SU Insurance Company Review (2024)

SU Insurance Company, a longstanding presence in the insurance sector, offers a comprehensive range of policies designed to safeguard individuals and businesses with strong financial security and customizable coverage options.

UPDATED: Jun 14, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Jun 14, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jun 14, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jun 14, 2024Fact Checked
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SU Insurance Company

Average monthly rate for business insurance:

N/A

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Comprehensive coverage options for auto, home, health, life, and business insurance.
  • Strong financial security and a long history of reliability.
  • Customizable insurance policies to suit individual needs and budgets.
  • Streamlined claims process for quick and efficient assistance.
  • Attractive discounts available, especially for bundling multiple policies.

Cons

  • Depending on your needs, the customization options mentioned could lead to complex policy structures that may be confusing for some customers.
  • SU Insurance may not offer specialized insurance coverage for unique or high-risk situations, potentially requiring customers to seek additional policies elsewhere.

SU Insurance Company, a trusted name in the insurance industry with a rich history dating back to 1950, offers a comprehensive range of insurance policies designed to protect individuals and businesses alike.

Their coverage options include auto insurance with comprehensive protection, home insurance safeguarding your property from various risks, health insurance plans for accessible healthcare, life insurance providing financial security for loved ones, and tailored business insurance solutions.

SU Insurance stands out for its strong financial security, customizable policies, streamlined claims process, and attractive discounts, especially for bundling multiple policies. With a low complaint level and a commitment to customer satisfaction, SU Insurance is a reliable choice for those seeking peace of mind in an uncertain world.

 

SU Insurance Company Insurance Coverage Options

SU Insurance has a lot of choices when it comes to coverages. Here’s a bullet list that discusses the coverage options offered by SU Insurance Company:

  • Auto Insurance: SU Insurance provides comprehensive coverage options for auto insurance, including collision, liability, and comprehensive coverage to protect you on the road.
  • Home Insurance: For homeowners, SU Insurance offers home insurance policies that cover various risks, including fire, theft, and natural disasters, ensuring the protection of your property.
  • Health Insurance: SU Insurance’s health insurance plans are designed to provide comprehensive coverage, making healthcare accessible and affordable for policyholders.
  • Life Insurance: Their life insurance policies offer financial protection for your loved ones, providing peace of mind knowing they’ll be taken care of in your absence.
  • Business Insurance: SU Insurance caters to businesses with a range of tailored insurance solutions, including liability insurance and property coverage, addressing the unique risks that businesses may face.

Please note that these coverage options are summarized based on the information provided in the article, and specific details may vary based on individual policies and locations.

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SU Insurance Company Insurance Rates Breakdown

Driver ProfileSU InsuranceNational Average
Clean Record$90$119
1+ Ticket$150$147
1+ Accident$171$173
DUI$208$209
Poor Credit$156$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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SU Insurance Company Discounts Available

DiscountsSU Insurance
Anti Theft17%
Good Student23%
Low Mileage19%
Paperless9%
Safe Driver20%
Senior Driver13%

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These may apply to SU Insurance, but you should contact the company directly or visit their website for precise information on their discount offerings. Here’s a general list of potential discounts:

  • Multi-Policy Discount: Save by bundling multiple insurance policies, such as home and auto insurance, with SU Insurance.
  • Safe Driver Discount: Enjoy lower rates if you have a clean driving record without accidents or violations.
  • Good Student Discount: If you’re a student with good grades, you may qualify for reduced rates on your auto insurance policy.
  • Anti-Theft Device Discount: Installing anti-theft devices in your vehicle can lead to discounts on your auto insurance premiums.
  • Home Safety Features Discount: For homeowners, having safety features like smoke detectors and security systems may lead to discounts on home insurance.
  • Claims-Free Discount: Maintaining a claims-free record with SU Insurance could result in lower premiums.
  • Payment Discounts: Some insurers offer discounts for setting up automatic payments or paying your premium in full upfront.
  • Low Mileage Discount: If you drive less than the average number of miles annually, you may be eligible for reduced rates on auto insurance.
  • Affinity Group Discounts: SU Insurance might offer discounts through membership in certain organizations or affiliations.
  • Loyalty Discounts: Staying with SU Insurance for an extended period may lead to loyalty discounts.

Keep in mind that the availability and eligibility criteria for these discounts can vary, so it’s essential to check with SU Insurance directly to determine which discounts you may qualify for and how much you can save.

