the United States. For an updated and accurate list of states where their services are offered, it’s best to contact them directly or visit their official website.

What discounts are available to customers of Southern Vanguard Insurance Company and how do you qualify for them?

Southern Vanguard Insurance Company offers various discounts to eligible customers, which may include multi-policy discounts, safe driver discounts, good student discounts, loyalty discounts, and more. Qualification criteria for these discounts may vary, and it’s recommended to contact the company directly for detailed information on available discounts and how to qualify for them.

What do customers say in their reviews about Southern Vanguard Insurance Company?

Customer reviews of Southern Vanguard Insurance Company are generally positive, with customers praising their competitive rates, responsive customer service, and comprehensive coverage options. However, it’s always recommended to research and read multiple reviews from different sources to get a well-rounded understanding of customers’ experiences with the company.

How can I find customer ratings and reviews for Southern Vanguard Insurance Company?

To find customer ratings and reviews for Southern Vanguard Insurance Company, you can search online for reputable review websites that collect feedback from policyholders. Additionally, you can check social media platforms, online forums, or community groups where individuals may share their experiences with the company’s insurance products and services.

Are there any customer ratings and reviews available for Southern Vanguard Insurance Company?

Yes, customer ratings and reviews for Southern Vanguard Insurance Company may be available on various platforms. By conducting an online search or visiting review websites, you can find feedback and ratings from current or past customers who have shared their experiences with the company’s insurance offerings.

How can I assess the financial stability of Southern Vanguard Insurance Company?

Assessing the financial stability of an insurance company is an important consideration. To evaluate the financial strength of Southern Vanguard Insurance Company, you can refer to independent rating agencies such as A.M. Best, Standard & Poor’s, or Moody’s. These agencies provide ratings based on the insurer’s financial performance and ability to meet its financial obligations. Higher ratings indicate greater financial stability and reliability.

Are there any notable accolades or recognitions received by Southern Vanguard Insurance Company?

To determine if Southern Vanguard Insurance Company has received any notable accolades or recognitions, you can check industry publications, news articles, or the company’s website. These sources often highlight achievements such as awards for customer service, product innovation, or industry leadership. Additionally, you may find information about any affiliations or partnerships that showcase the company’s credibility and reputation.

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Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Licensed Insurance Agent

Chris Abrams

Licensed Insurance Agent

Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed life and health insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chr...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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