teenSMART Driver Program Review [2024]

Discover the innovative teenSMART Driver Program by Adept Drivers, utilizing proven neurocognitive training to combat the leading causes of teen auto collisions.

UPDATED: Jan 8, 2024Fact Checked

Chris Abrams

Licensed Insurance Agent

Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed life and health insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chr...

Licensed Insurance Agent

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Licensed Insurance Agent

UPDATED: Jan 8, 2024

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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jan 8, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 8, 2024Fact Checked
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teenSMART

Average monthly rate for good drivers:

N/A

A.M. Best rating:

N/A

Complaint level:

Low

Pros

  • The teenSMART program is effective in reducing the risk of crashes, bodily injury claims, and traffic violations for new teen drivers.
  • The program offers interactive computer-based lessons, in-car driving exercises, and certification courses.
  • Some insurance companies offer discounts to drivers who complete the teenSMART program.

Cons

  • The program requires access to a computer with high-speed internet and a parent or guardian to act as a coach.
  • Not all insurance companies offer discounts for completing the program.

Final Verdict: Review of teenSMART

The teenSMART Driver Program by Adept Drivers, a leading initiative addressing the critical issue of distracted driving, the foremost cause of teen fatalities in the United States. Through a multifaceted approach encompassing neurocognitive training, interactive lessons, and parent-teen activities, the program significantly reduces teen auto collisions.

Backed by comprehensive studies vetted by insurance experts, the results are compelling: graduates experience a 30% decrease in crashes, a 51% reduction in bodily injury claims, and a notable 70% decrease in traffic violations.

With a focus on insurance cost reduction and comprehensive support, the teenSMART program stands out as a top-tier choice in teen driver education, positioning itself among the forefront of providers committed to fostering safer and more responsible driving habits among young individuals.

[su_box title="The Lowdown" style="default"]
  • Adept Driver offers a program known as teenSMART
  • Interactive computer-based lessons, parent-teen activities, and certification courses make up the teenSMART program
  • teenSMART addresses six chief factors behind teen auto collision
[/su_box] With distracted driving being the number one killer of teens in America, Adept Driver — a driver's education hub — has launched a program that is aimed to treat the causes of crashes. When teenagers are placed on their parents' auto insurance policy or obtain their own, insurance rates typically rise because teenagers are high-risk drivers — what insurance companies look to avoid. Find an insurance company that partners with the teenSMART program and possibly receive a discount. Enter your ZIP code and get free quotes today.

What You Should Know About teenSMART

Adept Driver is a resource that offers driver education based on effective scientific principles that are proven to reduce unsafe driving behaviors. Adept Driver offers a program known as teenSMART. teenSMART teaches new teenage drivers how to drive through interactive computer-based lessons and practice, parent-teen activities, and certification courses.

Interactive computer-based lessons include realistic driving simulations that assist in the development of neurocognitive pathways associated with crash avoidance skills. Safe-driving discussions, videos, and in-car driving exercises that reinforce computer-based lessons make up the parent-teen activities hosted by the teenSMART program.

Lastly, at the driver’s own pace, they will complete tests that will result in certifications when passed. teenSMART addresses the six chief factors behind teen auto collisions by focusing on altering driver behavior and reducing a teen’s risk of collisions.

The six chief factors behind teen auto collision include:

  • visual search
  • hazard detection
  • speed adjustment
  • space management
  • risk perception
  • lifestyle issues

Adept Drivers makes sure that the teenSMART program hits three targets to ensure its success. First, the program must treat the causes of crashes. It uses studies that focus on crash reduction as a treatable behavior disorder.

Second, it makes sure its effectiveness is verified. Hundreds of insurance company actuaries vet the program. As a result, of the graduates of the program, there have been 30% fewer crashes, 51% fewer bodily injury claims, and 70% less likely to receive traffic violations.

Lastly, the program aims to improve crash reduction skills through proven neurocognitive training.

How can I enroll a driver in teenSMART?

To begin the program, the following things are needed:

  • Driver’s license or permit
  • A parent or licensed driver 25-years-old or older to help complete activities
  • PC, Mac, Chromebook, iPad
  • Internet connection
  • A minimum of four hours

Those in the program can access their portal through the teenSMART website. There will be a yellow button at the top of the page for new users to register. For users that are already registered, your teenSMART login will be your username or license key and whatever password you have chosen.

You can also access a number of forms on the website. There are in-car exercise instruction forms, along with supplemental driving exercises that include Hazard Mapping, Risk Perception, Critical Decision Making, and Before You Start Your Engine.