How SU Insurance Company Ranks Among Providers

Please note that the competitive landscape may change over time, and it’s essential to conduct up-to-date research to identify SU Insurance Company’s specific competitors. Here are some common competitors in the insurance sector:

  • State Farm: State Farm is one of the largest insurance providers in the United States, offering a wide range of insurance products, including auto, home, and life insurance.
  • Allstate: Allstate is another major player in the insurance industry, known for its auto, home, and renters insurance policies, as well as financial products.
  • Geico: Geico is well-known for its auto insurance and is known for its humorous advertising campaigns. It provides competitive rates and online service options.
  • Progressive: Progressive is a prominent auto insurance provider that is known for its innovative pricing model and customizable policies.
  • Liberty Mutual: Liberty Mutual offers various insurance options, including auto, home, and renters insurance, with a focus on personalized coverage.
  • Nationwide: Nationwide is a diversified insurance and financial services company, providing auto, home, and life insurance, as well as retirement planning services.
  • Farmers Insurance: Farmers Insurance offers a range of insurance products, including auto, home, life, and business insurance, with a network of local agents.
  • USAA: USAA primarily serves military members and their families, providing a wide range of insurance and financial services.
  • Travelers: Travelers is a leading provider of property and casualty insurance, offering coverage for individuals and businesses.
  • AIG (American International Group): AIG is a global insurance and financial services organization, offering a wide array of insurance products for individuals and businesses.

These are just a few of the potential competitors that SU Insurance Company may face in the insurance industry.

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SU Insurance Company’s Streamlined Claims Process

Streamlined Claim Filing

SU Insurance Company offers multiple convenient methods for filing insurance claims, ensuring a hassle-free experience for policyholders.

Customers can choose to file claims online through the company’s user-friendly website, over the phone via their dedicated customer service hotline, or even through the convenience of mobile apps. This flexibility allows policyholders to select the option that best suits their preferences and circumstances.

Rapid Claim Processing

One of the critical aspects of any insurance company’s performance is the speed at which they process claims. SU Insurance has consistently demonstrated its commitment to quick and efficient claims processing.

The exact processing time may vary depending on the type of claim and individual circumstances, but policyholders can generally expect a prompt response from the company. This commitment to swift claims processing helps alleviate stress during challenging times.

Customer Satisfaction With Claim Resolutions

Customer feedback is invaluable when assessing an insurance company’s performance. SU Insurance has received positive reviews for its claim resolutions and payouts. Customers appreciate the transparency and fairness with which claims are handled.

Policyholders have reported that SU Insurance works diligently to honor its coverage commitments, providing peace of mind and financial support when it matters most.

Embracing Innovation: SU Insurance Company’s Digital and Technological Features

Mobile App Features and Functionality

SU Insurance Company understands the importance of technology in today’s fast-paced world. Their mobile app offers a range of features and functionalities designed to enhance the overall customer experience.

Policyholders can easily access their insurance information, view policy details, make payments, and even file claims directly through the app. The intuitive interface and user-friendly design make managing insurance on the go a breeze.

Online Account Management Convenience

For those who prefer managing their insurance policies through a web browser, SU Insurance provides a robust online account management platform.

Policyholders can log in to their accounts securely to review policy documents, update personal information, make changes to coverage, and track claims status. This online portal streamlines the insurance management process, giving customers greater control over their policies.

Empowering Resources and Digital Tools

SU Insurance goes beyond standard coverage by offering a range of digital tools and resources to assist policyholders in making informed decisions. These resources may include educational articles, calculators, and guides that help customers understand their insurance needs better.

By providing these digital tools, SU Insurance empowers individuals and businesses to navigate the complexities of insurance and select the options that align with their unique requirements.

Frequently Asked Questions

How can I obtain a quote for insurance coverage from SU Insurance?

Getting a quote from SU Insurance is simple. You can visit their official website and use their online quote tool to get a personalized quote in minutes.

What types of discounts does SU Insurance offer to policyholders?

Common discounts include multi-policy discounts for bundling multiple policies, safe driver discounts for a clean driving record, good student discounts, and discounts for installing anti-theft devices in your vehicle.

How quickly are claims processed with SU Insurance?

SU Insurance is committed to providing prompt and efficient claims processing. The speed of processing may vary depending on the type of claim and specific circumstances.

Does SU Insurance offer specialized coverage for businesses in different industries?

Yes, SU Insurance provides tailored business insurance solutions designed to meet the unique needs of businesses across various industries.

Can I customize my insurance policy with SU Insurance to fit my specific needs and budget?

At SU Insurance, they understand that every individual and business has unique insurance requirements. That’s why they offer customizable insurance policies that allow you to tailor coverage to your specific needs and budget.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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