Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Insurance Expert Chelsey Tucker

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

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Licensed Auto Insurance Agent Daniel Walker

UPDATED: Jun 28, 2022

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The Lowdown

  • Adept Driver offers a program known as teenSMART 
  • Interactive computer-based lessons, parent-teen activities, and certification courses make up the teenSMART program
  • teenSMART addresses six chief factors behind teen auto collision

With distracted driving being the number one killer of teens in America, Adept Driver — a driver’s education hub — has launched a program that is aimed to treat the causes of crashes. 

When teenagers are placed on their parents’ auto insurance policy or obtain their own, insurance rates typically rise because teenagers are high-risk drivers — what insurance companies look to avoid.

Find an insurance company that partners with the teenSMART program and possibly receive a discount. Enter your ZIP code and get free quotes today. 

What is the teenSMART program?

Adept Driver is a resource that offers driver education based on effective scientific principles that are proven to reduce unsafe driving behaviors. 

Adept Driver offers a program known as teenSMART. teenSMART teaches new teenage drivers how to drive through interactive computer-based lessons and practice, parent-teen activities, and certification courses.

Interactive computer-based lessons include realistic driving simulations that assist in the development of neurocognitive pathways associated with crash avoidance skills.

Safe-driving discussions, videos, and in-car driving exercises that reinforce computer-based lessons make up the parent-teen activities hosted by the teenSMART program.

Lastly, at the driver’s own pace, they will complete tests that will result in certifications when passed.

teenSMART addresses the six chief factors behind teen auto collisions by focusing on altering driver behavior and reducing a teen’s risk of collisions.

The six chief factors behind teen auto collision include:

  • visual search
  • hazard detection
  • speed adjustment
  • space management
  • risk perception
  • lifestyle issues

Adept Drivers makes sure that the teenSMART program hits three targets to ensure its success.

First, the program must treat the causes of crashes. It uses studies that focus on crash reduction as a treatable behavior disorder.

Second, it makes sure its effectiveness is verified. Hundreds of insurance company actuaries vet the program. As a result, of the graduates of the program, there have been 30% fewer crashes, 51% fewer bodily injury claims, and 70% less likely to receive traffic violations.

Lastly, the program aims to improve crash reduction skills through proven neurocognitive training.

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How can I enroll a driver in teenSMART?

To begin the program, the following things are needed:

  1. Driver’s license or permit
  2. A parent or licensed driver 25-years-old or older to help complete activities
  3. PC, Mac, Chromebook, iPad
  4. Internet connection
  5. A minimum of four hours

Those in the program can access their portal through the teenSMART website. There will be a yellow button at the top of the page for new users to register. For users that are already registered, your teenSMART login will be your username or license key and whatever password you have chosen. 

You can also access a number of forms on the website. There are in-car exercise instruction forms, along with supplemental driving exercises that include Hazard Mapping, Risk Perception, Critical Decision Making, and Before You Start Your Engine. 

Other forms that can be found are additional driving practice exercises, specifically for graduated licensing supervised driving hours requirements. With these resources, your teen will be ready to travel. 

Who can I contact for help with teenSMART? 

Adept Driver offers multiple lines of contact for assistance with the teenSMART program. 

Product support is available Monday-Friday from 8 a.m. to 5 p.m. PST by calling 800-808-5678. 

To order teenSMART, check the status of an existing order, or if you need your teenSMART student ID, call toll-free 877-233-7879. This number can be called seven days a week, 24 hours a day. 

You can also email support at [email protected] 

For more information on teenSMART, visit

Will my insurance company offer a discount for completing the teenSMART program?

Some insurance companies do offer teenSMART discounts. Among those insurance companies are:

  • Allstate
  • AAA
  • Central Insurance Companies
  • Commonwealth Casualty Group
  • CSAA
  • Erie
  • The MAPFRE
  • Farmers Insurance
  • West Bend
  • Mutual of Enumclaw

See if your insurance company will provide a teenSMART discount. Enter your ZIP code and get a free quote today.

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Read these answers to frequently asked questions about Adept Driver’s teenSMART program for more information:

How long does it take to complete teenSMART?

Drivers can complete teenSMART in eight hours. Most teens spend an hour a week and complete the program in two months. 

How long will I receive the discount from my insurance company?

Most insurance companies offer discounts once the course is completed that last until the age of 21. 

What is the cost of the teenSMART program?

teenSMART is $120. Some insurance companies may offer a discount for their policyholders.

Who can participate in the teenSMART program? 

The program is offered to unmarried males and females between the ages of 16 and 20. 

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