Southwest Marine and General Insurance Company: Customer Ratings & Reviews [2024]

Southwest Marine and General Insurance Company stands out for its dependable coverage of boats, yachts, and luxury homes, offering tailored protection and stellar customer service for clients seeking comprehensive insurance options.

UPDATED: Jan 18, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 18, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Diego Anderson

Licensed Real Estate Agent

Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...

Licensed Real Estate Agent

UPDATED: Jan 18, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jan 18, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 18, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 18, 2024Fact Checked

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Southwest Marine and General Insurance Company

Average monthly rate for good drivers:

$92

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Provides a range of insurance products
  • Offers discounts to policyholders
  • Strong financial rating
  • Excellent customer service
  • Customizable policies

Cons

  • Limited availability in certain states
  • Some customers have reported issues with claims processing

Final Verdict: Review of Southwest Marine and General Insurance Company

Southwest Marine and General Insurance Company is a top-rated insurance provider that offers a wide range of insurance products to customers. The company has a strong financial rating and provides customizable policies to fit the specific needs of its clients.

Southwest Marine and General Insurance Company offers discounts to its policyholders and has excellent customer service The company has a low complaint level, indicating a high level of customer satisfaction. However, its availability is limited in certain states, and some customers have reported issues with claims processing.

Overall, Southwest Marine and General Insurance Company is a reliable and reputable insurance provider that offers competitive rates and exceptional customer service.

Southwest Marine and General Insurance Company is a leading insurance provider that offers comprehensive coverage for individuals and businesses. With a range of products and services, the company aims to help customers manage risks and protect their assets. Whether you're looking for liability coverage, marine insurance, commercial insurance, or property insurance, Southwest Marine and General Insurance Company has you covered. In this article, we'll take a closer look at the company's history, products and services, discounts, customer reviews, and more.

What You Should Know About Southwest General Insurance

Company Contact Information

Related Parent or Child Companies

  • There is no information provided in the article regarding related parent or child companies.

Financial Ratings

  • Southwest Marine and General Insurance Company has an A (Excellent) rating from A.M. Best, indicating a strong financial standing.

Customer Service Ratings

  • The article states that Southwest Marine and General Insurance Company has excellent customer service. However, specific customer service ratings are not provided.

Claims Information

  • The article mentions that some customers have reported issues with claims processing, but does not provide any further information on the company’s claims process.

Company Apps

  • There is no information provided in the article regarding any company apps.

Southwest General Insurance Coverage Options

Southwest Marine and General Insurance Company offers a range of insurance products and services, including:

  • Liability coverage: Protects individuals and businesses against claims for injury, property damage, and other liabilities.
  • Marine insurance: Provides coverage for boats, yachts, and other watercraft.
  • Commercial insurance: Offers coverage for businesses of all sizes, including property, liability, and workers’ compensation insurance.
  • Property insurance: Protects homes, rental properties, and other assets against damage or loss.

The cost of Southwest Marine and General Insurance Company’s services varies depending on factors such as the type and amount of coverage needed, as well as the state where the policy is issued. The company offers competitive rates and flexible payment options to help customers manage their insurance costs.

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Southwest General Insurance Rates Breakdown

Driver ProfileSouthwest MarineNational Average
Clean Record$92$119
1+ Ticket$144$147
1+ Accident$175$173
DUI$313$209
Poor Credit$158$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Southwest General Insurance Discounts Available

DiscountsSouthwest Marine
Anti Theft12%
Good Student21%
Low Mileage14%
Paperless11%
Safe Driver24%
Senior Driver13%

Southwest Marine and General Insurance Company values its customers by offering various discounts to help save on insurance premiums. These discounts cater to different needs and situations, providing added value to policyholders seeking comprehensive coverage.

  • Multi-Policy Discount: Combine multiple policies for savings.
  • Safe Boating Course Discount: Earn savings by completing a safe boating course.
  • Loyalty Discounts: Reward for continued policy renewal and loyalty.
  • Safety Feature Discounts: Savings for having safety features on boats or properties.
  • Claims-Free Discount: Discounts for customers without recent claims.
  • Home Security Discount: Savings for implementing home security measures.
  • Good Student Discount: Discounts for students with good academic records.
  • Payment Discounts: Discounts for paying premiums in full or via certain methods.

Southwest Marine and General Insurance Company offers a range of discounts, encouraging policyholders to maximize savings while enjoying robust coverage. These discounts cater to various circumstances, promoting safety, loyalty, and responsible behavior, ensuring customers benefit from comprehensive protection at affordable rates.

How Southwest General Insurance Ranks Among Providers

As a prominent insurance provider specializing in coverage for boats, yachts, and luxury homes, Southwest Marine and General Insurance Company faces competition from several key industry players. These competitors offer similar insurance products and services, presenting customers with alternative options for their insurance needs.

  • State Farm: Known for its diverse insurance products and strong customer service.
  • Allstate: Offers comprehensive coverage and competitive rates for various insurance needs.
  • Progressive: Known for innovative policies and a user-friendly interface.
  • Geico: Renowned for affordable rates and diverse insurance offerings.
  • Other Local and National Insurance Providers: Including regional insurers and other national brands that provide comparable coverage for boats, luxury homes, and general insurance.

While Southwest Marine and General Insurance Company stands out for its specialized coverage, it competes with industry giants such as State Farm, Allstate, Progressive, Geico, and other local and national insurers. These competitors offer diverse options, each with their unique strengths, ensuring customers have a spectrum of choices when considering their insurance needs.

Read more: Life Insurance Company of the Southwest Review

Frequently Asked Questions

What is Southwest Marine and General Insurance Company?

Southwest Marine and General Insurance Company is an insurance provider that specializes in offering insurance coverage for marine and general risks. They provide a range of insurance products to individuals and businesses, including marine insurance for boats and vessels, as well as general insurance for property, liability, and other related risks.

What types of marine insurance does Southwest Marine and General Insurance Company offer?

Southwest Marine and General Insurance Company offers various marine insurance options to protect boats, yachts, and other watercraft. They provide coverage for physical damage to the vessel, liability coverage for bodily injury or property damage caused by the vessel, and coverage for equipment and accessories onboard. They may also offer specialized coverage for commercial vessels or unique risks.

What types of general insurance does Southwest Marine and General Insurance Company offer?

In addition to marine insurance, Southwest Marine and General Insurance Company offers general insurance coverage for a range of risks. This may include property insurance to protect homes, buildings, or other structures against damage or loss, liability insurance to cover legal liabilities, and commercial insurance options for businesses. They may also offer specialized coverage for specific industries or risks.

How is the customer service at Southwest Marine and General Insurance Company rated?

The customer service experience at Southwest Marine and General Insurance Company can vary based on individual experiences and reviews. It’s advisable to research customer reviews, ratings, and feedback from reputable sources to gain insights into their customer service quality. Additionally, consider reaching out to their customer service department directly to assess their responsiveness and willingness to address any inquiries or concerns.

Does Southwest Marine and General cover specific risks beyond boats and luxury homes?

Yes, they offer general insurance coverage for properties, liability, commercial risks, and other related areas.

Can businesses also benefit from Southwest Marine and General’s insurance offerings, or are they solely for individual clients?

Yes, Southwest Marine and General Insurance Company extends its services to businesses, offering commercial insurance options alongside their individual policies.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Diego Anderson

Licensed Real Estate Agent

Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...

Licensed Real Estate Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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