Other forms that can be found are additional driving practice exercises, specifically for graduated licensing supervised driving hours requirements. With these resources, your teen will be ready to travel.

Who can I contact for help with teenSMART?

Adept Driver offers multiple lines of contact for assistance with the teenSMART program. Product support is available Monday-Friday from 8 a.m. to 5 p.m. PST by calling 800-808-5678.

To order teenSMART, check the status of an existing order, or if you need your teenSMART student ID, call toll-free 877-233-7879. This number can be called seven days a week, 24 hours a day. You can also email support at [email protected]. For more information on teenSMART, visit adeptdriver.com.

teenSMART Insurance Coverage Options

Embark on a comprehensive journey towards safer and more responsible teen driving with the teenSMART program. This section outlines the diverse coverage options available to program participants, ensuring a well-rounded and effective approach to developing essential driving skills.

  • Comprehensive Neurocognitive Training: Engage in interactive computer-based lessons and simulations designed to develop neurocognitive pathways associated with crash avoidance skills.
  • Parent-Teen Activities: Participate in safe-driving discussions, view educational videos, and take part in in-car driving exercises alongside a parent or guardian to reinforce computer-based lessons.
  • Certification Courses: Progress at your own pace through certification tests to validate your understanding of safe driving principles and earn certifications upon successful completion.

From engaging simulations to valuable parent-teen activities, and the prospect of insurance discounts, the teenSMART program is committed to empowering teen drivers with the knowledge and tools needed to navigate the roads safely. Take full advantage of these coverage options and pave the way for a confident and responsible driving journey.

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teenSMART Insurance Rates Breakdown

Driver ProfileTeenSMART DriverNational Average
Clean Record$63$119
1+ Ticket$92$147
1+ Accident$127$173
DUI$208$209
Poor Credit$108$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver


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teenSMART Discounts Available

DiscountsTeenSMART Driver
Anti Theft7%
Good Student12%
Low Mileage11%
Paperless8%
Safe Driver15%
Senior Driver12%

Will your insurance company offer a discount for completing the teenSMART program? Some insurance companies do offer teenSMART discounts. Among those insurance companies are:

  • Allstate
  • AAA
  • Central Insurance Companies
  • Commonwealth Casualty Group
  • CSAA
  • Erie
  • The MAPFRE
  • Farmers Insurance
  • West Bend
  • Mutual of Enumclaw

See if your insurance company will provide a teenSMART discount. Enter your ZIP code and get a free quote today.

Read more: Commonwealth Casualty Insurance Company Review

How teenSMART Ranks Among Providers

The teenSMART Driver Program distinguishes itself as a leader among providers in the realm of teen driver education. Backed by proven neurocognitive training and a focus on behavioral alteration, the program has achieved notable success in reducing teen auto collisions.

According to extensive studies vetted by hundreds of insurance company actuaries, graduates of the teenSMART program experience a remarkable 30% fewer crashes, a 51% decrease in bodily injury claims, and are 70% less likely to receive traffic violations.

These impressive statistics position the teenSMART program as a top-tier choice for families seeking effective and impactful driver education for their teens.

Frequently Asked Questions

What is the teenSMART Driver Program, and how does it contribute to safer teen driving?

The teenSMART Driver Program by Adept Drivers uses neurocognitive training to address factors causing teen auto collisions, resulting in a 30% crash reduction, 51% fewer injury claims, and a 70% decrease in traffic violations.

How does teenSMART aim to reduce insurance costs for families with teen drivers?

By partnering with insurance companies, teenSMART may offer discounts, potentially reducing costs for families with teen drivers.

What are the key components of the teenSMART program, and how does it address the six chief factors behind teen auto collisions?

The program includes computer lessons, parent-teen activities, and certification courses, focusing on realistic simulations and discussions to address the six main factors causing teen collisions.

How can a new teen driver enroll in the teenSMART program, and what resources are available to support their learning?

New users can register on the teenSMART website, accessing forms and resources like in-car exercises and supplemental driving exercises for self-paced learning.

What support options are available for individuals seeking assistance or information about the teenSMART program?

Support is available via phone at 800-808-5678 (Mon-Fri) and 877-233-7879 (7 days a week, 24 hours), and through email at [email protected] for additional assistance.

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Chris Abrams

Licensed Insurance Agent

Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed life and health insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chr...

Licensed Insurance Agent

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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