Standard Insurance Company Review (2023)

Explore Standard Insurance Company's comprehensive offerings across auto, home, life, health, travel, business, and pet insurance. With a solid foundation of financial stability, they provide peace of mind in an unpredictable world. Count on their rich history and commitment to safeguarding what matters most.

UPDATED: Oct 6, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Oct 6, 2023Fact Checked

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Oct 6, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Oct 6, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Oct 6, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Oct 6, 2023Fact Checked
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Standard Insurance Company

Average monthly rate for healthy individuals:

N/A

A.M. Best rating:

N/A

Complaint level:

Low

Final Verdict: Review of Standard Insurance Company

The article explores Standard Insurance Company, a reputable player in the insurance industry, highlighting its diverse array of insurance offerings, including auto, home, life, health, travel, business, and pet insurance. Emphasizing competitive premiums, excellent customer service, efficient claims processing, and tailored coverage options, the company prides itself on financial stability and customer satisfaction.

With a rich history and commitment to delivering security and peace of mind, Standard Insurance serves as a reliable choice for individuals and businesses seeking comprehensive insurance coverage across various aspects of life and assets.

Standard Insurance Company Insurance Coverage Options

Let’s delve into the diverse insurance coverage options offered by Standard Insurance Company, giving you the insights you need to make informed decisions and protect what matters most. We’ll discuss each of the coverage options offered by Standard Insurance Company in more detail:

  • Auto Insurance: Standard Insurance Company provides comprehensive auto insurance coverage. This typically includes liability coverage to protect you in case you cause an accident, coverage for your vehicle in case of damage or theft, and optional extras such as uninsured motorist coverage and collision coverage.
  • Home Insurance: Homeowners can benefit from Standard Insurance’s home insurance policies, which offer protection for your dwelling, personal belongings, and liability coverage. It can also cover additional structures on your property, like garages or sheds. Home insurance helps safeguard your investment in your home.
  • Life Insurance: Standard Insurance offers various life insurance options, including term life insurance, whole life insurance, and universal life insurance. These policies provide financial security to your loved ones in the event of your passing, helping to cover expenses like mortgages, debts, and income replacement.
  • Health Insurance: Health insurance from Standard Insurance can cover medical expenses, doctor visits, hospital stays, prescription medications, and more. It provides peace of mind knowing that you and your family have access to quality healthcare without facing significant financial burdens.
  • Travel Insurance: Whether you’re going on a vacation or a business trip, Standard Insurance’s travel insurance can provide coverage for trip cancellations, medical emergencies abroad, lost luggage, and other unexpected travel-related issues, ensuring a worry-free journey.
  • Business Insurance: For businesses, Standard Insurance offers a range of commercial insurance products tailored to protect your company’s assets, liability, and employees. This includes general liability insurance, commercial property insurance, and workers’ compensation coverage.
  • Pet Insurance: Standard Insurance recognizes the importance of pets in our lives. Pet insurance can help cover veterinary bills, medication costs, and even surgeries for your furry companions, ensuring their well-being without breaking the bank.

Each of these coverage options is designed to provide protection and financial security in various aspects of life, giving customers the flexibility to choose the insurance policies that best suit their needs and circumstances. It’s essential to consult with Standard Insurance Company or their agents to customize your coverage and get detailed information on each specific policy.

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Standard Insurance Company Discounts Available

At Standard Insurance Company, it’s not just about providing top-notch coverage; it’s also about making insurance more accessible and affordable for everyone. In this article, we’ll take you through the enticing array of discounts available with Standard Insurance Company. Here are some of the discounts that Standard Insurance Company may offer:

  • Multi-Policy Discount: Bundling multiple insurance policies, such as home and auto insurance, with Standard Insurance can often lead to significant discounts on both policies.
  • Safe Driver Discount: If you have a clean driving record without accidents or traffic violations, you may qualify for a safe driver discount.
  • Good Student Discount: Students with good academic records may be eligible for lower premiums on their auto insurance policies.
  • Anti-Theft Device Discount: Installing anti-theft devices in your vehicle, such as alarms or tracking systems, may qualify you for a discount on your auto insurance.
  • Home Security System Discount: Having a home security system in place can lead to discounts on your home insurance policy, as it reduces the risk of burglary or damage.
  • Claims-Free Discount: Remaining claims-free for a certain period may make you eligible for a claims-free discount on your insurance premiums.
  • Multi-Car Discount: Insuring multiple vehicles under the same policy can often result in reduced premiums for each vehicle.
  • Renewal Discount: Some insurers offer discounts to loyal customers who renew their policies with them.
  • Defensive Driving Course Discount: Completing a defensive driving course may make you eligible for a discount on your auto insurance.
  • Military or Veteran Discount: Active-duty military personnel and veterans may qualify for special discounts on their insurance policies.
  • Low Mileage Discount: If you drive your vehicle fewer miles than the average, you may be eligible for a low mileage discount.

Explore these discounts and unlock the potential for significant savings while ensuring you have the coverage you need. Your financial well-being and peace of mind are just a few smart choices away.

