Texas Farmers Insurance Company: Customer Ratings & Reviews [2026]
Texas Farmers Insurance Company, backed by a century-long commitment to providing affordable and reliable insurance solutions, stands as a steadfast protector of what matters most to its customers, offering a diverse range of coverage options and discounts to ensure a secure future.
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Table of Contents
Table of Contents


Professor of Nutrition & Kinesiology
Melissa Morris has a BS and MS in exercise science and a doctorate in educational leadership. She is an ACSM certified exercise physiologist and an ISSN certified sports nutritionist. She teaches nutrition and applied kinesiology at the University of Tampa. She has been featured on Yahoo, HuffPost, Eat This, Bulletproof, Vitacost, LIVESTRONG, Toast Fried, The Trusty Spotter, Best Comp...
Melissa Morris


Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Daniel Walker
Updated April 2025
Texas Farmers Insurance Company has been providing quality insurance products for over 100 years. With a mission to provide affordable insurance coverage that protects what matters most to their customers, they offer a range of insurance products, including auto, home, life, and business insurance.
Their pricing is determined by various factors, such as the type of insurance, coverage options, and the customer’s personal details. They also offer a range of discounts, such as safe driver discounts and multi-policy discounts, to help customers save money on their premiums.
Texas Farmers Insurance Company operates in several states across the US, and they have a solid reputation for providing quality insurance products and excellent customer service.
What You Should Know About Texas Farmers Insurance Company
Company Contact Information
- Website: https://www.farmers.com/
- Phone: 1-888-327-6335
- Mailing Address: 6301 Owensmouth Ave., Woodland Hills, CA 91367
Related Parent or Child Companies
- Texas Farmers Insurance Company is a subsidiary of Farmers Insurance Group, which is a wholly-owned subsidiary of Zurich Insurance Group.
Read more: Farmers Auto Insurance Review
Financial Ratings
- Texas Farmers Insurance Company has an A (Excellent) rating from A.M. Best, which is a leading credit rating agency that specializes in the insurance industry.
Customer Service Ratings
- Texas Farmers Insurance Company has received mixed customer service ratings. The company has an A+ rating from the Better Business Bureau (BBB), but it has a lower rating of 2.1 out of 5 stars based on customer reviews on the BBB website.
Claims Information
- Texas Farmers Insurance Company has a claims center that customers can contact to file claims. Customers can file claims online, over the phone, or by contacting their local agent. The company has a 24/7 claims center that is available to customers at all times.
Company Apps
- Texas Farmers Insurance Company offers a range of mobile apps that customers can use to manage their insurance policies and claims. The apps include:
- Farmers Mobile App: Allows customers to view policy information, pay bills, file and track claims, and more.
- Signal App: Monitors driving behavior and offers discounts for safe driving.
- My Farmers App: Allows customers to access personalized policy and claims information, as well as pay bills and request roadside assistance.
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Texas Farmers Insurance Company Insurance Coverage Options
Texas Farmers Insurance Company takes pride in its extensive array of coverage options tailored to safeguard your assets and loved ones. From auto and home insurance to life and business coverage, explore the comprehensive protection plans designed to suit your unique needs.
- Auto Insurance: Provides coverage for personal and commercial vehicles, as well as motorcycles and recreational vehicles.
- Home Insurance: Offers protection for homes, condos, and rental properties, as well as personal property and liability coverage.
- Life Insurance: Provides coverage for individuals and families, including term life, whole life, and universal life insurance.
- Business Insurance: Offers coverage for small and large businesses, including property and liability coverage, workers’ compensation, and commercial auto insurance.
- Specialty Insurance: Provides coverage for unique risks, such as flood insurance, pet insurance, and travel insurance.
Customers can customize their coverage options based on their needs and preferences. Texas Farmers Insurance Company also offers a range of add-ons and endorsements that can provide additional coverage, such as roadside assistance and rental car reimbursement.
Texas Farmers Insurance Company Insurance Rates Breakdown
Texas Farmers Auto Insurance Monthly Rates by Driving Record
Driving Record Texas Farmers U.S. Average
Clean Record $83 $119
1+ Ticket $121 $147
1+ Accident $163 $173
DUI $208 $209
Texas Farmers Insurance Company Discounts Available
Texas Farmers Auto Insurance Discounts
Discounts Savings Potential
Anti Theft 12%
Good Student 16%
Low Mileage 14%
Paperless 9%
Safe Driver 21%
Senior Driver 11%
Unlock substantial savings with Texas Farmers Insurance Company’s diverse range of discounts, designed to make quality coverage more affordable. Whether you’re a safe driver, bundling policies, or embracing safety features, our discounts aim to maximize value while ensuring your protection.
- Safe Driver Discount: Customers who maintain a clean driving record may be eligible for a discount on their auto insurance.
- Multi-Policy Discount: Customers who bundle multiple policies, such as home and auto insurance, can receive a discount on their premiums.