How Standard Insurance Company Ranks Among Providers

Standard Insurance Company operates in a highly competitive insurance industry, where several well-established companies vie for market share. The company’s main competitors can vary depending on the specific insurance segment and geographic location, but here are some of the prominent competitors in the insurance industry:

  • State Farm: State Farm is one of the largest insurance providers in the United States and offers a wide range of insurance products, including auto, home, and life insurance. They are known for their extensive agent network and customer service.
  • Allstate: Allstate is another major player in the insurance industry, offering a variety of insurance options, such as auto, home, and renters insurance. They are recognized for their robust marketing campaigns and diverse coverage options.
  • Geico: Geico is well-known for its auto insurance offerings and its iconic advertising featuring the Geico Gecko. They are often praised for their competitive pricing and user-friendly online services.
  • Progressive: Progressive is known for its innovative approach to auto insurance, including usage-based insurance programs like Snapshot. They compete by offering customizable coverage and competitive rates.
  • Liberty Mutual: Liberty Mutual provides a range of insurance products, including auto, home, and renters insurance. They focus on personalized coverage options and offer various discounts to policyholders.
  • Nationwide: Nationwide offers auto, home, and life insurance products. They emphasize customer service and financial stability.
  • Farmers Insurance: Farmers Insurance provides coverage for auto, home, and life insurance. They have a strong agent network and are known for their comprehensive policies.
  • Travelers: Travelers Insurance offers a broad spectrum of insurance products, including home, auto, business, and specialty insurance. They are recognized for their commercial insurance solutions.
  • USAA: USAA primarily serves members of the military and their families, offering a wide range of financial products, including insurance. They are known for their exceptional customer service and tailored coverage options.
  • AIG (American International Group): AIG is a global insurance company that offers various insurance products, including life, property, and casualty insurance. They cater to a diverse range of clients, including individuals and businesses.

These competitors, along with many others, continually strive to attract customers with competitive pricing, innovative coverage options, and strong customer service. Standard Insurance Company competes in this dynamic landscape by offering its unique range of insurance products and benefits to its customers.

Standard Insurance Company Claims Process

Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)

Standard Insurance Company offers a convenient and user-friendly claims process that caters to the diverse preferences of its policyholders. Whether you prefer traditional methods or modern digital options, Standard Insurance has you covered. You can file a claim through the following channels:

  • Online: The company provides a seamless online claims submission process through their website, allowing you to submit and track your claims from the comfort of your home or office.
  • Over the Phone: If you prefer speaking with a representative, you can initiate your claim over the phone, where a knowledgeable agent will guide you through the process and address any questions or concerns you may have.
  • Mobile Apps: For tech-savvy customers, Standard Insurance offers a mobile app with easy-to-use claim submission features. You can upload necessary documents, check claim status, and receive updates on your mobile device.

Average Claim Processing Time

Standard Insurance Company is committed to efficiency in claims processing. While specific processing times may vary depending on the complexity of the claim and the type of insurance coverage, the company strives to handle claims promptly. On average, customers can expect a reasonable turnaround time, ensuring that you receive the support you need when it matters most.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback plays a crucial role in evaluating an insurance company’s performance in claims resolution and payouts. Standard Insurance Company values transparency and customer satisfaction. Policyholders have consistently provided positive feedback on their claim experiences, highlighting the company’s commitment to fair and timely claim resolutions.

The payouts are known for being competitive and reflective of the policy terms, ensuring that customers receive the financial support they deserve during challenging times.

Standard Insurance Company Digital and Technological Features

Mobile App Features and Functionality

Standard Insurance Company’s mobile app offers a range of features and functionalities designed to enhance your insurance experience. With the app, you can:

  • File Claims: Easily initiate and track claims through the app, providing a hassle-free process for policyholders.
  • Access Policy Information: View your policy details, coverage information, and important documents right from your mobile device.
  • Pay Premiums: Conveniently pay your insurance premiums through the app, ensuring your coverage remains active without the need for manual payments.
  • Receive Alerts and Updates: Stay informed about policy changes, payment due dates, and other important notifications via app alerts.

Online Account Management Capabilities

Managing your insurance policies and accounts online has never been easier with Standard Insurance Company. Their online account management platform offers:

  • Policy Management: Update personal information, add or remove coverage, and make policy changes as needed.
  • Billing and Payments: Review billing statements, set up automatic payments, and access payment history.
  • Document Access: Retrieve policy documents, statements, and claim forms conveniently.

Digital Tools and Resources

Standard Insurance Company provides a wealth of digital tools and resources to help you make informed decisions about your insurance coverage. These resources include:

  • Educational Content: Access informative articles, FAQs, and guides to better understand insurance options and terms.
  • Insurance Calculators: Use online calculators to estimate coverage needs and premiums for various insurance types.
  • Claims Tracking: Monitor the progress of your claims and receive updates in real-time through the online portal or mobile app.

Standard Insurance Company’s commitment to digital innovation ensures that policyholders have easy access to the information and tools they need to manage their insurance needs effectively.

Frequently Asked Questions

Is Standard Insurance available nationwide?

Yes, Standard Insurance operates across the United States, providing coverage to customers in most states.

How can I file a claim with Standard Insurance?

To file a claim, you can contact their claims department via phone or visit their website for online claim submission.

Are there any discounts for bundling multiple policies with Standard Insurance?

Yes, Standard Insurance often offers discounts for bundling multiple policies, such as home and auto insurance.

What factors affect the cost of auto insurance with Standard Insurance?

Several factors influence auto insurance costs, including your driving history, vehicle type, and coverage options chosen.

Can I customize my life insurance policy with Standard Insurance?

Absolutely, Standard Insurance offers customizable life insurance policies to meet your specific needs and budget.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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