- Home Safety Features Discount: Customers who have certain safety features installed in their homes, such as smoke detectors and security systems, may qualify for a discount on their homeowners insurance.
- Good Student Discount: Students who maintain good grades may be eligible for a discount on their auto insurance.
- Professional Group Discount: Members of certain professional groups, such as teachers and firefighters, may qualify for a discount on their insurance.
- Mature Driver Discount: Customers who are 55 or older and complete an approved mature driver course may be eligible for a discount on their auto insurance.
These discounts can help customers save money on their insurance premiums while still maintaining the coverage they need. Customers should contact Texas Farmers Insurance Company or their local agent to learn more about the discounts that are available to them.
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How Texas Farmers Insurance Company Ranks Among Providers
Texas Farmers Insurance Company operates in a highly competitive insurance industry, where several companies offer similar products and services. Here are some of the company’s main competitors:
- State Farm: State Farm is the largest insurer in the United States and offers a wide range of insurance products, including auto, home, life, and health insurance.
- Allstate: Allstate is another major player in the insurance industry and offers similar products and services to Texas Farmers Insurance Company, including auto, home, and life insurance.
- Nationwide: Nationwide is a mutual insurance company that offers auto, home, and life insurance, as well as other financial products and services.
- Geico: Geico is a subsidiary of Berkshire Hathaway and specializes in providing affordable auto insurance to customers.
- Progressive: Progressive is a well-known insurance company that offers a range of insurance products, including auto, home, and commercial insurance.
These companies compete with Texas Farmers Insurance Company for market share and customers in various ways, such as offering competitive rates, innovative products, and superior customer service.
Read more:
- Farmers Texas County Mutual Insurance Company: Customer Ratings & Reviews 2023
- Farmers Casualty Insurance Company Review
- Farmers Group Property and Casualty Insurance Company Review
Texas Farmers Insurance Company Claims Process
Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)
Texas Farmers Insurance Company streamlines the claims process, offering customers multiple convenient avenues for filing claims. Whether through a user-friendly online portal, over the phone, or utilizing their dedicated mobile apps, policyholders can easily initiate the claims process, adapting to their preferred method.
Average Claim Processing Time
Efficiency is at the forefront of Texas Farmers Insurance Company’s claims handling. With a commitment to swift resolutions, the company boasts an average claim processing time that minimizes inconvenience for policyholders. Timeliness is a priority, ensuring customers experience a smooth and prompt claims experience.
Customer Feedback on Claim Resolutions and Payouts
The true test of an insurance provider lies in its ability to deliver on promises during claim resolutions. Texas Farmers Insurance Company has garnered positive customer feedback for its fair and satisfactory claim resolutions. Payouts are handled with transparency and efficiency, contributing to overall customer satisfaction.
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Texas Farmers Insurance Company Digital and Technological Features
Mobile App Features and Functionality
Texas Farmers Insurance Company stands out in the digital landscape with feature-rich mobile apps. These apps empower policyholders with on-the-go access, allowing them to manage policies, file claims, and access important documents seamlessly. The intuitive design ensures a user-friendly experience, putting control at the fingertips of customers.
Online Account Management Capabilities
Embracing digital transformation, Texas Farmers Insurance Company provides robust online account management capabilities. Policyholders can effortlessly navigate through their accounts, update information, and review policy details. The online platform enhances accessibility and convenience, giving customers the flexibility to manage their policies anytime, anywhere.
Digital Tools and Resources
In the realm of digital tools, Texas Farmers Insurance Company goes beyond the basics. Offering a suite of resources, from educational materials to interactive tools, policyholders have access to a wealth of information. This commitment to digital empowerment ensures that customers are not only protected by insurance but are also well-informed about their coverage and options.
Frequently Asked Questions
What types of insurance does Texas Farmers Insurance Company offer?
Texas Farmers Insurance Company provides a comprehensive range of insurance products, including auto, home, life, and business insurance. They aim to meet diverse customer needs by offering a variety of coverage options.
How can I file a claim with Texas Farmers Insurance Company?
Filing a claim with Texas Farmers Insurance Company is convenient and flexible. You can initiate the claims process online through their user-friendly portal, over the phone with a representative, or by using their dedicated mobile apps.
What is the average processing time for claims with Texas Farmers Insurance Company?
The company prioritizes efficiency in claims processing to minimize inconvenience for policyholders. While specific processing times may vary, Texas Farmers Insurance Company is committed to swift and timely resolutions.
What discounts are available to policyholders?
Texas Farmers Insurance Company offers a variety of discounts to help customers save on premiums. These include safe driver discounts, multi-policy discounts, and incentives for certain safety features in vehicles or homes. Exploring these discounts can lead to significant cost savings.
How does Texas Farmers Insurance Company leverage technology for policyholders?
The company embraces digital innovation with feature-rich mobile apps, providing on-the-go access to policy management and claims filing. Online account management capabilities empower customers to handle policy details conveniently. Additionally, Texas Farmers Insurance Company provides a range of digital tools and resources for enhanced customer engagement.
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